Landmark Bank N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Landmark Bank N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Landmark Bank N.A. Po Box 1867 Columbia, MO 65201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,635 |
| Total Mortgage Loan Application Amount | $407,713,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $11,325,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $2,698,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Landmark Bank N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Landmark Bank N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Landmark Bank N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Landmark Bank N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Landmark Bank N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Landmark Bank N.A.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone County Missouri | 863 | $ 159,493,000 | $ 184,000 | $ 103,000 |
| Grayson County Texas | 323 | $ 46,548,000 | $ 144,000 | $ 102,000 |
| Texas County Missouri | 235 | $ 21,935,000 | $ 93,000 | $ 57,000 |
| Howell County Missouri | 211 | $ 19,292,000 | $ 91,000 | $ 52,000 |
| Bryan County Oklahoma | 84 | $ 9,930,000 | $ 118,000 | $ 52,000 |
| Johnston County Oklahoma | 71 | $ 6,234,000 | $ 87,000 | $ 71,000 |
| Shannon County Missouri | 69 | $ 5,595,000 | $ 81,000 | $ 52,000 |
| Marshall County Oklahoma | 66 | $ 5,756,000 | $ 87,000 | $ 65,000 |
| Murray County Oklahoma | 61 | $ 7,586,000 | $ 124,000 | $ 70,000 |
| Pontotoc County Oklahoma | 61 | $ 8,547,000 | $ 140,000 | $ 78,000 |
| Cooke County Texas | 56 | $ 8,110,000 | $ 144,000 | $ 86,000 |
| Collin County Texas | 48 | $ 14,159,000 | $ 294,000 | $ 132,000 |
| Cole County Missouri | 45 | $ 6,135,000 | $ 136,000 | $ 70,000 |
| Carter County Oklahoma | 42 | $ 5,336,000 | $ 127,000 | $ 60,000 |
| Callaway County Missouri | 36 | $ 4,950,000 | $ 137,000 | $ 75,000 |
| Garvin County Oklahoma | 36 | $ 2,818,000 | $ 78,000 | $ 71,000 |
| Wright County Missouri | 24 | $ 3,409,000 | $ 142,000 | $ 52,000 |
| Denton County Texas | 22 | $ 5,071,000 | $ 230,000 | $ 98,000 |
| Dallas County Texas | 20 | $ 5,308,000 | $ 265,000 | $ 93,000 |
| Greene County Missouri | 11 | $ 1,754,000 | $ 159,000 | $ 179,000 |
| Douglas County Missouri | 10 | $ 1,013,000 | $ 101,000 | $ 58,000 |
| Jackson County Missouri | 10 | $ 1,636,000 | $ 163,000 | $ 85,000 |
| Oregon County Missouri | 9 | $ 831,000 | $ 92,000 | $ 51,000 |
| Lamar County Texas | 9 | $ 886,000 | $ 98,000 | $ 47,000 |
| Randolph County Missouri | 8 | $ 603,000 | $ 75,000 | $ 51,000 |
| Fannin County Texas | 8 | $ 851,000 | $ 106,000 | $ 58,000 |
| Cooper County Missouri | 7 | $ 721,000 | $ 103,000 | $ 50,000 |
| Ozark County Missouri | 7 | $ 522,000 | $ 74,000 | $ 47,000 |
| Dent County Missouri | 6 | $ 637,000 | $ 106,000 | $ 97,000 |
| Howard County Missouri | 6 | $ 873,000 | $ 145,000 | $ 85,000 |
| Laclede County Missouri | 6 | $ 674,000 | $ 112,000 | $ 41,000 |
| Moniteau County Missouri | 6 | $ 900,000 | $ 150,000 | $ 105,000 |
| Phelps County Missouri | 6 | $ 479,000 | $ 79,000 | $ 50,000 |
| Johnson County Kansas | 5 | $ 1,286,000 | $ 257,000 | $ 146,000 |
| Miller County Missouri | 5 | $ 2,583,000 | $ 516,000 | $ 58,000 |
| Atoka County Oklahoma | 5 | $ 583,000 | $ 116,000 | $ 54,000 |
| Love County Oklahoma | 5 | $ 946,000 | $ 189,000 | $ 171,000 |
| Tarrant County Texas | 5 | $ 1,211,000 | $ 242,000 | $ 79,000 |
| Titus County Texas | 5 | $ 8,479,000 | $ 1,695,000 | $ 79,000 |
| Audrain County Missouri | 4 | $ 424,000 | $ 106,000 | $ 63,000 |
| Camden County Missouri | 4 | $ 665,000 | $ 166,000 | $ 537,000 |
| Carter County Missouri | 4 | $ 421,000 | $ 105,000 | $ 38,000 |
| Pulaski County Missouri | 4 | $ 265,000 | $ 66,000 | $ 95,000 |
| St. Charles County Missouri | 4 | $ 610,000 | $ 152,000 | $ 151,000 |
| Cleveland County Oklahoma | 4 | $ 728,000 | $ 182,000 | $ 103,000 |
| San Bernardino County California | 3 | $ 810,000 | $ 270,000 | $ 67,000 |
| Morgan County Missouri | 3 | $ 428,000 | $ 142,000 | $ 180,000 |
| Tulsa County Oklahoma | 3 | $ 886,000 | $ 295,000 | $ 311,000 |
| Hunt County Texas | 3 | $ 415,000 | $ 138,000 | $ 83,000 |
| Montague County Texas | 3 | $ 275,000 | $ 91,000 | $ 42,000 |
| Maricopa County Arizona | 2 | $ 1,179,000 | $ 589,000 | $ 317,000 |
| Fulton County Arkansas | 2 | $ 105,000 | $ 52,000 | $ 53,000 |
| Sharp County Arkansas | 2 | $ 396,000 | $ 198,000 | $ 359,000 |
| New Madrid County Missouri | 2 | $ 106,000 | $ 53,000 | $ 51,000 |
| Pettis County Missouri | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Webster County Missouri | 2 | $ 1,972,000 | $ 986,000 | $ 267,000 |
| Grady County Oklahoma | 2 | $ 356,000 | $ 178,000 | $ 79,000 |
| Le Flore County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 134,000 |
| McClain County Oklahoma | 2 | $ 329,000 | $ 164,000 | $ 78,000 |
| McIntosh County Oklahoma | 2 | $ 521,000 | $ 260,000 | $ 386,000 |
| Oklahoma County Oklahoma | 2 | $ 236,000 | $ 118,000 | $ 1,216,000 |
| Bexar County Texas | 2 | $ 916,000 | $ 458,000 | $ 278,000 |
| Cameron County Texas | 2 | $ 283,000 | $ 141,000 | $ 113,000 |
| Travis County Texas | 2 | $ 553,000 | $ 276,000 | $ 140,000 |
| Wise County Texas | 2 | $ 226,000 | $ 113,000 | $ 57,000 |
| King County Washington | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| Baldwin County Alabama | 1 | $ 30,000 | $ 30,000 | $ 141,000 |
| Baxter County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 158,000 | $ 158,000 | $ 105,000 |
| Marion County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 116,000 |
| Saline County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Riverside County California | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Jefferson County Colorado | 1 | $ 417,000 | $ 417,000 | $ 104,000 |
| Okaloosa County Florida | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| Montgomery County Maryland | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Kalamazoo County Michigan | 1 | $ 11,325,000 | $ 11,325,000 | $ 0 |
| Polk County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 104,000 |
| Buchanan County Missouri | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Cass County Missouri | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
| Christian County Missouri | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Dallas County Missouri | 1 | $ 60,000 | $ 60,000 | $ 128,000 |
| Franklin County Missouri | 1 | $ 249,000 | $ 249,000 | $ 88,000 |
| Gasconade County Missouri | 1 | $ 77,000 | $ 77,000 | $ 110,000 |
| Jasper County Missouri | 1 | $ 72,000 | $ 72,000 | $ 232,000 |
| Jefferson County Missouri | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Lafayette County Missouri | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Lincoln County Missouri | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Linn County Missouri | 1 | $ 213,000 | $ 213,000 | $ 52,000 |
| Monroe County Missouri | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Montgomery County Missouri | 1 | $ 77,000 | $ 77,000 | $ 175,000 |
| St. Clair County Missouri | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| St. Louis City County Missouri | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Clark County Nevada | 1 | $ 146,000 | $ 146,000 | $ 71,000 |
| Kings County New York | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Mecklenburg County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 166,000 |
| Canadian County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Coal County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Latimer County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| McCurtain County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 130,000 |
| Pottawatomie County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Seminole County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 118,000 |
| Woods County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Woodward County Oklahoma | 1 | $ 248,000 | $ 248,000 | $ 119,000 |
| Lancaster County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 647,000 |
| Knox County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 194,000 |
| Ector County Texas | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Ellis County Texas | 1 | $ 128,000 | $ 128,000 | $ 91,000 |
| Galveston County Texas | 1 | $ 380,000 | $ 380,000 | $ 371,000 |
| Harris County Texas | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Hood County Texas | 1 | $ 336,000 | $ 336,000 | $ 85,000 |
| Johnson County Texas | 1 | $ 284,000 | $ 284,000 | $ 103,000 |
| McLennan County Texas | 1 | $ 186,000 | $ 186,000 | $ 89,000 |
| Midland County Texas | 1 | $ 330,000 | $ 330,000 | $ 133,000 |
| Mills County Texas | 1 | $ 324,000 | $ 324,000 | $ 133,000 |
| Morris County Texas | 1 | $ 144,000 | $ 144,000 | $ 124,000 |
| Palo Pinto County Texas | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Randall County Texas | 1 | $ 328,000 | $ 328,000 | $ 152,000 |
| Smith County Texas | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Landmark Bank N.A. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,383 | $231,079,000 | $167,000 | $11,325,000 | $95,000 | $2,698,000 |
| Refinancing | 1,038 | $158,817,000 | $153,000 | $3,020,000 | $82,000 | $936,000 |
| Home Improvement | 214 | $17,817,000 | $83,000 | $310,000 | $67,000 | $490,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,316 | $329,852,000 | $142,000 | $2,300,000 | $91,000 | $2,698,000 |
| Not applicable | 90 | $44,847,000 | $498,000 | $11,325,000 | $0 | $21,000 |
| Not Provided | 54 | $6,457,000 | $119,000 | $525,000 | $90,000 | $759,000 |
| Hispanic | 54 | $7,400,000 | $137,000 | $657,000 | $84,000 | $611,000 |
| American Indian or Alaskan Native | 49 | $5,909,000 | $120,000 | $417,000 | $62,000 | $228,000 |
| Asian | 39 | $7,789,000 | $199,000 | $850,000 | $92,000 | $275,000 |
| Black or African American | 32 | $5,252,000 | $164,000 | $1,116,000 | $74,000 | $394,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $207,000 | $207,000 | $207,000 | $99,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,523 | $391,515,000 | $155,000 | $11,325,000 | $89,000 | $2,698,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $6,699,000 | $108,000 | $291,000 | $45,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 36 | $7,878,000 | $218,000 | $476,000 | $88,000 | $261,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,621,000 | $115,000 | $201,000 | $52,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,850 | $308,834,000 | $166,000 | $11,325,000 | $94,000 | $2,698,000 |
| Application Denied By Financial Institution | 421 | $42,248,000 | $100,000 | $524,000 | $58,000 | $590,000 |
| Application Withdrawn By Applicant | 357 | $55,024,000 | $154,000 | $2,300,000 | $87,000 | $720,000 |
| Application Approved But Not Accepted | 7 | $1,607,000 | $229,000 | $500,000 | $72,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 181 | $15,565,000 | $85,000 | $480,000 | $52,000 | $327,000 |
| Debt-To-Income Ratio | 107 | $10,528,000 | $98,000 | $363,000 | $42,000 | $166,000 |
| Credit Application Incomplete | 63 | $8,148,000 | $129,000 | $510,000 | $86,000 | $480,000 |
| Collateral | 52 | $5,941,000 | $114,000 | $349,000 | $73,000 | $590,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $839,000 | $93,000 | $248,000 | $51,000 | $120,000 |
| Unverifiable Information | 4 | $635,000 | $158,000 | $524,000 | $110,000 | $362,000 |
| Other | 3 | $273,000 | $91,000 | $105,000 | $123,000 | $154,000 |
| Employment History | 2 | $319,000 | $159,000 | $184,000 | $46,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Landmark Bank N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Landmark Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.