First National Acceptance Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First National Acceptance Company 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Acceptance Company 241 East Saginaw/P.O. Box 980 East Lansing, MI 48826 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 511 |
| Total Mortgage Loan Application Amount | $20,850,000 |
| Average Mortgage Loan Application Amount | $42,000 |
| Highest Mortgage Loan Application Amount | $246,000 |
| Average Applicant Income | $31,333 |
| Highest Applicant Income | $285,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First National Acceptance Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Acceptance Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First National Acceptance Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Acceptance Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Acceptance Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Acceptance Company's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 15 | $ 713,000 | $ 47,000 | $ 5,000 |
| Henderson County Texas | 10 | $ 207,000 | $ 20,000 | $ 3,000 |
| Tarrant County Texas | 8 | $ 314,000 | $ 39,000 | $ 8,000 |
| Roscommon County Michigan | 7 | $ 314,000 | $ 44,000 | $ 0 |
| Bexar County Texas | 7 | $ 275,000 | $ 39,000 | $ 0 |
| Dallas County Texas | 7 | $ 255,000 | $ 36,000 | $ 0 |
| Lamb County Texas | 7 | $ 161,000 | $ 23,000 | $ 0 |
| Duval County Florida | 6 | $ 463,000 | $ 77,000 | $ 0 |
| Pasco County Florida | 6 | $ 365,000 | $ 60,000 | $ 0 |
| Newaygo County Michigan | 6 | $ 338,000 | $ 56,000 | $ 0 |
| Midland County Michigan | 5 | $ 178,000 | $ 35,000 | $ 7,000 |
| Osceola County Michigan | 5 | $ 167,000 | $ 33,000 | $ 0 |
| Wexford County Michigan | 5 | $ 173,000 | $ 34,000 | $ 6,000 |
| Robeson County North Carolina | 5 | $ 81,000 | $ 16,000 | $ 60,000 |
| Taylor County Texas | 5 | $ 108,000 | $ 21,000 | $ 0 |
| Citrus County Florida | 4 | $ 130,000 | $ 32,000 | $ 0 |
| Barry County Michigan | 4 | $ 246,000 | $ 61,000 | $ 0 |
| Clare County Michigan | 4 | $ 185,000 | $ 46,000 | $ 0 |
| Isabella County Michigan | 4 | $ 124,000 | $ 31,000 | $ 0 |
| Chautauqua County New York | 4 | $ 26,000 | $ 6,000 | $ 50,000 |
| Erie County New York | 4 | $ 120,000 | $ 30,000 | $ 0 |
| Cameron County Texas | 4 | $ 101,000 | $ 25,000 | $ 0 |
| Galveston County Texas | 4 | $ 138,000 | $ 34,000 | $ 0 |
| Jefferson County Texas | 4 | $ 81,000 | $ 20,000 | $ 0 |
| Lamar County Texas | 4 | $ 84,000 | $ 21,000 | $ 0 |
| Mobile County Alabama | 3 | $ 81,000 | $ 27,000 | $ 0 |
| Bradford County Florida | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Polk County Florida | 3 | $ 132,000 | $ 44,000 | $ 0 |
| Allegan County Michigan | 3 | $ 117,000 | $ 39,000 | $ 0 |
| Gladwin County Michigan | 3 | $ 118,000 | $ 39,000 | $ 0 |
| Jackson County Michigan | 3 | $ 113,000 | $ 37,000 | $ 0 |
| Kent County Michigan | 3 | $ 129,000 | $ 43,000 | $ 0 |
| Montcalm County Michigan | 3 | $ 85,000 | $ 28,000 | $ 0 |
| Tuscola County Michigan | 3 | $ 166,000 | $ 55,000 | $ 0 |
| Lauderdale County Mississippi | 3 | $ 162,000 | $ 54,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 176,000 | $ 58,000 | $ 0 |
| Laurens County South Carolina | 3 | $ 108,000 | $ 36,000 | $ 0 |
| Angelina County Texas | 3 | $ 64,000 | $ 21,000 | $ 0 |
| Montgomery County Texas | 3 | $ 139,000 | $ 46,000 | $ 0 |
| Navarro County Texas | 3 | $ 94,000 | $ 31,000 | $ 9,000 |
| Polk County Texas | 3 | $ 79,000 | $ 26,000 | $ 7,000 |
| San Jacinto County Texas | 3 | $ 54,000 | $ 18,000 | $ 0 |
| Harrison County West Virginia | 3 | $ 88,000 | $ 29,000 | $ 0 |
| Chilton County Alabama | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 19,000 | $ 9,000 | $ 10,000 |
| Montgomery County Alabama | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Russell County Alabama | 2 | $ 34,000 | $ 17,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Mohave County Arizona | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Navajo County Arizona | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Clay County Florida | 2 | $ 75,000 | $ 37,000 | $ 0 |
| Hernando County Florida | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Lake County Florida | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Lee County Florida | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Levy County Florida | 2 | $ 39,000 | $ 19,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Sumter County Florida | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Taylor County Florida | 2 | $ 57,000 | $ 28,000 | $ 0 |
| Lee County Iowa | 2 | $ 17,000 | $ 8,000 | $ 0 |
| Neosho County Kansas | 2 | $ 16,000 | $ 8,000 | $ 0 |
| Kennebec County Maine | 2 | $ 46,000 | $ 23,000 | $ 0 |
| Alpena County Michigan | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Calhoun County Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Cass County Michigan | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Cheboygan County Michigan | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Gratiot County Michigan | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Hillsdale County Michigan | 2 | $ 86,000 | $ 43,000 | $ 0 |
| Kalkaska County Michigan | 2 | $ 93,000 | $ 46,000 | $ 0 |
| Oceana County Michigan | 2 | $ 142,000 | $ 71,000 | $ 0 |
| Shiawassee County Michigan | 2 | $ 108,000 | $ 54,000 | $ 0 |
| Lee County Mississippi | 2 | $ 87,000 | $ 43,000 | $ 0 |
| Lowndes County Mississippi | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Randolph County Missouri | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Niagara County New York | 2 | $ 107,000 | $ 53,000 | $ 15,000 |
| Oneida County New York | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Cherokee County Oklahoma | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Pittsburg County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Chester County South Carolina | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Pickens County South Carolina | 2 | $ 111,000 | $ 55,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 83,000 | $ 41,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 23,000 | $ 11,000 | $ 0 |
| Bell County Texas | 2 | $ 97,000 | $ 48,000 | $ 0 |
| Comal County Texas | 2 | $ 36,000 | $ 18,000 | $ 0 |
| Eastland County Texas | 2 | $ 51,000 | $ 25,000 | $ 0 |
| Ector County Texas | 2 | $ 62,000 | $ 31,000 | $ 0 |
| Harrison County Texas | 2 | $ 45,000 | $ 22,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 73,000 | $ 36,000 | $ 0 |
| Lubbock County Texas | 2 | $ 42,000 | $ 21,000 | $ 0 |
| McLennan County Texas | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Tyler County Texas | 2 | $ 47,000 | $ 23,000 | $ 24,000 |
| Upshur County Texas | 2 | $ 161,000 | $ 80,000 | $ 0 |
| Wichita County Texas | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Escambia County Alabama | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Southeast Fairbanks County Alaska | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Apache County Arizona | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Coconino County Arizona | 1 | $ 16,000 | $ 16,000 | $ 285,000 |
| Graham County Arizona | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Fresno County California | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Trinity County California | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Mesa County Colorado | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Weld County Colorado | 1 | $ 58,000 | $ 58,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Alachua County Florida | 1 | $ 92,000 | $ 92,000 | $ 0 |
| DeSoto County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Dixie County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Escambia County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jackson County Florida | 1 | $ 16,000 | $ 16,000 | $ 25,000 |
| Leon County Florida | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Marion County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 72,000 | $ 72,000 | $ 0 |
| St. Johns County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Walton County Florida | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Banks County Georgia | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Berrien County Georgia | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Bibb County Georgia | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Charlton County Georgia | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Franklin County Georgia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Fulton County Georgia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Habersham County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Houston County Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Jenkins County Georgia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Paulding County Georgia | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Peach County Georgia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Putnam County Georgia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Screven County Georgia | 1 | $ 21,000 | $ 21,000 | $ 0 |
| White County Georgia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Lincoln County Idaho | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Payette County Idaho | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Peoria County Illinois | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Allen County Indiana | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Jay County Indiana | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Noble County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Polk County Iowa | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Labette County Kansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Allegany County Maryland | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Alger County Michigan | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Arenac County Michigan | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Benzie County Michigan | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Branch County Michigan | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Crawford County Michigan | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Delta County Michigan | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Emmet County Michigan | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Huron County Michigan | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Iosco County Michigan | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Lake County Michigan | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Livingston County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Macomb County Michigan | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Manistee County Michigan | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Marquette County Michigan | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Oakland County Michigan | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Ogemaw County Michigan | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Ontonagon County Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oscoda County Michigan | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Presque Isle County Michigan | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Schoolcraft County Michigan | 1 | $ 49,000 | $ 49,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Cottonwood County Minnesota | 1 | $ 2,000 | $ 2,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 33,000 |
| DeSoto County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Barry County Missouri | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 13,000 | $ 13,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Warren County Missouri | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Nuckolls County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Allegany County New York | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Chenango County New York | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Fulton County New York | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Livingston County New York | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Oswego County New York | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Tioga County New York | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Wyoming County New York | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Catawba County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Columbus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Gates County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Macon County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Surry County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Vance County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Wake County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 14,000 | $ 14,000 | $ 14,000 |
| Clermont County Ohio | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Darke County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Highland County Ohio | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Lucas County Ohio | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Washington County Ohio | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Kay County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Kingfisher County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 0 |
| McClain County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Pushmataha County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Allegheny County Pennsylvania | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Abbeville County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Bamberg County South Carolina | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Lee County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 0 |
| York County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Houston County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Roane County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Aransas County Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Atascosa County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Bastrop County Texas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Bosque County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brazoria County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Brown County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Caldwell County Texas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Childress County Texas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Cooke County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Crockett County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Delta County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Falls County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Floyd County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Hale County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Hamilton County Texas | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Hardin County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Hood County Texas | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Houston County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Jasper County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Jim Wells County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Johnson County Texas | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Kaufman County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Lampasas County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lavaca County Texas | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Leon County Texas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Llano County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| McCulloch County Texas | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Medina County Texas | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Midland County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Montague County Texas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Moore County Texas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Orange County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Parker County Texas | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Smith County Texas | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Tom Green County Texas | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Travis County Texas | 1 | $ 9,000 | $ 9,000 | $ 39,000 |
| Upton County Texas | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Val Verde County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Victoria County Texas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Walker County Texas | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Webb County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Williamson County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wise County Texas | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Henry County Virginia | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Sussex County Virginia | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Mason County West Virginia | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Wood County West Virginia | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Acceptance Company in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 406 | $15,661,000 | $38,000 | $246,000 | $2,000 | $146,000 |
| Refinancing | 99 | $4,958,000 | $50,000 | $149,000 | $0 | $0 |
| Home Improvement | 6 | $231,000 | $38,000 | $77,000 | $92,000 | $285,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 503 | $20,562,000 | $40,000 | $246,000 | $1,000 | $146,000 |
| White | 4 | $195,000 | $48,000 | $77,000 | $58,000 | $77,000 |
| Not Provided | 3 | $73,000 | $24,000 | $29,000 | $128,000 | $285,000 |
| American Indian or Alaskan Native | 1 | $20,000 | $20,000 | $20,000 | $33,000 | $33,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 511 | $20,850,000 | $40,000 | $246,000 | $3,000 | $285,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 503 | $20,562,000 | $40,000 | $246,000 | $1,000 | $146,000 |
| Loan Originated | 8 | $288,000 | $36,000 | $77,000 | $81,000 | $285,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Acceptance Company's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Acceptance Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.