First Premier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Premier Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Premier Bank 400 S Sycamore Ave, Suite 101 Sioux Falls, SD 57110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,366 |
| Total Mortgage Loan Application Amount | $286,950,000 |
| Average Mortgage Loan Application Amount | $168,000 |
| Highest Mortgage Loan Application Amount | $15,275,000 |
| Average Applicant Income | $148,400 |
| Highest Applicant Income | $4,786,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Premier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Premier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Premier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Premier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Premier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Premier Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 615 | $ 128,315,000 | $ 208,000 | $ 130,000 |
| Lincoln County South Dakota | 215 | $ 44,715,000 | $ 207,000 | $ 144,000 |
| Codington County South Dakota | 88 | $ 15,810,000 | $ 179,000 | $ 107,000 |
| Lake County South Dakota | 53 | $ 8,185,000 | $ 154,000 | $ 118,000 |
| Hamlin County South Dakota | 36 | $ 6,410,000 | $ 178,000 | $ 106,000 |
| Turner County South Dakota | 24 | $ 3,640,000 | $ 151,000 | $ 78,000 |
| Moody County South Dakota | 18 | $ 2,780,000 | $ 154,000 | $ 96,000 |
| Brown County South Dakota | 15 | $ 2,355,000 | $ 157,000 | $ 64,000 |
| Brookings County South Dakota | 14 | $ 2,270,000 | $ 162,000 | $ 85,000 |
| McCook County South Dakota | 14 | $ 2,340,000 | $ 167,000 | $ 115,000 |
| Clay County South Dakota | 13 | $ 1,805,000 | $ 138,000 | $ 99,000 |
| Union County South Dakota | 11 | $ 1,985,000 | $ 180,000 | $ 137,000 |
| Deuel County South Dakota | 10 | $ 1,470,000 | $ 147,000 | $ 105,000 |
| Beadle County South Dakota | 9 | $ 1,265,000 | $ 140,000 | $ 146,000 |
| Davison County South Dakota | 8 | $ 2,130,000 | $ 266,000 | $ 104,000 |
| Kingsbury County South Dakota | 8 | $ 1,990,000 | $ 248,000 | $ 111,000 |
| Lyon County Iowa | 6 | $ 1,040,000 | $ 173,000 | $ 137,000 |
| Grant County South Dakota | 6 | $ 1,100,000 | $ 183,000 | $ 89,000 |
| Hutchinson County South Dakota | 6 | $ 830,000 | $ 138,000 | $ 186,000 |
| Yankton County South Dakota | 6 | $ 450,000 | $ 75,000 | $ 76,000 |
| Sioux County Iowa | 5 | $ 495,000 | $ 99,000 | $ 50,000 |
| Woodbury County Iowa | 5 | $ 545,000 | $ 109,000 | $ 62,000 |
| Hennepin County Minnesota | 5 | $ 3,295,000 | $ 659,000 | $ 344,000 |
| Lyon County Minnesota | 5 | $ 865,000 | $ 173,000 | $ 124,000 |
| Pipestone County Minnesota | 5 | $ 785,000 | $ 157,000 | $ 98,000 |
| Rock County Minnesota | 5 | $ 805,000 | $ 161,000 | $ 84,000 |
| Day County South Dakota | 5 | $ 885,000 | $ 177,000 | $ 161,000 |
| O'Brien County Iowa | 4 | $ 800,000 | $ 200,000 | $ 54,000 |
| Lincoln County Minnesota | 4 | $ 1,160,000 | $ 290,000 | $ 98,000 |
| Hanson County South Dakota | 4 | $ 1,110,000 | $ 277,000 | $ 141,000 |
| Pennington County South Dakota | 4 | $ 440,000 | $ 110,000 | $ 94,000 |
| Spink County South Dakota | 4 | $ 440,000 | $ 110,000 | $ 163,000 |
| Harris County Texas | 4 | $ 230,000 | $ 57,000 | $ 1,630,000 |
| Hillsborough County Florida | 3 | $ 1,085,000 | $ 361,000 | $ 318,000 |
| Nobles County Minnesota | 3 | $ 915,000 | $ 305,000 | $ 180,000 |
| Dakota County Nebraska | 3 | $ 495,000 | $ 165,000 | $ 86,000 |
| Clark County South Dakota | 3 | $ 335,000 | $ 111,000 | $ 75,000 |
| Gregory County South Dakota | 3 | $ 575,000 | $ 191,000 | $ 82,000 |
| Lawrence County South Dakota | 3 | $ 1,015,000 | $ 338,000 | $ 195,000 |
| Marshall County South Dakota | 3 | $ 335,000 | $ 111,000 | $ 39,000 |
| Collier County Florida | 2 | $ 710,000 | $ 355,000 | $ 162,000 |
| Cook County Illinois | 2 | $ 130,000 | $ 65,000 | $ 343,000 |
| Dickinson County Iowa | 2 | $ 530,000 | $ 265,000 | $ 438,000 |
| Muscatine County Iowa | 2 | $ 70,000 | $ 35,000 | $ 28,000 |
| Itasca County Minnesota | 2 | $ 20,000 | $ 10,000 | $ 67,000 |
| Ramsey County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| St. Louis County Missouri | 2 | $ 320,000 | $ 160,000 | $ 906,000 |
| Charles Mix County South Dakota | 2 | $ 680,000 | $ 340,000 | $ 293,000 |
| Miner County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 12,000 |
| Tripp County South Dakota | 2 | $ 930,000 | $ 465,000 | $ 147,000 |
| Dallas County Texas | 2 | $ 50,000 | $ 25,000 | $ 30,000 |
| Alameda County California | 1 | $ 35,000 | $ 35,000 | $ 5,000 |
| Contra Costa County California | 1 | $ 325,000 | $ 325,000 | $ 42,000 |
| Fresno County California | 1 | $ 0 | $ 0 | $ 0 |
| Riverside County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| San Francisco County California | 1 | $ 8,505,000 | $ 8,505,000 | $ 8,000 |
| New Haven County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 0 |
| New Castle County Delaware | 1 | $ 0 | $ 0 | $ 0 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Charlotte County Florida | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Lee County Florida | 1 | $ 565,000 | $ 565,000 | $ 522,000 |
| Miami-Dade County Florida | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Orange County Florida | 1 | $ 15,000 | $ 15,000 | $ 199,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| St. Johns County Florida | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Sumter County Florida | 1 | $ 5,000 | $ 5,000 | $ 366,000 |
| Baldwin County Georgia | 1 | $ 5,000 | $ 5,000 | $ 44,000 |
| Clayton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| DeKalb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 1,200,000 |
| Fulton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 202,000 |
| Toombs County Georgia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Honolulu County Hawaii | 1 | $ 15,275,000 | $ 15,275,000 | $ 0 |
| Butler County Iowa | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Floyd County Iowa | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Polk County Iowa | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Union County Iowa | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Johnson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 67,000 |
| Wyandotte County Kansas | 1 | $ 5,000 | $ 5,000 | $ 73,000 |
| Christian County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Hampden County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 168,000 |
| Worcester County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Macomb County Michigan | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Oakland County Michigan | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Big Stone County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Cass County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Crow Wing County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Douglas County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 178,000 |
| Grant County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Murray County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Otter Tail County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Pine County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Redwood County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Yellow Medicine County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 6,000 |
| Lee County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Laclede County Missouri | 1 | $ 555,000 | $ 555,000 | $ 71,000 |
| Cheyenne County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Dixon County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Douglas County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lincoln County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Clark County Nevada | 1 | $ 65,000 | $ 65,000 | $ 246,000 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 1,457,000 |
| Eddy County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Monroe County New York | 1 | $ 35,000 | $ 35,000 | $ 584,000 |
| Suffolk County New York | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Gates County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Mitchell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| New Hanover County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Barnes County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Dickey County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Lucas County Ohio | 1 | $ 305,000 | $ 305,000 | $ 10,000 |
| Trumbull County Ohio | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Bryan County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 1,772,000 |
| Comanche County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Kiowa County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Pottawatomie County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Clackamas County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Venango County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Bon Homme County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Brule County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Douglas County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Edmunds County South Dakota | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Fall River County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Faulk County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Hand County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Meade County South Dakota | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Roberts County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Cheatham County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 647,000 |
| Bexar County Texas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Denton County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Johnson County Texas | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Medina County Texas | 1 | $ 5,000 | $ 5,000 | $ 14,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 501,000 |
| Potter County Texas | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Red River County Texas | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Travis County Texas | 1 | $ 575,000 | $ 575,000 | $ 58,000 |
| Halifax County Virginia | 1 | $ 5,000 | $ 5,000 | $ 775,000 |
| Burnett County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Premier Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 734 | $202,135,000 | $275,000 | $15,275,000 | $115,000 | $843,000 |
| Home Improvement | 205 | $16,645,000 | $81,000 | $445,000 | $154,000 | $2,865,000 |
| Refinancing | 183 | $31,675,000 | $173,000 | $725,000 | $160,000 | $1,772,000 |
| Other Purpose | 130 | $8,960,000 | $68,000 | $455,000 | $119,000 | $443,000 |
| Cash-out Refinancing | 114 | $27,535,000 | $243,000 | $8,505,000 | $194,000 | $4,786,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,040 | $196,470,000 | $188,000 | $1,945,000 | $130,000 | $2,865,000 |
| Hispanic | 98 | $15,150,000 | $154,000 | $615,000 | $108,000 | $843,000 |
| Not Provided | 86 | $19,040,000 | $226,000 | $675,000 | $125,000 | $647,000 |
| Black or African American | 58 | $19,760,000 | $340,000 | $8,505,000 | $131,000 | $906,000 |
| Not applicable | 42 | $11,850,000 | $282,000 | $5,005,000 | $0 | $0 |
| Asian | 18 | $4,910,000 | $272,000 | $675,000 | $221,000 | $1,457,000 |
| American Indian or Alaskan Native | 17 | $2,955,000 | $173,000 | $725,000 | $484,000 | $4,786,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $15,330,000 | $7,665,000 | $15,275,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,110 | $230,750,000 | $208,000 | $15,275,000 | $149,000 | $4,786,000 |
| FHA-insured (Federal Housing Administration) | 221 | $47,725,000 | $215,000 | $485,000 | $69,000 | $195,000 |
| VA-guaranteed (Veterans Administration) | 23 | $6,875,000 | $298,000 | $615,000 | $106,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,600,000 | $133,000 | $205,000 | $67,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 798 | $148,860,000 | $186,000 | $5,005,000 | $133,000 | $2,865,000 |
| Application Withdrawn By Applicant | 278 | $67,120,000 | $241,000 | $1,945,000 | $132,000 | $766,000 |
| Application Denied By Financial Institution | 251 | $62,635,000 | $251,000 | $15,275,000 | $135,000 | $4,786,000 |
| Application Approved But Not Accepted | 35 | $7,755,000 | $221,000 | $545,000 | $147,000 | $963,000 |
| File Closed For Incompleteness | 4 | $580,000 | $145,000 | $225,000 | $63,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,115 | $224,315,000 | $201,000 | $5,005,000 | $133,000 | $2,865,000 |
| Credit History | 88 | $11,150,000 | $126,000 | $575,000 | $79,000 | $1,106,000 |
| Other | 71 | $32,045,000 | $464,000 | $15,275,000 | $321,000 | $4,786,000 |
| Debt-To-Income Ratio | 61 | $13,235,000 | $216,000 | $725,000 | $72,000 | $276,000 |
| Collateral | 16 | $2,510,000 | $156,000 | $715,000 | $86,000 | $199,000 |
| Employment History | 6 | $1,960,000 | $326,000 | $465,000 | $125,000 | $296,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $950,000 | $158,000 | $215,000 | $64,000 | $116,000 |
| Unverifiable Information | 2 | $780,000 | $390,000 | $725,000 | $249,000 | $478,000 |
| Credit Application Incomplete | 1 | $5,000 | $5,000 | $5,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Premier Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Premier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.