First National Bank Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First National Bank Texas 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Texas 507 N. Gray St. Killeen, TX 76541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,588 |
| Total Mortgage Loan Application Amount | $200,151,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $3,350,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First National Bank Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First National Bank Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Texas's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bell County Texas | 517 | $ 78,062,000 | $ 150,000 | $ 66,000 |
| El Paso County Texas | 414 | $ 51,454,000 | $ 124,000 | $ 50,000 |
| Coryell County Texas | 115 | $ 13,854,000 | $ 120,000 | $ 61,000 |
| Harris County Texas | 93 | $ 9,631,000 | $ 103,000 | $ 26,000 |
| Montgomery County Texas | 59 | $ 6,620,000 | $ 112,000 | $ 52,000 |
| Tarrant County Texas | 30 | $ 2,644,000 | $ 88,000 | $ 39,000 |
| Lampasas County Texas | 28 | $ 4,251,000 | $ 151,000 | $ 64,000 |
| Fort Bend County Texas | 23 | $ 1,280,000 | $ 55,000 | $ 15,000 |
| Travis County Texas | 19 | $ 913,000 | $ 48,000 | $ 5,000 |
| Bexar County Texas | 16 | $ 1,059,000 | $ 66,000 | $ 44,000 |
| Dallas County Texas | 15 | $ 1,345,000 | $ 89,000 | $ 27,000 |
| Denton County Texas | 13 | $ 958,000 | $ 73,000 | $ 42,000 |
| Williamson County Texas | 13 | $ 1,582,000 | $ 121,000 | $ 47,000 |
| Collin County Texas | 12 | $ 536,000 | $ 44,000 | $ 15,000 |
| Brazos County Texas | 9 | $ 944,000 | $ 104,000 | $ 57,000 |
| Galveston County Texas | 9 | $ 496,000 | $ 55,000 | $ 9,000 |
| McLennan County Texas | 9 | $ 1,139,000 | $ 126,000 | $ 63,000 |
| Brazoria County Texas | 7 | $ 3,716,000 | $ 530,000 | $ 11,000 |
| Nueces County Texas | 7 | $ 426,000 | $ 60,000 | $ 27,000 |
| Maricopa County Arizona | 6 | $ 1,071,000 | $ 178,000 | $ 86,000 |
| Parker County Texas | 6 | $ 627,000 | $ 104,000 | $ 32,000 |
| Hunt County Texas | 5 | $ 122,000 | $ 24,000 | $ 27,000 |
| Lubbock County Texas | 5 | $ 231,000 | $ 46,000 | $ 38,000 |
| Rockwall County Texas | 5 | $ 135,000 | $ 27,000 | $ 7,000 |
| Smith County Texas | 5 | $ 313,000 | $ 62,000 | $ 25,000 |
| Dona Ana County New Mexico | 4 | $ 461,000 | $ 115,000 | $ 49,000 |
| Angelina County Texas | 4 | $ 99,000 | $ 24,000 | $ 21,000 |
| Comal County Texas | 4 | $ 124,000 | $ 31,000 | $ 0 |
| Bastrop County Texas | 3 | $ 747,000 | $ 249,000 | $ 90,000 |
| Burnet County Texas | 3 | $ 582,000 | $ 194,000 | $ 93,000 |
| Chambers County Texas | 3 | $ 180,000 | $ 60,000 | $ 20,000 |
| Hamilton County Texas | 3 | $ 578,000 | $ 192,000 | $ 50,000 |
| Hardin County Texas | 3 | $ 649,000 | $ 216,000 | $ 73,000 |
| Houston County Texas | 3 | $ 82,000 | $ 27,000 | $ 76,000 |
| Jim Wells County Texas | 3 | $ 264,000 | $ 88,000 | $ 44,000 |
| Johnson County Texas | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Midland County Texas | 3 | $ 823,000 | $ 274,000 | $ 308,000 |
| Potter County Texas | 3 | $ 299,000 | $ 99,000 | $ 42,000 |
| Tom Green County Texas | 3 | $ 172,000 | $ 57,000 | $ 57,000 |
| Webb County Texas | 3 | $ 158,000 | $ 52,000 | $ 32,000 |
| Wood County Texas | 3 | $ 485,000 | $ 161,000 | $ 61,000 |
| Houston County Georgia | 2 | $ 398,000 | $ 199,000 | $ 34,000 |
| Prince George's County Maryland | 2 | $ 1,058,000 | $ 529,000 | $ 248,000 |
| Anderson County Texas | 2 | $ 159,000 | $ 79,000 | $ 28,000 |
| Burleson County Texas | 2 | $ 109,000 | $ 54,000 | $ 45,000 |
| Culberson County Texas | 2 | $ 143,000 | $ 71,000 | $ 28,000 |
| Deaf Smith County Texas | 2 | $ 50,000 | $ 25,000 | $ 56,000 |
| Ector County Texas | 2 | $ 158,000 | $ 79,000 | $ 55,000 |
| Ellis County Texas | 2 | $ 434,000 | $ 217,000 | $ 42,000 |
| Falls County Texas | 2 | $ 152,000 | $ 76,000 | $ 57,000 |
| Hays County Texas | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Hidalgo County Texas | 2 | $ 65,000 | $ 32,000 | $ 28,000 |
| Jefferson County Texas | 2 | $ 139,000 | $ 69,000 | $ 56,000 |
| Lee County Texas | 2 | $ 60,000 | $ 30,000 | $ 19,000 |
| Liberty County Texas | 2 | $ 198,000 | $ 99,000 | $ 42,000 |
| Somervell County Texas | 2 | $ 264,000 | $ 132,000 | $ 225,000 |
| Victoria County Texas | 2 | $ 265,000 | $ 132,000 | $ 55,000 |
| Wise County Texas | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Yavapai County Arizona | 1 | $ 169,000 | $ 169,000 | $ 47,000 |
| El Paso County Colorado | 1 | $ 277,000 | $ 277,000 | $ 131,000 |
| Scott County Iowa | 1 | $ 156,000 | $ 156,000 | $ 41,000 |
| Chaves County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Eddy County New Mexico | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Ulster County New York | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Blanco County Texas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bosque County Texas | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Brown County Texas | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Caldwell County Texas | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Calhoun County Texas | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Cameron County Texas | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Dawson County Texas | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Erath County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Fayette County Texas | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Franklin County Texas | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Gray County Texas | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Grayson County Texas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Hale County Texas | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Hill County Texas | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Hood County Texas | 1 | $ 264,000 | $ 264,000 | $ 107,000 |
| Kaufman County Texas | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Lavaca County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Leon County Texas | 1 | $ 61,000 | $ 61,000 | $ 152,000 |
| Llano County Texas | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Medina County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Milam County Texas | 1 | $ 41,000 | $ 41,000 | $ 15,000 |
| Moore County Texas | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Palo Pinto County Texas | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Randall County Texas | 1 | $ 144,000 | $ 144,000 | $ 189,000 |
| Refugio County Texas | 1 | $ 79,000 | $ 79,000 | $ 37,000 |
| San Patricio County Texas | 1 | $ 289,000 | $ 289,000 | $ 154,000 |
| Uvalde County Texas | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Wichita County Texas | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Wilson County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Texas in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,290 | $183,917,000 | $142,000 | $3,350,000 | $58,000 | $850,000 |
| Home Improvement | 187 | $7,029,000 | $37,000 | $435,000 | $34,000 | $175,000 |
| Refinancing | 111 | $9,205,000 | $82,000 | $710,000 | $31,000 | $173,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 555 | $64,420,000 | $116,000 | $417,000 | $49,000 | $220,000 |
| White | 539 | $79,293,000 | $147,000 | $639,000 | $73,000 | $765,000 |
| Not applicable | 237 | $14,238,000 | $60,000 | $3,350,000 | $0 | $0 |
| Black or African American | 169 | $28,106,000 | $166,000 | $640,000 | $69,000 | $257,000 |
| Not Provided | 44 | $5,916,000 | $134,000 | $417,000 | $94,000 | $850,000 |
| Asian | 30 | $6,101,000 | $203,000 | $2,663,000 | $56,000 | $112,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,257,000 | $157,000 | $299,000 | $49,000 | $74,000 |
| American Indian or Alaskan Native | 6 | $820,000 | $136,000 | $204,000 | $39,000 | $64,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 632 | $56,485,000 | $89,000 | $3,350,000 | $44,000 | $850,000 |
| VA-guaranteed (Veterans Administration) | 520 | $91,272,000 | $175,000 | $640,000 | $69,000 | $378,000 |
| FHA-insured (Federal Housing Administration) | 412 | $49,752,000 | $120,000 | $276,000 | $47,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $2,642,000 | $110,000 | $184,000 | $42,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 963 | $142,474,000 | $147,000 | $3,350,000 | $62,000 | $850,000 |
| Application Denied By Financial Institution | 223 | $18,459,000 | $82,000 | $2,663,000 | $45,000 | $220,000 |
| Loan Purchased By The Institution | 190 | $6,440,000 | $33,000 | $157,000 | $1,000 | $44,000 |
| Application Withdrawn By Applicant | 100 | $14,153,000 | $141,000 | $475,000 | $64,000 | $494,000 |
| Application Approved But Not Accepted | 77 | $13,725,000 | $178,000 | $639,000 | $86,000 | $390,000 |
| Preapproval Denied by Financial Institution | 27 | $3,826,000 | $141,000 | $330,000 | $51,000 | $105,000 |
| File Closed For Incompleteness | 8 | $1,074,000 | $134,000 | $289,000 | $60,000 | $154,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 156 | $8,068,000 | $51,000 | $236,000 | $44,000 | $175,000 |
| Debt-To-Income Ratio | 46 | $5,828,000 | $126,000 | $515,000 | $40,000 | $127,000 |
| Collateral | 18 | $2,093,000 | $116,000 | $710,000 | $58,000 | $193,000 |
| Employment History | 15 | $1,826,000 | $121,000 | $266,000 | $47,000 | $95,000 |
| Other | 12 | $3,931,000 | $327,000 | $2,663,000 | $52,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $163,000 | $81,000 | $84,000 | $32,000 | $44,000 |
| Unverifiable Information | 1 | $376,000 | $376,000 | $376,000 | $220,000 | $220,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Texas's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.