First Missouri National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Missouri National Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Missouri National Bank P.O. Box 190 Brookfield, MO 64628 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 380 |
| Total Mortgage Loan Application Amount | $54,833,000 |
| Average Mortgage Loan Application Amount | $120,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,075,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Missouri National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Missouri National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Missouri National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Missouri National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Missouri National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Missouri National Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Linn County Missouri | 156 | $ 10,924,000 | $ 70,000 | $ 59,000 |
| Johnson County Kansas | 45 | $ 8,874,000 | $ 197,000 | $ 102,000 |
| Clay County Missouri | 39 | $ 7,357,000 | $ 188,000 | $ 81,000 |
| Jackson County Missouri | 18 | $ 3,529,000 | $ 196,000 | $ 184,000 |
| Macon County Missouri | 9 | $ 1,966,000 | $ 218,000 | $ 28,000 |
| Livingston County Missouri | 7 | $ 909,000 | $ 129,000 | $ 99,000 |
| Platte County Missouri | 7 | $ 825,000 | $ 117,000 | $ 27,000 |
| Clinton County Missouri | 6 | $ 847,000 | $ 141,000 | $ 65,000 |
| El Paso County Colorado | 5 | $ 1,586,000 | $ 317,000 | $ 116,000 |
| Mesa County Colorado | 5 | $ 1,284,000 | $ 256,000 | $ 117,000 |
| Wyandotte County Kansas | 5 | $ 664,000 | $ 132,000 | $ 69,000 |
| Chariton County Missouri | 5 | $ 341,000 | $ 68,000 | $ 52,000 |
| Leavenworth County Kansas | 4 | $ 549,000 | $ 137,000 | $ 92,000 |
| Ray County Missouri | 4 | $ 526,000 | $ 131,000 | $ 63,000 |
| Larimer County Colorado | 3 | $ 872,000 | $ 290,000 | $ 88,000 |
| Fairfield County Connecticut | 3 | $ 975,000 | $ 325,000 | $ 185,000 |
| Hartford County Connecticut | 3 | $ 681,000 | $ 227,000 | $ 99,000 |
| Hennepin County Minnesota | 3 | $ 517,000 | $ 172,000 | $ 90,000 |
| St. Louis County Missouri | 3 | $ 333,000 | $ 111,000 | $ 97,000 |
| Shawnee County Kansas | 2 | $ 172,000 | $ 86,000 | $ 52,000 |
| Daviess County Missouri | 2 | $ 146,000 | $ 73,000 | $ 80,000 |
| Greene County Missouri | 2 | $ 279,000 | $ 139,000 | $ 39,000 |
| Jefferson County Missouri | 2 | $ 309,000 | $ 154,000 | $ 111,000 |
| Bernalillo County New Mexico | 2 | $ 342,000 | $ 171,000 | $ 148,000 |
| Pulaski County Arkansas | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Denver County Colorado | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
| Douglas County Colorado | 1 | $ 316,000 | $ 316,000 | $ 107,000 |
| Jefferson County Colorado | 1 | $ 255,000 | $ 255,000 | $ 414,000 |
| Ouray County Colorado | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Black Hawk County Iowa | 1 | $ 396,000 | $ 396,000 | $ 77,000 |
| Polk County Iowa | 1 | $ 208,000 | $ 208,000 | $ 106,000 |
| Ringgold County Iowa | 1 | $ 239,000 | $ 239,000 | $ 93,000 |
| Woodbury County Iowa | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Douglas County Kansas | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Franklin County Kansas | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Miami County Kansas | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Montgomery County Kansas | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Sedgwick County Kansas | 1 | $ 769,000 | $ 769,000 | $ 12,000 |
| Carver County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Otter Tail County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Washington County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Boone County Missouri | 1 | $ 30,000 | $ 30,000 | $ 19,000 |
| Butler County Missouri | 1 | $ 97,000 | $ 97,000 | $ 63,000 |
| Caldwell County Missouri | 1 | $ 118,000 | $ 118,000 | $ 88,000 |
| Camden County Missouri | 1 | $ 140,000 | $ 140,000 | $ 117,000 |
| Carroll County Missouri | 1 | $ 199,000 | $ 199,000 | $ 95,000 |
| Cass County Missouri | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Cooper County Missouri | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| DeKalb County Missouri | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| Grundy County Missouri | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Johnson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Lafayette County Missouri | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| Lincoln County Missouri | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Mercer County Missouri | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Miller County Missouri | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Morgan County Missouri | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Pettis County Missouri | 1 | $ 300,000 | $ 300,000 | $ 95,000 |
| Ralls County Missouri | 1 | $ 149,000 | $ 149,000 | $ 54,000 |
| Saline County Missouri | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Sullivan County Missouri | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Otero County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| San Juan County New Mexico | 1 | $ 353,000 | $ 353,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for First Missouri National Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 174 | $31,571,000 | $181,000 | $1,083,000 | $91,000 | $1,075,000 |
| Home Purchase | 170 | $21,183,000 | $124,000 | $2,500,000 | $69,000 | $585,000 |
| Home Improvement | 36 | $2,079,000 | $57,000 | $240,000 | $67,000 | $192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 347 | $45,796,000 | $131,000 | $1,083,000 | $83,000 | $1,075,000 |
| Not applicable | 21 | $6,707,000 | $319,000 | $2,500,000 | $0 | $0 |
| Black or African American | 4 | $1,135,000 | $283,000 | $628,000 | $99,000 | $226,000 |
| Hispanic | 4 | $825,000 | $206,000 | $351,000 | $79,000 | $110,000 |
| American Indian or Alaskan Native | 2 | $260,000 | $130,000 | $141,000 | $46,000 | $47,000 |
| Not Provided | 2 | $110,000 | $55,000 | $90,000 | $249,000 | $499,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 367 | $52,667,000 | $143,000 | $2,500,000 | $80,000 | $1,075,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,166,000 | $166,000 | $351,000 | $61,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 205 | $24,495,000 | $119,000 | $2,500,000 | $68,000 | $1,075,000 |
| Loan Purchased By The Institution | 129 | $26,140,000 | $202,000 | $769,000 | $101,000 | $414,000 |
| Application Denied By Financial Institution | 24 | $1,873,000 | $78,000 | $212,000 | $68,000 | $499,000 |
| Application Withdrawn By Applicant | 15 | $1,501,000 | $100,000 | $236,000 | $75,000 | $185,000 |
| Application Approved But Not Accepted | 6 | $631,000 | $105,000 | $240,000 | $49,000 | $105,000 |
| File Closed For Incompleteness | 1 | $193,000 | $193,000 | $193,000 | $67,000 | $67,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $693,000 | $53,000 | $212,000 | $48,000 | $120,000 |
| Debt-To-Income Ratio | 4 | $384,000 | $96,000 | $135,000 | $58,000 | $100,000 |
| Collateral | 4 | $410,000 | $102,000 | $200,000 | $50,000 | $74,000 |
| Other | 3 | $386,000 | $128,000 | $155,000 | $199,000 | $499,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Missouri National Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Missouri National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.