The First National Bank And Trust Company Of Broken Arrow
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
The First National Bank And Trust Company Of Broken Arrow 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The First National Bank And Trust Company Of Broken Arrow 121 South Main Steet Broken Arrow, OK 74012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 107 |
| Total Mortgage Loan Application Amount | $32,025,000 |
| Average Mortgage Loan Application Amount | $153,800 |
| Highest Mortgage Loan Application Amount | $7,585,000 |
| Average Applicant Income | $88,200 |
| Highest Applicant Income | $206,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with The First National Bank And Trust Company Of Broken Arrow. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The First National Bank And Trust Company Of Broken Arrow's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down The First National Bank And Trust Company Of Broken Arrow's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The First National Bank And Trust Company Of Broken Arrow serves its applicants.
Each category highlights the total number of mortgage applications processed by The First National Bank And Trust Company Of Broken Arrow, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The First National Bank And Trust Company Of Broken Arrow's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 53 | $ 20,845,000 | $ 393,000 | $ 85,000 |
| Oklahoma County Oklahoma | 17 | $ 2,455,000 | $ 144,000 | $ 197,000 |
| Wagoner County Oklahoma | 15 | $ 2,385,000 | $ 159,000 | $ 111,000 |
| Okmulgee County Oklahoma | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Osage County Oklahoma | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Creek County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 95,000 |
| Rogers County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Jackson County Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Chatham County Georgia | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Washington County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Travis County Texas | 1 | $ 565,000 | $ 565,000 | $ 0 |
Mortgage Loan Application Detail Totals for The First National Bank And Trust Company Of Broken Arrow in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63 | $26,235,000 | $416,000 | $7,585,000 | $147,000 | $206,000 |
| Refinancing | 25 | $4,295,000 | $171,000 | $605,000 | $82,000 | $205,000 |
| Home Improvement | 14 | $1,230,000 | $87,000 | $175,000 | $82,000 | $162,000 |
| Other Purpose | 3 | $225,000 | $75,000 | $105,000 | $81,000 | $141,000 |
| Cash-out Refinancing | 2 | $40,000 | $20,000 | $25,000 | $49,000 | $79,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 67 | $26,665,000 | $397,000 | $7,585,000 | $0 | $0 |
| White | 29 | $4,055,000 | $139,000 | $1,125,000 | $118,000 | $206,000 |
| Hispanic | 5 | $475,000 | $95,000 | $115,000 | $85,000 | $124,000 |
| Not Provided | 4 | $590,000 | $147,000 | $245,000 | $80,000 | $125,000 |
| Asian | 1 | $195,000 | $195,000 | $195,000 | $138,000 | $138,000 |
| Black or African American | 1 | $45,000 | $45,000 | $45,000 | $72,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 107 | $32,025,000 | $299,000 | $7,585,000 | $109,000 | $206,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 89 | $21,035,000 | $236,000 | $5,515,000 | $110,000 | $206,000 |
| Application Withdrawn By Applicant | 9 | $8,715,000 | $968,000 | $7,585,000 | $132,000 | $206,000 |
| Application Denied By Financial Institution | 5 | $1,395,000 | $279,000 | $1,125,000 | $86,000 | $201,000 |
| Application Approved But Not Accepted | 4 | $880,000 | $220,000 | $565,000 | $125,000 | $125,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 102 | $30,630,000 | $300,000 | $7,585,000 | $112,000 | $206,000 |
| Credit History | 2 | $100,000 | $50,000 | $55,000 | $58,000 | $72,000 |
| Debt-To-Income Ratio | 2 | $1,210,000 | $605,000 | $1,125,000 | $114,000 | $201,000 |
| Collateral | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The First National Bank And Trust Company Of Broken Arrow's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The First National Bank And Trust Company Of Broken Arrow's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.