First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First National Bank Of Pa 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,528 |
| Total Mortgage Loan Application Amount | $603,109,000 |
| Average Mortgage Loan Application Amount | $74,333 |
| Highest Mortgage Loan Application Amount | $14,100,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $3,101,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cambria County Pennsylvania | 768 | $ 40,836,000 | $ 53,000 | $ 57,000 |
| Mercer County Pennsylvania | 746 | $ 46,808,000 | $ 62,000 | $ 61,000 |
| Somerset County Pennsylvania | 654 | $ 33,839,000 | $ 51,000 | $ 57,000 |
| Westmoreland County Pennsylvania | 554 | $ 37,070,000 | $ 66,000 | $ 73,000 |
| Allegheny County Pennsylvania | 502 | $ 50,122,000 | $ 99,000 | $ 82,000 |
| Erie County Pennsylvania | 422 | $ 34,224,000 | $ 81,000 | $ 69,000 |
| Blair County Pennsylvania | 403 | $ 28,442,000 | $ 70,000 | $ 65,000 |
| Crawford County Pennsylvania | 382 | $ 21,417,000 | $ 56,000 | $ 59,000 |
| Bedford County Pennsylvania | 347 | $ 20,269,000 | $ 58,000 | $ 61,000 |
| Lawrence County Pennsylvania | 306 | $ 22,894,000 | $ 74,000 | $ 71,000 |
| Venango County Pennsylvania | 297 | $ 17,987,000 | $ 60,000 | $ 61,000 |
| Butler County Pennsylvania | 295 | $ 22,611,000 | $ 76,000 | $ 83,000 |
| Centre County Pennsylvania | 247 | $ 19,297,000 | $ 78,000 | $ 71,000 |
| Mahoning County Ohio | 217 | $ 12,819,000 | $ 59,000 | $ 58,000 |
| Fayette County Pennsylvania | 208 | $ 10,477,000 | $ 50,000 | $ 58,000 |
| Huntingdon County Pennsylvania | 204 | $ 10,805,000 | $ 52,000 | $ 65,000 |
| Beaver County Pennsylvania | 182 | $ 14,623,000 | $ 80,000 | $ 66,000 |
| Luzerne County Pennsylvania | 173 | $ 11,692,000 | $ 67,000 | $ 57,000 |
| Mifflin County Pennsylvania | 153 | $ 7,889,000 | $ 51,000 | $ 58,000 |
| Indiana County Pennsylvania | 149 | $ 7,600,000 | $ 51,000 | $ 60,000 |
| Northumberland County Pennsylvania | 147 | $ 7,441,000 | $ 50,000 | $ 54,000 |
| Trumbull County Ohio | 112 | $ 6,865,000 | $ 61,000 | $ 69,000 |
| Lycoming County Pennsylvania | 95 | $ 6,086,000 | $ 64,000 | $ 62,000 |
| Snyder County Pennsylvania | 92 | $ 5,750,000 | $ 62,000 | $ 54,000 |
| Greene County Pennsylvania | 91 | $ 3,733,000 | $ 41,000 | $ 56,000 |
| Armstrong County Pennsylvania | 90 | $ 4,220,000 | $ 46,000 | $ 55,000 |
| Clinton County Pennsylvania | 79 | $ 6,080,000 | $ 76,000 | $ 67,000 |
| Juniata County Pennsylvania | 61 | $ 3,636,000 | $ 59,000 | $ 59,000 |
| Union County Pennsylvania | 59 | $ 3,753,000 | $ 63,000 | $ 62,000 |
| Washington County Pennsylvania | 51 | $ 19,750,000 | $ 387,000 | $ 94,000 |
| Schuylkill County Pennsylvania | 46 | $ 2,416,000 | $ 52,000 | $ 58,000 |
| Geauga County Ohio | 31 | $ 2,616,000 | $ 84,000 | $ 76,000 |
| Clearfield County Pennsylvania | 29 | $ 1,546,000 | $ 53,000 | $ 59,000 |
| Dauphin County Pennsylvania | 22 | $ 3,060,000 | $ 139,000 | $ 120,000 |
| Davidson County Tennessee | 20 | $ 7,807,000 | $ 390,000 | $ 143,000 |
| Columbiana County Ohio | 19 | $ 2,133,000 | $ 112,000 | $ 52,000 |
| Cumberland County Pennsylvania | 15 | $ 3,379,000 | $ 225,000 | $ 198,000 |
| Warren County Pennsylvania | 15 | $ 595,000 | $ 39,000 | $ 55,000 |
| Clarion County Pennsylvania | 14 | $ 951,000 | $ 67,000 | $ 78,000 |
| Chautauqua County New York | 13 | $ 2,657,000 | $ 204,000 | $ 176,000 |
| Columbia County Pennsylvania | 12 | $ 732,000 | $ 61,000 | $ 54,000 |
| Lake County Ohio | 11 | $ 703,000 | $ 63,000 | $ 42,000 |
| Perry County Pennsylvania | 10 | $ 824,000 | $ 82,000 | $ 51,000 |
| Wilson County Tennessee | 10 | $ 3,711,000 | $ 371,000 | $ 134,000 |
| Harrison County West Virginia | 10 | $ 581,000 | $ 58,000 | $ 56,000 |
| York County Pennsylvania | 8 | $ 1,280,000 | $ 160,000 | $ 112,000 |
| Carbon County Pennsylvania | 7 | $ 457,000 | $ 65,000 | $ 22,000 |
| Garrett County Maryland | 6 | $ 593,000 | $ 98,000 | $ 63,000 |
| Williamson County Tennessee | 6 | $ 3,930,000 | $ 655,000 | $ 218,000 |
| Collier County Florida | 5 | $ 1,347,000 | $ 269,000 | $ 327,000 |
| Ashtabula County Ohio | 5 | $ 350,000 | $ 70,000 | $ 67,000 |
| Forest County Pennsylvania | 5 | $ 206,000 | $ 41,000 | $ 69,000 |
| Lebanon County Pennsylvania | 5 | $ 482,000 | $ 96,000 | $ 50,000 |
| Dickson County Tennessee | 5 | $ 608,000 | $ 121,000 | $ 38,000 |
| Cuyahoga County Ohio | 4 | $ 471,000 | $ 117,000 | $ 133,000 |
| Portage County Ohio | 4 | $ 277,000 | $ 69,000 | $ 49,000 |
| Franklin County Pennsylvania | 4 | $ 1,407,000 | $ 351,000 | $ 170,000 |
| Fulton County Pennsylvania | 4 | $ 540,000 | $ 135,000 | $ 62,000 |
| Montour County Pennsylvania | 4 | $ 315,000 | $ 78,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 4 | $ 618,000 | $ 154,000 | $ 140,000 |
| Duval County Florida | 3 | $ 1,009,000 | $ 336,000 | $ 228,000 |
| Lee County Florida | 3 | $ 853,000 | $ 284,000 | $ 218,000 |
| Horry County South Carolina | 3 | $ 524,000 | $ 174,000 | $ 146,000 |
| Monongalia County West Virginia | 3 | $ 145,000 | $ 48,000 | $ 38,000 |
| Ritchie County West Virginia | 3 | $ 174,000 | $ 58,000 | $ 63,000 |
| Charlotte County Florida | 2 | $ 493,000 | $ 246,000 | $ 195,000 |
| Hillsborough County Florida | 2 | $ 415,000 | $ 207,000 | $ 37,000 |
| Polk County Florida | 2 | $ 171,000 | $ 85,000 | $ 107,000 |
| Cattaraugus County New York | 2 | $ 534,000 | $ 267,000 | $ 234,000 |
| Ottawa County Ohio | 2 | $ 538,000 | $ 269,000 | $ 121,000 |
| Stark County Ohio | 2 | $ 129,000 | $ 64,000 | $ 36,000 |
| Summit County Ohio | 2 | $ 158,000 | $ 79,000 | $ 198,000 |
| Bucks County Pennsylvania | 2 | $ 1,244,000 | $ 622,000 | $ 260,000 |
| Elk County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 798,000 |
| Jefferson County Pennsylvania | 2 | $ 63,000 | $ 31,000 | $ 83,000 |
| Potter County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 67,000 |
| Lewis County West Virginia | 2 | $ 177,000 | $ 88,000 | $ 105,000 |
| Taylor County West Virginia | 2 | $ 105,000 | $ 52,000 | $ 73,000 |
| Wood County West Virginia | 2 | $ 166,000 | $ 83,000 | $ 42,000 |
| Orange County California | 1 | $ 480,000 | $ 480,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Sussex County Delaware | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 818,000 |
| Hendry County Florida | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Martin County Florida | 1 | $ 160,000 | $ 160,000 | $ 409,000 |
| Osceola County Florida | 1 | $ 256,000 | $ 256,000 | $ 92,000 |
| Palm Beach County Florida | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Pinellas County Florida | 1 | $ 147,000 | $ 147,000 | $ 125,000 |
| Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| St. Lucie County Florida | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Walton County Florida | 1 | $ 320,000 | $ 320,000 | $ 368,000 |
| Baltimore County Maryland | 1 | $ 196,000 | $ 196,000 | $ 42,000 |
| Baltimore City County Maryland | 1 | $ 215,000 | $ 215,000 | $ 705,000 |
| Montgomery County Maryland | 1 | $ 241,000 | $ 241,000 | $ 189,000 |
| Worcester County Maryland | 1 | $ 350,000 | $ 350,000 | $ 103,000 |
| Anoka County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 110,000 |
| Madison County Montana | 1 | $ 1,400,000 | $ 1,400,000 | $ 323,000 |
| Cape May County New Jersey | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| New York County New York | 1 | $ 149,000 | $ 149,000 | $ 155,000 |
| Schuyler County New York | 1 | $ 145,000 | $ 145,000 | $ 302,000 |
| Beaufort County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Erie County Ohio | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Franklin County Ohio | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Guernsey County Ohio | 1 | $ 37,000 | $ 37,000 | $ 48,000 |
| Richland County Ohio | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Berks County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| Bradford County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 113,000 |
| Lancaster County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| McKean County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Pike County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
| Susquehanna County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 157,000 |
| Tioga County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 118,000 |
| Wayne County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 31,000 |
| Wyoming County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 29,000 |
| Charleston County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 515,000 |
| Pickens County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Roane County Tennessee | 1 | $ 487,000 | $ 487,000 | $ 166,000 |
| Addison County Vermont | 1 | $ 948,000 | $ 948,000 | $ 0 |
| Henrico County Virginia | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Doddridge County West Virginia | 1 | $ 26,000 | $ 26,000 | $ 88,000 |
| Hancock County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 66,000 |
| Marion County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Tyler County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 39,000 |
| Upshur County West Virginia | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,452 | $306,881,000 | $88,000 | $14,100,000 | $70,000 | $3,101,000 |
| Home Improvement | 3,217 | $101,735,000 | $31,000 | $813,000 | $57,000 | $1,054,000 |
| Home Purchase | 1,859 | $194,493,000 | $104,000 | $3,000,000 | $77,000 | $1,956,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,898 | $549,195,000 | $69,000 | $14,100,000 | $67,000 | $3,101,000 |
| Not Provided | 374 | $19,306,000 | $51,000 | $487,000 | $73,000 | $696,000 |
| Not applicable | 92 | $19,931,000 | $216,000 | $2,500,000 | $0 | $10,000 |
| Black or African American | 81 | $4,793,000 | $59,000 | $338,000 | $54,000 | $307,000 |
| Hispanic | 38 | $2,341,000 | $61,000 | $407,000 | $61,000 | $290,000 |
| Asian | 31 | $6,098,000 | $196,000 | $1,403,000 | $108,000 | $446,000 |
| American Indian or Alaskan Native | 8 | $569,000 | $71,000 | $159,000 | $56,000 | $143,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $876,000 | $146,000 | $365,000 | $115,000 | $198,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,508 | $601,365,000 | $70,000 | $14,100,000 | $66,000 | $3,101,000 |
| FHA-insured (Federal Housing Administration) | 20 | $1,744,000 | $87,000 | $168,000 | $61,000 | $175,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,866 | $437,316,000 | $74,000 | $14,100,000 | $70,000 | $3,101,000 |
| Application Denied By Financial Institution | 2,010 | $105,613,000 | $52,000 | $3,000,000 | $52,000 | $726,000 |
| Application Approved But Not Accepted | 433 | $28,618,000 | $66,000 | $560,000 | $72,000 | $1,054,000 |
| Application Withdrawn By Applicant | 181 | $23,536,000 | $130,000 | $1,000,000 | $84,000 | $1,000,000 |
| File Closed For Incompleteness | 24 | $5,307,000 | $221,000 | $900,000 | $119,000 | $460,000 |
| Loan Purchased By The Institution | 14 | $2,719,000 | $194,000 | $948,000 | $6,000 | $61,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,022 | $40,545,000 | $39,000 | $810,000 | $48,000 | $726,000 |
| Collateral | 511 | $31,924,000 | $62,000 | $417,000 | $67,000 | $400,000 |
| Debt-To-Income Ratio | 410 | $27,667,000 | $67,000 | $3,000,000 | $38,000 | $348,000 |
| Other | 46 | $3,624,000 | $78,000 | $487,000 | $76,000 | $260,000 |
| Unverifiable Information | 9 | $798,000 | $88,000 | $300,000 | $59,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $448,000 | $112,000 | $224,000 | $92,000 | $186,000 |
| Credit Application Incomplete | 4 | $125,000 | $31,000 | $64,000 | $33,000 | $75,000 |
| Employment History | 3 | $225,000 | $75,000 | $165,000 | $23,000 | $24,000 |
| Mortgage Insurance Denied | 1 | $257,000 | $257,000 | $257,000 | $132,000 | $132,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.