First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank 101 Dixie Highway Chicago Heights, IL 60411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,074 |
| Total Mortgage Loan Application Amount | $39,287,000 |
| Average Mortgage Loan Application Amount | $28,333 |
| Highest Mortgage Loan Application Amount | $474,000 |
| Average Applicant Income | $35,000 |
| Highest Applicant Income | $258,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marathon County Wisconsin | 81 | $ 1,419,000 | $ 17,000 | $ 19,000 |
| Cook County Illinois | 46 | $ 1,721,000 | $ 37,000 | $ 49,000 |
| Rock County Wisconsin | 45 | $ 740,000 | $ 16,000 | $ 13,000 |
| Winnebago County Wisconsin | 36 | $ 558,000 | $ 15,000 | $ 11,000 |
| Anoka County Minnesota | 34 | $ 1,336,000 | $ 39,000 | $ 32,000 |
| Fond du Lac County Wisconsin | 22 | $ 521,000 | $ 23,000 | $ 15,000 |
| Portage County Wisconsin | 20 | $ 394,000 | $ 19,000 | $ 21,000 |
| Wayne County Michigan | 19 | $ 873,000 | $ 45,000 | $ 55,000 |
| Dodge County Wisconsin | 16 | $ 365,000 | $ 22,000 | $ 12,000 |
| Outagamie County Wisconsin | 15 | $ 278,000 | $ 18,000 | $ 14,000 |
| Macomb County Michigan | 14 | $ 672,000 | $ 48,000 | $ 42,000 |
| Dunn County Wisconsin | 14 | $ 278,000 | $ 19,000 | $ 3,000 |
| Waukesha County Wisconsin | 14 | $ 529,000 | $ 37,000 | $ 31,000 |
| Waupaca County Wisconsin | 14 | $ 208,000 | $ 14,000 | $ 17,000 |
| Barron County Wisconsin | 13 | $ 257,000 | $ 19,000 | $ 17,000 |
| Calumet County Wisconsin | 13 | $ 170,000 | $ 13,000 | $ 20,000 |
| Ramsey County Minnesota | 12 | $ 500,000 | $ 41,000 | $ 41,000 |
| La Crosse County Wisconsin | 11 | $ 313,000 | $ 28,000 | $ 13,000 |
| Wood County Wisconsin | 11 | $ 276,000 | $ 25,000 | $ 14,000 |
| Washtenaw County Michigan | 10 | $ 553,000 | $ 55,000 | $ 50,000 |
| Washington County Wisconsin | 10 | $ 292,000 | $ 29,000 | $ 10,000 |
| Monroe County Michigan | 9 | $ 384,000 | $ 42,000 | $ 41,000 |
| Franklin County Ohio | 9 | $ 292,000 | $ 32,000 | $ 38,000 |
| Columbia County Wisconsin | 9 | $ 314,000 | $ 34,000 | $ 23,000 |
| Will County Illinois | 8 | $ 1,426,000 | $ 178,000 | $ 70,000 |
| Lapeer County Michigan | 8 | $ 439,000 | $ 54,000 | $ 44,000 |
| Jefferson County Missouri | 8 | $ 289,000 | $ 36,000 | $ 28,000 |
| Brown County Wisconsin | 8 | $ 149,000 | $ 18,000 | $ 7,000 |
| Marinette County Wisconsin | 8 | $ 107,000 | $ 13,000 | $ 0 |
| Oakland County Michigan | 7 | $ 290,000 | $ 41,000 | $ 46,000 |
| Wright County Minnesota | 7 | $ 420,000 | $ 60,000 | $ 46,000 |
| St. Charles County Missouri | 7 | $ 341,000 | $ 48,000 | $ 37,000 |
| Williams County North Dakota | 7 | $ 415,000 | $ 59,000 | $ 50,000 |
| Boone County Illinois | 6 | $ 333,000 | $ 55,000 | $ 41,000 |
| Champaign County Illinois | 6 | $ 347,000 | $ 57,000 | $ 68,000 |
| Ingham County Michigan | 6 | $ 251,000 | $ 41,000 | $ 42,000 |
| Lenawee County Michigan | 6 | $ 207,000 | $ 34,000 | $ 31,000 |
| Dakota County Minnesota | 6 | $ 254,000 | $ 42,000 | $ 40,000 |
| Monroe County Wisconsin | 6 | $ 129,000 | $ 21,000 | $ 17,000 |
| Sheboygan County Wisconsin | 6 | $ 128,000 | $ 21,000 | $ 5,000 |
| Walworth County Wisconsin | 6 | $ 162,000 | $ 27,000 | $ 0 |
| Lake County Indiana | 5 | $ 331,000 | $ 66,000 | $ 67,000 |
| Genesee County Michigan | 5 | $ 188,000 | $ 37,000 | $ 50,000 |
| Kent County Michigan | 5 | $ 167,000 | $ 33,000 | $ 43,000 |
| Livingston County Michigan | 5 | $ 197,000 | $ 39,000 | $ 45,000 |
| Olmsted County Minnesota | 5 | $ 102,000 | $ 20,000 | $ 7,000 |
| Laclede County Missouri | 5 | $ 219,000 | $ 43,000 | $ 45,000 |
| Portage County Ohio | 5 | $ 146,000 | $ 29,000 | $ 44,000 |
| Trumbull County Ohio | 5 | $ 196,000 | $ 39,000 | $ 46,000 |
| Eau Claire County Wisconsin | 5 | $ 136,000 | $ 27,000 | $ 15,000 |
| Jefferson County Wisconsin | 5 | $ 212,000 | $ 42,000 | $ 25,000 |
| Shawano County Wisconsin | 5 | $ 113,000 | $ 22,000 | $ 19,000 |
| Calhoun County Michigan | 4 | $ 297,000 | $ 74,000 | $ 51,000 |
| Ottawa County Michigan | 4 | $ 227,000 | $ 56,000 | $ 61,000 |
| Chisago County Minnesota | 4 | $ 199,000 | $ 49,000 | $ 34,000 |
| Athens County Ohio | 4 | $ 183,000 | $ 45,000 | $ 40,000 |
| Lorain County Ohio | 4 | $ 226,000 | $ 56,000 | $ 46,000 |
| Montgomery County Ohio | 4 | $ 170,000 | $ 42,000 | $ 36,000 |
| Summit County Ohio | 4 | $ 85,000 | $ 21,000 | $ 36,000 |
| Wayne County Ohio | 4 | $ 165,000 | $ 41,000 | $ 46,000 |
| Wood County Ohio | 4 | $ 232,000 | $ 58,000 | $ 53,000 |
| Adams County Wisconsin | 4 | $ 104,000 | $ 26,000 | $ 18,000 |
| Polk County Wisconsin | 4 | $ 129,000 | $ 32,000 | $ 14,000 |
| Racine County Wisconsin | 4 | $ 125,000 | $ 31,000 | $ 22,000 |
| Sauk County Wisconsin | 4 | $ 88,000 | $ 22,000 | $ 11,000 |
| Trempealeau County Wisconsin | 4 | $ 76,000 | $ 19,000 | $ 5,000 |
| Lake County Illinois | 3 | $ 193,000 | $ 64,000 | $ 41,000 |
| St. Clair County Illinois | 3 | $ 191,000 | $ 63,000 | $ 53,000 |
| Winnebago County Illinois | 3 | $ 113,000 | $ 37,000 | $ 30,000 |
| Allen County Indiana | 3 | $ 142,000 | $ 47,000 | $ 53,000 |
| Muscatine County Iowa | 3 | $ 180,000 | $ 60,000 | $ 49,000 |
| Allegan County Michigan | 3 | $ 97,000 | $ 32,000 | $ 31,000 |
| Bay County Michigan | 3 | $ 142,000 | $ 47,000 | $ 39,000 |
| Clinton County Michigan | 3 | $ 146,000 | $ 48,000 | $ 56,000 |
| Shiawassee County Michigan | 3 | $ 67,000 | $ 22,000 | $ 29,000 |
| St. Clair County Michigan | 3 | $ 188,000 | $ 62,000 | $ 46,000 |
| Benton County Minnesota | 3 | $ 151,000 | $ 50,000 | $ 54,000 |
| Steele County Minnesota | 3 | $ 150,000 | $ 50,000 | $ 56,000 |
| Scott County Missouri | 3 | $ 137,000 | $ 45,000 | $ 39,000 |
| Texas County Missouri | 3 | $ 164,000 | $ 54,000 | $ 56,000 |
| Allen County Ohio | 3 | $ 139,000 | $ 46,000 | $ 33,000 |
| Fulton County Ohio | 3 | $ 181,000 | $ 60,000 | $ 43,000 |
| Licking County Ohio | 3 | $ 116,000 | $ 38,000 | $ 63,000 |
| Tuscarawas County Ohio | 3 | $ 173,000 | $ 57,000 | $ 50,000 |
| Lincoln County South Dakota | 3 | $ 82,000 | $ 27,000 | $ 30,000 |
| Kewaunee County Wisconsin | 3 | $ 65,000 | $ 21,000 | $ 32,000 |
| Lincoln County Wisconsin | 3 | $ 70,000 | $ 23,000 | $ 5,000 |
| Milwaukee County Wisconsin | 3 | $ 49,000 | $ 16,000 | $ 23,000 |
| Waushara County Wisconsin | 3 | $ 24,000 | $ 8,000 | $ 9,000 |
| Crawford County Illinois | 2 | $ 78,000 | $ 39,000 | $ 36,000 |
| Jefferson County Illinois | 2 | $ 153,000 | $ 76,000 | $ 43,000 |
| Kankakee County Illinois | 2 | $ 54,000 | $ 27,000 | $ 40,000 |
| Lee County Illinois | 2 | $ 71,000 | $ 35,000 | $ 28,000 |
| Morgan County Illinois | 2 | $ 132,000 | $ 66,000 | $ 43,000 |
| Sangamon County Illinois | 2 | $ 77,000 | $ 38,000 | $ 35,000 |
| Cass County Indiana | 2 | $ 63,000 | $ 31,000 | $ 33,000 |
| Decatur County Indiana | 2 | $ 61,000 | $ 30,000 | $ 61,000 |
| LaGrange County Indiana | 2 | $ 48,000 | $ 24,000 | $ 24,000 |
| Marion County Indiana | 2 | $ 59,000 | $ 29,000 | $ 52,000 |
| Perry County Indiana | 2 | $ 113,000 | $ 56,000 | $ 43,000 |
| St. Joseph County Indiana | 2 | $ 89,000 | $ 44,000 | $ 39,000 |
| Allamakee County Iowa | 2 | $ 42,000 | $ 21,000 | $ 32,000 |
| Linn County Iowa | 2 | $ 136,000 | $ 68,000 | $ 65,000 |
| Polk County Iowa | 2 | $ 71,000 | $ 35,000 | $ 37,000 |
| Cass County Michigan | 2 | $ 74,000 | $ 37,000 | $ 47,000 |
| Eaton County Michigan | 2 | $ 64,000 | $ 32,000 | $ 47,000 |
| Ionia County Michigan | 2 | $ 57,000 | $ 28,000 | $ 37,000 |
| Isabella County Michigan | 2 | $ 57,000 | $ 28,000 | $ 79,000 |
| Jackson County Michigan | 2 | $ 51,000 | $ 25,000 | $ 70,000 |
| Kalamazoo County Michigan | 2 | $ 139,000 | $ 69,000 | $ 43,000 |
| Mecosta County Michigan | 2 | $ 49,000 | $ 24,000 | $ 24,000 |
| Clearwater County Minnesota | 2 | $ 88,000 | $ 44,000 | $ 47,000 |
| Hennepin County Minnesota | 2 | $ 139,000 | $ 69,000 | $ 53,000 |
| McLeod County Minnesota | 2 | $ 113,000 | $ 56,000 | $ 37,000 |
| Mille Lacs County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Mower County Minnesota | 2 | $ 85,000 | $ 42,000 | $ 15,000 |
| Scott County Minnesota | 2 | $ 86,000 | $ 43,000 | $ 57,000 |
| Sherburne County Minnesota | 2 | $ 109,000 | $ 54,000 | $ 46,000 |
| St. Louis County Minnesota | 2 | $ 77,000 | $ 38,000 | $ 55,000 |
| Stearns County Minnesota | 2 | $ 103,000 | $ 51,000 | $ 43,000 |
| Washington County Minnesota | 2 | $ 69,000 | $ 34,000 | $ 32,000 |
| Winona County Minnesota | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Camden County Missouri | 2 | $ 111,000 | $ 55,000 | $ 48,000 |
| Gentry County Missouri | 2 | $ 133,000 | $ 66,000 | $ 36,000 |
| Howell County Missouri | 2 | $ 111,000 | $ 55,000 | $ 40,000 |
| Washington County Missouri | 2 | $ 76,000 | $ 38,000 | $ 44,000 |
| Burleigh County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Ward County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Clermont County Ohio | 2 | $ 71,000 | $ 35,000 | $ 35,000 |
| Clinton County Ohio | 2 | $ 169,000 | $ 84,000 | $ 102,000 |
| Columbiana County Ohio | 2 | $ 91,000 | $ 45,000 | $ 43,000 |
| Hamilton County Ohio | 2 | $ 108,000 | $ 54,000 | $ 35,000 |
| Henry County Ohio | 2 | $ 55,000 | $ 27,000 | $ 32,000 |
| Hocking County Ohio | 2 | $ 89,000 | $ 44,000 | $ 37,000 |
| Jackson County Ohio | 2 | $ 99,000 | $ 49,000 | $ 21,000 |
| Knox County Ohio | 2 | $ 73,000 | $ 36,000 | $ 57,000 |
| Lake County Ohio | 2 | $ 125,000 | $ 62,000 | $ 40,000 |
| Lawrence County Ohio | 2 | $ 161,000 | $ 80,000 | $ 61,000 |
| Madison County Ohio | 2 | $ 64,000 | $ 32,000 | $ 43,000 |
| Muskingum County Ohio | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| Perry County Ohio | 2 | $ 94,000 | $ 47,000 | $ 47,000 |
| Richland County Ohio | 2 | $ 139,000 | $ 69,000 | $ 39,000 |
| Ross County Ohio | 2 | $ 57,000 | $ 28,000 | $ 24,000 |
| Shelby County Ohio | 2 | $ 73,000 | $ 36,000 | $ 59,000 |
| Stark County Ohio | 2 | $ 151,000 | $ 75,000 | $ 57,000 |
| Cumberland County Pennsylvania | 2 | $ 216,000 | $ 108,000 | $ 90,000 |
| Brown County South Dakota | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
| Charles Mix County South Dakota | 2 | $ 212,000 | $ 106,000 | $ 114,000 |
| Codington County South Dakota | 2 | $ 98,000 | $ 49,000 | $ 32,000 |
| Lawrence County South Dakota | 2 | $ 145,000 | $ 72,000 | $ 34,000 |
| Minnehaha County South Dakota | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Pennington County South Dakota | 2 | $ 106,000 | $ 53,000 | $ 48,000 |
| Chippewa County Wisconsin | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 87,000 | $ 43,000 | $ 30,000 |
| Door County Wisconsin | 2 | $ 42,000 | $ 21,000 | $ 18,000 |
| Green County Wisconsin | 2 | $ 27,000 | $ 13,000 | $ 0 |
| Manitowoc County Wisconsin | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Pierce County Wisconsin | 2 | $ 68,000 | $ 34,000 | $ 21,000 |
| Vilas County Wisconsin | 2 | $ 62,000 | $ 31,000 | $ 30,000 |
| Cobb County Georgia | 1 | $ 7,000 | $ 7,000 | $ 41,000 |
| Adams County Illinois | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Alexander County Illinois | 1 | $ 48,000 | $ 48,000 | $ 69,000 |
| Calhoun County Illinois | 1 | $ 64,000 | $ 64,000 | $ 56,000 |
| Clay County Illinois | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Cumberland County Illinois | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| DuPage County Illinois | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Franklin County Illinois | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Hancock County Illinois | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Hardin County Illinois | 1 | $ 16,000 | $ 16,000 | $ 23,000 |
| Kendall County Illinois | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Lawrence County Illinois | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Madison County Illinois | 1 | $ 29,000 | $ 29,000 | $ 55,000 |
| Marion County Illinois | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Marshall County Illinois | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Massac County Illinois | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| McDonough County Illinois | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| McHenry County Illinois | 1 | $ 26,000 | $ 26,000 | $ 37,000 |
| McLean County Illinois | 1 | $ 41,000 | $ 41,000 | $ 36,000 |
| Pulaski County Illinois | 1 | $ 57,000 | $ 57,000 | $ 76,000 |
| Richland County Illinois | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Rock Island County Illinois | 1 | $ 48,000 | $ 48,000 | $ 52,000 |
| Clark County Indiana | 1 | $ 43,000 | $ 43,000 | $ 34,000 |
| Elkhart County Indiana | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Floyd County Indiana | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Howard County Indiana | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Kosciusko County Indiana | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| LaPorte County Indiana | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Owen County Indiana | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Switzerland County Indiana | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Tipton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| White County Indiana | 1 | $ 45,000 | $ 45,000 | $ 13,000 |
| Whitley County Indiana | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Bremer County Iowa | 1 | $ 53,000 | $ 53,000 | $ 66,000 |
| Clinton County Iowa | 1 | $ 48,000 | $ 48,000 | $ 51,000 |
| Dallas County Iowa | 1 | $ 31,000 | $ 31,000 | $ 30,000 |
| Delaware County Iowa | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Johnson County Iowa | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Jones County Iowa | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Mahaska County Iowa | 1 | $ 49,000 | $ 49,000 | $ 24,000 |
| Marshall County Iowa | 1 | $ 21,000 | $ 21,000 | $ 15,000 |
| Mitchell County Iowa | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Poweshiek County Iowa | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Ringgold County Iowa | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Scott County Iowa | 1 | $ 37,000 | $ 37,000 | $ 43,000 |
| Story County Iowa | 1 | $ 54,000 | $ 54,000 | $ 82,000 |
| Union County Iowa | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Wapello County Iowa | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Washington County Iowa | 1 | $ 59,000 | $ 59,000 | $ 62,000 |
| Barry County Michigan | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Berrien County Michigan | 1 | $ 32,000 | $ 32,000 | $ 49,000 |
| Charlevoix County Michigan | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Emmet County Michigan | 1 | $ 43,000 | $ 43,000 | $ 33,000 |
| Gratiot County Michigan | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| Muskegon County Michigan | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Newaygo County Michigan | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Oceana County Michigan | 1 | $ 47,000 | $ 47,000 | $ 91,000 |
| Osceola County Michigan | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Saginaw County Michigan | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Tuscola County Michigan | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Wexford County Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Beltrami County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 90,000 |
| Big Stone County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 105,000 |
| Carver County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 31,000 |
| Clay County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Lac qui Parle County Minnesota | 1 | $ 33,000 | $ 33,000 | $ 54,000 |
| Meeker County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 28,000 |
| Nicollet County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Pipestone County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Todd County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Adair County Missouri | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Andrew County Missouri | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
| Boone County Missouri | 1 | $ 66,000 | $ 66,000 | $ 27,000 |
| Buchanan County Missouri | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Butler County Missouri | 1 | $ 27,000 | $ 27,000 | $ 18,000 |
| Callaway County Missouri | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Carroll County Missouri | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Cass County Missouri | 1 | $ 27,000 | $ 27,000 | $ 40,000 |
| Clay County Missouri | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Dent County Missouri | 1 | $ 79,000 | $ 79,000 | $ 105,000 |
| Douglas County Missouri | 1 | $ 37,000 | $ 37,000 | $ 39,000 |
| Dunklin County Missouri | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Howard County Missouri | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Knox County Missouri | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Madison County Missouri | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
| McDonald County Missouri | 1 | $ 81,000 | $ 81,000 | $ 92,000 |
| Morgan County Missouri | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| Newton County Missouri | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Pike County Missouri | 1 | $ 34,000 | $ 34,000 | $ 47,000 |
| Reynolds County Missouri | 1 | $ 33,000 | $ 33,000 | $ 31,000 |
| Schuyler County Missouri | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
| St. Clair County Missouri | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| St. Francois County Missouri | 1 | $ 53,000 | $ 53,000 | $ 120,000 |
| St. Louis County Missouri | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Benson County North Dakota | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| Dickey County North Dakota | 1 | $ 96,000 | $ 96,000 | $ 45,000 |
| Logan County North Dakota | 1 | $ 97,000 | $ 97,000 | $ 66,000 |
| McHenry County North Dakota | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Morton County North Dakota | 1 | $ 27,000 | $ 27,000 | $ 32,000 |
| Mountrail County North Dakota | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Pierce County North Dakota | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Rolette County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Stark County North Dakota | 1 | $ 97,000 | $ 97,000 | $ 87,000 |
| Wells County North Dakota | 1 | $ 69,000 | $ 69,000 | $ 21,000 |
| Ashtabula County Ohio | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Carroll County Ohio | 1 | $ 40,000 | $ 40,000 | $ 38,000 |
| Clark County Ohio | 1 | $ 67,000 | $ 67,000 | $ 79,000 |
| Darke County Ohio | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Defiance County Ohio | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Harrison County Ohio | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Holmes County Ohio | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Lucas County Ohio | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Marion County Ohio | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Meigs County Ohio | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Noble County Ohio | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Ottawa County Ohio | 1 | $ 54,000 | $ 54,000 | $ 41,000 |
| Pike County Ohio | 1 | $ 53,000 | $ 53,000 | $ 105,000 |
| Putnam County Ohio | 1 | $ 36,000 | $ 36,000 | $ 45,000 |
| Vinton County Ohio | 1 | $ 19,000 | $ 19,000 | $ 101,000 |
| Blair County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Bucks County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Clearfield County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 44,000 |
| Fayette County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Lancaster County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 64,000 |
| Lebanon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Lehigh County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 66,000 |
| Snyder County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Warren County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Westmoreland County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Grant County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 36,000 |
| Marshall County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 96,000 |
| Meade County South Dakota | 1 | $ 31,000 | $ 31,000 | $ 52,000 |
| Perkins County South Dakota | 1 | $ 69,000 | $ 69,000 | $ 71,000 |
| Green Lake County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Price County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Taylor County Wisconsin | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 825 | $31,890,000 | $38,000 | $474,000 | $34,000 | $190,000 |
| Refinancing | 217 | $6,864,000 | $31,000 | $290,000 | $25,000 | $258,000 |
| Home Improvement | 32 | $533,000 | $16,000 | $52,000 | $46,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 944 | $34,556,000 | $36,000 | $300,000 | $33,000 | $258,000 |
| Hispanic | 47 | $1,297,000 | $27,000 | $152,000 | $28,000 | $75,000 |
| Not applicable | 37 | $764,000 | $20,000 | $57,000 | $0 | $0 |
| Black or African American | 28 | $1,540,000 | $55,000 | $474,000 | $45,000 | $190,000 |
| American Indian or Alaskan Native | 12 | $383,000 | $31,000 | $81,000 | $39,000 | $80,000 |
| Asian | 3 | $108,000 | $36,000 | $53,000 | $43,000 | $55,000 |
| Not Provided | 3 | $639,000 | $213,000 | $290,000 | $60,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,074 | $39,287,000 | $36,000 | $474,000 | $32,000 | $258,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 329 | $13,615,000 | $41,000 | $300,000 | $45,000 | $258,000 |
| Application Denied By Financial Institution | 321 | $14,157,000 | $44,000 | $474,000 | $43,000 | $190,000 |
| Loan Purchased By The Institution | 285 | $5,471,000 | $19,000 | $60,000 | $0 | $0 |
| Application Approved But Not Accepted | 137 | $5,814,000 | $42,000 | $114,000 | $43,000 | $114,000 |
| Preapproval Denied by Financial Institution | 1 | $78,000 | $78,000 | $78,000 | $8,000 | $8,000 |
| Application Withdrawn By Applicant | 1 | $152,000 | $152,000 | $152,000 | $32,000 | $32,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 146 | $6,750,000 | $46,000 | $110,000 | $45,000 | $145,000 |
| Debt-To-Income Ratio | 74 | $3,305,000 | $44,000 | $139,000 | $37,000 | $91,000 |
| Credit History | 57 | $1,757,000 | $30,000 | $104,000 | $45,000 | $160,000 |
| Employment History | 21 | $858,000 | $40,000 | $79,000 | $43,000 | $82,000 |
| Collateral | 11 | $541,000 | $49,000 | $154,000 | $46,000 | $67,000 |
| Unverifiable Information | 7 | $238,000 | $34,000 | $66,000 | $32,000 | $51,000 |
| Other | 4 | $246,000 | $61,000 | $146,000 | $40,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $540,000 | $270,000 | $474,000 | $106,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.