First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
First National Acceptance Company 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 316 |
| Total Mortgage Loan Application Amount | $9,485,000 |
| Average Mortgage Loan Application Amount | $28,405 |
| Highest Mortgage Loan Application Amount | $132,000 |
| Average Applicant Income | $16,810 |
| Highest Applicant Income | $170,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Texas | 9 | $ 170,000 | $ 18,000 | $ 20,000 |
| Hidalgo County Texas | 8 | $ 172,000 | $ 21,000 | $ 5,000 |
| McLennan County Texas | 7 | $ 181,000 | $ 25,000 | $ 29,000 |
| Montgomery County Texas | 7 | $ 251,000 | $ 35,000 | $ 28,000 |
| Covington County Alabama | 6 | $ 138,000 | $ 23,000 | $ 0 |
| Dallas County Texas | 6 | $ 165,000 | $ 27,000 | $ 0 |
| Erie County New York | 5 | $ 182,000 | $ 36,000 | $ 0 |
| Bell County Texas | 5 | $ 126,000 | $ 25,000 | $ 6,000 |
| Harris County Texas | 5 | $ 296,000 | $ 59,000 | $ 44,000 |
| Marion County Florida | 4 | $ 118,000 | $ 29,000 | $ 0 |
| Chautauqua County New York | 4 | $ 74,000 | $ 18,000 | $ 0 |
| Polk County Texas | 4 | $ 79,000 | $ 19,000 | $ 16,000 |
| Tom Green County Texas | 4 | $ 118,000 | $ 29,000 | $ 0 |
| Mohave County Arizona | 3 | $ 64,000 | $ 21,000 | $ 21,000 |
| Palm Beach County Florida | 3 | $ 142,000 | $ 47,000 | $ 48,000 |
| Putnam County Florida | 3 | $ 82,000 | $ 27,000 | $ 9,000 |
| Strafford County New Hampshire | 3 | $ 234,000 | $ 78,000 | $ 32,000 |
| Oneida County New York | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Steuben County New York | 3 | $ 45,000 | $ 15,000 | $ 0 |
| Montgomery County North Carolina | 3 | $ 61,000 | $ 20,000 | $ 0 |
| Bee County Texas | 3 | $ 75,000 | $ 25,000 | $ 17,000 |
| Hill County Texas | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Jasper County Texas | 3 | $ 80,000 | $ 26,000 | $ 0 |
| Tarrant County Texas | 3 | $ 119,000 | $ 39,000 | $ 22,000 |
| Victoria County Texas | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Wichita County Texas | 3 | $ 84,000 | $ 28,000 | $ 5,000 |
| Jefferson County Alabama | 2 | $ 78,000 | $ 39,000 | $ 40,000 |
| Mobile County Alabama | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 71,000 | $ 35,000 | $ 0 |
| Navajo County Arizona | 2 | $ 69,000 | $ 34,000 | $ 23,000 |
| Yavapai County Arizona | 2 | $ 39,000 | $ 19,000 | $ 9,000 |
| Brevard County Florida | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Citrus County Florida | 2 | $ 117,000 | $ 58,000 | $ 13,000 |
| Duval County Florida | 2 | $ 64,000 | $ 32,000 | $ 27,000 |
| Polk County Florida | 2 | $ 50,000 | $ 25,000 | $ 8,000 |
| Richmond County Georgia | 2 | $ 39,000 | $ 19,000 | $ 0 |
| Broome County New York | 2 | $ 97,000 | $ 48,000 | $ 0 |
| Niagara County New York | 2 | $ 29,000 | $ 14,000 | $ 0 |
| Sullivan County New York | 2 | $ 79,000 | $ 39,000 | $ 0 |
| Beaufort County North Carolina | 2 | $ 63,000 | $ 31,000 | $ 0 |
| Burke County North Carolina | 2 | $ 68,000 | $ 34,000 | $ 5,000 |
| Washington County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Bosque County Texas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Burnet County Texas | 2 | $ 88,000 | $ 44,000 | $ 50,000 |
| Cameron County Texas | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Dallam County Texas | 2 | $ 21,000 | $ 10,000 | $ 0 |
| Denton County Texas | 2 | $ 60,000 | $ 30,000 | $ 5,000 |
| Ector County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Floyd County Texas | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Galveston County Texas | 2 | $ 59,000 | $ 29,000 | $ 17,000 |
| Henderson County Texas | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Hunt County Texas | 2 | $ 39,000 | $ 19,000 | $ 10,000 |
| Milam County Texas | 2 | $ 72,000 | $ 36,000 | $ 0 |
| Navarro County Texas | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Nueces County Texas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Rusk County Texas | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Smith County Texas | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Travis County Texas | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Webb County Texas | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Apache County Arizona | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Monterey County California | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Riverside County California | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Shasta County California | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Siskiyou County California | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Tehama County California | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Tulare County California | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Park County Colorado | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Saguache County Colorado | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Alachua County Florida | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Clay County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Hernando County Florida | 1 | $ 32,000 | $ 32,000 | $ 8,000 |
| Hillsborough County Florida | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Lake County Florida | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Orange County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Osceola County Florida | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Sarasota County Florida | 1 | $ 26,000 | $ 26,000 | $ 34,000 |
| Seminole County Florida | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Volusia County Florida | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Walton County Florida | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Bartow County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Carroll County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Charlton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chatham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Evans County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Fulton County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Hart County Georgia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Liberty County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Spalding County Georgia | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Stephens County Georgia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Sumter County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Walker County Georgia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Kennebec County Maine | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Penobscot County Maine | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Antrim County Michigan | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Gladwin County Michigan | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Jackson County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Clay County Missouri | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Cole County Missouri | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Jackson County Missouri | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 24,000 | $ 24,000 | $ 27,000 |
| Sullivan County New Hampshire | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Allegany County New York | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Chenango County New York | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Fulton County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Herkimer County New York | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Madison County New York | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Montgomery County New York | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Otsego County New York | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Saratoga County New York | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Ulster County New York | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Washington County New York | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Wyoming County New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Greene County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 26,000 |
| Johnston County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 20,000 |
| Martin County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Belmont County Ohio | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Garvin County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Murray County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Angelina County Texas | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Atascosa County Texas | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Bailey County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Bexar County Texas | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Blanco County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Bowie County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Callahan County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Cherokee County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Clay County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Collin County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Concho County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Eastland County Texas | 1 | $ 44,000 | $ 44,000 | $ 63,000 |
| El Paso County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ellis County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 46,000 | $ 46,000 | $ 170,000 |
| Freestone County Texas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Gray County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Grayson County Texas | 1 | $ 46,000 | $ 46,000 | $ 29,000 |
| Grimes County Texas | 1 | $ 31,000 | $ 31,000 | $ 40,000 |
| Guadalupe County Texas | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hale County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hansford County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Hardin County Texas | 1 | $ 31,000 | $ 31,000 | $ 35,000 |
| Hood County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Kendall County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Lamar County Texas | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
| Lavaca County Texas | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Leon County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Lubbock County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Montague County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Orange County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Reeves County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Robertson County Texas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Sabine County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Scurry County Texas | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Shelby County Texas | 1 | $ 9,000 | $ 9,000 | $ 62,000 |
| Taylor County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Waller County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Washington County Texas | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Lynchburg County Virginia | 1 | $ 17,000 | $ 17,000 | $ 61,000 |
| Grays Harbor County Washington | 1 | $ 24,000 | $ 24,000 | $ 49,000 |
| Wood County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 255 | $7,411,000 | $25,200 | $132,000 | $0 | $0 |
| Home Improvement | 33 | $1,055,000 | $33,500 | $89,000 | $37,375 | $170,000 |
| Refinancing | 28 | $1,019,000 | $31,000 | $83,000 | $35,888 | $106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 255 | $7,411,000 | $25,200 | $132,000 | $0 | $0 |
| White | 35 | $1,356,000 | $32,900 | $89,000 | $37,100 | $106,000 |
| Black or African American | 9 | $244,000 | $30,000 | $45,000 | $45,750 | $61,000 |
| Hispanic | 9 | $291,000 | $31,000 | $83,000 | $40,000 | $170,000 |
| Not Provided | 6 | $145,000 | $24,500 | $48,000 | $31,000 | $62,000 |
| American Indian or Alaskan Native | 2 | $38,000 | $19,000 | $20,000 | $19,000 | $26,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 316 | $9,485,000 | $27,565 | $132,000 | $10,217 | $170,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 255 | $7,411,000 | $25,200 | $132,000 | $0 | $0 |
| Loan Originated | 61 | $2,074,000 | $31,666 | $89,000 | $39,000 | $170,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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