First Niagara Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Niagara Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Niagara Bank, N.A. 726 Exchange Street Suite 618 Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 7,959 |
| Total Mortgage Loan Application Amount | $1,246,533,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $17,200,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie County New York | 1,854 | $ 289,912,000 | $ 156,000 | $ 91,000 |
| Allegheny County Pennsylvania | 898 | $ 146,384,000 | $ 163,000 | $ 89,000 |
| Monroe County New York | 611 | $ 106,321,000 | $ 174,000 | $ 93,000 |
| Niagara County New York | 589 | $ 66,528,000 | $ 112,000 | $ 74,000 |
| Montgomery County Pennsylvania | 462 | $ 90,288,000 | $ 195,000 | $ 112,000 |
| Westmoreland County Pennsylvania | 249 | $ 35,881,000 | $ 144,000 | $ 80,000 |
| Erie County Pennsylvania | 234 | $ 33,635,000 | $ 143,000 | $ 84,000 |
| Chester County Pennsylvania | 219 | $ 46,058,000 | $ 210,000 | $ 110,000 |
| Washington County Pennsylvania | 204 | $ 29,000,000 | $ 142,000 | $ 75,000 |
| Oneida County New York | 147 | $ 19,581,000 | $ 133,000 | $ 74,000 |
| Albany County New York | 131 | $ 25,101,000 | $ 191,000 | $ 99,000 |
| Bucks County Pennsylvania | 131 | $ 28,156,000 | $ 214,000 | $ 101,000 |
| Onondaga County New York | 110 | $ 17,611,000 | $ 160,000 | $ 69,000 |
| Lehigh County Pennsylvania | 95 | $ 14,612,000 | $ 153,000 | $ 116,000 |
| Ontario County New York | 93 | $ 12,401,000 | $ 133,000 | $ 82,000 |
| Carbon County Pennsylvania | 93 | $ 7,279,000 | $ 78,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 92 | $ 19,228,000 | $ 209,000 | $ 102,000 |
| Cayuga County New York | 88 | $ 10,215,000 | $ 116,000 | $ 86,000 |
| Butler County Pennsylvania | 85 | $ 12,979,000 | $ 152,000 | $ 88,000 |
| Columbia County New York | 84 | $ 15,106,000 | $ 179,000 | $ 136,000 |
| Saratoga County New York | 80 | $ 14,752,000 | $ 184,000 | $ 95,000 |
| Genesee County New York | 75 | $ 6,799,000 | $ 90,000 | $ 62,000 |
| Fayette County Pennsylvania | 74 | $ 8,380,000 | $ 113,000 | $ 71,000 |
| Orleans County New York | 69 | $ 5,513,000 | $ 79,000 | $ 63,000 |
| Rensselaer County New York | 67 | $ 10,076,000 | $ 150,000 | $ 87,000 |
| Warren County Pennsylvania | 62 | $ 4,750,000 | $ 76,000 | $ 64,000 |
| Berks County Pennsylvania | 59 | $ 8,023,000 | $ 135,000 | $ 76,000 |
| Delaware County Pennsylvania | 48 | $ 9,776,000 | $ 203,000 | $ 132,000 |
| Cortland County New York | 47 | $ 3,347,000 | $ 71,000 | $ 60,000 |
| Schenectady County New York | 42 | $ 7,884,000 | $ 187,000 | $ 93,000 |
| Northampton County Pennsylvania | 40 | $ 5,902,000 | $ 147,000 | $ 86,000 |
| Wayne County New York | 36 | $ 5,741,000 | $ 159,000 | $ 78,000 |
| Beaver County Pennsylvania | 36 | $ 4,294,000 | $ 119,000 | $ 56,000 |
| Crawford County Pennsylvania | 32 | $ 3,104,000 | $ 97,000 | $ 56,000 |
| Herkimer County New York | 29 | $ 3,757,000 | $ 129,000 | $ 74,000 |
| Chautauqua County New York | 28 | $ 5,782,000 | $ 206,000 | $ 89,000 |
| Fulton County New York | 28 | $ 1,522,000 | $ 54,000 | $ 58,000 |
| Seneca County New York | 28 | $ 2,948,000 | $ 105,000 | $ 77,000 |
| Wyoming County New York | 28 | $ 3,618,000 | $ 129,000 | $ 100,000 |
| Middlesex County New Jersey | 25 | $ 4,821,000 | $ 192,000 | $ 108,000 |
| Monroe County Pennsylvania | 25 | $ 3,915,000 | $ 156,000 | $ 76,000 |
| Montgomery County New York | 23 | $ 1,034,000 | $ 44,000 | $ 60,000 |
| Monmouth County New Jersey | 22 | $ 4,743,000 | $ 215,000 | $ 110,000 |
| Cattaraugus County New York | 22 | $ 4,883,000 | $ 221,000 | $ 118,000 |
| Luzerne County Pennsylvania | 21 | $ 1,516,000 | $ 72,000 | $ 30,000 |
| Burlington County New Jersey | 20 | $ 3,852,000 | $ 192,000 | $ 96,000 |
| Sussex County Delaware | 19 | $ 1,292,000 | $ 68,000 | $ 116,000 |
| Ocean County New Jersey | 17 | $ 2,076,000 | $ 122,000 | $ 73,000 |
| Madison County New York | 17 | $ 2,011,000 | $ 118,000 | $ 79,000 |
| Atlantic County New Jersey | 16 | $ 3,746,000 | $ 234,000 | $ 133,000 |
| Cape May County New Jersey | 15 | $ 3,591,000 | $ 239,000 | $ 218,000 |
| Tompkins County New York | 15 | $ 8,912,000 | $ 594,000 | $ 77,000 |
| Gloucester County New Jersey | 13 | $ 1,866,000 | $ 143,000 | $ 71,000 |
| Dutchess County New York | 13 | $ 1,709,000 | $ 131,000 | $ 92,000 |
| Greene County New York | 13 | $ 1,604,000 | $ 123,000 | $ 95,000 |
| Warren County New York | 12 | $ 4,131,000 | $ 344,000 | $ 221,000 |
| Livingston County New York | 11 | $ 1,348,000 | $ 122,000 | $ 103,000 |
| Schuylkill County Pennsylvania | 11 | $ 1,158,000 | $ 105,000 | $ 82,000 |
| Somerset County Pennsylvania | 10 | $ 2,017,000 | $ 201,000 | $ 210,000 |
| Camden County New Jersey | 9 | $ 1,878,000 | $ 208,000 | $ 147,000 |
| Mercer County New Jersey | 9 | $ 1,798,000 | $ 199,000 | $ 94,000 |
| Orange County New York | 9 | $ 459,000 | $ 51,000 | $ 56,000 |
| Rockland County New York | 8 | $ 885,000 | $ 110,000 | $ 87,000 |
| Greene County Pennsylvania | 8 | $ 860,000 | $ 107,000 | $ 53,000 |
| Yates County New York | 7 | $ 2,300,000 | $ 328,000 | $ 110,000 |
| New Castle County Delaware | 6 | $ 1,519,000 | $ 253,000 | $ 127,000 |
| Lee County Florida | 6 | $ 1,344,000 | $ 224,000 | $ 166,000 |
| Jefferson County New York | 6 | $ 3,383,000 | $ 563,000 | $ 144,000 |
| Oswego County New York | 6 | $ 511,000 | $ 85,000 | $ 59,000 |
| Suffolk County New York | 6 | $ 801,000 | $ 133,000 | $ 221,000 |
| Lancaster County Pennsylvania | 6 | $ 801,000 | $ 133,000 | $ 83,000 |
| Mercer County Pennsylvania | 6 | $ 1,068,000 | $ 178,000 | $ 77,000 |
| Steuben County New York | 5 | $ 638,000 | $ 127,000 | $ 74,000 |
| Ulster County New York | 5 | $ 280,000 | $ 56,000 | $ 94,000 |
| Armstrong County Pennsylvania | 5 | $ 908,000 | $ 181,000 | $ 59,000 |
| Clarion County Pennsylvania | 5 | $ 397,000 | $ 79,000 | $ 77,000 |
| Lawrence County Pennsylvania | 5 | $ 675,000 | $ 135,000 | $ 103,000 |
| Kent County Delaware | 4 | $ 361,000 | $ 90,000 | $ 52,000 |
| Lackawanna County Pennsylvania | 4 | $ 401,000 | $ 100,000 | $ 46,000 |
| Venango County Pennsylvania | 4 | $ 285,000 | $ 71,000 | $ 50,000 |
| Collier County Florida | 3 | $ 978,000 | $ 326,000 | $ 374,000 |
| Bergen County New Jersey | 3 | $ 672,000 | $ 224,000 | $ 62,000 |
| Cumberland County New Jersey | 3 | $ 122,000 | $ 40,000 | $ 67,000 |
| Hudson County New Jersey | 3 | $ 971,000 | $ 323,000 | $ 180,000 |
| Somerset County New Jersey | 3 | $ 779,000 | $ 259,000 | $ 94,000 |
| Sussex County New Jersey | 3 | $ 193,000 | $ 64,000 | $ 71,000 |
| Warren County New Jersey | 3 | $ 463,000 | $ 154,000 | $ 62,000 |
| Forest County Pennsylvania | 3 | $ 176,000 | $ 58,000 | $ 38,000 |
| York County Pennsylvania | 3 | $ 304,000 | $ 101,000 | $ 21,000 |
| Brooke County West Virginia | 3 | $ 122,000 | $ 40,000 | $ 31,000 |
| Osceola County Florida | 2 | $ 404,000 | $ 202,000 | $ 135,000 |
| Palm Beach County Florida | 2 | $ 750,000 | $ 375,000 | $ 460,000 |
| Sumter County Florida | 2 | $ 302,000 | $ 151,000 | $ 100,000 |
| Passaic County New Jersey | 2 | $ 288,000 | $ 144,000 | $ 46,000 |
| Allegany County New York | 2 | $ 283,000 | $ 141,000 | $ 139,000 |
| Broome County New York | 2 | $ 1,841,000 | $ 920,000 | $ 37,000 |
| Franklin County New York | 2 | $ 306,000 | $ 153,000 | $ 24,000 |
| Hamilton County New York | 2 | $ 254,000 | $ 127,000 | $ 117,000 |
| Kings County New York | 2 | $ 465,000 | $ 232,000 | $ 91,000 |
| New York County New York | 2 | $ 454,000 | $ 227,000 | $ 446,000 |
| Otsego County New York | 2 | $ 205,000 | $ 102,000 | $ 50,000 |
| Schoharie County New York | 2 | $ 123,000 | $ 61,000 | $ 100,000 |
| St. Lawrence County New York | 2 | $ 427,000 | $ 213,000 | $ 28,000 |
| Washington County New York | 2 | $ 170,000 | $ 85,000 | $ 89,000 |
| Westchester County New York | 2 | $ 395,000 | $ 197,000 | $ 291,000 |
| Mahoning County Ohio | 2 | $ 1,573,000 | $ 786,000 | $ 251,000 |
| Bradford County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 153,000 |
| Columbia County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 106,000 |
| Lebanon County Pennsylvania | 2 | $ 73,000 | $ 36,000 | $ 33,000 |
| Lycoming County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 213,000 |
| McKean County Pennsylvania | 2 | $ 284,000 | $ 142,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 1 | $ 965,000 | $ 965,000 | $ 0 |
| Broward County Florida | 1 | $ 200,000 | $ 200,000 | $ 453,000 |
| Lake County Florida | 1 | $ 353,000 | $ 353,000 | $ 103,000 |
| Manatee County Florida | 1 | $ 390,000 | $ 390,000 | $ 9,999,000 |
| Pinellas County Florida | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| St. Lucie County Florida | 1 | $ 151,000 | $ 151,000 | $ 139,000 |
| Carroll County Maryland | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 58,000 | $ 58,000 | $ 95,000 |
| Essex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Hunterdon County New Jersey | 1 | $ 222,000 | $ 222,000 | $ 66,000 |
| Morris County New Jersey | 1 | $ 876,000 | $ 876,000 | $ 861,000 |
| Salem County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Union County New Jersey | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Chemung County New York | 1 | $ 66,000 | $ 66,000 | $ 73,000 |
| Chenango County New York | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Clinton County New York | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| Delaware County New York | 1 | $ 176,000 | $ 176,000 | $ 101,000 |
| Putnam County New York | 1 | $ 34,000 | $ 34,000 | $ 69,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 65,000 |
| Tioga County New York | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Harnett County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Columbiana County Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Adams County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 161,000 |
| Clearfield County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 57,000 |
| Cumberland County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 161,000 |
| Dauphin County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 168,000 |
| Elk County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 167,000 |
| Pike County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Potter County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 87,000 |
| Sullivan County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 128,000 |
| Union County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Wayne County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Orleans County Vermont | 1 | $ 374,000 | $ 374,000 | $ 181,000 |
| Hancock County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Niagara Bank, N.A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,295 | $738,139,000 | $171,000 | $14,500,000 | $101,000 | $9,999,000 |
| Home Purchase | 3,033 | $470,433,000 | $155,000 | $17,200,000 | $80,000 | $2,732,000 |
| Home Improvement | 631 | $37,961,000 | $60,000 | $2,500,000 | $76,000 | $631,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,902 | $1,006,991,000 | $145,000 | $1,628,000 | $95,000 | $9,999,000 |
| Not Provided | 509 | $61,875,000 | $121,000 | $2,150,000 | $82,000 | $932,000 |
| Black or African American | 155 | $16,406,000 | $105,000 | $886,000 | $66,000 | $407,000 |
| Hispanic | 149 | $18,310,000 | $122,000 | $417,000 | $69,000 | $904,000 |
| Not applicable | 128 | $122,515,000 | $957,000 | $17,200,000 | $0 | $0 |
| Asian | 105 | $18,832,000 | $179,000 | $417,000 | $102,000 | $657,000 |
| American Indian or Alaskan Native | 7 | $817,000 | $116,000 | $209,000 | $86,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $787,000 | $196,000 | $315,000 | $83,000 | $161,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,502 | $1,060,170,000 | $163,000 | $17,200,000 | $99,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,348 | $171,769,000 | $127,000 | $429,000 | $57,000 | $356,000 |
| VA-guaranteed (Veterans Administration) | 100 | $13,671,000 | $136,000 | $368,000 | $59,000 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $923,000 | $102,000 | $150,000 | $45,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,354 | $1,037,505,000 | $163,000 | $17,200,000 | $93,000 | $9,999,000 |
| Application Denied By Financial Institution | 888 | $101,560,000 | $114,000 | $808,000 | $75,000 | $1,224,000 |
| Application Approved But Not Accepted | 377 | $45,581,000 | $120,000 | $520,000 | $91,000 | $631,000 |
| Application Withdrawn By Applicant | 328 | $59,711,000 | $182,000 | $886,000 | $108,000 | $1,080,000 |
| File Closed For Incompleteness | 7 | $1,582,000 | $226,000 | $417,000 | $89,000 | $228,000 |
| Preapproval Denied by Financial Institution | 5 | $594,000 | $118,000 | $180,000 | $29,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 350 | $53,168,000 | $151,000 | $620,000 | $88,000 | $425,000 |
| Credit History | 280 | $14,784,000 | $52,000 | $720,000 | $60,000 | $448,000 |
| Debt-To-Income Ratio | 167 | $21,443,000 | $128,000 | $417,000 | $59,000 | $1,224,000 |
| Other | 60 | $7,860,000 | $131,000 | $808,000 | $111,000 | $575,000 |
| Employment History | 12 | $1,677,000 | $139,000 | $750,000 | $62,000 | $325,000 |
| Unverifiable Information | 10 | $1,108,000 | $110,000 | $250,000 | $57,000 | $105,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $916,000 | $130,000 | $196,000 | $67,000 | $100,000 |
| Mortgage Insurance Denied | 6 | $1,098,000 | $183,000 | $417,000 | $150,000 | $497,000 |
| Credit Application Incomplete | 1 | $100,000 | $100,000 | $100,000 | $83,000 | $83,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.