First National Bank
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bank P O Box 600 Christiansburg, VA 24068 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,173 |
| Total Mortgage Loan Application Amount | $305,673,000 |
| Average Mortgage Loan Application Amount | $112,666 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $134,666 |
| Highest Applicant Income | $9,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Virginia | 399 | $ 54,278,000 | $ 136,000 | $ 511,000 |
| Greenville County South Carolina | 210 | $ 31,732,000 | $ 151,000 | $ 73,000 |
| Pulaski County Virginia | 167 | $ 17,952,000 | $ 107,000 | $ 61,000 |
| Bedford County Virginia | 166 | $ 24,938,000 | $ 150,000 | $ 81,000 |
| Roanoke County Virginia | 114 | $ 21,116,000 | $ 185,000 | $ 89,000 |
| Roanoke City County Virginia | 97 | $ 12,638,000 | $ 130,000 | $ 87,000 |
| Anderson County South Carolina | 94 | $ 12,075,000 | $ 128,000 | $ 53,000 |
| Floyd County Virginia | 80 | $ 11,037,000 | $ 137,000 | $ 60,000 |
| Radford County Virginia | 58 | $ 8,076,000 | $ 139,000 | $ 85,000 |
| Wythe County Virginia | 58 | $ 5,470,000 | $ 94,000 | $ 50,000 |
| Giles County Virginia | 55 | $ 6,137,000 | $ 111,000 | $ 62,000 |
| Spartanburg County South Carolina | 52 | $ 5,816,000 | $ 111,000 | $ 50,000 |
| Salem County Virginia | 48 | $ 6,657,000 | $ 138,000 | $ 115,000 |
| Campbell County Virginia | 32 | $ 3,903,000 | $ 121,000 | $ 62,000 |
| Botetourt County Virginia | 28 | $ 5,025,000 | $ 179,000 | $ 63,000 |
| Bedford City County Virginia | 26 | $ 2,751,000 | $ 105,000 | $ 48,000 |
| Oconee County South Carolina | 24 | $ 3,338,000 | $ 139,000 | $ 50,000 |
| Franklin County Virginia | 24 | $ 5,715,000 | $ 238,000 | $ 101,000 |
| Lynchburg County Virginia | 23 | $ 3,102,000 | $ 134,000 | $ 106,000 |
| Pickens County South Carolina | 20 | $ 2,574,000 | $ 128,000 | $ 84,000 |
| Transylvania County North Carolina | 18 | $ 2,979,000 | $ 165,000 | $ 120,000 |
| Macon County Tennessee | 18 | $ 2,053,000 | $ 114,000 | $ 44,000 |
| Tazewell County Virginia | 17 | $ 3,194,000 | $ 187,000 | $ 98,000 |
| Greenwood County South Carolina | 15 | $ 1,997,000 | $ 133,000 | $ 62,000 |
| Amherst County Virginia | 14 | $ 2,046,000 | $ 146,000 | $ 69,000 |
| Rockbridge County Virginia | 13 | $ 1,684,000 | $ 129,000 | $ 50,000 |
| Appomattox County Virginia | 12 | $ 1,791,000 | $ 149,000 | $ 46,000 |
| Carroll County Virginia | 12 | $ 1,942,000 | $ 161,000 | $ 108,000 |
| Grayson County Virginia | 12 | $ 1,896,000 | $ 158,000 | $ 71,000 |
| Henry County Virginia | 12 | $ 809,000 | $ 67,000 | $ 43,000 |
| Laurens County South Carolina | 11 | $ 1,455,000 | $ 132,000 | $ 65,000 |
| Jackson County North Carolina | 10 | $ 2,017,000 | $ 201,000 | $ 93,000 |
| Alleghany County Virginia | 9 | $ 696,000 | $ 77,000 | $ 35,000 |
| Richland County South Carolina | 8 | $ 1,285,000 | $ 160,000 | $ 98,000 |
| Buena Vista County Virginia | 8 | $ 943,000 | $ 117,000 | $ 43,000 |
| Craig County Virginia | 8 | $ 1,027,000 | $ 128,000 | $ 104,000 |
| York County South Carolina | 7 | $ 1,422,000 | $ 203,000 | $ 66,000 |
| Augusta County Virginia | 7 | $ 1,054,000 | $ 150,000 | $ 77,000 |
| Washington County Virginia | 7 | $ 617,000 | $ 88,000 | $ 70,000 |
| Aiken County South Carolina | 6 | $ 580,000 | $ 96,000 | $ 84,000 |
| Russell County Virginia | 6 | $ 574,000 | $ 95,000 | $ 25,000 |
| Horry County South Carolina | 5 | $ 1,041,000 | $ 208,000 | $ 177,000 |
| Patrick County Virginia | 5 | $ 493,000 | $ 98,000 | $ 41,000 |
| Pittsylvania County Virginia | 5 | $ 749,000 | $ 149,000 | $ 91,000 |
| Chatham County Georgia | 4 | $ 689,000 | $ 172,000 | $ 59,000 |
| Buncombe County North Carolina | 4 | $ 394,000 | $ 98,000 | $ 207,000 |
| Charleston County South Carolina | 4 | $ 1,273,000 | $ 318,000 | $ 90,000 |
| Bland County Virginia | 4 | $ 422,000 | $ 105,000 | $ 72,000 |
| Covington County Virginia | 4 | $ 244,000 | $ 61,000 | $ 33,000 |
| Nelson County Virginia | 4 | $ 420,000 | $ 105,000 | $ 47,000 |
| Alleghany County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 39,000 |
| Henderson County North Carolina | 3 | $ 639,000 | $ 213,000 | $ 250,000 |
| Watauga County North Carolina | 3 | $ 347,000 | $ 115,000 | $ 59,000 |
| Cherokee County South Carolina | 3 | $ 437,000 | $ 145,000 | $ 68,000 |
| Colleton County South Carolina | 3 | $ 312,000 | $ 104,000 | $ 70,000 |
| Dorchester County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 63,000 |
| Kershaw County South Carolina | 3 | $ 428,000 | $ 142,000 | $ 104,000 |
| Trousdale County Tennessee | 3 | $ 200,000 | $ 66,000 | $ 46,000 |
| Frederick County Virginia | 3 | $ 691,000 | $ 230,000 | $ 113,000 |
| Galax County Virginia | 3 | $ 426,000 | $ 142,000 | $ 60,000 |
| Madison County Virginia | 3 | $ 288,000 | $ 96,000 | $ 39,000 |
| Martinsville County Virginia | 3 | $ 186,000 | $ 62,000 | $ 32,000 |
| Monroe County West Virginia | 3 | $ 216,000 | $ 72,000 | $ 43,000 |
| Cullman County Alabama | 2 | $ 137,000 | $ 68,000 | $ 69,000 |
| Volusia County Florida | 2 | $ 346,000 | $ 173,000 | $ 46,000 |
| Ashe County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 61,000 |
| Caldwell County North Carolina | 2 | $ 127,000 | $ 63,000 | $ 22,000 |
| Forsyth County North Carolina | 2 | $ 395,000 | $ 197,000 | $ 40,000 |
| Madison County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 25,000 |
| Surry County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 33,000 |
| Abbeville County South Carolina | 2 | $ 197,000 | $ 98,000 | $ 57,000 |
| Edgefield County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Sevier County Tennessee | 2 | $ 305,000 | $ 152,000 | $ 89,000 |
| Albemarle County Virginia | 2 | $ 509,000 | $ 254,000 | $ 57,000 |
| Buckingham County Virginia | 2 | $ 315,000 | $ 157,000 | $ 38,000 |
| Rockingham County Virginia | 2 | $ 384,000 | $ 192,000 | $ 50,000 |
| Staunton County Virginia | 2 | $ 246,000 | $ 123,000 | $ 12,000 |
| Greenbrier County West Virginia | 2 | $ 2,489,000 | $ 1,244,000 | $ 4,531,000 |
| Mercer County West Virginia | 2 | $ 124,000 | $ 62,000 | $ 35,000 |
| Crenshaw County Alabama | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Bay County Florida | 1 | $ 989,000 | $ 989,000 | $ 1,148,000 |
| Lee County Florida | 1 | $ 500,000 | $ 500,000 | $ 521,000 |
| DeKalb County Georgia | 1 | $ 96,000 | $ 96,000 | $ 129,000 |
| Effingham County Georgia | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
| Floyd County Georgia | 1 | $ 234,000 | $ 234,000 | $ 58,000 |
| Madison County Illinois | 1 | $ 142,000 | $ 142,000 | $ 72,000 |
| Anne Arundel County Maryland | 1 | $ 212,000 | $ 212,000 | $ 163,000 |
| Ingham County Michigan | 1 | $ 305,000 | $ 305,000 | $ 227,000 |
| Herkimer County New York | 1 | $ 186,000 | $ 186,000 | $ 104,000 |
| Avery County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 1,166,000 |
| Beaufort County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 57,000 |
| Brunswick County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
| Durham County North Carolina | 1 | $ 544,000 | $ 544,000 | $ 164,000 |
| Graham County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 240,000 |
| Macon County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 64,000 |
| McDowell County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Mecklenburg County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Orange County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 15,000 |
| Pitt County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Polk County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 82,000 |
| Wilson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 53,000 |
| York County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 99,000 |
| Bamberg County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Barnwell County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 52,000 |
| Berkeley County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Fairfield County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Georgetown County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 89,000 |
| Lancaster County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 39,000 |
| Lexington County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 122,000 |
| Newberry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Sumter County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 70,000 |
| Union County South Carolina | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Williamsburg County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Putnam County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Sumner County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Washington County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 32,000 |
| Harris County Texas | 1 | $ 262,000 | $ 262,000 | $ 57,000 |
| Bristol County Virginia | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Charlotte County Virginia | 1 | $ 324,000 | $ 324,000 | $ 192,000 |
| Charlottesville County Virginia | 1 | $ 147,000 | $ 147,000 | $ 107,000 |
| Chesterfield County Virginia | 1 | $ 290,000 | $ 290,000 | $ 480,000 |
| Danville County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 541,000 | $ 541,000 | $ 155,000 |
| Goochland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Greene County Virginia | 1 | $ 237,000 | $ 237,000 | $ 47,000 |
| Halifax County Virginia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Henrico County Virginia | 1 | $ 260,000 | $ 260,000 | $ 158,000 |
| Lexington County Virginia | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Loudoun County Virginia | 1 | $ 376,000 | $ 376,000 | $ 96,000 |
| Norfolk County Virginia | 1 | $ 194,000 | $ 194,000 | $ 98,000 |
| Nottoway County Virginia | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Prince Edward County Virginia | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Smyth County Virginia | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Virginia Beach County Virginia | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Waynesboro County Virginia | 1 | $ 108,000 | $ 108,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,026 | $155,485,000 | $151,000 | $2,300,000 | $136,000 | $9,000,000 |
| Refinancing | 926 | $142,598,000 | $153,000 | $1,373,000 | $206,000 | $3,500,000 |
| Home Improvement | 221 | $7,590,000 | $34,000 | $390,000 | $62,000 | $1,210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,885 | $270,586,000 | $143,000 | $2,300,000 | $176,000 | $9,000,000 |
| Black or African American | 107 | $11,225,000 | $104,000 | $417,000 | $52,000 | $240,000 |
| Not applicable | 62 | $9,290,000 | $149,000 | $1,650,000 | $2,000 | $164,000 |
| Hispanic | 60 | $6,629,000 | $110,000 | $345,000 | $59,000 | $245,000 |
| Not Provided | 34 | $4,626,000 | $136,000 | $450,000 | $74,000 | $336,000 |
| Asian | 16 | $1,573,000 | $98,000 | $332,000 | $60,000 | $160,000 |
| American Indian or Alaskan Native | 6 | $875,000 | $145,000 | $412,000 | $65,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $869,000 | $289,000 | $332,000 | $71,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,023 | $288,867,000 | $142,000 | $2,300,000 | $167,000 | $9,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $13,871,000 | $108,000 | $224,000 | $40,000 | $120,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,018,000 | $118,000 | $193,000 | $78,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 5 | $917,000 | $183,000 | $304,000 | $58,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,956 | $278,435,000 | $142,000 | $1,650,000 | $164,000 | $3,500,000 |
| Application Withdrawn By Applicant | 102 | $18,607,000 | $182,000 | $2,300,000 | $170,000 | $9,000,000 |
| Application Denied By Financial Institution | 101 | $6,455,000 | $63,000 | $760,000 | $42,000 | $239,000 |
| File Closed For Incompleteness | 12 | $1,594,000 | $132,000 | $371,000 | $57,000 | $151,000 |
| Application Approved But Not Accepted | 2 | $582,000 | $291,000 | $500,000 | $358,000 | $521,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 59 | $3,403,000 | $57,000 | $760,000 | $43,000 | $239,000 |
| Debt-To-Income Ratio | 27 | $1,980,000 | $73,000 | $244,000 | $41,000 | $112,000 |
| Other | 8 | $687,000 | $85,000 | $256,000 | $33,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $53,000 | $17,000 | $40,000 | $39,000 | $55,000 |
| Collateral | 3 | $312,000 | $104,000 | $206,000 | $58,000 | $92,000 |
| Employment History | 1 | $20,000 | $20,000 | $20,000 | $21,000 | $21,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.