First National Bank Of Kansas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First National Bank Of Kansas 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Kansas 6201 College Blvd Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 308 |
| Total Mortgage Loan Application Amount | $57,416,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $542,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First National Bank Of Kansas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Kansas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First National Bank Of Kansas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Kansas serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Kansas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Kansas's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 142 | $ 28,158,000 | $ 198,000 | $ 101,000 |
| Jackson County Missouri | 31 | $ 6,045,000 | $ 195,000 | $ 82,000 |
| Wyandotte County Kansas | 12 | $ 1,181,000 | $ 98,000 | $ 53,000 |
| Cass County Missouri | 8 | $ 1,580,000 | $ 197,000 | $ 48,000 |
| Clay County Missouri | 7 | $ 1,309,000 | $ 187,000 | $ 38,000 |
| Milwaukee County Wisconsin | 6 | $ 870,000 | $ 145,000 | $ 66,000 |
| Platte County Missouri | 5 | $ 780,000 | $ 156,000 | $ 87,000 |
| Dane County Wisconsin | 4 | $ 948,000 | $ 237,000 | $ 61,000 |
| La Crosse County Wisconsin | 4 | $ 653,000 | $ 163,000 | $ 110,000 |
| Miami County Kansas | 3 | $ 424,000 | $ 141,000 | $ 48,000 |
| Yellowstone County Montana | 3 | $ 631,000 | $ 210,000 | $ 63,000 |
| Cass County North Dakota | 3 | $ 506,000 | $ 168,000 | $ 87,000 |
| Pennington County South Dakota | 3 | $ 677,000 | $ 225,000 | $ 112,000 |
| Riverside County California | 2 | $ 553,000 | $ 276,000 | $ 398,000 |
| Geary County Kansas | 2 | $ 294,000 | $ 147,000 | $ 72,000 |
| Clinton County Missouri | 2 | $ 431,000 | $ 215,000 | $ 129,000 |
| Ray County Missouri | 2 | $ 275,000 | $ 137,000 | $ 81,000 |
| Missoula County Montana | 2 | $ 638,000 | $ 319,000 | $ 86,000 |
| Davison County South Dakota | 2 | $ 187,000 | $ 93,000 | $ 46,000 |
| Winnebago County Wisconsin | 2 | $ 271,000 | $ 135,000 | $ 65,000 |
| Carbon County Wyoming | 2 | $ 356,000 | $ 178,000 | $ 59,000 |
| Laramie County Wyoming | 2 | $ 493,000 | $ 246,000 | $ 142,000 |
| Lincoln County Wyoming | 2 | $ 287,000 | $ 143,000 | $ 74,000 |
| Park County Wyoming | 2 | $ 252,000 | $ 126,000 | $ 85,000 |
| Sheridan County Wyoming | 2 | $ 376,000 | $ 188,000 | $ 72,000 |
| Anchorage County Alaska | 1 | $ 316,000 | $ 316,000 | $ 134,000 |
| Maricopa County Arizona | 1 | $ 328,000 | $ 328,000 | $ 157,000 |
| Barton County Kansas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Butler County Kansas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Douglas County Kansas | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Leavenworth County Kansas | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| McPherson County Kansas | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Osage County Kansas | 1 | $ 110,000 | $ 110,000 | $ 77,000 |
| Riley County Kansas | 1 | $ 187,000 | $ 187,000 | $ 97,000 |
| Sedgwick County Kansas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Clay County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 58,000 |
| Crow Wing County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Dakota County Minnesota | 1 | $ 266,000 | $ 266,000 | $ 114,000 |
| Douglas County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Hennepin County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 36,000 |
| Houston County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Sherburne County Minnesota | 1 | $ 289,000 | $ 289,000 | $ 98,000 |
| Camden County Missouri | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Cape Girardeau County Missouri | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Holt County Missouri | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| Jasper County Missouri | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Morgan County Missouri | 1 | $ 228,000 | $ 228,000 | $ 210,000 |
| Ralls County Missouri | 1 | $ 56,000 | $ 56,000 | $ 107,000 |
| St. Francois County Missouri | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| St. Louis County Missouri | 1 | $ 259,000 | $ 259,000 | $ 45,000 |
| St. Louis City County Missouri | 1 | $ 449,000 | $ 449,000 | $ 224,000 |
| Flathead County Montana | 1 | $ 322,000 | $ 322,000 | $ 113,000 |
| Gallatin County Montana | 1 | $ 159,000 | $ 159,000 | $ 109,000 |
| Stillwater County Montana | 1 | $ 96,000 | $ 96,000 | $ 109,000 |
| McKenzie County North Dakota | 1 | $ 240,000 | $ 240,000 | $ 200,000 |
| Mayes County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 77,000 |
| Hughes County South Dakota | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Lake County South Dakota | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Minnehaha County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Barron County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 132,000 |
| Calumet County Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 106,000 |
| Eau Claire County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Green Lake County Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
| Marathon County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Outagamie County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Polk County Wisconsin | 1 | $ 237,000 | $ 237,000 | $ 90,000 |
| Portage County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 65,000 |
| Price County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 50,000 |
| Rock County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 161,000 |
| St. Croix County Wisconsin | 1 | $ 217,000 | $ 217,000 | $ 78,000 |
| Vernon County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 78,000 |
| Vilas County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 50,000 |
| Waukesha County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 66,000 |
| Wood County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Converse County Wyoming | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Fremont County Wyoming | 1 | $ 258,000 | $ 258,000 | $ 188,000 |
| Johnson County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Kansas in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 227 | $42,408,000 | $186,000 | $531,000 | $94,000 | $840,000 |
| Home Purchase | 71 | $13,525,000 | $190,000 | $542,000 | $82,000 | $587,000 |
| Home Improvement | 10 | $1,483,000 | $148,000 | $322,000 | $67,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 204 | $40,134,000 | $196,000 | $542,000 | $102,000 | $840,000 |
| White | 95 | $16,041,000 | $168,000 | $417,000 | $70,000 | $305,000 |
| Not applicable | 4 | $935,000 | $233,000 | $300,000 | $0 | $0 |
| Black or African American | 4 | $304,000 | $76,000 | $114,000 | $69,000 | $184,000 |
| Hispanic | 1 | $2,000 | $2,000 | $2,000 | $44,000 | $44,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 189 | $38,473,000 | $203,000 | $542,000 | $109,000 | $840,000 |
| FHA-insured (Federal Housing Administration) | 108 | $16,404,000 | $151,000 | $269,000 | $58,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,539,000 | $230,000 | $349,000 | $86,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 128 | $24,961,000 | $195,000 | $542,000 | $90,000 | $587,000 |
| Application Withdrawn By Applicant | 86 | $15,263,000 | $177,000 | $449,000 | $96,000 | $390,000 |
| Application Denied By Financial Institution | 46 | $8,078,000 | $175,000 | $421,000 | $88,000 | $840,000 |
| File Closed For Incompleteness | 32 | $5,717,000 | $178,000 | $531,000 | $86,000 | $450,000 |
| Application Approved But Not Accepted | 16 | $3,397,000 | $212,000 | $417,000 | $81,000 | $287,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25 | $4,308,000 | $172,000 | $421,000 | $66,000 | $240,000 |
| Debt-To-Income Ratio | 8 | $1,177,000 | $147,000 | $328,000 | $97,000 | $416,000 |
| Other | 6 | $1,347,000 | $224,000 | $417,000 | $194,000 | $840,000 |
| Collateral | 4 | $662,000 | $165,000 | $245,000 | $57,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $584,000 | $194,000 | $249,000 | $77,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Kansas's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Kansas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.