First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First National Bank Of Omaha 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,904 |
| Total Mortgage Loan Application Amount | $913,745,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $3,450,000 |
| Average Applicant Income | $77,666 |
| Highest Applicant Income | $9,136,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 2,960 | $ 347,536,000 | $ 117,000 | $ 77,000 |
| Sarpy County Nebraska | 759 | $ 96,109,000 | $ 126,000 | $ 74,000 |
| Lancaster County Nebraska | 568 | $ 87,654,000 | $ 154,000 | $ 82,000 |
| Pottawattamie County Iowa | 192 | $ 20,010,000 | $ 104,000 | $ 61,000 |
| Buffalo County Nebraska | 167 | $ 24,718,000 | $ 148,000 | $ 77,000 |
| Dodge County Nebraska | 141 | $ 15,531,000 | $ 110,000 | $ 63,000 |
| Washington County Nebraska | 104 | $ 16,823,000 | $ 161,000 | $ 73,000 |
| Gage County Nebraska | 98 | $ 7,624,000 | $ 77,000 | $ 55,000 |
| Polk County Iowa | 96 | $ 10,350,000 | $ 107,000 | $ 96,000 |
| Cass County Nebraska | 78 | $ 13,080,000 | $ 167,000 | $ 88,000 |
| DeKalb County Illinois | 69 | $ 11,682,000 | $ 169,000 | $ 106,000 |
| Saunders County Nebraska | 68 | $ 9,830,000 | $ 144,000 | $ 85,000 |
| Platte County Nebraska | 66 | $ 7,460,000 | $ 113,000 | $ 67,000 |
| Butler County Nebraska | 61 | $ 3,875,000 | $ 63,000 | $ 64,000 |
| Johnson County Kansas | 57 | $ 10,743,000 | $ 188,000 | $ 98,000 |
| McHenry County Illinois | 54 | $ 10,363,000 | $ 191,000 | $ 89,000 |
| Seward County Nebraska | 50 | $ 7,980,000 | $ 159,000 | $ 82,000 |
| Kendall County Illinois | 49 | $ 9,947,000 | $ 203,000 | $ 100,000 |
| Hall County Nebraska | 45 | $ 6,715,000 | $ 149,000 | $ 81,000 |
| Mills County Iowa | 44 | $ 5,267,000 | $ 119,000 | $ 83,000 |
| Box Butte County Nebraska | 42 | $ 3,970,000 | $ 94,000 | $ 67,000 |
| Minnehaha County South Dakota | 37 | $ 6,554,000 | $ 177,000 | $ 76,000 |
| Lincoln County Nebraska | 34 | $ 3,826,000 | $ 112,000 | $ 65,000 |
| Linn County Iowa | 33 | $ 5,481,000 | $ 166,000 | $ 94,000 |
| Kane County Illinois | 29 | $ 5,826,000 | $ 200,000 | $ 94,000 |
| St. Louis County Missouri | 29 | $ 6,272,000 | $ 216,000 | $ 104,000 |
| Adams County Nebraska | 29 | $ 3,838,000 | $ 132,000 | $ 69,000 |
| Otoe County Nebraska | 29 | $ 3,541,000 | $ 122,000 | $ 70,000 |
| Yankton County South Dakota | 27 | $ 3,907,000 | $ 144,000 | $ 75,000 |
| Burt County Nebraska | 26 | $ 3,229,000 | $ 124,000 | $ 69,000 |
| Dawes County Nebraska | 26 | $ 2,908,000 | $ 111,000 | $ 67,000 |
| York County Nebraska | 26 | $ 2,994,000 | $ 115,000 | $ 67,000 |
| Collin County Texas | 26 | $ 6,834,000 | $ 262,000 | $ 133,000 |
| Madison County Nebraska | 25 | $ 3,866,000 | $ 154,000 | $ 166,000 |
| Dallas County Iowa | 22 | $ 3,560,000 | $ 161,000 | $ 138,000 |
| Scotts Bluff County Nebraska | 19 | $ 2,386,000 | $ 125,000 | $ 71,000 |
| Harrison County Iowa | 18 | $ 1,790,000 | $ 99,000 | $ 33,000 |
| Platte County Wyoming | 18 | $ 2,675,000 | $ 148,000 | $ 75,000 |
| St. Charles County Missouri | 17 | $ 3,873,000 | $ 227,000 | $ 91,000 |
| Maricopa County Arizona | 16 | $ 7,454,000 | $ 465,000 | $ 380,000 |
| Crawford County Iowa | 16 | $ 1,710,000 | $ 106,000 | $ 75,000 |
| Saline County Nebraska | 15 | $ 1,734,000 | $ 115,000 | $ 59,000 |
| Wayne County Nebraska | 15 | $ 1,469,000 | $ 97,000 | $ 51,000 |
| Lincoln County South Dakota | 15 | $ 3,017,000 | $ 201,000 | $ 93,000 |
| Denton County Texas | 15 | $ 2,694,000 | $ 179,000 | $ 130,000 |
| LaSalle County Illinois | 14 | $ 2,729,000 | $ 194,000 | $ 124,000 |
| Shelby County Iowa | 14 | $ 2,050,000 | $ 146,000 | $ 74,000 |
| Jackson County Missouri | 12 | $ 1,989,000 | $ 165,000 | $ 94,000 |
| Jefferson County Nebraska | 12 | $ 1,071,000 | $ 89,000 | $ 46,000 |
| Dallas County Texas | 12 | $ 2,857,000 | $ 238,000 | $ 115,000 |
| Warren County Iowa | 11 | $ 1,674,000 | $ 152,000 | $ 65,000 |
| Boone County Illinois | 10 | $ 1,435,000 | $ 143,000 | $ 71,000 |
| Page County Iowa | 9 | $ 548,000 | $ 60,000 | $ 55,000 |
| Clay County Missouri | 9 | $ 1,541,000 | $ 171,000 | $ 70,000 |
| Fillmore County Nebraska | 9 | $ 920,000 | $ 102,000 | $ 66,000 |
| Knox County Nebraska | 9 | $ 1,125,000 | $ 125,000 | $ 98,000 |
| Red Willow County Nebraska | 9 | $ 746,000 | $ 82,000 | $ 61,000 |
| Beadle County South Dakota | 9 | $ 1,230,000 | $ 136,000 | $ 70,000 |
| Nemaha County Nebraska | 8 | $ 916,000 | $ 114,000 | $ 61,000 |
| Jasper County Iowa | 7 | $ 1,087,000 | $ 155,000 | $ 106,000 |
| Story County Iowa | 7 | $ 705,000 | $ 100,000 | $ 106,000 |
| Hamilton County Nebraska | 7 | $ 971,000 | $ 138,000 | $ 95,000 |
| Kearney County Nebraska | 7 | $ 1,015,000 | $ 145,000 | $ 64,000 |
| Phelps County Nebraska | 7 | $ 696,000 | $ 99,000 | $ 88,000 |
| Cook County Illinois | 6 | $ 1,134,000 | $ 189,000 | $ 135,000 |
| Will County Illinois | 6 | $ 1,673,000 | $ 278,000 | $ 177,000 |
| Camden County Missouri | 6 | $ 1,548,000 | $ 258,000 | $ 268,000 |
| St. Louis City County Missouri | 6 | $ 1,190,000 | $ 198,000 | $ 114,000 |
| Cedar County Nebraska | 6 | $ 661,000 | $ 110,000 | $ 68,000 |
| Harlan County Nebraska | 6 | $ 856,000 | $ 142,000 | $ 109,000 |
| DuPage County Illinois | 5 | $ 1,102,000 | $ 220,000 | $ 98,000 |
| Fremont County Iowa | 5 | $ 403,000 | $ 80,000 | $ 60,000 |
| Woodbury County Iowa | 5 | $ 551,000 | $ 110,000 | $ 90,000 |
| Colfax County Nebraska | 5 | $ 481,000 | $ 96,000 | $ 46,000 |
| Cuming County Nebraska | 5 | $ 603,000 | $ 120,000 | $ 59,000 |
| Dixon County Nebraska | 5 | $ 388,000 | $ 77,000 | $ 29,000 |
| Pierce County Nebraska | 5 | $ 606,000 | $ 121,000 | $ 86,000 |
| Sherman County Nebraska | 5 | $ 572,000 | $ 114,000 | $ 75,000 |
| Davison County South Dakota | 5 | $ 773,000 | $ 154,000 | $ 64,000 |
| Tarrant County Texas | 5 | $ 938,000 | $ 187,000 | $ 93,000 |
| San Diego County California | 4 | $ 2,828,000 | $ 707,000 | $ 433,000 |
| Boulder County Colorado | 4 | $ 838,000 | $ 209,000 | $ 108,000 |
| Douglas County Colorado | 4 | $ 1,071,000 | $ 267,000 | $ 165,000 |
| Jefferson County Colorado | 4 | $ 823,000 | $ 205,000 | $ 67,000 |
| Madison County Illinois | 4 | $ 540,000 | $ 135,000 | $ 48,000 |
| Ogle County Illinois | 4 | $ 380,000 | $ 95,000 | $ 56,000 |
| Montgomery County Iowa | 4 | $ 364,000 | $ 91,000 | $ 36,000 |
| Barton County Kansas | 4 | $ 333,000 | $ 83,000 | $ 108,000 |
| Wyandotte County Kansas | 4 | $ 422,000 | $ 105,000 | $ 56,000 |
| Cass County Missouri | 4 | $ 571,000 | $ 142,000 | $ 69,000 |
| Jefferson County Missouri | 4 | $ 823,000 | $ 205,000 | $ 104,000 |
| Howard County Nebraska | 4 | $ 314,000 | $ 78,000 | $ 53,000 |
| Johnson County Nebraska | 4 | $ 405,000 | $ 101,000 | $ 70,000 |
| Nance County Nebraska | 4 | $ 570,000 | $ 142,000 | $ 66,000 |
| Polk County Nebraska | 4 | $ 329,000 | $ 82,000 | $ 70,000 |
| Richardson County Nebraska | 4 | $ 358,000 | $ 89,000 | $ 54,000 |
| Codington County South Dakota | 4 | $ 513,000 | $ 128,000 | $ 62,000 |
| Goshen County Wyoming | 4 | $ 486,000 | $ 121,000 | $ 61,000 |
| Denver County Colorado | 3 | $ 524,000 | $ 174,000 | $ 102,000 |
| Winnebago County Illinois | 3 | $ 399,000 | $ 133,000 | $ 126,000 |
| Benton County Iowa | 3 | $ 431,000 | $ 143,000 | $ 48,000 |
| Platte County Missouri | 3 | $ 443,000 | $ 147,000 | $ 90,000 |
| Cheyenne County Nebraska | 3 | $ 345,000 | $ 115,000 | $ 93,000 |
| Custer County Nebraska | 3 | $ 306,000 | $ 102,000 | $ 59,000 |
| Franklin County Nebraska | 3 | $ 246,000 | $ 82,000 | $ 41,000 |
| Hitchcock County Nebraska | 3 | $ 170,000 | $ 56,000 | $ 64,000 |
| Merrick County Nebraska | 3 | $ 558,000 | $ 186,000 | $ 83,000 |
| Pawnee County Nebraska | 3 | $ 32,000 | $ 10,000 | $ 26,000 |
| Clark County Nevada | 3 | $ 438,000 | $ 146,000 | $ 40,000 |
| McCurtain County Oklahoma | 3 | $ 501,000 | $ 167,000 | $ 136,000 |
| Bexar County Texas | 3 | $ 807,000 | $ 269,000 | $ 138,000 |
| Brazos County Texas | 3 | $ 1,038,000 | $ 346,000 | $ 164,000 |
| Walworth County Wisconsin | 3 | $ 971,000 | $ 323,000 | $ 308,000 |
| Adams County Colorado | 2 | $ 203,000 | $ 101,000 | $ 184,000 |
| El Paso County Colorado | 2 | $ 325,000 | $ 162,000 | $ 171,000 |
| Larimer County Colorado | 2 | $ 462,000 | $ 231,000 | $ 68,000 |
| Summit County Colorado | 2 | $ 1,056,000 | $ 528,000 | $ 280,000 |
| Weld County Colorado | 2 | $ 276,000 | $ 138,000 | $ 63,000 |
| Broward County Florida | 2 | $ 1,094,000 | $ 547,000 | $ 220,000 |
| Lake County Florida | 2 | $ 393,000 | $ 196,000 | $ 84,000 |
| Sarasota County Florida | 2 | $ 817,000 | $ 408,000 | $ 345,000 |
| Canyon County Idaho | 2 | $ 335,000 | $ 167,000 | $ 96,000 |
| Lee County Illinois | 2 | $ 472,000 | $ 236,000 | $ 101,000 |
| St. Clair County Illinois | 2 | $ 254,000 | $ 127,000 | $ 65,000 |
| Audubon County Iowa | 2 | $ 186,000 | $ 93,000 | $ 57,000 |
| Dickinson County Iowa | 2 | $ 1,224,000 | $ 612,000 | $ 143,000 |
| Johnson County Iowa | 2 | $ 382,000 | $ 191,000 | $ 42,000 |
| Madison County Iowa | 2 | $ 482,000 | $ 241,000 | $ 122,000 |
| Sioux County Iowa | 2 | $ 253,000 | $ 126,000 | $ 89,000 |
| Taylor County Iowa | 2 | $ 42,000 | $ 21,000 | $ 39,000 |
| Finney County Kansas | 2 | $ 162,000 | $ 81,000 | $ 80,000 |
| Leavenworth County Kansas | 2 | $ 392,000 | $ 196,000 | $ 75,000 |
| Rush County Kansas | 2 | $ 120,000 | $ 60,000 | $ 39,000 |
| Sedgwick County Kansas | 2 | $ 313,000 | $ 156,000 | $ 85,000 |
| Otter Tail County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 249,000 |
| Scott County Minnesota | 2 | $ 475,000 | $ 237,000 | $ 70,000 |
| Buchanan County Missouri | 2 | $ 47,000 | $ 23,000 | $ 62,000 |
| Nodaway County Missouri | 2 | $ 115,000 | $ 57,000 | $ 32,000 |
| St. Francois County Missouri | 2 | $ 380,000 | $ 190,000 | $ 100,000 |
| Warren County Missouri | 2 | $ 468,000 | $ 234,000 | $ 115,000 |
| Chase County Nebraska | 2 | $ 122,000 | $ 61,000 | $ 51,000 |
| Dawson County Nebraska | 2 | $ 185,000 | $ 92,000 | $ 75,000 |
| Stanton County Nebraska | 2 | $ 391,000 | $ 195,000 | $ 78,000 |
| Thomas County Nebraska | 2 | $ 261,000 | $ 130,000 | $ 54,000 |
| Thurston County Nebraska | 2 | $ 357,000 | $ 178,000 | $ 124,000 |
| Bon Homme County South Dakota | 2 | $ 449,000 | $ 224,000 | $ 108,000 |
| Clay County South Dakota | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Deuel County South Dakota | 2 | $ 243,000 | $ 121,000 | $ 52,000 |
| Turner County South Dakota | 2 | $ 503,000 | $ 251,000 | $ 131,000 |
| Ellis County Texas | 2 | $ 562,000 | $ 281,000 | $ 128,000 |
| Grayson County Texas | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Montgomery County Texas | 2 | $ 312,000 | $ 156,000 | $ 132,000 |
| Williamson County Texas | 2 | $ 168,000 | $ 84,000 | $ 57,000 |
| Racine County Wisconsin | 2 | $ 224,000 | $ 112,000 | $ 152,000 |
| Fremont County Wyoming | 2 | $ 492,000 | $ 246,000 | $ 68,000 |
| Riverside County California | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Sacramento County California | 1 | $ 90,000 | $ 90,000 | $ 230,000 |
| Solano County California | 1 | $ 417,000 | $ 417,000 | $ 123,000 |
| Ventura County California | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Grand County Colorado | 1 | $ 191,000 | $ 191,000 | $ 533,000 |
| Alachua County Florida | 1 | $ 417,000 | $ 417,000 | $ 129,000 |
| Lee County Florida | 1 | $ 195,000 | $ 195,000 | $ 190,000 |
| Nassau County Florida | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Okaloosa County Florida | 1 | $ 372,000 | $ 372,000 | $ 800,000 |
| Pasco County Florida | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Honolulu County Hawaii | 1 | $ 586,000 | $ 586,000 | $ 72,000 |
| Maui County Hawaii | 1 | $ 3,450,000 | $ 3,450,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 232,000 | $ 232,000 | $ 83,000 |
| Christian County Illinois | 1 | $ 86,000 | $ 86,000 | $ 103,000 |
| Jo Daviess County Illinois | 1 | $ 356,000 | $ 356,000 | $ 189,000 |
| Montgomery County Illinois | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Stephenson County Illinois | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Woodford County Illinois | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Floyd County Indiana | 1 | $ 371,000 | $ 371,000 | $ 175,000 |
| Lake County Indiana | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Boone County Iowa | 1 | $ 72,000 | $ 72,000 | $ 108,000 |
| Butler County Iowa | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Carroll County Iowa | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Cerro Gordo County Iowa | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| Guthrie County Iowa | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Hamilton County Iowa | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Hancock County Iowa | 1 | $ 45,000 | $ 45,000 | $ 151,000 |
| Jones County Iowa | 1 | $ 134,000 | $ 134,000 | $ 66,000 |
| Marion County Iowa | 1 | $ 300,000 | $ 300,000 | $ 259,000 |
| Marshall County Iowa | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Monona County Iowa | 1 | $ 203,000 | $ 203,000 | $ 89,000 |
| Ringgold County Iowa | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Sac County Iowa | 1 | $ 24,000 | $ 24,000 | $ 31,000 |
| Scott County Iowa | 1 | $ 212,000 | $ 212,000 | $ 66,000 |
| Wapello County Iowa | 1 | $ 28,000 | $ 28,000 | $ 67,000 |
| Webster County Iowa | 1 | $ 151,000 | $ 151,000 | $ 49,000 |
| Douglas County Kansas | 1 | $ 42,000 | $ 42,000 | $ 140,000 |
| Ellsworth County Kansas | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Franklin County Kansas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| McPherson County Kansas | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Miami County Kansas | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Pawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Shawnee County Kansas | 1 | $ 186,000 | $ 186,000 | $ 60,000 |
| Bristol County Massachusetts | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Dukes County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 270,000 |
| Hampshire County Massachusetts | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| Dakota County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 203,000 |
| Itasca County Minnesota | 1 | $ 214,000 | $ 214,000 | $ 201,000 |
| Nobles County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 67,000 |
| DeKalb County Missouri | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Lewis County Missouri | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Morgan County Missouri | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Perry County Missouri | 1 | $ 172,000 | $ 172,000 | $ 72,000 |
| Stone County Missouri | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Brown County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Clay County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Dakota County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 181,000 |
| Deuel County Nebraska | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Dundy County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Garfield County Nebraska | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Gosper County Nebraska | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Hayes County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Keith County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Nuckolls County Nebraska | 1 | $ 250,000 | $ 250,000 | $ 67,000 |
| Webster County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 88,000 |
| Otero County New Mexico | 1 | $ 133,000 | $ 133,000 | $ 168,000 |
| Sandoval County New Mexico | 1 | $ 273,000 | $ 273,000 | $ 69,000 |
| Erie County New York | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Franklin County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 250,000 |
| Garfield County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Kay County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Stephens County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 104,000 |
| Multnomah County Oregon | 1 | $ 196,000 | $ 196,000 | $ 39,000 |
| Brown County South Dakota | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Fall River County South Dakota | 1 | $ 417,000 | $ 417,000 | $ 163,000 |
| Hamlin County South Dakota | 1 | $ 280,000 | $ 280,000 | $ 123,000 |
| Hughes County South Dakota | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Jerauld County South Dakota | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| Lake County South Dakota | 1 | $ 298,000 | $ 298,000 | $ 103,000 |
| Lawrence County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| McCook County South Dakota | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Cameron County Texas | 1 | $ 121,000 | $ 121,000 | $ 77,000 |
| Galveston County Texas | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Grimes County Texas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Harris County Texas | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Hood County Texas | 1 | $ 231,000 | $ 231,000 | $ 300,000 |
| Hunt County Texas | 1 | $ 81,000 | $ 81,000 | $ 33,000 |
| Lubbock County Texas | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Davis County Utah | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Kane County Utah | 1 | $ 84,000 | $ 84,000 | $ 143,000 |
| Summit County Utah | 1 | $ 553,000 | $ 553,000 | $ 313,000 |
| Prince William County Virginia | 1 | $ 416,000 | $ 416,000 | $ 135,000 |
| Rockingham County Virginia | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Pierce County Washington | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Monongalia County West Virginia | 1 | $ 248,000 | $ 248,000 | $ 98,000 |
| Fond du Lac County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 56,000 |
| La Crosse County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 90,000 |
| Marathon County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 120,000 |
| Oneida County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 160,000 |
| Sauk County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 137,000 |
| Vilas County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 191,000 |
| Albany County Wyoming | 1 | $ 234,000 | $ 234,000 | $ 110,000 |
| Niobrara County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,224 | $449,113,000 | $139,000 | $3,450,000 | $76,000 | $1,982,000 |
| Refinancing | 2,985 | $432,703,000 | $144,000 | $3,100,000 | $87,000 | $9,136,000 |
| Home Improvement | 695 | $31,929,000 | $45,000 | $417,000 | $70,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,742 | $771,753,000 | $134,000 | $2,544,000 | $83,000 | $9,136,000 |
| Not Provided | 514 | $68,953,000 | $134,000 | $1,100,000 | $83,000 | $1,190,000 |
| Hispanic | 363 | $29,606,000 | $81,000 | $775,000 | $50,000 | $246,000 |
| Black or African American | 129 | $12,474,000 | $96,000 | $486,000 | $58,000 | $505,000 |
| Asian | 81 | $11,504,000 | $142,000 | $417,000 | $74,000 | $360,000 |
| Not applicable | 58 | $17,271,000 | $297,000 | $3,450,000 | $3,000 | $190,000 |
| American Indian or Alaskan Native | 13 | $1,304,000 | $100,000 | $195,000 | $33,000 | $82,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $880,000 | $220,000 | $586,000 | $85,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,843 | $774,942,000 | $132,000 | $3,450,000 | $85,000 | $9,136,000 |
| FHA-insured (Federal Housing Administration) | 847 | $107,668,000 | $127,000 | $404,000 | $54,000 | $332,000 |
| VA-guaranteed (Veterans Administration) | 163 | $26,783,000 | $164,000 | $417,000 | $57,000 | $231,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $4,352,000 | $85,000 | $155,000 | $39,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,730 | $651,695,000 | $137,000 | $3,450,000 | $82,000 | $9,136,000 |
| Application Approved But Not Accepted | 772 | $77,478,000 | $100,000 | $896,000 | $77,000 | $750,000 |
| Application Denied By Financial Institution | 701 | $56,899,000 | $81,000 | $820,000 | $66,000 | $996,000 |
| Loan Purchased By The Institution | 433 | $83,194,000 | $192,000 | $417,000 | $95,000 | $632,000 |
| Application Withdrawn By Applicant | 175 | $29,812,000 | $170,000 | $1,000,000 | $74,000 | $632,000 |
| File Closed For Incompleteness | 93 | $14,667,000 | $157,000 | $747,000 | $77,000 | $762,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 279 | $14,570,000 | $52,000 | $320,000 | $54,000 | $300,000 |
| Debt-To-Income Ratio | 190 | $17,684,000 | $93,000 | $820,000 | $54,000 | $284,000 |
| Collateral | 157 | $17,022,000 | $108,000 | $756,000 | $106,000 | $996,000 |
| Other | 34 | $2,650,000 | $77,000 | $217,000 | $77,000 | $208,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,707,000 | $121,000 | $210,000 | $57,000 | $139,000 |
| Unverifiable Information | 11 | $957,000 | $87,000 | $278,000 | $35,000 | $76,000 |
| Credit Application Incomplete | 8 | $1,242,000 | $155,000 | $679,000 | $48,000 | $89,000 |
| Employment History | 7 | $933,000 | $133,000 | $184,000 | $34,000 | $61,000 |
| Mortgage Insurance Denied | 1 | $134,000 | $134,000 | $134,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.