First Mutual Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Mutual Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Mutual Bank 400 108Th Ave Ne Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 209 |
| Total Mortgage Loan Application Amount | $80,982,000 |
| Average Mortgage Loan Application Amount | $378,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $245,500 |
| Highest Applicant Income | $6,035,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Mutual Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Mutual Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Mutual Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Mutual Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Mutual Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Mutual Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 39 | $ 22,912,000 | $ 587,000 | $ 212,000 |
| Snohomish County Washington | 24 | $ 7,405,000 | $ 308,000 | $ 537,000 |
| Pierce County Washington | 21 | $ 8,261,000 | $ 393,000 | $ 122,000 |
| Marion County Oregon | 9 | $ 2,900,000 | $ 322,000 | $ 71,000 |
| Clackamas County Oregon | 7 | $ 4,544,000 | $ 649,000 | $ 315,000 |
| Whatcom County Washington | 7 | $ 1,594,000 | $ 227,000 | $ 96,000 |
| Jackson County Oregon | 6 | $ 107,000 | $ 17,000 | $ 27,000 |
| Multnomah County Oregon | 6 | $ 3,165,000 | $ 527,000 | $ 209,000 |
| Bonneville County Idaho | 5 | $ 1,374,000 | $ 274,000 | $ 108,000 |
| Deschutes County Oregon | 5 | $ 1,922,000 | $ 384,000 | $ 107,000 |
| Lane County Oregon | 5 | $ 871,000 | $ 174,000 | $ 52,000 |
| Washington County Oregon | 5 | $ 2,769,000 | $ 553,000 | $ 144,000 |
| Clark County Washington | 5 | $ 2,595,000 | $ 519,000 | $ 100,000 |
| Jefferson County Washington | 5 | $ 2,349,000 | $ 469,000 | $ 1,276,000 |
| Spokane County Washington | 5 | $ 1,516,000 | $ 303,000 | $ 104,000 |
| Skagit County Washington | 4 | $ 919,000 | $ 229,000 | $ 72,000 |
| Yakima County Washington | 4 | $ 337,000 | $ 84,000 | $ 89,000 |
| Clallam County Washington | 3 | $ 813,000 | $ 271,000 | $ 101,000 |
| Lewis County Washington | 3 | $ 515,000 | $ 171,000 | $ 107,000 |
| Thurston County Washington | 3 | $ 590,000 | $ 196,000 | $ 113,000 |
| Maricopa County Arizona | 2 | $ 56,000 | $ 28,000 | $ 46,000 |
| Kootenai County Idaho | 2 | $ 303,000 | $ 151,000 | $ 70,000 |
| Washington County Idaho | 2 | $ 132,000 | $ 66,000 | $ 20,000 |
| Clatsop County Oregon | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Linn County Oregon | 2 | $ 221,000 | $ 110,000 | $ 63,000 |
| Chelan County Washington | 2 | $ 1,246,000 | $ 623,000 | $ 315,000 |
| Cowlitz County Washington | 2 | $ 795,000 | $ 397,000 | $ 97,000 |
| Grant County Washington | 2 | $ 609,000 | $ 304,000 | $ 81,000 |
| Island County Washington | 2 | $ 501,000 | $ 250,000 | $ 82,000 |
| Kitsap County Washington | 2 | $ 528,000 | $ 264,000 | $ 75,000 |
| Kittitas County Washington | 2 | $ 1,588,000 | $ 794,000 | $ 240,000 |
| Okanogan County Washington | 2 | $ 555,000 | $ 277,000 | $ 80,000 |
| Pend Oreille County Washington | 2 | $ 387,000 | $ 193,000 | $ 78,000 |
| Ada County Idaho | 1 | $ 283,000 | $ 283,000 | $ 197,000 |
| Canyon County Idaho | 1 | $ 147,000 | $ 147,000 | $ 66,000 |
| Coos County Oregon | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Crook County Oregon | 1 | $ 307,000 | $ 307,000 | $ 109,000 |
| Douglas County Oregon | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 417,000 | $ 417,000 | $ 362,000 |
| Union County Oregon | 1 | $ 400,000 | $ 400,000 | $ 99,000 |
| Asotin County Washington | 1 | $ 3,045,000 | $ 3,045,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Pacific County Washington | 1 | $ 314,000 | $ 314,000 | $ 70,000 |
| Stevens County Washington | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Walla Walla County Washington | 1 | $ 360,000 | $ 360,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for First Mutual Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 151 | $60,190,000 | $398,000 | $3,500,000 | $162,000 | $6,035,000 |
| Refinancing | 58 | $20,792,000 | $358,000 | $3,250,000 | $329,000 | $4,719,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $53,388,000 | $333,000 | $1,873,000 | $243,000 | $6,035,000 |
| Not Provided | 18 | $7,040,000 | $391,000 | $1,500,000 | $114,000 | $399,000 |
| Hispanic | 14 | $2,380,000 | $170,000 | $790,000 | $76,000 | $306,000 |
| Not applicable | 8 | $15,695,000 | $1,961,000 | $3,500,000 | $89,000 | $362,000 |
| Asian | 6 | $2,022,000 | $337,000 | $734,000 | $91,000 | $155,000 |
| American Indian or Alaskan Native | 2 | $59,000 | $29,000 | $32,000 | $42,000 | $52,000 |
| Black or African American | 1 | $398,000 | $398,000 | $398,000 | $324,000 | $324,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 209 | $80,982,000 | $387,000 | $3,500,000 | $209,000 | $6,035,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 97 | $32,633,000 | $336,000 | $3,500,000 | $155,000 | $6,035,000 |
| Application Approved But Not Accepted | 57 | $23,702,000 | $415,000 | $1,500,000 | $256,000 | $4,719,000 |
| Application Denied By Financial Institution | 53 | $22,772,000 | $429,000 | $3,250,000 | $263,000 | $2,251,000 |
| Application Withdrawn By Applicant | 2 | $1,875,000 | $937,000 | $1,600,000 | $29,000 | $58,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 15 | $4,193,000 | $279,000 | $734,000 | $111,000 | $362,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $6,295,000 | $572,000 | $1,500,000 | $122,000 | $297,000 |
| Debt-To-Income Ratio | 8 | $4,000,000 | $500,000 | $1,215,000 | $89,000 | $156,000 |
| Credit Application Incomplete | 5 | $1,517,000 | $303,000 | $575,000 | $1,410,000 | $2,251,000 |
| Credit History | 5 | $1,430,000 | $286,000 | $495,000 | $86,000 | $143,000 |
| Unverifiable Information | 5 | $1,521,000 | $304,000 | $486,000 | $518,000 | $2,251,000 |
| Collateral | 4 | $3,816,000 | $954,000 | $3,250,000 | $44,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Mutual Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Mutual Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.