First Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Premier Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Premier Bank 400 S Sycamore Ave, Suite 101 Sioux Falls, SD 57110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $156,085,000 |
| Average Mortgage Loan Application Amount | $114,400 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $104,400 |
| Highest Applicant Income | $2,323,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Premier Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 549 | $ 84,435,000 | $ 153,000 | $ 99,000 |
| Lincoln County South Dakota | 187 | $ 36,245,000 | $ 193,000 | $ 123,000 |
| Codington County South Dakota | 83 | $ 9,125,000 | $ 109,000 | $ 79,000 |
| Turner County South Dakota | 19 | $ 3,035,000 | $ 159,000 | $ 62,000 |
| Deuel County South Dakota | 13 | $ 1,675,000 | $ 128,000 | $ 81,000 |
| Hamlin County South Dakota | 11 | $ 1,245,000 | $ 113,000 | $ 86,000 |
| Union County South Dakota | 10 | $ 1,080,000 | $ 108,000 | $ 48,000 |
| Clay County South Dakota | 9 | $ 695,000 | $ 77,000 | $ 56,000 |
| Brookings County South Dakota | 8 | $ 1,090,000 | $ 136,000 | $ 121,000 |
| Woodbury County Iowa | 7 | $ 645,000 | $ 92,000 | $ 57,000 |
| Beadle County South Dakota | 7 | $ 835,000 | $ 119,000 | $ 66,000 |
| Lake County South Dakota | 7 | $ 1,375,000 | $ 196,000 | $ 115,000 |
| Moody County South Dakota | 6 | $ 510,000 | $ 85,000 | $ 81,000 |
| Yankton County South Dakota | 6 | $ 880,000 | $ 146,000 | $ 87,000 |
| Hennepin County Minnesota | 4 | $ 940,000 | $ 235,000 | $ 68,000 |
| Rock County Minnesota | 4 | $ 500,000 | $ 125,000 | $ 87,000 |
| Kingsbury County South Dakota | 4 | $ 430,000 | $ 107,000 | $ 94,000 |
| Pennington County South Dakota | 4 | $ 1,200,000 | $ 300,000 | $ 134,000 |
| Dickinson County Iowa | 3 | $ 925,000 | $ 308,000 | $ 435,000 |
| Douglas County Nebraska | 3 | $ 415,000 | $ 138,000 | $ 124,000 |
| Emmet County Iowa | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| O'Brien County Iowa | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Lincoln County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Dakota County Nebraska | 2 | $ 420,000 | $ 210,000 | $ 88,000 |
| Clark County South Dakota | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Davison County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 50,000 |
| Grant County South Dakota | 2 | $ 30,000 | $ 15,000 | $ 46,000 |
| Lawrence County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 193,000 |
| McCook County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Potter County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 564,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 652,000 |
| Cedar County Iowa | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Lyon County Iowa | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Plymouth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Sioux County Iowa | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Becker County Minnesota | 1 | $ 1,405,000 | $ 1,405,000 | $ 900,000 |
| Kandiyohi County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 200,000 |
| Mille Lacs County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Pipestone County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Redwood County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Stearns County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Wright County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Cuming County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Knox County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Cass County North Dakota | 1 | $ 355,000 | $ 355,000 | $ 900,000 |
| Brown County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Brule County South Dakota | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| Douglas County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Faulk County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Hanson County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Hughes County South Dakota | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Lyman County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Marshall County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Meade County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Sanborn County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Spink County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Walworth County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for First Premier Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 566 | $114,020,000 | $201,000 | $1,405,000 | $101,000 | $1,527,000 |
| Refinancing | 202 | $19,100,000 | $94,000 | $1,035,000 | $111,000 | $2,323,000 |
| Cash-out Refinancing | 89 | $15,355,000 | $172,000 | $915,000 | $87,000 | $284,000 |
| Other Purpose | 86 | $5,770,000 | $67,000 | $455,000 | $120,000 | $918,000 |
| Home Improvement | 48 | $1,840,000 | $38,000 | $125,000 | $103,000 | $306,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 756 | $111,980,000 | $148,000 | $1,105,000 | $100,000 | $918,000 |
| Not Provided | 169 | $33,415,000 | $197,000 | $1,405,000 | $119,000 | $2,323,000 |
| Hispanic | 26 | $3,300,000 | $126,000 | $305,000 | $65,000 | $270,000 |
| Not applicable | 14 | $2,650,000 | $189,000 | $1,145,000 | $0 | $0 |
| Asian | 13 | $2,605,000 | $200,000 | $405,000 | $76,000 | $250,000 |
| Black or African American | 10 | $1,770,000 | $177,000 | $265,000 | $205,000 | $1,527,000 |
| American Indian or Alaskan Native | 3 | $365,000 | $121,000 | $225,000 | $79,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 809 | $123,925,000 | $153,000 | $1,405,000 | $113,000 | $2,323,000 |
| FHA-insured (Federal Housing Administration) | 117 | $20,125,000 | $172,000 | $305,000 | $58,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 36 | $8,270,000 | $229,000 | $455,000 | $90,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,765,000 | $129,000 | $255,000 | $50,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 820 | $130,810,000 | $159,000 | $1,405,000 | $107,000 | $2,323,000 |
| Application Approved But Not Accepted | 108 | $18,390,000 | $170,000 | $915,000 | $103,000 | $918,000 |
| Application Denied By Financial Institution | 61 | $6,535,000 | $107,000 | $335,000 | $62,000 | $289,000 |
| Application Withdrawn By Applicant | 2 | $350,000 | $175,000 | $305,000 | $92,000 | $149,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 930 | $149,550,000 | $160,000 | $1,405,000 | $106,000 | $2,323,000 |
| Credit History | 27 | $2,745,000 | $101,000 | $335,000 | $70,000 | $289,000 |
| Debt-To-Income Ratio | 19 | $2,105,000 | $110,000 | $245,000 | $53,000 | $139,000 |
| Collateral | 7 | $575,000 | $82,000 | $235,000 | $45,000 | $81,000 |
| Employment History | 4 | $600,000 | $150,000 | $205,000 | $69,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $45,000 | $45,000 | $45,000 | $29,000 | $29,000 |
| Credit Application Incomplete | 1 | $95,000 | $95,000 | $95,000 | $65,000 | $65,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $119,000 | $119,000 |
| Unverifiable Information | 1 | $225,000 | $225,000 | $225,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Premier Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.