First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First National Bank Of Pa 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,540 |
| Total Mortgage Loan Application Amount | $483,642,000 |
| Average Mortgage Loan Application Amount | $67,000 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $5,279,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County Pennsylvania | 926 | $ 57,304,000 | $ 61,000 | $ 59,000 |
| Cambria County Pennsylvania | 775 | $ 36,413,000 | $ 46,000 | $ 54,000 |
| Somerset County Pennsylvania | 644 | $ 29,953,000 | $ 46,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 599 | $ 36,986,000 | $ 61,000 | $ 65,000 |
| Erie County Pennsylvania | 528 | $ 34,278,000 | $ 64,000 | $ 74,000 |
| Crawford County Pennsylvania | 473 | $ 28,399,000 | $ 60,000 | $ 54,000 |
| Allegheny County Pennsylvania | 431 | $ 34,653,000 | $ 80,000 | $ 80,000 |
| Lawrence County Pennsylvania | 368 | $ 24,979,000 | $ 67,000 | $ 66,000 |
| Butler County Pennsylvania | 367 | $ 26,694,000 | $ 72,000 | $ 83,000 |
| Venango County Pennsylvania | 321 | $ 17,598,000 | $ 54,000 | $ 56,000 |
| Mahoning County Ohio | 275 | $ 17,636,000 | $ 64,000 | $ 66,000 |
| Bedford County Pennsylvania | 275 | $ 14,054,000 | $ 51,000 | $ 54,000 |
| Beaver County Pennsylvania | 211 | $ 14,021,000 | $ 66,000 | $ 68,000 |
| Fayette County Pennsylvania | 195 | $ 11,912,000 | $ 61,000 | $ 49,000 |
| Trumbull County Ohio | 154 | $ 9,829,000 | $ 63,000 | $ 59,000 |
| Indiana County Pennsylvania | 152 | $ 7,166,000 | $ 47,000 | $ 51,000 |
| Armstrong County Pennsylvania | 115 | $ 4,645,000 | $ 40,000 | $ 53,000 |
| Greene County Pennsylvania | 113 | $ 3,966,000 | $ 35,000 | $ 54,000 |
| Blair County Pennsylvania | 77 | $ 7,367,000 | $ 95,000 | $ 72,000 |
| Luzerne County Pennsylvania | 55 | $ 7,128,000 | $ 129,000 | $ 85,000 |
| Schuylkill County Pennsylvania | 55 | $ 2,945,000 | $ 53,000 | $ 58,000 |
| Washington County Pennsylvania | 55 | $ 3,428,000 | $ 62,000 | $ 70,000 |
| Geauga County Ohio | 30 | $ 2,675,000 | $ 89,000 | $ 63,000 |
| Lycoming County Pennsylvania | 28 | $ 1,081,000 | $ 38,000 | $ 47,000 |
| Dauphin County Pennsylvania | 23 | $ 3,780,000 | $ 164,000 | $ 128,000 |
| Clearfield County Pennsylvania | 16 | $ 946,000 | $ 59,000 | $ 54,000 |
| Columbiana County Ohio | 15 | $ 1,499,000 | $ 99,000 | $ 66,000 |
| Davidson County Tennessee | 14 | $ 3,572,000 | $ 255,000 | $ 157,000 |
| Wilson County Tennessee | 14 | $ 2,233,000 | $ 159,000 | $ 158,000 |
| Clarion County Pennsylvania | 13 | $ 796,000 | $ 61,000 | $ 51,000 |
| Cumberland County Pennsylvania | 12 | $ 1,825,000 | $ 152,000 | $ 57,000 |
| Chautauqua County New York | 10 | $ 1,591,000 | $ 159,000 | $ 185,000 |
| Lake County Ohio | 9 | $ 820,000 | $ 91,000 | $ 54,000 |
| Warren County Pennsylvania | 9 | $ 421,000 | $ 46,000 | $ 53,000 |
| Dickson County Tennessee | 9 | $ 1,193,000 | $ 132,000 | $ 76,000 |
| Ashtabula County Ohio | 8 | $ 858,000 | $ 107,000 | $ 67,000 |
| Forest County Pennsylvania | 7 | $ 345,000 | $ 49,000 | $ 64,000 |
| Lebanon County Pennsylvania | 6 | $ 1,647,000 | $ 274,000 | $ 33,000 |
| Harrison County West Virginia | 6 | $ 137,000 | $ 22,000 | $ 50,000 |
| Jefferson County Pennsylvania | 5 | $ 577,000 | $ 115,000 | $ 128,000 |
| Beaufort County South Carolina | 5 | $ 2,128,000 | $ 425,000 | $ 373,000 |
| Monongalia County West Virginia | 5 | $ 336,000 | $ 67,000 | $ 31,000 |
| Collier County Florida | 4 | $ 1,242,000 | $ 310,000 | $ 230,000 |
| Palm Beach County Florida | 4 | $ 1,033,000 | $ 258,000 | $ 316,000 |
| Garrett County Maryland | 4 | $ 201,000 | $ 50,000 | $ 53,000 |
| Cuyahoga County Ohio | 4 | $ 614,000 | $ 153,000 | $ 117,000 |
| Portage County Ohio | 4 | $ 257,000 | $ 64,000 | $ 29,000 |
| Summit County Ohio | 4 | $ 381,000 | $ 95,000 | $ 247,000 |
| Clinton County Pennsylvania | 4 | $ 144,000 | $ 36,000 | $ 8,000 |
| Fulton County Pennsylvania | 4 | $ 264,000 | $ 66,000 | $ 41,000 |
| Lee County Florida | 3 | $ 3,526,000 | $ 1,175,000 | $ 302,000 |
| Pinellas County Florida | 3 | $ 1,181,000 | $ 393,000 | $ 99,000 |
| Richland County Ohio | 3 | $ 410,000 | $ 136,000 | $ 67,000 |
| Centre County Pennsylvania | 3 | $ 491,000 | $ 163,000 | $ 93,000 |
| Franklin County Pennsylvania | 3 | $ 116,000 | $ 38,000 | $ 73,000 |
| Horry County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 101,000 |
| Lewis County West Virginia | 3 | $ 69,000 | $ 23,000 | $ 31,000 |
| Sussex County Delaware | 2 | $ 418,000 | $ 209,000 | $ 187,000 |
| Pasco County Florida | 2 | $ 282,000 | $ 141,000 | $ 35,000 |
| Volusia County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 290,000 |
| Calvert County Maryland | 2 | $ 299,000 | $ 149,000 | $ 113,000 |
| Cape May County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 161,000 |
| Erie County New York | 2 | $ 109,000 | $ 54,000 | $ 107,000 |
| New York County New York | 2 | $ 750,000 | $ 375,000 | $ 150,000 |
| Forsyth County North Carolina | 2 | $ 138,000 | $ 69,000 | $ 190,000 |
| Carbon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 27,000 |
| Columbia County Pennsylvania | 2 | $ 305,000 | $ 152,000 | $ 32,000 |
| Huntingdon County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 139,000 |
| Northumberland County Pennsylvania | 2 | $ 125,000 | $ 62,000 | $ 78,000 |
| Wyoming County Pennsylvania | 2 | $ 428,000 | $ 214,000 | $ 399,000 |
| Bedford County Tennessee | 2 | $ 247,000 | $ 123,000 | $ 39,000 |
| Knox County Tennessee | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Sumner County Tennessee | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Taylor County West Virginia | 2 | $ 52,000 | $ 26,000 | $ 35,000 |
| New Castle County Delaware | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Charlotte County Florida | 1 | $ 300,000 | $ 300,000 | $ 220,000 |
| Duval County Florida | 1 | $ 191,000 | $ 191,000 | $ 464,000 |
| Hillsborough County Florida | 1 | $ 391,000 | $ 391,000 | $ 78,000 |
| Lake County Florida | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 62,000 | $ 62,000 | $ 52,000 |
| Okeechobee County Florida | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Orange County Florida | 1 | $ 300,000 | $ 300,000 | $ 191,000 |
| Sarasota County Florida | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Seminole County Florida | 1 | $ 36,000 | $ 36,000 | $ 96,000 |
| St. Lucie County Florida | 1 | $ 182,000 | $ 182,000 | $ 350,000 |
| Clark County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 86,000 |
| Allegany County Maryland | 1 | $ 3,000 | $ 3,000 | $ 26,000 |
| Frederick County Maryland | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Anoka County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Camden County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Cattaraugus County New York | 1 | $ 247,000 | $ 247,000 | $ 403,000 |
| Oneida County New York | 1 | $ 37,000 | $ 37,000 | $ 200,000 |
| Buncombe County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 497,000 |
| Franklin County Ohio | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Berks County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 60,000 |
| Chester County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 89,000 |
| Delaware County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Lehigh County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 108,000 |
| Montgomery County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 122,000 |
| York County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 192,000 |
| Anderson County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Charleston County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 658,000 |
| Dorchester County South Carolina | 1 | $ 286,000 | $ 286,000 | $ 220,000 |
| Giles County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| Humphreys County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Marshall County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Maury County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 82,000 |
| Rutherford County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 63,000 |
| Williamson County Tennessee | 1 | $ 340,000 | $ 340,000 | $ 87,000 |
| Albemarle County Virginia | 1 | $ 128,000 | $ 128,000 | $ 252,000 |
| Henry County Virginia | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Brooke County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Calhoun County West Virginia | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Doddridge County West Virginia | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Hancock County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 44,000 |
| Marion County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Ohio County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 108,000 |
| Tucker County West Virginia | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,821 | $89,877,000 | $31,000 | $740,000 | $56,000 | $609,000 |
| Refinancing | 2,808 | $209,924,000 | $74,000 | $2,850,000 | $65,000 | $900,000 |
| Home Purchase | 1,911 | $183,841,000 | $96,000 | $2,700,000 | $74,000 | $5,279,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,902 | $439,389,000 | $63,000 | $2,700,000 | $64,000 | $5,279,000 |
| Not Provided | 386 | $16,883,000 | $43,000 | $391,000 | $70,000 | $463,000 |
| Black or African American | 109 | $5,606,000 | $51,000 | $359,000 | $64,000 | $390,000 |
| Not applicable | 75 | $15,293,000 | $203,000 | $2,850,000 | $1,000 | $86,000 |
| Asian | 29 | $3,342,000 | $115,000 | $320,000 | $91,000 | $380,000 |
| Hispanic | 28 | $2,482,000 | $88,000 | $372,000 | $47,000 | $240,000 |
| American Indian or Alaskan Native | 8 | $453,000 | $56,000 | $199,000 | $76,000 | $233,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $194,000 | $64,000 | $115,000 | $74,000 | $122,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,540 | $483,642,000 | $64,000 | $2,850,000 | $64,000 | $5,279,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,315 | $353,572,000 | $66,000 | $2,850,000 | $68,000 | $5,279,000 |
| Application Denied By Financial Institution | 1,611 | $82,921,000 | $51,000 | $1,500,000 | $48,000 | $688,000 |
| Application Approved But Not Accepted | 443 | $25,575,000 | $57,000 | $405,000 | $66,000 | $575,000 |
| Application Withdrawn By Applicant | 144 | $18,727,000 | $130,000 | $855,000 | $84,000 | $585,000 |
| File Closed For Incompleteness | 15 | $2,287,000 | $152,000 | $550,000 | $93,000 | $334,000 |
| Loan Purchased By The Institution | 12 | $560,000 | $46,000 | $69,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 911 | $35,952,000 | $39,000 | $491,000 | $45,000 | $184,000 |
| Collateral | 322 | $18,838,000 | $58,000 | $560,000 | $62,000 | $688,000 |
| Debt-To-Income Ratio | 294 | $21,361,000 | $72,000 | $1,500,000 | $38,000 | $257,000 |
| Other | 54 | $5,120,000 | $94,000 | $800,000 | $75,000 | $450,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $810,000 | $81,000 | $300,000 | $34,000 | $72,000 |
| Unverifiable Information | 9 | $372,000 | $41,000 | $90,000 | $39,000 | $86,000 |
| Credit Application Incomplete | 8 | $274,000 | $34,000 | $89,000 | $66,000 | $241,000 |
| Employment History | 3 | $194,000 | $64,000 | $85,000 | $44,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.