First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First National Bank Of Pa 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,453 |
| Total Mortgage Loan Application Amount | $872,366,000 |
| Average Mortgage Loan Application Amount | $74,666 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,963,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cambria County Pennsylvania | 1,063 | $ 61,998,000 | $ 58,000 | $ 60,000 |
| Mercer County Pennsylvania | 897 | $ 69,246,000 | $ 77,000 | $ 67,000 |
| Allegheny County Pennsylvania | 758 | $ 76,409,000 | $ 100,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 721 | $ 51,685,000 | $ 71,000 | $ 73,000 |
| Somerset County Pennsylvania | 715 | $ 41,054,000 | $ 57,000 | $ 61,000 |
| Erie County Pennsylvania | 629 | $ 54,337,000 | $ 86,000 | $ 77,000 |
| Blair County Pennsylvania | 544 | $ 38,918,000 | $ 71,000 | $ 66,000 |
| Crawford County Pennsylvania | 523 | $ 36,736,000 | $ 70,000 | $ 60,000 |
| Butler County Pennsylvania | 442 | $ 39,128,000 | $ 88,000 | $ 75,000 |
| Lawrence County Pennsylvania | 423 | $ 34,248,000 | $ 80,000 | $ 73,000 |
| Bedford County Pennsylvania | 410 | $ 26,680,000 | $ 65,000 | $ 55,000 |
| Centre County Pennsylvania | 404 | $ 36,541,000 | $ 90,000 | $ 84,000 |
| Mahoning County Ohio | 360 | $ 26,277,000 | $ 72,000 | $ 68,000 |
| Venango County Pennsylvania | 339 | $ 20,739,000 | $ 61,000 | $ 66,000 |
| Fayette County Pennsylvania | 302 | $ 18,850,000 | $ 62,000 | $ 60,000 |
| Beaver County Pennsylvania | 274 | $ 21,620,000 | $ 78,000 | $ 86,000 |
| Mifflin County Pennsylvania | 249 | $ 13,881,000 | $ 55,000 | $ 53,000 |
| Huntingdon County Pennsylvania | 225 | $ 13,657,000 | $ 60,000 | $ 59,000 |
| Luzerne County Pennsylvania | 223 | $ 23,174,000 | $ 103,000 | $ 82,000 |
| Indiana County Pennsylvania | 220 | $ 13,862,000 | $ 63,000 | $ 65,000 |
| Trumbull County Ohio | 187 | $ 12,321,000 | $ 65,000 | $ 64,000 |
| Lycoming County Pennsylvania | 165 | $ 13,338,000 | $ 80,000 | $ 63,000 |
| Northumberland County Pennsylvania | 165 | $ 9,823,000 | $ 59,000 | $ 52,000 |
| Armstrong County Pennsylvania | 147 | $ 7,306,000 | $ 49,000 | $ 53,000 |
| Snyder County Pennsylvania | 118 | $ 9,658,000 | $ 81,000 | $ 56,000 |
| Clinton County Pennsylvania | 112 | $ 9,184,000 | $ 82,000 | $ 61,000 |
| Greene County Pennsylvania | 89 | $ 4,171,000 | $ 46,000 | $ 64,000 |
| Juniata County Pennsylvania | 86 | $ 5,389,000 | $ 62,000 | $ 57,000 |
| Schuylkill County Pennsylvania | 77 | $ 5,532,000 | $ 71,000 | $ 57,000 |
| Washington County Pennsylvania | 68 | $ 9,161,000 | $ 134,000 | $ 107,000 |
| Union County Pennsylvania | 61 | $ 7,315,000 | $ 119,000 | $ 78,000 |
| Clearfield County Pennsylvania | 46 | $ 2,622,000 | $ 57,000 | $ 55,000 |
| Geauga County Ohio | 37 | $ 4,253,000 | $ 114,000 | $ 103,000 |
| Cumberland County Pennsylvania | 37 | $ 10,398,000 | $ 281,000 | $ 230,000 |
| Warren County Pennsylvania | 26 | $ 1,248,000 | $ 48,000 | $ 55,000 |
| Dauphin County Pennsylvania | 25 | $ 4,401,000 | $ 176,000 | $ 134,000 |
| York County Pennsylvania | 24 | $ 5,014,000 | $ 208,000 | $ 130,000 |
| Chautauqua County New York | 20 | $ 1,778,000 | $ 88,000 | $ 83,000 |
| Harrison County West Virginia | 17 | $ 827,000 | $ 48,000 | $ 48,000 |
| Cuyahoga County Ohio | 13 | $ 2,803,000 | $ 215,000 | $ 124,000 |
| Lackawanna County Pennsylvania | 13 | $ 1,501,000 | $ 115,000 | $ 158,000 |
| Perry County Pennsylvania | 13 | $ 1,022,000 | $ 78,000 | $ 47,000 |
| Carbon County Pennsylvania | 12 | $ 980,000 | $ 81,000 | $ 59,000 |
| Ashtabula County Ohio | 9 | $ 635,000 | $ 70,000 | $ 107,000 |
| Columbiana County Ohio | 9 | $ 616,000 | $ 68,000 | $ 51,000 |
| Clarion County Pennsylvania | 7 | $ 447,000 | $ 63,000 | $ 47,000 |
| Monongalia County West Virginia | 7 | $ 751,000 | $ 107,000 | $ 35,000 |
| Garrett County Maryland | 5 | $ 1,672,000 | $ 334,000 | $ 425,000 |
| Jefferson County Pennsylvania | 5 | $ 308,000 | $ 61,000 | $ 65,000 |
| Wyoming County Pennsylvania | 5 | $ 457,000 | $ 91,000 | $ 68,000 |
| Berks County Pennsylvania | 4 | $ 196,000 | $ 49,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 4 | $ 698,000 | $ 174,000 | $ 521,000 |
| Horry County South Carolina | 4 | $ 752,000 | $ 188,000 | $ 174,000 |
| Ritchie County West Virginia | 4 | $ 203,000 | $ 50,000 | $ 36,000 |
| Collier County Florida | 3 | $ 964,000 | $ 321,000 | $ 881,000 |
| Palm Beach County Florida | 3 | $ 1,066,000 | $ 355,000 | $ 353,000 |
| Lake County Ohio | 3 | $ 479,000 | $ 159,000 | $ 108,000 |
| Portage County Ohio | 3 | $ 128,000 | $ 42,000 | $ 26,000 |
| Chester County Pennsylvania | 3 | $ 423,000 | $ 141,000 | $ 60,000 |
| Fulton County Pennsylvania | 3 | $ 120,000 | $ 40,000 | $ 77,000 |
| Lancaster County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 124,000 |
| Montour County Pennsylvania | 3 | $ 233,000 | $ 77,000 | $ 182,000 |
| Susquehanna County Pennsylvania | 3 | $ 462,000 | $ 154,000 | $ 163,000 |
| Wayne County Pennsylvania | 3 | $ 249,000 | $ 83,000 | $ 260,000 |
| Doddridge County West Virginia | 3 | $ 194,000 | $ 64,000 | $ 38,000 |
| Sussex County Delaware | 2 | $ 497,000 | $ 248,000 | $ 260,000 |
| Broward County Florida | 2 | $ 445,000 | $ 222,000 | $ 588,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 241,000 |
| Stark County Ohio | 2 | $ 384,000 | $ 192,000 | $ 39,000 |
| Bradford County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 53,000 |
| Bucks County Pennsylvania | 2 | $ 615,000 | $ 307,000 | $ 112,000 |
| Columbia County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 138,000 |
| Forest County Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 125,000 |
| Lehigh County Pennsylvania | 2 | $ 28,000 | $ 14,000 | $ 58,000 |
| Monroe County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 101,000 |
| Montgomery County Pennsylvania | 2 | $ 433,000 | $ 216,000 | $ 285,000 |
| Pike County Pennsylvania | 2 | $ 27,000 | $ 13,000 | $ 36,000 |
| Sullivan County Pennsylvania | 2 | $ 432,000 | $ 216,000 | $ 927,000 |
| Beaufort County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 158,000 |
| Charleston County South Carolina | 2 | $ 598,000 | $ 299,000 | $ 771,000 |
| Lewis County West Virginia | 2 | $ 74,000 | $ 37,000 | $ 51,000 |
| Marion County West Virginia | 2 | $ 94,000 | $ 47,000 | $ 41,000 |
| Taylor County West Virginia | 2 | $ 171,000 | $ 85,000 | $ 41,000 |
| Tyler County West Virginia | 2 | $ 133,000 | $ 66,000 | $ 43,000 |
| Maricopa County Arizona | 1 | $ 82,000 | $ 82,000 | $ 158,000 |
| Citrus County Florida | 1 | $ 44,000 | $ 44,000 | $ 83,000 |
| Hillsborough County Florida | 1 | $ 216,000 | $ 216,000 | $ 180,000 |
| Manatee County Florida | 1 | $ 172,000 | $ 172,000 | $ 118,000 |
| Orange County Florida | 1 | $ 188,000 | $ 188,000 | $ 859,000 |
| Sarasota County Florida | 1 | $ 298,000 | $ 298,000 | $ 294,000 |
| St. Lucie County Florida | 1 | $ 164,000 | $ 164,000 | $ 141,000 |
| Anne Arundel County Maryland | 1 | $ 287,000 | $ 287,000 | $ 132,000 |
| Calvert County Maryland | 1 | $ 248,000 | $ 248,000 | $ 99,000 |
| Cecil County Maryland | 1 | $ 635,000 | $ 635,000 | $ 206,000 |
| Frederick County Maryland | 1 | $ 417,000 | $ 417,000 | $ 91,000 |
| Cattaraugus County New York | 1 | $ 246,000 | $ 246,000 | $ 230,000 |
| Monroe County New York | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Orange County New York | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Schuyler County New York | 1 | $ 180,000 | $ 180,000 | $ 309,000 |
| Tompkins County New York | 1 | $ 290,000 | $ 290,000 | $ 165,000 |
| Brunswick County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Cumberland County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 23,000 |
| Currituck County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 329,000 |
| Iredell County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 143,000 |
| Delaware County Ohio | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Franklin County Ohio | 1 | $ 50,000 | $ 50,000 | $ 263,000 |
| Hancock County Ohio | 1 | $ 64,000 | $ 64,000 | $ 308,000 |
| Lucas County Ohio | 1 | $ 9,000 | $ 9,000 | $ 122,000 |
| Ottawa County Ohio | 1 | $ 414,000 | $ 414,000 | $ 226,000 |
| Summit County Ohio | 1 | $ 126,000 | $ 126,000 | $ 128,000 |
| Delaware County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Elk County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Franklin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Lebanon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| McKean County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 91,000 |
| Northampton County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Potter County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Sullivan County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 209,000 |
| Williamson County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 89,000 |
| Richmond City County Virginia | 1 | $ 1,000 | $ 1,000 | $ 38,000 |
| Barbour County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Gilmer County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Wetzel County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Wood County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,710 | $603,204,000 | $89,000 | $1,750,000 | $75,000 | $1,963,000 |
| Home Improvement | 3,079 | $94,070,000 | $30,000 | $1,000,000 | $59,000 | $1,800,000 |
| Home Purchase | 1,664 | $175,092,000 | $105,000 | $1,283,000 | $79,000 | $1,834,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,987 | $816,447,000 | $74,000 | $1,600,000 | $70,000 | $1,963,000 |
| Not Provided | 190 | $21,091,000 | $111,000 | $1,000,000 | $146,000 | $1,560,000 |
| Black or African American | 93 | $5,062,000 | $54,000 | $385,000 | $61,000 | $425,000 |
| Not applicable | 71 | $16,950,000 | $238,000 | $1,750,000 | $0 | $0 |
| Hispanic | 57 | $2,825,000 | $49,000 | $155,000 | $48,000 | $344,000 |
| Asian | 49 | $9,513,000 | $194,000 | $1,200,000 | $161,000 | $1,834,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $403,000 | $100,000 | $200,000 | $65,000 | $153,000 |
| American Indian or Alaskan Native | 2 | $75,000 | $37,000 | $50,000 | $29,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,333 | $859,050,000 | $75,000 | $1,750,000 | $71,000 | $1,963,000 |
| FHA-insured (Federal Housing Administration) | 120 | $13,316,000 | $110,000 | $281,000 | $61,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,188 | $637,284,000 | $77,000 | $1,750,000 | $75,000 | $1,834,000 |
| Application Denied By Financial Institution | 2,383 | $144,046,000 | $60,000 | $1,283,000 | $54,000 | $1,963,000 |
| Application Approved But Not Accepted | 618 | $50,504,000 | $81,000 | $766,000 | $73,000 | $811,000 |
| Application Withdrawn By Applicant | 193 | $27,829,000 | $144,000 | $815,000 | $90,000 | $900,000 |
| File Closed For Incompleteness | 70 | $12,626,000 | $180,000 | $1,100,000 | $92,000 | $420,000 |
| Loan Purchased By The Institution | 1 | $77,000 | $77,000 | $77,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 985 | $40,386,000 | $41,000 | $417,000 | $51,000 | $1,560,000 |
| Debt-To-Income Ratio | 682 | $45,591,000 | $66,000 | $522,000 | $37,000 | $230,000 |
| Collateral | 571 | $47,869,000 | $83,000 | $808,000 | $77,000 | $1,963,000 |
| Unverifiable Information | 58 | $2,976,000 | $51,000 | $230,000 | $87,000 | $1,800,000 |
| Other | 48 | $3,407,000 | $70,000 | $251,000 | $74,000 | $800,000 |
| Employment History | 25 | $1,242,000 | $49,000 | $125,000 | $28,000 | $78,000 |
| Credit Application Incomplete | 10 | $690,000 | $69,000 | $168,000 | $44,000 | $164,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,885,000 | $471,000 | $1,283,000 | $47,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.