First Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Premier Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Premier Bank 400 S Sycamore Ave, Suite 101 Sioux Falls, SD 57110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,426 |
| Total Mortgage Loan Application Amount | $268,940,000 |
| Average Mortgage Loan Application Amount | $136,200 |
| Highest Mortgage Loan Application Amount | $6,905,000 |
| Average Applicant Income | $97,400 |
| Highest Applicant Income | $1,096,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Premier Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 772 | $ 143,980,000 | $ 186,000 | $ 86,000 |
| Lincoln County South Dakota | 280 | $ 67,610,000 | $ 241,000 | $ 130,000 |
| Codington County South Dakota | 135 | $ 19,995,000 | $ 148,000 | $ 92,000 |
| Hamlin County South Dakota | 33 | $ 4,725,000 | $ 143,000 | $ 72,000 |
| Turner County South Dakota | 19 | $ 2,875,000 | $ 151,000 | $ 89,000 |
| Beadle County South Dakota | 13 | $ 1,785,000 | $ 137,000 | $ 51,000 |
| Rock County Minnesota | 12 | $ 2,030,000 | $ 169,000 | $ 129,000 |
| Yankton County South Dakota | 12 | $ 1,680,000 | $ 140,000 | $ 83,000 |
| Lake County South Dakota | 11 | $ 1,465,000 | $ 133,000 | $ 121,000 |
| Deuel County South Dakota | 10 | $ 1,130,000 | $ 113,000 | $ 68,000 |
| Moody County South Dakota | 10 | $ 1,250,000 | $ 125,000 | $ 76,000 |
| Woodbury County Iowa | 9 | $ 1,185,000 | $ 131,000 | $ 66,000 |
| Clay County South Dakota | 8 | $ 1,170,000 | $ 146,000 | $ 79,000 |
| Brookings County South Dakota | 7 | $ 1,265,000 | $ 180,000 | $ 117,000 |
| McCook County South Dakota | 7 | $ 1,175,000 | $ 167,000 | $ 98,000 |
| Union County South Dakota | 7 | $ 1,065,000 | $ 152,000 | $ 202,000 |
| Dickinson County Iowa | 6 | $ 1,800,000 | $ 300,000 | $ 417,000 |
| Lyon County Iowa | 5 | $ 745,000 | $ 149,000 | $ 104,000 |
| Clark County South Dakota | 5 | $ 595,000 | $ 119,000 | $ 76,000 |
| Plymouth County Iowa | 4 | $ 700,000 | $ 175,000 | $ 92,000 |
| Davison County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 75,000 |
| Hughes County South Dakota | 3 | $ 475,000 | $ 158,000 | $ 63,000 |
| Pennington County South Dakota | 3 | $ 495,000 | $ 165,000 | $ 66,000 |
| O'Brien County Iowa | 2 | $ 380,000 | $ 190,000 | $ 69,000 |
| Sioux County Iowa | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Anoka County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Big Stone County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Stearns County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Dakota County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Sarpy County Nebraska | 2 | $ 510,000 | $ 255,000 | $ 117,000 |
| Day County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Douglas County South Dakota | 2 | $ 550,000 | $ 275,000 | $ 82,000 |
| Faulk County South Dakota | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Hanson County South Dakota | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Hutchinson County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Roberts County South Dakota | 2 | $ 490,000 | $ 245,000 | $ 140,000 |
| Spink County South Dakota | 2 | $ 140,000 | $ 70,000 | $ 71,000 |
| Broward County Florida | 1 | $ 275,000 | $ 275,000 | $ 1,096,000 |
| Cedar County Iowa | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Pottawattamie County Iowa | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Dakota County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Hubbard County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 225,000 |
| Jackson County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Lyon County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Martin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Mille Lacs County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Murray County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 209,000 |
| Nobles County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Pipestone County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Clay County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Madison County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Cass County North Dakota | 1 | $ 485,000 | $ 485,000 | $ 500,000 |
| Brown County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 197,000 |
| Brule County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Kingsbury County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Marshall County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Miner County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Sully County South Dakota | 1 | $ 475,000 | $ 475,000 | $ 78,000 |
| Tripp County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for First Premier Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 741 | $157,275,000 | $212,000 | $6,905,000 | $91,000 | $900,000 |
| Refinancing | 361 | $74,085,000 | $205,000 | $1,185,000 | $119,000 | $1,096,000 |
| Cash-out Refinancing | 177 | $30,965,000 | $174,000 | $565,000 | $99,000 | $833,000 |
| Other Purpose | 91 | $3,895,000 | $42,000 | $185,000 | $97,000 | $338,000 |
| Home Improvement | 56 | $2,720,000 | $48,000 | $375,000 | $81,000 | $163,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,105 | $197,495,000 | $178,000 | $1,185,000 | $99,000 | $1,096,000 |
| Not Provided | 204 | $47,890,000 | $234,000 | $825,000 | $114,000 | $850,000 |
| Hispanic | 53 | $5,695,000 | $107,000 | $275,000 | $59,000 | $242,000 |
| Black or African American | 21 | $3,755,000 | $178,000 | $385,000 | $57,000 | $117,000 |
| Not applicable | 21 | $10,345,000 | $492,000 | $6,905,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,310,000 | $131,000 | $265,000 | $93,000 | $197,000 |
| Asian | 10 | $2,130,000 | $213,000 | $395,000 | $78,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,082 | $203,110,000 | $187,000 | $6,905,000 | $110,000 | $1,096,000 |
| FHA-insured (Federal Housing Administration) | 240 | $43,230,000 | $180,000 | $325,000 | $61,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 72 | $18,360,000 | $255,000 | $655,000 | $87,000 | $319,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $4,240,000 | $132,000 | $265,000 | $50,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,159 | $224,455,000 | $193,000 | $6,905,000 | $100,000 | $1,096,000 |
| Application Withdrawn By Applicant | 202 | $36,890,000 | $182,000 | $615,000 | $105,000 | $833,000 |
| Application Denied By Financial Institution | 64 | $7,540,000 | $117,000 | $485,000 | $63,000 | $193,000 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $33,000 | $33,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,362 | $261,400,000 | $191,000 | $6,905,000 | $100,000 | $1,096,000 |
| Debt-To-Income Ratio | 28 | $2,810,000 | $100,000 | $485,000 | $52,000 | $193,000 |
| Credit History | 24 | $2,590,000 | $107,000 | $205,000 | $66,000 | $164,000 |
| Collateral | 6 | $930,000 | $155,000 | $265,000 | $91,000 | $192,000 |
| Other | 3 | $525,000 | $175,000 | $275,000 | $75,000 | $92,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $37,000 | $37,000 |
| Employment History | 1 | $225,000 | $225,000 | $225,000 | $87,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $425,000 | $425,000 | $425,000 | $73,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Premier Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.