First National Bank Of Stlouis
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First National Bank Of Stlouis 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Stlouis 7707 Forsyth Blvd Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,058 |
| Total Mortgage Loan Application Amount | $395,922,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $3,175,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $1,832,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First National Bank Of Stlouis. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Stlouis's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First National Bank Of Stlouis's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Stlouis serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Stlouis, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Stlouis's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 957 | $ 198,404,000 | $ 207,000 | $ 126,000 |
| St. Charles County Missouri | 527 | $ 94,330,000 | $ 178,000 | $ 99,000 |
| St. Louis City County Missouri | 146 | $ 22,508,000 | $ 154,000 | $ 104,000 |
| St. Clair County Illinois | 85 | $ 13,208,000 | $ 155,000 | $ 76,000 |
| Jefferson County Missouri | 81 | $ 13,664,000 | $ 168,000 | $ 78,000 |
| Lincoln County Missouri | 51 | $ 7,485,000 | $ 146,000 | $ 64,000 |
| Warren County Missouri | 38 | $ 7,595,000 | $ 199,000 | $ 127,000 |
| Franklin County Missouri | 30 | $ 5,670,000 | $ 189,000 | $ 96,000 |
| Monroe County Illinois | 23 | $ 4,371,000 | $ 190,000 | $ 90,000 |
| Camden County Missouri | 17 | $ 3,118,000 | $ 183,000 | $ 135,000 |
| Madison County Illinois | 14 | $ 2,384,000 | $ 170,000 | $ 108,000 |
| Maricopa County Arizona | 11 | $ 996,000 | $ 90,000 | $ 42,000 |
| Cook County Illinois | 3 | $ 947,000 | $ 315,000 | $ 226,000 |
| Lake County Illinois | 3 | $ 1,246,000 | $ 415,000 | $ 365,000 |
| Johnson County Kansas | 3 | $ 845,000 | $ 281,000 | $ 145,000 |
| Jackson County Missouri | 3 | $ 3,631,000 | $ 1,210,000 | $ 85,000 |
| Miller County Missouri | 3 | $ 603,000 | $ 201,000 | $ 139,000 |
| Lee County Florida | 2 | $ 757,000 | $ 378,000 | $ 348,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 366,000 |
| Sedgwick County Kansas | 2 | $ 458,000 | $ 229,000 | $ 92,000 |
| Nueces County Texas | 2 | $ 447,000 | $ 223,000 | $ 518,000 |
| Jefferson County Alabama | 1 | $ 362,000 | $ 362,000 | $ 198,000 |
| Coconino County Arizona | 1 | $ 186,000 | $ 186,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 196,000 | $ 196,000 | $ 269,000 |
| Pulaski County Arkansas | 1 | $ 236,000 | $ 236,000 | $ 177,000 |
| Saline County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 47,000 |
| Monterey County California | 1 | $ 236,000 | $ 236,000 | $ 77,000 |
| Douglas County Colorado | 1 | $ 413,000 | $ 413,000 | $ 250,000 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| Larimer County Colorado | 1 | $ 120,000 | $ 120,000 | $ 138,000 |
| Summit County Colorado | 1 | $ 417,000 | $ 417,000 | $ 893,000 |
| Fairfield County Connecticut | 1 | $ 558,000 | $ 558,000 | $ 221,000 |
| Brevard County Florida | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Broward County Florida | 1 | $ 360,000 | $ 360,000 | $ 182,000 |
| Walton County Florida | 1 | $ 407,000 | $ 407,000 | $ 115,000 |
| Ada County Idaho | 1 | $ 177,000 | $ 177,000 | $ 106,000 |
| Fremont County Idaho | 1 | $ 301,000 | $ 301,000 | $ 86,000 |
| Jersey County Illinois | 1 | $ 91,000 | $ 91,000 | $ 105,000 |
| Washington County Illinois | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Vanderburgh County Indiana | 1 | $ 147,000 | $ 147,000 | $ 88,000 |
| Johnson County Iowa | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Scott County Iowa | 1 | $ 311,000 | $ 311,000 | $ 116,000 |
| Butler County Kansas | 1 | $ 254,000 | $ 254,000 | $ 97,000 |
| Orleans County Louisiana | 1 | $ 340,000 | $ 340,000 | $ 172,000 |
| Hancock County Maine | 1 | $ 417,000 | $ 417,000 | $ 356,000 |
| Middlesex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 325,000 |
| Benzie County Michigan | 1 | $ 331,000 | $ 331,000 | $ 470,000 |
| Boone County Missouri | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Callaway County Missouri | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
| Cape Girardeau County Missouri | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Cass County Missouri | 1 | $ 172,000 | $ 172,000 | $ 139,000 |
| Christian County Missouri | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Clay County Missouri | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Crawford County Missouri | 1 | $ 251,000 | $ 251,000 | $ 86,000 |
| Dunklin County Missouri | 1 | $ 188,000 | $ 188,000 | $ 93,000 |
| Gasconade County Missouri | 1 | $ 390,000 | $ 390,000 | $ 143,000 |
| Greene County Missouri | 1 | $ 80,000 | $ 80,000 | $ 254,000 |
| Howell County Missouri | 1 | $ 308,000 | $ 308,000 | $ 173,000 |
| Montgomery County Missouri | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Pike County Missouri | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| Ste. Genevieve County Missouri | 1 | $ 217,000 | $ 217,000 | $ 130,000 |
| Douglas County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Hall County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 127,000 |
| Dona Ana County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 55,000 |
| Dutchess County New York | 1 | $ 400,000 | $ 400,000 | $ 141,000 |
| Macon County North Carolina | 1 | $ 243,000 | $ 243,000 | $ 447,000 |
| Orange County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 228,000 |
| Cuyahoga County Ohio | 1 | $ 157,000 | $ 157,000 | $ 171,000 |
| Tulsa County Oklahoma | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Northampton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| Lawrence County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 136,000 |
| Sevier County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 119,000 |
| Williamson County Tennessee | 1 | $ 351,000 | $ 351,000 | $ 100,000 |
| Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 230,000 |
| Fairfax County Virginia | 1 | $ 410,000 | $ 410,000 | $ 186,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Stlouis in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,458 | $289,212,000 | $198,000 | $3,175,000 | $120,000 | $1,832,000 |
| Home Purchase | 567 | $101,275,000 | $178,000 | $1,365,000 | $93,000 | $990,000 |
| Home Improvement | 33 | $5,435,000 | $164,000 | $417,000 | $132,000 | $336,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,880 | $362,071,000 | $192,000 | $1,650,000 | $114,000 | $1,832,000 |
| Not applicable | 49 | $10,309,000 | $210,000 | $3,175,000 | $2,000 | $131,000 |
| Asian | 34 | $7,373,000 | $216,000 | $417,000 | $147,000 | $392,000 |
| Black or African American | 33 | $4,595,000 | $139,000 | $417,000 | $72,000 | $320,000 |
| Not Provided | 33 | $6,124,000 | $185,000 | $390,000 | $118,000 | $278,000 |
| Hispanic | 26 | $4,800,000 | $184,000 | $415,000 | $249,000 | $585,000 |
| American Indian or Alaskan Native | 3 | $650,000 | $216,000 | $227,000 | $105,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,788 | $352,389,000 | $197,000 | $3,175,000 | $121,000 | $1,832,000 |
| FHA-insured (Federal Housing Administration) | 248 | $38,624,000 | $155,000 | $286,000 | $58,000 | $406,000 |
| VA-guaranteed (Veterans Administration) | 22 | $4,909,000 | $223,000 | $400,000 | $59,000 | $254,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,813 | $349,823,000 | $192,000 | $3,175,000 | $114,000 | $1,307,000 |
| Application Denied By Financial Institution | 106 | $19,470,000 | $183,000 | $785,000 | $87,000 | $421,000 |
| Application Withdrawn By Applicant | 86 | $16,809,000 | $195,000 | $1,650,000 | $131,000 | $1,832,000 |
| Application Approved But Not Accepted | 51 | $9,024,000 | $176,000 | $417,000 | $92,000 | $448,000 |
| File Closed For Incompleteness | 2 | $796,000 | $398,000 | $520,000 | $268,000 | $417,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 52 | $9,457,000 | $181,000 | $417,000 | $111,000 | $421,000 |
| Debt-To-Income Ratio | 33 | $6,050,000 | $183,000 | $785,000 | $56,000 | $143,000 |
| Credit History | 8 | $1,120,000 | $140,000 | $228,000 | $87,000 | $222,000 |
| Other | 4 | $843,000 | $210,000 | $302,000 | $67,000 | $80,000 |
| Employment History | 4 | $578,000 | $144,000 | $182,000 | $35,000 | $83,000 |
| Unverifiable Information | 2 | $757,000 | $378,000 | $562,000 | $152,000 | $251,000 |
| Mortgage Insurance Denied | 2 | $541,000 | $270,000 | $329,000 | $88,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $124,000 | $124,000 | $124,000 | $33,000 | $33,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Stlouis's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Stlouis's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.