Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for First Rate Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | First Rate Mortgage 10400 Linn Station Rd Louisville, KY 40223 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 |
Total Number of Mortgage Applications | 1,086 |
Total Mortgage Loan Application Amount | $138,470,000 |
Average Mortgage Loan Application Amount | $126,000 |
Highest Mortgage Loan Application Amount | $918,000 |
Average Applicant Income | $55,500 |
Highest Applicant Income | $1,440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Jefferson County Kentucky | 160 | $ 23,159,000 | $ 144,000 | $ 58,000 |
Hardin County Kentucky | 46 | $ 5,582,000 | $ 121,000 | $ 92,000 |
Clark County Indiana | 25 | $ 2,737,000 | $ 109,000 | $ 42,000 |
Bullitt County Kentucky | 18 | $ 2,163,000 | $ 120,000 | $ 49,000 |
Shelby County Kentucky | 17 | $ 2,085,000 | $ 122,000 | $ 50,000 |
Oldham County Kentucky | 16 | $ 2,965,000 | $ 185,000 | $ 101,000 |
Floyd County Indiana | 14 | $ 1,833,000 | $ 130,000 | $ 42,000 |
Daviess County Kentucky | 12 | $ 1,891,000 | $ 157,000 | $ 87,000 |
Kenton County Kentucky | 12 | $ 1,708,000 | $ 142,000 | $ 63,000 |
Marion County Indiana | 11 | $ 1,905,000 | $ 173,000 | $ 73,000 |
Fayette County Kentucky | 11 | $ 1,332,000 | $ 121,000 | $ 58,000 |
Meade County Kentucky | 10 | $ 1,435,000 | $ 143,000 | $ 62,000 |
Boone County Kentucky | 9 | $ 1,884,000 | $ 209,000 | $ 98,000 |
Pulaski County Kentucky | 9 | $ 1,193,000 | $ 132,000 | $ 65,000 |
Franklin County Kentucky | 8 | $ 841,000 | $ 105,000 | $ 64,000 |
Campbell County Kentucky | 7 | $ 1,281,000 | $ 183,000 | $ 74,000 |
Pike County Kentucky | 7 | $ 622,000 | $ 88,000 | $ 53,000 |
Spencer County Kentucky | 7 | $ 953,000 | $ 136,000 | $ 62,000 |
Harrison County Kentucky | 6 | $ 657,000 | $ 109,000 | $ 59,000 |
Larue County Kentucky | 6 | $ 574,000 | $ 95,000 | $ 52,000 |
Hamilton County Indiana | 5 | $ 1,197,000 | $ 239,000 | $ 91,000 |
Carroll County Kentucky | 5 | $ 705,000 | $ 141,000 | $ 55,000 |
Christian County Kentucky | 5 | $ 511,000 | $ 102,000 | $ 53,000 |
Clark County Kentucky | 5 | $ 799,000 | $ 159,000 | $ 71,000 |
Garrard County Kentucky | 5 | $ 741,000 | $ 148,000 | $ 57,000 |
Grayson County Kentucky | 5 | $ 599,000 | $ 119,000 | $ 69,000 |
McCracken County Kentucky | 5 | $ 778,000 | $ 155,000 | $ 58,000 |
Warren County Kentucky | 5 | $ 751,000 | $ 150,000 | $ 76,000 |
Scott County Indiana | 4 | $ 386,000 | $ 96,000 | $ 33,000 |
Washington County Indiana | 4 | $ 390,000 | $ 97,000 | $ 40,000 |
Anderson County Kentucky | 4 | $ 695,000 | $ 173,000 | $ 63,000 |
Greenup County Kentucky | 4 | $ 312,000 | $ 78,000 | $ 32,000 |
Henderson County Kentucky | 4 | $ 1,086,000 | $ 271,000 | $ 118,000 |
Henry County Kentucky | 4 | $ 482,000 | $ 120,000 | $ 50,000 |
Hopkins County Kentucky | 4 | $ 610,000 | $ 152,000 | $ 72,000 |
Jessamine County Kentucky | 4 | $ 978,000 | $ 244,000 | $ 104,000 |
Mercer County Kentucky | 4 | $ 634,000 | $ 158,000 | $ 88,000 |
Nelson County Kentucky | 4 | $ 358,000 | $ 89,000 | $ 44,000 |
Powell County Kentucky | 4 | $ 512,000 | $ 128,000 | $ 49,000 |
Wayne County Kentucky | 4 | $ 454,000 | $ 113,000 | $ 52,000 |
Whitley County Kentucky | 4 | $ 619,000 | $ 154,000 | $ 53,000 |
Shelby County Tennessee | 4 | $ 646,000 | $ 161,000 | $ 54,000 |
Johnson County Indiana | 3 | $ 652,000 | $ 217,000 | $ 74,000 |
Monroe County Indiana | 3 | $ 281,000 | $ 93,000 | $ 28,000 |
Vanderburgh County Indiana | 3 | $ 198,000 | $ 66,000 | $ 37,000 |
Fleming County Kentucky | 3 | $ 237,000 | $ 79,000 | $ 41,000 |
Floyd County Kentucky | 3 | $ 309,000 | $ 103,000 | $ 68,000 |
Madison County Kentucky | 3 | $ 502,000 | $ 167,000 | $ 79,000 |
Mason County Kentucky | 3 | $ 420,000 | $ 140,000 | $ 88,000 |
Pendleton County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 49,000 |
Perry County Kentucky | 3 | $ 450,000 | $ 150,000 | $ 64,000 |
Simpson County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 43,000 |
Taylor County Kentucky | 3 | $ 230,000 | $ 76,000 | $ 39,000 |
Washington County Kentucky | 3 | $ 336,000 | $ 112,000 | $ 45,000 |
Bedford County Tennessee | 3 | $ 254,000 | $ 84,000 | $ 43,000 |
Davidson County Tennessee | 3 | $ 344,000 | $ 114,000 | $ 28,000 |
Miami-Dade County Florida | 2 | $ 326,000 | $ 163,000 | $ 54,000 |
Orange County Florida | 2 | $ 825,000 | $ 412,000 | $ 145,000 |
Dearborn County Indiana | 2 | $ 339,000 | $ 169,000 | $ 79,000 |
Elkhart County Indiana | 2 | $ 308,000 | $ 154,000 | $ 73,000 |
Hancock County Indiana | 2 | $ 229,000 | $ 114,000 | $ 57,000 |
Harrison County Indiana | 2 | $ 387,000 | $ 193,000 | $ 67,000 |
Hendricks County Indiana | 2 | $ 478,000 | $ 239,000 | $ 89,000 |
Shelby County Indiana | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
Vigo County Indiana | 2 | $ 197,000 | $ 98,000 | $ 49,000 |
Adair County Kentucky | 2 | $ 276,000 | $ 138,000 | $ 80,000 |
Bourbon County Kentucky | 2 | $ 229,000 | $ 114,000 | $ 52,000 |
Boyd County Kentucky | 2 | $ 176,000 | $ 88,000 | $ 39,000 |
Boyle County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
Breckinridge County Kentucky | 2 | $ 184,000 | $ 92,000 | $ 46,000 |
Caldwell County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 74,000 |
Grant County Kentucky | 2 | $ 318,000 | $ 159,000 | $ 61,000 |
Hart County Kentucky | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
Laurel County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 60,000 |
Leslie County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 48,000 |
Lincoln County Kentucky | 2 | $ 214,000 | $ 107,000 | $ 47,000 |
Logan County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
Magoffin County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 38,000 |
Marion County Kentucky | 2 | $ 348,000 | $ 174,000 | $ 78,000 |
Marshall County Kentucky | 2 | $ 215,000 | $ 107,000 | $ 140,000 |
Montgomery County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
Ohio County Kentucky | 2 | $ 186,000 | $ 93,000 | $ 46,000 |
Rockcastle County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 59,000 |
Rowan County Kentucky | 2 | $ 432,000 | $ 216,000 | $ 56,000 |
Russell County Kentucky | 2 | $ 285,000 | $ 142,000 | $ 35,000 |
Scott County Kentucky | 2 | $ 484,000 | $ 242,000 | $ 92,000 |
Trigg County Kentucky | 2 | $ 164,000 | $ 82,000 | $ 56,000 |
Trimble County Kentucky | 2 | $ 265,000 | $ 132,000 | $ 29,000 |
Woodford County Kentucky | 2 | $ 368,000 | $ 184,000 | $ 81,000 |
Blount County Tennessee | 2 | $ 266,000 | $ 133,000 | $ 32,000 |
Rutherford County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 181,000 |
Duval County Florida | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
Bartholomew County Indiana | 1 | $ 123,000 | $ 123,000 | $ 34,000 |
Gibson County Indiana | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
Greene County Indiana | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
Lawrence County Indiana | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
Madison County Indiana | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
Owen County Indiana | 1 | $ 140,000 | $ 140,000 | $ 170,000 |
Posey County Indiana | 1 | $ 221,000 | $ 221,000 | $ 77,000 |
Pulaski County Indiana | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
Bell County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
Carter County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
Clay County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
Gallatin County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
Green County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 100,000 |
Knox County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
Lawrence County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
Livingston County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
Martin County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
McCreary County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 66,000 |
Menifee County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
Metcalfe County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 40,000 |
Monroe County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 95,000 |
Muhlenberg County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
Owen County Kentucky | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
Todd County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
Union County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 61,000 |
Carter County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Fayette County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
Knox County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
Tipton County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 592 | $83,114,000 | $140,000 | $918,000 | $64,000 | $1,440,000 |
Home Purchase | 494 | $55,356,000 | $112,000 | $500,000 | $47,000 | $575,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 893 | $112,974,000 | $126,000 | $918,000 | $57,000 | $1,440,000 |
Black or African American | 133 | $16,612,000 | $124,000 | $500,000 | $50,000 | $240,000 |
Not Provided | 32 | $4,229,000 | $132,000 | $342,000 | $52,000 | $152,000 |
Native Hawaiian or Other Pacific Islander | 11 | $1,974,000 | $179,000 | $390,000 | $84,000 | $234,000 |
Asian | 8 | $1,785,000 | $223,000 | $740,000 | $103,000 | $500,000 |
Hispanic | 7 | $726,000 | $103,000 | $167,000 | $44,000 | $58,000 |
American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $85,000 | $22,000 | $30,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 646 | $84,508,000 | $130,000 | $918,000 | $58,000 | $575,000 |
FHA-insured (Federal Housing Administration) | 420 | $51,337,000 | $122,000 | $307,000 | $54,000 | $1,440,000 |
VA-guaranteed (Veterans Administration) | 16 | $2,136,000 | $133,000 | $228,000 | $57,000 | $168,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $489,000 | $122,000 | $162,000 | $44,000 | $52,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 494 | $59,362,000 | $120,000 | $918,000 | $45,000 | $575,000 |
Application Withdrawn By Applicant | 463 | $62,608,000 | $135,000 | $890,000 | $70,000 | $1,440,000 |
Loan Originated | 127 | $16,261,000 | $128,000 | $307,000 | $54,000 | $206,000 |
File Closed For Incompleteness | 1 | $150,000 | $150,000 | $150,000 | $65,000 | $65,000 |
Application Approved But Not Accepted | 1 | $89,000 | $89,000 | $89,000 | $25,000 | $25,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 343 | $38,926,000 | $113,000 | $500,000 | $43,000 | $192,000 |
Debt-To-Income Ratio | 56 | $7,358,000 | $131,000 | $322,000 | $41,000 | $156,000 |
Other | 20 | $2,891,000 | $144,000 | $417,000 | $60,000 | $179,000 |
Collateral | 18 | $2,622,000 | $145,000 | $500,000 | $83,000 | $575,000 |
Employment History | 15 | $1,823,000 | $121,000 | $200,000 | $37,000 | $59,000 |
Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,275,000 | $91,000 | $131,000 | $38,000 | $68,000 |
Credit Application Incomplete | 9 | $1,707,000 | $189,000 | $918,000 | $63,000 | $192,000 |
Unverifiable Information | 7 | $1,467,000 | $209,000 | $435,000 | $79,000 | $234,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.