First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
First National Bank Of Pa 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,814 |
| Total Mortgage Loan Application Amount | $771,630,000 |
| Average Mortgage Loan Application Amount | $78,666 |
| Highest Mortgage Loan Application Amount | $4,950,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $4,059,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cambria County Pennsylvania | 866 | $ 50,410,000 | $ 58,000 | $ 63,000 |
| Mercer County Pennsylvania | 743 | $ 55,265,000 | $ 74,000 | $ 68,000 |
| Allegheny County Pennsylvania | 616 | $ 72,750,000 | $ 118,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 597 | $ 46,542,000 | $ 77,000 | $ 86,000 |
| Somerset County Pennsylvania | 593 | $ 34,237,000 | $ 57,000 | $ 61,000 |
| Erie County Pennsylvania | 514 | $ 38,471,000 | $ 74,000 | $ 73,000 |
| Blair County Pennsylvania | 483 | $ 38,177,000 | $ 79,000 | $ 66,000 |
| Crawford County Pennsylvania | 421 | $ 29,059,000 | $ 69,000 | $ 68,000 |
| Bedford County Pennsylvania | 377 | $ 21,687,000 | $ 57,000 | $ 54,000 |
| Butler County Pennsylvania | 337 | $ 29,974,000 | $ 88,000 | $ 71,000 |
| Centre County Pennsylvania | 332 | $ 34,930,000 | $ 105,000 | $ 93,000 |
| Venango County Pennsylvania | 290 | $ 17,186,000 | $ 59,000 | $ 59,000 |
| Lawrence County Pennsylvania | 282 | $ 20,486,000 | $ 72,000 | $ 80,000 |
| Fayette County Pennsylvania | 274 | $ 14,399,000 | $ 52,000 | $ 55,000 |
| Mahoning County Ohio | 233 | $ 15,400,000 | $ 66,000 | $ 68,000 |
| Lackawanna County Pennsylvania | 233 | $ 24,576,000 | $ 105,000 | $ 85,000 |
| Beaver County Pennsylvania | 230 | $ 23,752,000 | $ 103,000 | $ 77,000 |
| Mifflin County Pennsylvania | 199 | $ 11,921,000 | $ 59,000 | $ 54,000 |
| Huntingdon County Pennsylvania | 191 | $ 12,373,000 | $ 64,000 | $ 55,000 |
| Luzerne County Pennsylvania | 181 | $ 15,878,000 | $ 87,000 | $ 71,000 |
| Indiana County Pennsylvania | 180 | $ 12,504,000 | $ 69,000 | $ 82,000 |
| Trumbull County Ohio | 135 | $ 8,329,000 | $ 61,000 | $ 83,000 |
| Northumberland County Pennsylvania | 126 | $ 7,870,000 | $ 62,000 | $ 61,000 |
| Lycoming County Pennsylvania | 122 | $ 12,855,000 | $ 105,000 | $ 74,000 |
| Armstrong County Pennsylvania | 113 | $ 7,046,000 | $ 62,000 | $ 63,000 |
| Susquehanna County Pennsylvania | 113 | $ 11,562,000 | $ 102,000 | $ 73,000 |
| Juniata County Pennsylvania | 107 | $ 7,506,000 | $ 70,000 | $ 60,000 |
| Snyder County Pennsylvania | 86 | $ 6,529,000 | $ 75,000 | $ 54,000 |
| Union County Pennsylvania | 75 | $ 8,593,000 | $ 114,000 | $ 85,000 |
| Washington County Pennsylvania | 73 | $ 8,684,000 | $ 118,000 | $ 94,000 |
| Greene County Pennsylvania | 71 | $ 3,537,000 | $ 49,000 | $ 67,000 |
| Clinton County Pennsylvania | 59 | $ 5,178,000 | $ 87,000 | $ 55,000 |
| Schuylkill County Pennsylvania | 57 | $ 3,615,000 | $ 63,000 | $ 52,000 |
| Wyoming County Pennsylvania | 50 | $ 5,461,000 | $ 109,000 | $ 64,000 |
| Wayne County Pennsylvania | 43 | $ 5,623,000 | $ 130,000 | $ 85,000 |
| Monroe County Pennsylvania | 39 | $ 4,805,000 | $ 123,000 | $ 131,000 |
| Clearfield County Pennsylvania | 33 | $ 2,159,000 | $ 65,000 | $ 69,000 |
| Dauphin County Pennsylvania | 31 | $ 4,084,000 | $ 131,000 | $ 94,000 |
| Warren County Pennsylvania | 31 | $ 1,091,000 | $ 35,000 | $ 54,000 |
| Cumberland County Pennsylvania | 21 | $ 4,307,000 | $ 205,000 | $ 352,000 |
| Carbon County Pennsylvania | 16 | $ 2,514,000 | $ 157,000 | $ 58,000 |
| Ashtabula County Ohio | 14 | $ 1,185,000 | $ 84,000 | $ 159,000 |
| Geauga County Ohio | 14 | $ 1,615,000 | $ 115,000 | $ 85,000 |
| Chautauqua County New York | 12 | $ 873,000 | $ 72,000 | $ 60,000 |
| Columbiana County Ohio | 12 | $ 871,000 | $ 72,000 | $ 41,000 |
| Columbia County Pennsylvania | 11 | $ 1,104,000 | $ 100,000 | $ 113,000 |
| Lake County Ohio | 10 | $ 1,588,000 | $ 158,000 | $ 175,000 |
| Garrett County Maryland | 8 | $ 979,000 | $ 122,000 | $ 100,000 |
| York County Pennsylvania | 8 | $ 1,832,000 | $ 229,000 | $ 92,000 |
| Clarion County Pennsylvania | 7 | $ 442,000 | $ 63,000 | $ 51,000 |
| Monongalia County West Virginia | 7 | $ 486,000 | $ 69,000 | $ 117,000 |
| Cuyahoga County Ohio | 6 | $ 725,000 | $ 120,000 | $ 46,000 |
| Berks County Pennsylvania | 6 | $ 750,000 | $ 125,000 | $ 32,000 |
| Franklin County Pennsylvania | 6 | $ 459,000 | $ 76,000 | $ 74,000 |
| Montgomery County Pennsylvania | 6 | $ 712,000 | $ 118,000 | $ 142,000 |
| Perry County Pennsylvania | 6 | $ 403,000 | $ 67,000 | $ 57,000 |
| Montour County Pennsylvania | 5 | $ 516,000 | $ 103,000 | $ 81,000 |
| Pike County Pennsylvania | 5 | $ 481,000 | $ 96,000 | $ 85,000 |
| Adams County Pennsylvania | 4 | $ 797,000 | $ 199,000 | $ 91,000 |
| Bradford County Pennsylvania | 4 | $ 387,000 | $ 96,000 | $ 121,000 |
| Bucks County Pennsylvania | 4 | $ 1,335,000 | $ 333,000 | $ 192,000 |
| Forest County Pennsylvania | 4 | $ 415,000 | $ 103,000 | $ 139,000 |
| Lehigh County Pennsylvania | 4 | $ 201,000 | $ 50,000 | $ 82,000 |
| Montgomery County Maryland | 3 | $ 1,118,000 | $ 372,000 | $ 451,000 |
| Elk County Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 76,000 |
| Jefferson County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 33,000 |
| Lancaster County Pennsylvania | 3 | $ 530,000 | $ 176,000 | $ 142,000 |
| Northampton County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 43,000 |
| Hancock County West Virginia | 3 | $ 328,000 | $ 109,000 | $ 78,000 |
| Harrison County West Virginia | 3 | $ 153,000 | $ 51,000 | $ 104,000 |
| Marion County West Virginia | 3 | $ 94,000 | $ 31,000 | $ 50,000 |
| Sussex County Delaware | 2 | $ 834,000 | $ 417,000 | $ 255,000 |
| Pinellas County Florida | 2 | $ 205,000 | $ 102,000 | $ 106,000 |
| Cecil County Maryland | 2 | $ 562,000 | $ 281,000 | $ 209,000 |
| Forsyth County North Carolina | 2 | $ 84,000 | $ 42,000 | $ 70,000 |
| Stark County Ohio | 2 | $ 155,000 | $ 77,000 | $ 7,000 |
| Cameron County Pennsylvania | 2 | $ 74,000 | $ 37,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 455,000 | $ 227,000 | $ 23,000 |
| Fulton County Pennsylvania | 2 | $ 134,000 | $ 67,000 | $ 45,000 |
| Lebanon County Pennsylvania | 2 | $ 341,000 | $ 170,000 | $ 97,000 |
| Sullivan County Pennsylvania | 2 | $ 451,000 | $ 225,000 | $ 1,112,000 |
| Tioga County Pennsylvania | 2 | $ 59,000 | $ 29,000 | $ 27,000 |
| Beaufort County South Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 2,100,000 |
| Collier County Florida | 1 | $ 253,000 | $ 253,000 | $ 622,000 |
| DeSoto County Florida | 1 | $ 97,000 | $ 97,000 | $ 254,000 |
| Lee County Florida | 1 | $ 184,000 | $ 184,000 | $ 362,000 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Martin County Florida | 1 | $ 285,000 | $ 285,000 | $ 266,000 |
| Palm Beach County Florida | 1 | $ 212,000 | $ 212,000 | $ 530,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 240,000 |
| Somerset County Maine | 1 | $ 44,000 | $ 44,000 | $ 175,000 |
| Allegany County Maryland | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Baltimore County Maryland | 1 | $ 299,000 | $ 299,000 | $ 349,000 |
| Hampden County Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Cape May County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Delaware County New York | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
| Jefferson County New York | 1 | $ 209,000 | $ 209,000 | $ 815,000 |
| Tompkins County New York | 1 | $ 173,000 | $ 173,000 | $ 98,000 |
| Moore County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 84,000 |
| Carroll County Ohio | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Franklin County Ohio | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Jefferson County Ohio | 1 | $ 98,000 | $ 98,000 | $ 87,000 |
| Noble County Ohio | 1 | $ 73,000 | $ 73,000 | $ 98,000 |
| Portage County Ohio | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Summit County Ohio | 1 | $ 190,000 | $ 190,000 | $ 602,000 |
| Delaware County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 124,000 |
| Potter County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 57,000 |
| Horry County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 625,000 |
| McCormick County South Carolina | 1 | $ 3,000 | $ 3,000 | $ 25,000 |
| Davidson County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 44,000 |
| Preston County West Virginia | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Tyler County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,404 | $502,290,000 | $92,000 | $4,950,000 | $79,000 | $3,872,000 |
| Home Improvement | 2,768 | $80,403,000 | $29,000 | $1,000,000 | $55,000 | $474,000 |
| Home Purchase | 1,642 | $188,937,000 | $115,000 | $1,700,000 | $86,000 | $4,059,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,378 | $713,990,000 | $76,000 | $1,106,000 | $73,000 | $4,059,000 |
| Not Provided | 133 | $10,142,000 | $76,000 | $410,000 | $91,000 | $565,000 |
| Not applicable | 109 | $30,942,000 | $283,000 | $4,950,000 | $0 | $0 |
| Black or African American | 86 | $5,115,000 | $59,000 | $417,000 | $74,000 | $700,000 |
| Hispanic | 59 | $4,407,000 | $74,000 | $407,000 | $83,000 | $500,000 |
| Asian | 38 | $5,905,000 | $155,000 | $417,000 | $160,000 | $673,000 |
| American Indian or Alaskan Native | 8 | $745,000 | $93,000 | $240,000 | $58,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $384,000 | $128,000 | $160,000 | $71,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,670 | $755,233,000 | $78,000 | $4,950,000 | $73,000 | $4,059,000 |
| FHA-insured (Federal Housing Administration) | 144 | $16,397,000 | $113,000 | $365,000 | $64,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,571 | $543,162,000 | $82,000 | $4,950,000 | $78,000 | $4,059,000 |
| Application Denied By Financial Institution | 2,303 | $138,857,000 | $60,000 | $1,106,000 | $54,000 | $1,846,000 |
| Application Approved But Not Accepted | 709 | $53,826,000 | $75,000 | $417,000 | $77,000 | $2,268,000 |
| Application Withdrawn By Applicant | 137 | $19,187,000 | $140,000 | $925,000 | $105,000 | $1,754,000 |
| File Closed For Incompleteness | 94 | $16,598,000 | $176,000 | $1,100,000 | $143,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 980 | $39,238,000 | $40,000 | $329,000 | $48,000 | $231,000 |
| Collateral | 614 | $50,082,000 | $81,000 | $417,000 | $76,000 | $1,846,000 |
| Debt-To-Income Ratio | 532 | $36,916,000 | $69,000 | $417,000 | $36,000 | $230,000 |
| Unverifiable Information | 90 | $5,532,000 | $61,000 | $403,000 | $61,000 | $430,000 |
| Other | 48 | $4,685,000 | $97,000 | $1,106,000 | $94,000 | $1,766,000 |
| Employment History | 23 | $818,000 | $35,000 | $106,000 | $33,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,163,000 | $105,000 | $192,000 | $56,000 | $119,000 |
| Credit Application Incomplete | 5 | $423,000 | $84,000 | $150,000 | $65,000 | $105,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.