First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
First National Bank Of Omaha 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,666 |
| Total Mortgage Loan Application Amount | $805,829,000 |
| Average Mortgage Loan Application Amount | $569,200 |
| Highest Mortgage Loan Application Amount | $19,600,000 |
| Average Applicant Income | $210,100 |
| Highest Applicant Income | $5,426,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,286 | $ 317,399,000 | $ 96,000 | $ 57,000 |
| Lancaster County Nebraska | 952 | $ 100,367,000 | $ 105,000 | $ 58,000 |
| Sarpy County Nebraska | 904 | $ 74,275,000 | $ 82,000 | $ 57,000 |
| Pottawattamie County Iowa | 208 | $ 13,574,000 | $ 65,000 | $ 41,000 |
| Dodge County Nebraska | 187 | $ 20,316,000 | $ 108,000 | $ 51,000 |
| Buffalo County Nebraska | 164 | $ 23,636,000 | $ 144,000 | $ 26,000 |
| Gage County Nebraska | 140 | $ 8,885,000 | $ 63,000 | $ 44,000 |
| Platte County Nebraska | 128 | $ 14,638,000 | $ 114,000 | $ 18,000 |
| Washington County Nebraska | 113 | $ 13,484,000 | $ 119,000 | $ 59,000 |
| Butler County Nebraska | 110 | $ 5,612,000 | $ 51,000 | $ 35,000 |
| DeKalb County Illinois | 101 | $ 11,985,000 | $ 118,000 | $ 71,000 |
| Cass County Nebraska | 101 | $ 9,782,000 | $ 96,000 | $ 53,000 |
| Otoe County Nebraska | 63 | $ 6,216,000 | $ 98,000 | $ 25,000 |
| Kendall County Illinois | 54 | $ 6,981,000 | $ 129,000 | $ 71,000 |
| Saunders County Nebraska | 53 | $ 5,870,000 | $ 110,000 | $ 77,000 |
| Seward County Nebraska | 53 | $ 6,079,000 | $ 114,000 | $ 43,000 |
| Polk County Iowa | 41 | $ 5,195,000 | $ 126,000 | $ 35,000 |
| Saline County Nebraska | 39 | $ 4,107,000 | $ 105,000 | $ 37,000 |
| Harrison County Iowa | 38 | $ 3,209,000 | $ 84,000 | $ 33,000 |
| Barton County Kansas | 33 | $ 2,767,000 | $ 83,000 | $ 0 |
| Mills County Iowa | 32 | $ 2,714,000 | $ 84,000 | $ 74,000 |
| Madison County Nebraska | 31 | $ 3,901,000 | $ 125,000 | $ 19,000 |
| Crawford County Iowa | 30 | $ 2,453,000 | $ 81,000 | $ 19,000 |
| York County Nebraska | 30 | $ 3,108,000 | $ 103,000 | $ 10,000 |
| Shelby County Iowa | 26 | $ 2,483,000 | $ 95,000 | $ 19,000 |
| Johnson County Kansas | 26 | $ 14,147,000 | $ 544,000 | $ 88,000 |
| Pierce County Nebraska | 26 | $ 3,532,000 | $ 135,000 | $ 0 |
| McHenry County Illinois | 25 | $ 2,612,000 | $ 104,000 | $ 30,000 |
| Lincoln County Nebraska | 24 | $ 2,948,000 | $ 122,000 | $ 26,000 |
| Burt County Nebraska | 21 | $ 1,602,000 | $ 76,000 | $ 51,000 |
| Collin County Texas | 21 | $ 3,744,000 | $ 178,000 | $ 93,000 |
| Wayne County Nebraska | 20 | $ 1,478,000 | $ 73,000 | $ 23,000 |
| LaSalle County Illinois | 17 | $ 2,394,000 | $ 140,000 | $ 37,000 |
| Kane County Illinois | 16 | $ 2,597,000 | $ 162,000 | $ 116,000 |
| Dawson County Nebraska | 16 | $ 1,323,000 | $ 82,000 | $ 5,000 |
| Hall County Nebraska | 16 | $ 1,588,000 | $ 99,000 | $ 23,000 |
| Cheyenne County Nebraska | 15 | $ 1,203,000 | $ 80,000 | $ 57,000 |
| Knox County Nebraska | 15 | $ 1,570,000 | $ 104,000 | $ 17,000 |
| Adams County Nebraska | 14 | $ 1,183,000 | $ 84,000 | $ 36,000 |
| Kearney County Nebraska | 14 | $ 2,005,000 | $ 143,000 | $ 16,000 |
| Dallas County Texas | 13 | $ 1,943,000 | $ 149,000 | $ 108,000 |
| Montgomery County Iowa | 11 | $ 727,000 | $ 66,000 | $ 42,000 |
| Colfax County Nebraska | 11 | $ 1,048,000 | $ 95,000 | $ 40,000 |
| Jefferson County Nebraska | 11 | $ 518,000 | $ 47,000 | $ 42,000 |
| Richardson County Nebraska | 11 | $ 766,000 | $ 69,000 | $ 54,000 |
| Harlan County Nebraska | 10 | $ 770,000 | $ 77,000 | $ 65,000 |
| Nemaha County Nebraska | 9 | $ 754,000 | $ 83,000 | $ 23,000 |
| Ogle County Illinois | 7 | $ 444,000 | $ 63,000 | $ 47,000 |
| Audubon County Iowa | 7 | $ 679,000 | $ 97,000 | $ 0 |
| Page County Iowa | 7 | $ 360,000 | $ 51,000 | $ 52,000 |
| Jackson County Missouri | 7 | $ 982,000 | $ 140,000 | $ 87,000 |
| Howard County Nebraska | 7 | $ 741,000 | $ 105,000 | $ 38,000 |
| Phelps County Nebraska | 7 | $ 526,000 | $ 75,000 | $ 17,000 |
| Denton County Texas | 7 | $ 1,210,000 | $ 172,000 | $ 90,000 |
| Maricopa County Arizona | 6 | $ 2,149,000 | $ 358,000 | $ 109,000 |
| Boone County Illinois | 6 | $ 596,000 | $ 99,000 | $ 19,000 |
| Cook County Illinois | 6 | $ 690,000 | $ 115,000 | $ 84,000 |
| Will County Illinois | 6 | $ 638,000 | $ 106,000 | $ 58,000 |
| Jasper County Iowa | 6 | $ 1,025,000 | $ 170,000 | $ 0 |
| Stanton County Nebraska | 6 | $ 691,000 | $ 115,000 | $ 0 |
| Clark County Nevada | 5 | $ 1,092,000 | $ 218,000 | $ 142,000 |
| Davison County South Dakota | 5 | $ 534,000 | $ 106,000 | $ 18,000 |
| Dallas County Iowa | 4 | $ 1,190,000 | $ 297,000 | $ 13,000 |
| Fremont County Iowa | 4 | $ 312,000 | $ 78,000 | $ 32,000 |
| Rush County Kansas | 4 | $ 212,000 | $ 53,000 | $ 0 |
| Wyandotte County Kansas | 4 | $ 297,000 | $ 74,000 | $ 67,000 |
| Box Butte County Nebraska | 4 | $ 310,000 | $ 77,000 | $ 0 |
| Brown County Nebraska | 4 | $ 253,000 | $ 63,000 | $ 51,000 |
| Cedar County Nebraska | 4 | $ 228,000 | $ 57,000 | $ 32,000 |
| Clay County Nebraska | 4 | $ 245,000 | $ 61,000 | $ 30,000 |
| Polk County Nebraska | 4 | $ 272,000 | $ 68,000 | $ 6,000 |
| Walworth County Wisconsin | 4 | $ 492,000 | $ 123,000 | $ 0 |
| Arapahoe County Colorado | 3 | $ 298,000 | $ 99,000 | $ 60,000 |
| Denver County Colorado | 3 | $ 583,000 | $ 194,000 | $ 50,000 |
| DuPage County Illinois | 3 | $ 481,000 | $ 160,000 | $ 17,000 |
| Boone County Iowa | 3 | $ 515,000 | $ 171,000 | $ 34,000 |
| Carroll County Iowa | 3 | $ 127,000 | $ 42,000 | $ 21,000 |
| Custer County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 19,000 |
| Dawes County Nebraska | 3 | $ 430,000 | $ 143,000 | $ 0 |
| Johnson County Nebraska | 3 | $ 349,000 | $ 116,000 | $ 0 |
| Nance County Nebraska | 3 | $ 417,000 | $ 139,000 | $ 31,000 |
| Scotts Bluff County Nebraska | 3 | $ 186,000 | $ 62,000 | $ 5,000 |
| Minnehaha County South Dakota | 3 | $ 257,000 | $ 85,000 | $ 72,000 |
| Yankton County South Dakota | 3 | $ 540,000 | $ 180,000 | $ 20,000 |
| Pinal County Arizona | 2 | $ 373,000 | $ 186,000 | $ 70,000 |
| Riverside County California | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Douglas County Colorado | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| El Paso County Colorado | 2 | $ 58,000 | $ 29,000 | $ 81,000 |
| De Witt County Illinois | 2 | $ 164,000 | $ 82,000 | $ 32,000 |
| Lee County Illinois | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Winnebago County Illinois | 2 | $ 83,000 | $ 41,000 | $ 25,000 |
| Adams County Iowa | 2 | $ 60,000 | $ 30,000 | $ 27,000 |
| Warren County Iowa | 2 | $ 174,000 | $ 87,000 | $ 27,000 |
| Woodbury County Iowa | 2 | $ 27,000 | $ 13,000 | $ 52,000 |
| Ness County Kansas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Pawnee County Kansas | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 231,000 | $ 115,000 | $ 21,000 |
| Shawnee County Kansas | 2 | $ 66,000 | $ 33,000 | $ 96,000 |
| St. Mary's County Maryland | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Hampshire County Massachusetts | 2 | $ 265,000 | $ 132,000 | $ 62,000 |
| Houghton County Michigan | 2 | $ 249,000 | $ 124,000 | $ 165,000 |
| Hennepin County Minnesota | 2 | $ 34,350,000 | $ 17,175,000 | $ 0 |
| Camden County Missouri | 2 | $ 235,000 | $ 117,000 | $ 112,000 |
| Clay County Missouri | 2 | $ 191,000 | $ 95,000 | $ 115,000 |
| Nodaway County Missouri | 2 | $ 131,000 | $ 65,000 | $ 75,000 |
| Antelope County Nebraska | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Dakota County Nebraska | 2 | $ 133,000 | $ 66,000 | $ 54,000 |
| Fillmore County Nebraska | 2 | $ 124,000 | $ 62,000 | $ 46,000 |
| Franklin County Nebraska | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Garfield County Nebraska | 2 | $ 105,000 | $ 52,000 | $ 0 |
| Holt County Nebraska | 2 | $ 174,000 | $ 87,000 | $ 26,000 |
| Nuckolls County Nebraska | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Red Willow County Nebraska | 2 | $ 111,000 | $ 55,000 | $ 67,000 |
| Beadle County South Dakota | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Mendocino County California | 1 | $ 383,000 | $ 383,000 | $ 175,000 |
| Broomfield County Colorado | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Grand County Colorado | 1 | $ 220,000 | $ 220,000 | $ 237,000 |
| Larimer County Colorado | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Mesa County Colorado | 1 | $ 47,000 | $ 47,000 | $ 94,000 |
| Ouray County Colorado | 1 | $ 350,000 | $ 350,000 | $ 74,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,077,000 |
| Charlotte County Florida | 1 | $ 260,000 | $ 260,000 | $ 85,000 |
| Highlands County Florida | 1 | $ 306,000 | $ 306,000 | $ 536,000 |
| Manatee County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 2,180,000 | $ 2,180,000 | $ 5,426,000 |
| Chatham County Georgia | 1 | $ 160,000 | $ 160,000 | $ 163,000 |
| Cobb County Georgia | 1 | $ 268,000 | $ 268,000 | $ 92,000 |
| DeKalb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Bannock County Idaho | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Henry County Illinois | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lake County Illinois | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Adair County Iowa | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Benton County Iowa | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Black Hawk County Iowa | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| Cass County Iowa | 1 | $ 6,000 | $ 6,000 | $ 12,000 |
| Cerro Gordo County Iowa | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Decatur County Iowa | 1 | $ 67,000 | $ 67,000 | $ 99,000 |
| Dickinson County Iowa | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Guthrie County Iowa | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
| Ida County Iowa | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Linn County Iowa | 1 | $ 62,000 | $ 62,000 | $ 101,000 |
| Lucas County Iowa | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Mahaska County Iowa | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Marion County Iowa | 1 | $ 42,000 | $ 42,000 | $ 61,000 |
| Monona County Iowa | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Muscatine County Iowa | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Scott County Iowa | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Wapello County Iowa | 1 | $ 11,000 | $ 11,000 | $ 45,000 |
| Winnebago County Iowa | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Atchison County Kansas | 1 | $ 48,000 | $ 48,000 | $ 63,000 |
| Edwards County Kansas | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Ellis County Kansas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Finney County Kansas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Miami County Kansas | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Norton County Kansas | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Murray County Minnesota | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 500,000 |
| Washington County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 130,000 |
| Buchanan County Missouri | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Cass County Missouri | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Morgan County Missouri | 1 | $ 260,000 | $ 260,000 | $ 45,000 |
| Pettis County Missouri | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Pike County Missouri | 1 | $ 50,000 | $ 50,000 | $ 164,000 |
| Banner County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Boone County Nebraska | 1 | $ 13,000 | $ 13,000 | $ 68,000 |
| Boyd County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Cuming County Nebraska | 1 | $ 360,000 | $ 360,000 | $ 324,000 |
| Dixon County Nebraska | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Frontier County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Furnas County Nebraska | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Hamilton County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Kimball County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Merrick County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Sherman County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Thayer County Nebraska | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Thurston County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Bertie County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Lee County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 235,000 |
| New Hanover County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 151,000 |
| Chester County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 130,000 |
| Union County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Aransas County Texas | 1 | $ 452,000 | $ 452,000 | $ 1,000,000 |
| Brazos County Texas | 1 | $ 217,000 | $ 217,000 | $ 100,000 |
| Cameron County Texas | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Rockwall County Texas | 1 | $ 319,000 | $ 319,000 | $ 134,000 |
| Taylor County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Travis County Texas | 1 | $ 1,585,000 | $ 1,585,000 | $ 0 |
| Utah County Utah | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Dane County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 249,000 |
| Grant County Wisconsin | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 259,000 | $ 259,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,320 | $442,393,000 | $935,782 | $19,600,000 | $90,000 | $1,000,000 |
| Refinancing | 3,276 | $339,068,000 | $370,666 | $4,365,000 | $429,555 | $5,426,000 |
| Home Improvement | 1,070 | $24,368,000 | $29,444 | $183,000 | $78,111 | $405,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,638 | $350,914,000 | $145,727 | $1,170,000 | $119,590 | $1,000,000 |
| Not applicable | 1,795 | $362,477,000 | $1,341,923 | $19,600,000 | $417,615 | $5,426,000 |
| Not Provided | 581 | $51,566,000 | $339,461 | $1,300,000 | $188,153 | $1,077,000 |
| Hispanic | 363 | $19,430,000 | $101,000 | $765,000 | $61,428 | $341,000 |
| Black or African American | 173 | $10,285,000 | $43,200 | $774,000 | $52,800 | $593,000 |
| Asian | 97 | $10,063,000 | $116,000 | $941,000 | $70,142 | $432,000 |
| American Indian or Alaskan Native | 13 | $782,000 | $64,500 | $142,000 | $33,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $312,000 | $52,000 | $183,000 | $65,000 | $92,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,418 | $776,546,000 | $506,920 | $19,600,000 | $180,280 | $5,426,000 |
| FHA-insured (Federal Housing Administration) | 123 | $13,061,000 | $91,800 | $205,000 | $13,400 | $173,000 |
| VA-guaranteed (Veterans Administration) | 104 | $14,989,000 | $151,750 | $342,000 | $31,750 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,233,000 | $54,000 | $131,000 | $2,666 | $39,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,386 | $485,136,000 | $717,952 | $19,600,000 | $226,428 | $5,426,000 |
| Loan Purchased By The Institution | 1,751 | $236,274,000 | $290,333 | $1,585,000 | $0 | $0 |
| Application Approved But Not Accepted | 645 | $31,188,000 | $89,666 | $360,000 | $91,111 | $480,000 |
| Application Denied By Financial Institution | 525 | $20,745,000 | $52,555 | $290,000 | $74,111 | $374,000 |
| Application Withdrawn By Applicant | 246 | $20,657,000 | $81,500 | $1,170,000 | $77,125 | $861,000 |
| Preapproval Denied by Financial Institution | 76 | $6,943,000 | $91,000 | $240,000 | $30,000 | $110,000 |
| File Closed For Incompleteness | 37 | $4,886,000 | $138,666 | $774,000 | $46,000 | $593,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 258 | $12,073,000 | $53,500 | $240,000 | $67,333 | $374,000 |
| Debt-To-Income Ratio | 190 | $8,453,000 | $39,833 | $216,000 | $38,166 | $124,000 |
| Other | 81 | $2,744,000 | $65,666 | $200,000 | $63,000 | $192,000 |
| Collateral | 43 | $2,367,000 | $74,600 | $232,000 | $80,600 | $252,000 |
| Unverifiable Information | 16 | $915,000 | $60,500 | $135,000 | $194,000 | $320,000 |
| Credit Application Incomplete | 8 | $483,000 | $60,000 | $115,000 | $65,000 | $157,000 |
| Employment History | 3 | $160,000 | $43,500 | $80,000 | $28,500 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $493,000 | $246,000 | $290,000 | $46,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.