First National Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bank P O Box 600 Christiansburg, VA 24068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,381 |
| Total Mortgage Loan Application Amount | $328,146,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $3,005,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Virginia | 436 | $ 57,038,000 | $ 130,000 | $ 131,000 |
| Greenville County South Carolina | 228 | $ 33,042,000 | $ 144,000 | $ 70,000 |
| Pulaski County Virginia | 169 | $ 15,077,000 | $ 89,000 | $ 41,000 |
| Bedford County Virginia | 139 | $ 22,053,000 | $ 158,000 | $ 73,000 |
| Roanoke County Virginia | 105 | $ 18,396,000 | $ 175,000 | $ 94,000 |
| Radford County Virginia | 77 | $ 11,218,000 | $ 145,000 | $ 83,000 |
| Roanoke City County Virginia | 67 | $ 5,694,000 | $ 84,000 | $ 55,000 |
| Wythe County Virginia | 64 | $ 6,164,000 | $ 96,000 | $ 54,000 |
| Giles County Virginia | 62 | $ 5,921,000 | $ 95,000 | $ 85,000 |
| Botetourt County Virginia | 53 | $ 8,323,000 | $ 157,000 | $ 77,000 |
| Anderson County South Carolina | 50 | $ 6,260,000 | $ 125,000 | $ 73,000 |
| Franklin County Virginia | 49 | $ 10,951,000 | $ 223,000 | $ 147,000 |
| Floyd County Virginia | 48 | $ 6,805,000 | $ 141,000 | $ 61,000 |
| Alleghany County Virginia | 44 | $ 4,360,000 | $ 99,000 | $ 60,000 |
| Rockbridge County Virginia | 44 | $ 7,263,000 | $ 165,000 | $ 63,000 |
| Spartanburg County South Carolina | 40 | $ 5,560,000 | $ 139,000 | $ 70,000 |
| Pickens County South Carolina | 36 | $ 4,359,000 | $ 121,000 | $ 75,000 |
| York County South Carolina | 32 | $ 6,226,000 | $ 194,000 | $ 125,000 |
| Horry County South Carolina | 31 | $ 5,760,000 | $ 185,000 | $ 128,000 |
| Salem County Virginia | 31 | $ 4,224,000 | $ 136,000 | $ 95,000 |
| Greenbrier County West Virginia | 31 | $ 4,149,000 | $ 133,000 | $ 61,000 |
| Bedford City County Virginia | 29 | $ 3,754,000 | $ 129,000 | $ 61,000 |
| Lynchburg County Virginia | 26 | $ 2,399,000 | $ 92,000 | $ 74,000 |
| Tazewell County Virginia | 26 | $ 3,363,000 | $ 129,000 | $ 89,000 |
| Covington County Virginia | 24 | $ 1,768,000 | $ 73,000 | $ 44,000 |
| Augusta County Virginia | 20 | $ 3,544,000 | $ 177,000 | $ 72,000 |
| Campbell County Virginia | 16 | $ 1,923,000 | $ 120,000 | $ 67,000 |
| Transylvania County North Carolina | 15 | $ 2,338,000 | $ 155,000 | $ 80,000 |
| Watauga County North Carolina | 15 | $ 3,188,000 | $ 212,000 | $ 166,000 |
| Charleston County South Carolina | 15 | $ 2,686,000 | $ 179,000 | $ 84,000 |
| Oconee County South Carolina | 15 | $ 2,116,000 | $ 141,000 | $ 63,000 |
| Berkeley County South Carolina | 14 | $ 2,005,000 | $ 143,000 | $ 71,000 |
| Buena Vista County Virginia | 14 | $ 2,535,000 | $ 181,000 | $ 68,000 |
| Henry County Virginia | 14 | $ 1,396,000 | $ 99,000 | $ 52,000 |
| Jackson County North Carolina | 12 | $ 2,428,000 | $ 202,000 | $ 86,000 |
| Amherst County Virginia | 12 | $ 1,952,000 | $ 162,000 | $ 79,000 |
| Dorchester County South Carolina | 10 | $ 1,438,000 | $ 143,000 | $ 70,000 |
| Craig County Virginia | 10 | $ 1,209,000 | $ 120,000 | $ 47,000 |
| Grayson County Virginia | 10 | $ 1,193,000 | $ 119,000 | $ 50,000 |
| Laurens County South Carolina | 9 | $ 1,347,000 | $ 149,000 | $ 73,000 |
| Georgetown County South Carolina | 8 | $ 1,184,000 | $ 148,000 | $ 64,000 |
| Carroll County Virginia | 8 | $ 1,147,000 | $ 143,000 | $ 69,000 |
| Union County South Carolina | 7 | $ 812,000 | $ 116,000 | $ 62,000 |
| Bath County Virginia | 7 | $ 919,000 | $ 131,000 | $ 65,000 |
| Bland County Virginia | 7 | $ 308,000 | $ 44,000 | $ 43,000 |
| Martinsville County Virginia | 7 | $ 628,000 | $ 89,000 | $ 58,000 |
| Staunton County Virginia | 7 | $ 949,000 | $ 135,000 | $ 56,000 |
| Columbus County North Carolina | 6 | $ 617,000 | $ 102,000 | $ 49,000 |
| Colleton County South Carolina | 6 | $ 1,068,000 | $ 178,000 | $ 71,000 |
| Wake County North Carolina | 5 | $ 1,019,000 | $ 203,000 | $ 79,000 |
| Sullivan County Tennessee | 5 | $ 500,000 | $ 100,000 | $ 61,000 |
| Lexington County Virginia | 5 | $ 700,000 | $ 140,000 | $ 55,000 |
| Pittsylvania County Virginia | 5 | $ 577,000 | $ 115,000 | $ 72,000 |
| Russell County Virginia | 5 | $ 562,000 | $ 112,000 | $ 85,000 |
| Forsyth County North Carolina | 4 | $ 618,000 | $ 154,000 | $ 58,000 |
| Edgefield County South Carolina | 4 | $ 338,000 | $ 84,000 | $ 59,000 |
| Fairfield County South Carolina | 4 | $ 635,000 | $ 158,000 | $ 91,000 |
| Greenwood County South Carolina | 4 | $ 397,000 | $ 99,000 | $ 41,000 |
| Richland County South Carolina | 4 | $ 560,000 | $ 140,000 | $ 74,000 |
| Appomattox County Virginia | 4 | $ 667,000 | $ 166,000 | $ 89,000 |
| Buchanan County Virginia | 4 | $ 387,000 | $ 96,000 | $ 39,000 |
| Waynesboro County Virginia | 4 | $ 653,000 | $ 163,000 | $ 77,000 |
| Monroe County West Virginia | 4 | $ 550,000 | $ 137,000 | $ 59,000 |
| Buncombe County North Carolina | 3 | $ 591,000 | $ 197,000 | $ 75,000 |
| Macon County North Carolina | 3 | $ 426,000 | $ 142,000 | $ 71,000 |
| Mecklenburg County North Carolina | 3 | $ 581,000 | $ 193,000 | $ 79,000 |
| Beaufort County South Carolina | 3 | $ 1,166,000 | $ 388,000 | $ 264,000 |
| Chester County South Carolina | 3 | $ 249,000 | $ 83,000 | $ 37,000 |
| Orangeburg County South Carolina | 3 | $ 310,000 | $ 103,000 | $ 59,000 |
| Albemarle County Virginia | 3 | $ 654,000 | $ 218,000 | $ 104,000 |
| Patrick County Virginia | 3 | $ 310,000 | $ 103,000 | $ 61,000 |
| Washington County Virginia | 3 | $ 509,000 | $ 169,000 | $ 85,000 |
| Summers County West Virginia | 3 | $ 474,000 | $ 158,000 | $ 80,000 |
| Fulton County Georgia | 2 | $ 267,000 | $ 133,000 | $ 76,000 |
| Avery County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 108,000 |
| Guilford County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 88,000 |
| Henderson County North Carolina | 2 | $ 826,000 | $ 413,000 | $ 359,000 |
| Cherokee County South Carolina | 2 | $ 304,000 | $ 152,000 | $ 69,000 |
| Florence County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 54,000 |
| Lexington County South Carolina | 2 | $ 368,000 | $ 184,000 | $ 157,000 |
| Sumter County South Carolina | 2 | $ 188,000 | $ 94,000 | $ 45,000 |
| Hanover County Virginia | 2 | $ 326,000 | $ 163,000 | $ 77,000 |
| Henrico County Virginia | 2 | $ 388,000 | $ 194,000 | $ 100,000 |
| Loudoun County Virginia | 2 | $ 665,000 | $ 332,000 | $ 95,000 |
| Nelson County Virginia | 2 | $ 157,000 | $ 78,000 | $ 86,000 |
| Shenandoah County Virginia | 2 | $ 462,000 | $ 231,000 | $ 86,000 |
| Smyth County Virginia | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Mercer County West Virginia | 2 | $ 122,000 | $ 61,000 | $ 21,000 |
| Pocahontas County West Virginia | 2 | $ 490,000 | $ 245,000 | $ 209,000 |
| Alachua County Florida | 1 | $ 149,000 | $ 149,000 | $ 149,000 |
| Lee County Florida | 1 | $ 417,000 | $ 417,000 | $ 492,000 |
| Chatham County Georgia | 1 | $ 68,000 | $ 68,000 | $ 84,000 |
| Decatur County Georgia | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Effingham County Georgia | 1 | $ 313,000 | $ 313,000 | $ 174,000 |
| Glynn County Georgia | 1 | $ 248,000 | $ 248,000 | $ 181,000 |
| Hart County Georgia | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Richmond County Georgia | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Union County Georgia | 1 | $ 309,000 | $ 309,000 | $ 125,000 |
| Bonner County Idaho | 1 | $ 524,000 | $ 524,000 | $ 204,000 |
| Fayette County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 71,000 |
| Alamance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Alleghany County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Burke County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Dare County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 987,000 |
| Durham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Franklin County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 66,000 |
| Haywood County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 98,000 |
| Nash County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| New Hanover County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 71,000 |
| Onslow County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| Orange County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 52,000 |
| Pender County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Rowan County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Stanly County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Union County North Carolina | 1 | $ 638,000 | $ 638,000 | $ 332,000 |
| Wilkes County North Carolina | 1 | $ 580,000 | $ 580,000 | $ 136,000 |
| Wilson County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 61,000 |
| Bucks County Pennsylvania | 1 | $ 380,000 | $ 380,000 | $ 90,000 |
| Butler County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 58,000 |
| Abbeville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Aiken County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Darlington County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Kershaw County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Lancaster County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 80,000 |
| Newberry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Hamilton County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Scott County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 78,000 |
| Charlotte County Virginia | 1 | $ 256,000 | $ 256,000 | $ 89,000 |
| Chesapeake County Virginia | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| Greene County Virginia | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Halifax County Virginia | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Newport News County Virginia | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Norfolk County Virginia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Prince Edward County Virginia | 1 | $ 190,000 | $ 190,000 | $ 72,000 |
| Spotsylvania County Virginia | 1 | $ 330,000 | $ 330,000 | $ 168,000 |
| Virginia Beach County Virginia | 1 | $ 410,000 | $ 410,000 | $ 118,000 |
| Hampshire County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| McDowell County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Preston County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Raleigh County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,165 | $167,438,000 | $143,000 | $1,800,000 | $78,000 | $1,746,000 |
| Refinancing | 1,010 | $153,181,000 | $151,000 | $795,000 | $100,000 | $3,005,000 |
| Home Improvement | 206 | $7,527,000 | $36,000 | $505,000 | $50,000 | $283,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,146 | $299,904,000 | $139,000 | $1,800,000 | $90,000 | $3,005,000 |
| Not applicable | 79 | $9,058,000 | $114,000 | $849,000 | $0 | $0 |
| Black or African American | 79 | $8,521,000 | $107,000 | $569,000 | $57,000 | $180,000 |
| Not Provided | 34 | $4,774,000 | $140,000 | $415,000 | $73,000 | $232,000 |
| Hispanic | 22 | $2,462,000 | $111,000 | $301,000 | $52,000 | $123,000 |
| Asian | 16 | $3,154,000 | $197,000 | $350,000 | $105,000 | $444,000 |
| American Indian or Alaskan Native | 4 | $141,000 | $35,000 | $67,000 | $48,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $132,000 | $132,000 | $132,000 | $46,000 | $46,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,230 | $312,424,000 | $140,000 | $1,800,000 | $88,000 | $3,005,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 124 | $12,171,000 | $98,000 | $179,000 | $39,000 | $69,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,320,000 | $116,000 | $254,000 | $49,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,231,000 | $175,000 | $222,000 | $68,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,133 | $298,373,000 | $139,000 | $849,000 | $87,000 | $2,000,000 |
| Application Denied By Financial Institution | 121 | $9,994,000 | $82,000 | $650,000 | $45,000 | $336,000 |
| Application Withdrawn By Applicant | 111 | $17,258,000 | $155,000 | $1,800,000 | $98,000 | $3,005,000 |
| File Closed For Incompleteness | 12 | $2,034,000 | $169,000 | $419,000 | $53,000 | $129,000 |
| Application Approved But Not Accepted | 4 | $487,000 | $121,000 | $168,000 | $60,000 | $80,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 75 | $5,679,000 | $75,000 | $392,000 | $42,000 | $160,000 |
| Debt-To-Income Ratio | 26 | $1,565,000 | $60,000 | $378,000 | $42,000 | $280,000 |
| Other | 11 | $2,124,000 | $193,000 | $650,000 | $78,000 | $336,000 |
| Employment History | 3 | $83,000 | $27,000 | $70,000 | $27,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $333,000 | $111,000 | $183,000 | $51,000 | $81,000 |
| Collateral | 2 | $50,000 | $25,000 | $35,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $160,000 | $160,000 | $160,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.