First Ohio Home Finance, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Ohio Home Finance, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Ohio Home Finance, Inc. 385 County Line Rd W, Ste 200 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 941 |
| Total Mortgage Loan Application Amount | $160,649,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $447,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Ohio Home Finance, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Ohio Home Finance, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Ohio Home Finance, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Ohio Home Finance, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Ohio Home Finance, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Ohio Home Finance, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 282 | $ 51,365,000 | $ 182,000 | $ 91,000 |
| Summit County Ohio | 88 | $ 12,422,000 | $ 141,000 | $ 75,000 |
| Cuyahoga County Ohio | 55 | $ 7,348,000 | $ 133,000 | $ 75,000 |
| Delaware County Ohio | 53 | $ 13,205,000 | $ 249,000 | $ 113,000 |
| Stark County Ohio | 39 | $ 5,706,000 | $ 146,000 | $ 75,000 |
| Lake County Ohio | 33 | $ 3,986,000 | $ 120,000 | $ 57,000 |
| Licking County Ohio | 32 | $ 5,681,000 | $ 177,000 | $ 80,000 |
| Clark County Ohio | 29 | $ 3,271,000 | $ 112,000 | $ 57,000 |
| Fairfield County Ohio | 24 | $ 4,759,000 | $ 198,000 | $ 84,000 |
| Portage County Ohio | 20 | $ 3,631,000 | $ 181,000 | $ 78,000 |
| Hamilton County Ohio | 19 | $ 2,387,000 | $ 125,000 | $ 70,000 |
| Champaign County Ohio | 12 | $ 1,569,000 | $ 130,000 | $ 67,000 |
| Geauga County Ohio | 10 | $ 1,709,000 | $ 170,000 | $ 87,000 |
| Lorain County Ohio | 10 | $ 1,831,000 | $ 183,000 | $ 74,000 |
| Union County Ohio | 10 | $ 1,872,000 | $ 187,000 | $ 88,000 |
| Warren County Ohio | 10 | $ 1,799,000 | $ 179,000 | $ 78,000 |
| Mahoning County Ohio | 9 | $ 1,642,000 | $ 182,000 | $ 90,000 |
| Medina County Ohio | 9 | $ 1,371,000 | $ 152,000 | $ 74,000 |
| Pickaway County Ohio | 9 | $ 1,357,000 | $ 150,000 | $ 83,000 |
| Knox County Ohio | 8 | $ 1,178,000 | $ 147,000 | $ 129,000 |
| Lucas County Ohio | 7 | $ 915,000 | $ 130,000 | $ 82,000 |
| Richland County Ohio | 7 | $ 940,000 | $ 134,000 | $ 72,000 |
| Jefferson County Colorado | 6 | $ 1,555,000 | $ 259,000 | $ 88,000 |
| Butler County Ohio | 6 | $ 944,000 | $ 157,000 | $ 56,000 |
| Clermont County Ohio | 6 | $ 1,220,000 | $ 203,000 | $ 78,000 |
| Tuscarawas County Ohio | 6 | $ 801,000 | $ 133,000 | $ 87,000 |
| Denver County Colorado | 5 | $ 1,724,000 | $ 344,000 | $ 109,000 |
| Montgomery County Ohio | 5 | $ 611,000 | $ 122,000 | $ 63,000 |
| Trumbull County Ohio | 5 | $ 672,000 | $ 134,000 | $ 70,000 |
| Greene County Ohio | 4 | $ 536,000 | $ 134,000 | $ 71,000 |
| Logan County Ohio | 4 | $ 418,000 | $ 104,000 | $ 95,000 |
| Marion County Ohio | 4 | $ 715,000 | $ 178,000 | $ 78,000 |
| Ottawa County Ohio | 4 | $ 618,000 | $ 154,000 | $ 70,000 |
| Ross County Ohio | 4 | $ 548,000 | $ 137,000 | $ 135,000 |
| Morgan County Colorado | 3 | $ 505,000 | $ 168,000 | $ 106,000 |
| Summit County Colorado | 3 | $ 1,067,000 | $ 355,000 | $ 119,000 |
| Carroll County Ohio | 3 | $ 426,000 | $ 142,000 | $ 72,000 |
| Clinton County Ohio | 3 | $ 581,000 | $ 193,000 | $ 87,000 |
| Miami County Ohio | 3 | $ 357,000 | $ 119,000 | $ 74,000 |
| Muskingum County Ohio | 3 | $ 472,000 | $ 157,000 | $ 63,000 |
| Sandusky County Ohio | 3 | $ 233,000 | $ 77,000 | $ 27,000 |
| Scioto County Ohio | 3 | $ 448,000 | $ 149,000 | $ 95,000 |
| Wood County Ohio | 3 | $ 470,000 | $ 156,000 | $ 67,000 |
| Adams County Colorado | 2 | $ 883,000 | $ 441,000 | $ 156,000 |
| Arapahoe County Colorado | 2 | $ 699,000 | $ 349,000 | $ 88,000 |
| El Paso County Colorado | 2 | $ 481,000 | $ 240,000 | $ 78,000 |
| Mesa County Colorado | 2 | $ 371,000 | $ 185,000 | $ 72,000 |
| Campbell County Kentucky | 2 | $ 404,000 | $ 202,000 | $ 139,000 |
| Belmont County Ohio | 2 | $ 238,000 | $ 119,000 | $ 27,000 |
| Columbiana County Ohio | 2 | $ 136,000 | $ 68,000 | $ 60,000 |
| Crawford County Ohio | 2 | $ 159,000 | $ 79,000 | $ 74,000 |
| Erie County Ohio | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| Fayette County Ohio | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Guernsey County Ohio | 2 | $ 379,000 | $ 189,000 | $ 54,000 |
| Hancock County Ohio | 2 | $ 294,000 | $ 147,000 | $ 83,000 |
| Henry County Ohio | 2 | $ 197,000 | $ 98,000 | $ 67,000 |
| Madison County Ohio | 2 | $ 439,000 | $ 219,000 | $ 97,000 |
| Perry County Ohio | 2 | $ 214,000 | $ 107,000 | $ 32,000 |
| Washington County Ohio | 2 | $ 249,000 | $ 124,000 | $ 52,000 |
| Boulder County Colorado | 1 | $ 333,000 | $ 333,000 | $ 70,000 |
| Broomfield County Colorado | 1 | $ 501,000 | $ 501,000 | $ 118,000 |
| Clear Creek County Colorado | 1 | $ 308,000 | $ 308,000 | $ 160,000 |
| Douglas County Colorado | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 185,000 |
| Mineral County Colorado | 1 | $ 205,000 | $ 205,000 | $ 193,000 |
| Moffat County Colorado | 1 | $ 240,000 | $ 240,000 | $ 142,000 |
| Pueblo County Colorado | 1 | $ 237,000 | $ 237,000 | $ 124,000 |
| Manatee County Florida | 1 | $ 132,000 | $ 132,000 | $ 75,000 |
| Orange County Florida | 1 | $ 342,000 | $ 342,000 | $ 137,000 |
| Osceola County Florida | 1 | $ 362,000 | $ 362,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 192,000 | $ 192,000 | $ 43,000 |
| Sarasota County Florida | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Johnson County Indiana | 1 | $ 199,000 | $ 199,000 | $ 113,000 |
| LaPorte County Indiana | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Steuben County Indiana | 1 | $ 200,000 | $ 200,000 | $ 170,000 |
| Boone County Kentucky | 1 | $ 347,000 | $ 347,000 | $ 121,000 |
| Frederick County Maryland | 1 | $ 249,000 | $ 249,000 | $ 101,000 |
| Montgomery County Maryland | 1 | $ 364,000 | $ 364,000 | $ 97,000 |
| Oakland County Michigan | 1 | $ 240,000 | $ 240,000 | $ 291,000 |
| Allen County Ohio | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Ashland County Ohio | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Ashtabula County Ohio | 1 | $ 253,000 | $ 253,000 | $ 141,000 |
| Athens County Ohio | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Auglaize County Ohio | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Coshocton County Ohio | 1 | $ 221,000 | $ 221,000 | $ 138,000 |
| Fulton County Ohio | 1 | $ 272,000 | $ 272,000 | $ 124,000 |
| Hardin County Ohio | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Highland County Ohio | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Hocking County Ohio | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Huron County Ohio | 1 | $ 179,000 | $ 179,000 | $ 125,000 |
| Jackson County Ohio | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Jefferson County Ohio | 1 | $ 213,000 | $ 213,000 | $ 103,000 |
| Lawrence County Ohio | 1 | $ 177,000 | $ 177,000 | $ 49,000 |
| Meigs County Ohio | 1 | $ 163,000 | $ 163,000 | $ 69,000 |
| Mercer County Ohio | 1 | $ 139,000 | $ 139,000 | $ 85,000 |
| Morrow County Ohio | 1 | $ 50,000 | $ 50,000 | $ 11,000 |
| Paulding County Ohio | 1 | $ 172,000 | $ 172,000 | $ 34,000 |
| Pike County Ohio | 1 | $ 424,000 | $ 424,000 | $ 117,000 |
| Putnam County Ohio | 1 | $ 336,000 | $ 336,000 | $ 149,000 |
| Seneca County Ohio | 1 | $ 84,000 | $ 84,000 | $ 19,000 |
| Shelby County Ohio | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Vinton County Ohio | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Wayne County Ohio | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Allegheny County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 383,000 | $ 383,000 | $ 0 |
| James City County Virginia | 1 | $ 264,000 | $ 264,000 | $ 171,000 |
| Virginia Beach County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Ohio Home Finance, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 659 | $110,648,000 | $167,000 | $626,000 | $81,000 | $447,000 |
| Refinancing | 282 | $50,001,000 | $177,000 | $720,000 | $89,000 | $350,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 792 | $133,979,000 | $169,000 | $720,000 | $84,000 | $447,000 |
| Black or African American | 56 | $8,568,000 | $153,000 | $383,000 | $52,000 | $120,000 |
| Not Provided | 50 | $9,518,000 | $190,000 | $626,000 | $108,000 | $300,000 |
| Asian | 29 | $5,687,000 | $196,000 | $464,000 | $85,000 | $206,000 |
| Hispanic | 14 | $2,897,000 | $206,000 | $417,000 | $78,000 | $214,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 542 | $97,831,000 | $180,000 | $720,000 | $97,000 | $447,000 |
| FHA-insured (Federal Housing Administration) | 358 | $55,064,000 | $153,000 | $501,000 | $65,000 | $201,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,963,000 | $236,000 | $511,000 | $90,000 | $231,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,791,000 | $139,000 | $297,000 | $51,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 660 | $114,052,000 | $172,000 | $501,000 | $84,000 | $447,000 |
| Application Withdrawn By Applicant | 201 | $34,923,000 | $173,000 | $720,000 | $89,000 | $400,000 |
| Application Denied By Financial Institution | 80 | $11,674,000 | $145,000 | $424,000 | $61,000 | $214,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 20 | $3,190,000 | $159,000 | $357,000 | $69,000 | $136,000 |
| Debt-To-Income Ratio | 15 | $2,545,000 | $169,000 | $424,000 | $68,000 | $214,000 |
| Credit Application Incomplete | 13 | $1,651,000 | $127,000 | $201,000 | $65,000 | $143,000 |
| Credit History | 13 | $2,140,000 | $164,000 | $362,000 | $54,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $720,000 | $144,000 | $249,000 | $53,000 | $77,000 |
| Other | 5 | $396,000 | $79,000 | $131,000 | $56,000 | $81,000 |
| Unverifiable Information | 5 | $645,000 | $129,000 | $208,000 | $47,000 | $96,000 |
| Employment History | 3 | $347,000 | $115,000 | $124,000 | $32,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Home Finance, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Home Finance, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.