Firstar Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Firstar Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstar Bank, National Association Po Box 308 Roland, OK 74954 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 770 |
| Total Mortgage Loan Application Amount | $111,350,000 |
| Average Mortgage Loan Application Amount | $128,333 |
| Highest Mortgage Loan Application Amount | $2,631,000 |
| Average Applicant Income | $79,666 |
| Highest Applicant Income | $1,361,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Firstar Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstar Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Firstar Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstar Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstar Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstar Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sequoyah County Oklahoma | 265 | $ 22,803,000 | $ 86,000 | $ 61,000 |
| Sebastian County Arkansas | 144 | $ 24,960,000 | $ 173,000 | $ 68,000 |
| Muskogee County Oklahoma | 83 | $ 7,800,000 | $ 93,000 | $ 69,000 |
| Crawford County Arkansas | 75 | $ 10,108,000 | $ 134,000 | $ 65,000 |
| Tulsa County Oklahoma | 54 | $ 20,776,000 | $ 384,000 | $ 183,000 |
| Le Flore County Oklahoma | 41 | $ 5,436,000 | $ 132,000 | $ 52,000 |
| Washington County Arkansas | 36 | $ 7,276,000 | $ 202,000 | $ 87,000 |
| Cherokee County Oklahoma | 12 | $ 1,650,000 | $ 137,000 | $ 84,000 |
| Wagoner County Oklahoma | 12 | $ 1,679,000 | $ 139,000 | $ 77,000 |
| Rogers County Oklahoma | 6 | $ 1,563,000 | $ 260,000 | $ 112,000 |
| Benton County Arkansas | 4 | $ 743,000 | $ 185,000 | $ 87,000 |
| McIntosh County Oklahoma | 4 | $ 420,000 | $ 105,000 | $ 47,000 |
| Faulkner County Arkansas | 2 | $ 644,000 | $ 322,000 | $ 0 |
| Creek County Oklahoma | 2 | $ 542,000 | $ 271,000 | $ 118,000 |
| Oklahoma County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 88,000 |
| Okmulgee County Oklahoma | 2 | $ 365,000 | $ 182,000 | $ 48,000 |
| Pittsburg County Oklahoma | 2 | $ 174,000 | $ 87,000 | $ 50,000 |
| Franklin County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Johnson County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 25,000 |
| Montgomery County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 97,000 |
| Lee County Florida | 1 | $ 256,000 | $ 256,000 | $ 186,000 |
| Atchison County Kansas | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
| Bristol County Massachusetts | 1 | $ 111,000 | $ 111,000 | $ 22,000 |
| Rowan County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 41,000 |
| Muskingum County Ohio | 1 | $ 74,000 | $ 74,000 | $ 28,000 |
| Adair County Oklahoma | 1 | $ 219,000 | $ 219,000 | $ 45,000 |
| Cleveland County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Craig County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Custer County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Delaware County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 249,000 |
| Haskell County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 90,000 |
| Latimer County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 112,000 |
| Mayes County Oklahoma | 1 | $ 575,000 | $ 575,000 | $ 237,000 |
| McCurtain County Oklahoma | 1 | $ 307,000 | $ 307,000 | $ 229,000 |
| Nowata County Oklahoma | 1 | $ 9,000 | $ 9,000 | $ 80,000 |
| Pawnee County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 89,000 |
| Pushmataha County Oklahoma | 1 | $ 314,000 | $ 314,000 | $ 108,000 |
| Woodward County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 103,000 |
| Monroe County Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 51,000 |
| Dallas County Texas | 1 | $ 565,000 | $ 565,000 | $ 0 |
Mortgage Loan Application Detail Totals for Firstar Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 445 | $68,290,000 | $153,000 | $2,631,000 | $61,000 | $1,361,000 |
| Refinancing | 192 | $39,264,000 | $204,000 | $1,275,000 | $111,000 | $1,070,000 |
| Home Improvement | 133 | $3,796,000 | $28,000 | $500,000 | $67,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 534 | $71,105,000 | $133,000 | $1,275,000 | $93,000 | $1,361,000 |
| Not applicable | 117 | $27,783,000 | $237,000 | $2,631,000 | $0 | $0 |
| American Indian or Alaskan Native | 64 | $6,369,000 | $99,000 | $715,000 | $66,000 | $598,000 |
| Hispanic | 23 | $1,923,000 | $83,000 | $600,000 | $46,000 | $98,000 |
| Black or African American | 14 | $1,887,000 | $134,000 | $240,000 | $71,000 | $127,000 |
| Not Provided | 8 | $1,379,000 | $172,000 | $417,000 | $124,000 | $505,000 |
| Asian | 7 | $722,000 | $103,000 | $261,000 | $59,000 | $101,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $182,000 | $60,000 | $117,000 | $65,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 596 | $88,273,000 | $148,000 | $2,631,000 | $80,000 | $1,361,000 |
| FHA-insured (Federal Housing Administration) | 97 | $11,930,000 | $122,000 | $288,000 | $54,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,582,000 | $117,000 | $226,000 | $44,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 38 | $6,565,000 | $172,000 | $358,000 | $66,000 | $171,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 691 | $104,698,000 | $151,000 | $2,631,000 | $77,000 | $1,361,000 |
| Application Denied By Financial Institution | 44 | $2,716,000 | $61,000 | $326,000 | $38,000 | $152,000 |
| Application Withdrawn By Applicant | 30 | $3,682,000 | $122,000 | $600,000 | $59,000 | $187,000 |
| Application Approved But Not Accepted | 4 | $85,000 | $21,000 | $53,000 | $63,000 | $108,000 |
| File Closed For Incompleteness | 1 | $169,000 | $169,000 | $169,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 27 | $1,213,000 | $44,000 | $164,000 | $37,000 | $152,000 |
| Debt-To-Income Ratio | 9 | $763,000 | $84,000 | $326,000 | $40,000 | $98,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $595,000 | $148,000 | $288,000 | $48,000 | $72,000 |
| Employment History | 2 | $70,000 | $35,000 | $66,000 | $16,000 | $26,000 |
| Collateral | 2 | $75,000 | $37,000 | $72,000 | $53,000 | $87,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstar Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstar Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.