First Republic Bank Mortgage Lending & HMDA Data, 2015

In 2015, First Republic Bank of San Francisco, CA reported 9,133 mortgage applications totaling $10.8 billion, down 8% from 2014. The average application was for $1,180,881, and applicants reported an average income of $506,305. 77% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Francisco-Redwood City-South San Francisco, CA (2,013), New York-Jersey City-White Plains, NY-NJ (962) and Oakland-Hayward-Berkeley, CA (960) (applications in parentheses).

Mortgage Company & Address First Republic Bank
111 Pine Street
San Francisco, CA 94111
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,133
Total Mortgage Loan Application Amount $10,784,989,000
Average Mortgage Loan Application Amount $1,180,881
Highest Mortgage Loan Application Amount $57,500,000
Average Applicant Income $506,305
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Republic Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Republic Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Francisco, California 1,449 $ 1,627,683,000 $ 1,123,314 $ 412,000
Los Angeles, California 895 $ 1,214,684,000 $ 1,357,188 $ 512,000
New York, New York 660 $ 1,406,898,000 $ 2,131,663 $ 843,000
San Mateo, California 564 $ 708,399,000 $ 1,256,026 $ 465,000
Alameda, California 507 $ 349,756,000 $ 689,854 $ 211,000
Contra Costa, California 453 $ 353,619,000 $ 780,615 $ 309,000
Santa Clara, California 442 $ 466,969,000 $ 1,056,490 $ 337,000
Marin, California 409 $ 476,893,000 $ 1,165,997 $ 485,000
Suffolk, Massachusetts 382 $ 321,050,000 $ 840,445 $ 454,000
San Diego, California 376 $ 377,385,000 $ 1,003,683 $ 417,000
Orange, California 320 $ 356,267,000 $ 1,113,334 $ 520,000
Middlesex, Massachusetts 231 $ 222,308,000 $ 962,372 $ 624,000
Norfolk, Massachusetts 209 $ 193,113,000 $ 923,985 $ 450,000
Sonoma, California 198 $ 142,736,000 $ 720,888 $ 385,000
Suffolk, New York 158 $ 290,971,000 $ 1,841,588 $ 1,175,000
Kings, New York 144 $ 197,279,000 $ 1,369,993 $ 566,000
Fairfield, Connecticut 143 $ 170,640,000 $ 1,193,286 $ 627,000
Napa, California 122 $ 203,682,000 $ 1,669,524 $ 532,000
Multnomah, Oregon 120 $ 100,205,000 $ 835,041 $ 171,000
Santa Barbara, California 99 $ 131,017,000 $ 1,323,404 $ 552,000
Westchester, New York 88 $ 122,352,000 $ 1,390,363 $ 861,000
Palm Beach, Florida 81 $ 74,288,000 $ 917,135 $ 473,000
Riverside, California 80 $ 44,522,000 $ 556,525 $ 346,000
Plymouth, Massachusetts 57 $ 48,634,000 $ 853,228 $ 440,000
Placer, California 54 $ 65,472,000 $ 1,212,444 $ 648,000
Nassau, New York 53 $ 66,946,000 $ 1,263,132 $ 786,000
Monterey, California 45 $ 60,893,000 $ 1,353,177 $ 758,000
Barnstable, Massachusetts 43 $ 46,552,000 $ 1,082,604 $ 923,000
Essex, Massachusetts 29 $ 22,533,000 $ 777,000 $ 565,000
Washington, Oregon 27 $ 15,607,000 $ 578,037 $ 243,000
Santa Cruz, California 23 $ 15,960,000 $ 693,913 $ 340,000
Nantucket, Massachusetts 23 $ 58,331,000 $ 2,536,130 $ 1,617,000
Ventura, California 22 $ 17,117,000 $ 778,045 $ 320,000
Miami-Dade, Florida 22 $ 20,232,000 $ 919,636 $ 653,000
Bergen, New Jersey 22 $ 24,376,000 $ 1,108,000 $ 758,000
Essex, New Jersey 21 $ 19,907,000 $ 947,952 $ 763,000
Clackamas, Oregon 21 $ 96,700,000 $ 4,604,761 $ 232,000
El Dorado, California 16 $ 10,299,000 $ 643,687 $ 521,000
Nevada, California 16 $ 6,047,000 $ 377,937 $ 590,000
Pitkin, Colorado 14 $ 34,559,000 $ 2,468,500 $ 1,069,000
Hawaii, Hawaii 14 $ 26,447,000 $ 1,889,071 $ 1,508,000
Dukes, Massachusetts 14 $ 17,659,000 $ 1,261,357 $ 936,000
Summit, Utah 14 $ 21,760,000 $ 1,554,285 $ 1,889,000
Union, New Jersey 13 $ 12,381,000 $ 952,384 $ 1,288,000
Monmouth, New Jersey 12 $ 19,143,000 $ 1,595,250 $ 1,823,000
Queens, New York 12 $ 17,891,000 $ 1,490,916 $ 263,000
Washoe, Nevada 11 $ 8,893,000 $ 808,454 $ 680,000
Hudson, New Jersey 11 $ 7,182,000 $ 652,909 $ 1,299,000
District of Columbia, District Of Columbia 10 $ 12,256,000 $ 1,225,600 $ 780,000
Broward, Florida 10 $ 10,694,000 $ 1,069,400 $ 383,000
Blaine, Idaho 10 $ 15,692,000 $ 1,569,200 $ 1,037,000
King, Washington 10 $ 40,225,000 $ 4,022,500 $ 298,000
San Bernardino, California 9 $ 49,887,000 $ 5,543,000 $ 87,000
Maui, Hawaii 9 $ 9,735,000 $ 1,081,666 $ 201,000
York, Maine 9 $ 8,670,000 $ 963,333 $ 514,000
Madison, Montana 9 $ 28,430,000 $ 3,158,888 $ 1,138,000
Deschutes, Oregon 9 $ 3,836,000 $ 426,222 $ 247,000
Teton, Wyoming 9 $ 19,301,000 $ 2,144,555 $ 838,000
Solano, California 8 $ 2,893,000 $ 361,625 $ 239,000
Honolulu, Hawaii 8 $ 6,481,000 $ 810,125 $ 321,000
Morris, New Jersey 8 $ 8,491,000 $ 1,061,375 $ 950,000
Maricopa, Arizona 7 $ 3,681,000 $ 525,857 $ 885,000
Denver, Colorado 7 $ 4,540,000 $ 648,571 $ 358,000
Newport, Rhode Island 7 $ 9,509,000 $ 1,358,428 $ 676,000
Litchfield, Connecticut 6 $ 5,732,000 $ 955,333 $ 777,000
Kauai, Hawaii 6 $ 4,240,000 $ 706,666 $ 458,000
Clark, Nevada 6 $ 2,305,000 $ 384,166 $ 45,000
Rockingham, New Hampshire 6 $ 3,961,000 $ 660,166 $ 451,000
Travis, Texas 6 $ 4,092,000 $ 682,000 $ 617,000
Windsor, Vermont 6 $ 3,207,000 $ 534,500 $ 751,000
Bristol, Massachusetts 5 $ 2,467,000 $ 493,400 $ 575,000
Gallatin, Montana 5 $ 6,891,000 $ 1,378,200 $ 285,000
Mecklenburg, North Carolina 5 $ 2,104,000 $ 420,800 $ 331,000
Washington, Rhode Island 5 $ 6,507,000 $ 1,301,400 $ 665,000
Dallas, Texas 5 $ 6,560,000 $ 1,312,000 $ 533,000
Sacramento, California 4 $ 2,184,000 $ 546,000 $ 144,000
Arapahoe, Colorado 4 $ 4,889,000 $ 1,222,250 $ 478,000
Boulder, Colorado 4 $ 2,037,000 $ 509,250 $ 374,000
Collier, Florida 4 $ 3,040,000 $ 760,000 $ 372,000
Worcester, Massachusetts 4 $ 1,549,000 $ 387,250 $ 279,000
Grafton, New Hampshire 4 $ 959,000 $ 239,750 $ 291,000
Ocean, New Jersey 4 $ 2,848,000 $ 712,000 $ 545,000
Dutchess, New York 4 $ 4,156,000 $ 1,039,000 $ 927,000
Beaufort, South Carolina 4 $ 2,045,000 $ 511,250 $ 674,000
Mendocino, California 3 $ 2,346,000 $ 782,000 $ 480,000
San Luis Obispo, California 3 $ 1,193,000 $ 397,666 $ 443,000
Indian River, Florida 3 $ 8,850,000 $ 2,950,000 $ 1,744,000
Lee, Florida 3 $ 1,204,000 $ 401,333 $ 751,000
Berkshire, Massachusetts 3 $ 2,325,000 $ 775,000 $ 1,186,000
Carroll, New Hampshire 3 $ 7,650,000 $ 2,550,000 $ 756,000
Atlantic, New Jersey 3 $ 1,573,000 $ 524,333 $ 690,000
Somerset, New Jersey 3 $ 2,127,000 $ 709,000 $ 1,210,000
Bronx, New York 3 $ 2,895,000 $ 965,000 $ 236,000
Columbia, New York 3 $ 867,000 $ 289,000 $ 196,000
Orange, New York 3 $ 3,452,000 $ 1,150,666 $ 1,138,000
Benton, Oregon 3 $ 1,071,000 $ 357,000 $ 220,000
Clatsop, Oregon 3 $ 1,079,000 $ 359,666 $ 345,000
Tillamook, Oregon 3 $ 2,128,000 $ 709,333 $ 194,000
Harris, Texas 3 $ 1,354,000 $ 451,333 $ 490,000
Bennington, Vermont 3 $ 1,036,000 $ 345,333 $ 3,610,000
Windham, Vermont 3 $ 1,299,000 $ 433,000 $ 918,000
Clark, Washington 3 $ 1,498,000 $ 499,333 $ 283,000
Mono, California 2 $ 1,000,000 $ 500,000 $ 1,144,000
Stanislaus, California 2 $ 323,000 $ 161,500 $ 210,000
Yolo, California 2 $ 589,000 $ 294,500 $ 230,000
Middlesex, Connecticut 2 $ 2,327,000 $ 1,163,500 $ 502,000
Hillsborough, Florida 2 $ 592,000 $ 296,000 $ 98,000
Cumberland, Maine 2 $ 1,886,000 $ 943,000 $ 1,153,000
Douglas, Nevada 2 $ 1,525,000 $ 762,500 $ 603,000
Hillsborough, New Hampshire 2 $ 1,322,000 $ 661,000 $ 485,000
Cape May, New Jersey 2 $ 2,045,000 $ 1,022,500 $ 2,743,000
Mercer, New Jersey 2 $ 2,294,000 $ 1,147,000 $ 1,122,000
Richmond, New York 2 $ 2,178,000 $ 1,089,000 $ 347,000
Ulster, New York 2 $ 745,000 $ 372,500 $ 675,000
Wake, North Carolina 2 $ 812,000 $ 406,000 $ 200,000
Crook, Oregon 2 $ 656,000 $ 328,000 $ 278,000
Jackson, Oregon 2 $ 1,245,000 $ 622,500 $ 107,000
Yamhill, Oregon 2 $ 10,725,000 $ 5,362,500 $ 65,000
Chester, Pennsylvania 2 $ 841,000 $ 420,500 $ 362,000
Philadelphia, Pennsylvania 2 $ 576,000 $ 288,000 $ 98,000
Kent, Rhode Island 2 $ 1,829,000 $ 914,500 $ 288,000
Berkeley, South Carolina 2 $ 1,478,000 $ 739,000 $ 139,000
Charleston, South Carolina 2 $ 3,556,000 $ 1,778,000 $ 893,000
Montgomery, Texas 2 $ 5,812,000 $ 2,906,000 $ 8,496,000
Washington, Vermont 2 $ 784,000 $ 392,000 $ 410,000
Fairfax, Virginia 2 $ 3,850,000 $ 1,925,000 $ 2,130,000
Pima, Arizona 1 $ 160,000 $ 160,000 $ 1,200,000
Pinal, Arizona 1 $ 270,000 $ 270,000 $ 321,000
Calaveras, California 1 $ 94,000 $ 94,000 $ 227,000
Del Norte, California 1 $ 70,000 $ 70,000 $ 32,000
Humboldt, California 1 $ 181,000 $ 181,000 $ 58,000
Kern, California 1 $ 276,000 $ 276,000 $ 386,000
Plumas, California 1 $ 270,000 $ 270,000 $ 339,000
Yuba, California 1 $ 289,000 $ 289,000 $ 640,000
Douglas, Colorado 1 $ 1,500,000 $ 1,500,000 $ 331,000
Eagle, Colorado 1 $ 1,523,000 $ 1,523,000 $ 2,017,000
Jefferson, Colorado 1 $ 400,000 $ 400,000 $ 424,000
Larimer, Colorado 1 $ 1,700,000 $ 1,700,000 $ 0
Montrose, Colorado 1 $ 280,000 $ 280,000 $ 158,000
Hartford, Connecticut 1 $ 504,000 $ 504,000 $ 257,000
Manatee, Florida 1 $ 1,970,000 $ 1,970,000 $ 2,017,000
Monroe, Florida 1 $ 431,000 $ 431,000 $ 989,000
Orange, Florida 1 $ 615,000 $ 615,000 $ 200,000
Sarasota, Florida 1 $ 1,628,000 $ 1,628,000 $ 2,564,000
Volusia, Florida 1 $ 109,000 $ 109,000 $ 730,000
Walton, Florida 1 $ 288,000 $ 288,000 $ 119,000
Chatham, Georgia 1 $ 417,000 $ 417,000 $ 520,000
Fulton, Georgia 1 $ 1,365,000 $ 1,365,000 $ 878,000
Cook, Illinois 1 $ 470,000 $ 470,000 $ 140,000
Hancock, Maine 1 $ 1,105,000 $ 1,105,000 $ 950,000
Oxford, Maine 1 $ 291,000 $ 291,000 $ 325,000
Hennepin, Minnesota 1 $ 320,000 $ 320,000 $ 0
Park, Montana 1 $ 1,200,000 $ 1,200,000 $ 0
Merrimack, New Hampshire 1 $ 760,000 $ 760,000 $ 141,000
Sullivan, New Hampshire 1 $ 888,000 $ 888,000 $ 606,000
Hunterdon, New Jersey 1 $ 450,000 $ 450,000 $ 491,000
Passaic, New Jersey 1 $ 588,000 $ 588,000 $ 494,000
Santa Fe, New Mexico 1 $ 404,000 $ 404,000 $ 346,000
Lewis, New York 1 $ 100,000 $ 100,000 $ 41,000
Ontario, New York 1 $ 462,000 $ 462,000 $ 545,000
Saratoga, New York 1 $ 375,000 $ 375,000 $ 300,000
Columbia, Oregon 1 $ 154,000 $ 154,000 $ 394,000
Coos, Oregon 1 $ 348,000 $ 348,000 $ 491,000
Hood River, Oregon 1 $ 371,000 $ 371,000 $ 299,000
Lincoln, Oregon 1 $ 375,000 $ 375,000 $ 618,000
Marion, Oregon 1 $ 5,125,000 $ 5,125,000 $ 0
Polk, Oregon 1 $ 216,000 $ 216,000 $ 96,000
Bristol, Rhode Island 1 $ 2,820,000 $ 2,820,000 $ 2,700,000
Providence, Rhode Island 1 $ 585,000 $ 585,000 $ 180,000
Kendall, Texas 1 $ 880,000 $ 880,000 $ 0
Salt Lake, Utah 1 $ 26,300,000 $ 26,300,000 $ 0
Utah, Utah 1 $ 5,000,000 $ 5,000,000 $ 0
Orange, Vermont 1 $ 384,000 $ 384,000 $ 237,000
Albemarle, Virginia 1 $ 1,200,000 $ 1,200,000 $ 975,000
Alexandria, Virginia 1 $ 500,000 $ 500,000 $ 441,000
Arlington, Virginia 1 $ 393,000 $ 393,000 $ 84,000
Charlottesville, Virginia 1 $ 1,950,000 $ 1,950,000 $ 829,000
Island, Washington 1 $ 514,000 $ 514,000 $ 195,000
San Juan, Washington 1 $ 705,000 $ 705,000 $ 210,000
Thurston, Washington 1 $ 390,000 $ 390,000 $ 797,000
Milwaukee, Wisconsin 1 $ 1,320,000 $ 1,320,000 $ 2,250,000
Waukesha, Wisconsin 1 $ 438,000 $ 438,000 $ 2,300,000

Mortgage Loan Application Detail Totals for First Republic Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,013 $6,374,483,000 $1,271,000 $57,500,000 $522,000 $9,999,000
Refinancing 3,378 $3,379,688,000 $1,000,000 $25,000,000 $509,000 $9,999,000
Home Improvement 742 $1,030,818,000 $1,389,000 $35,700,000 $388,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,747 $5,080,864,000 $1,070,000 $17,000,000 $561,000 $9,999,000
Not Provided 2,159 $2,684,886,000 $1,243,000 $25,000,000 $690,000 $9,999,000
Not applicable 1,021 $2,062,505,000 $2,020,000 $57,500,000 $0 $65,000
Asian 743 $658,130,000 $885,000 $10,000,000 $421,000 $9,999,000
Hispanic 357 $215,920,000 $604,000 $9,945,000 $295,000 $8,948,000
Black or African American 82 $70,321,000 $857,000 $8,500,000 $579,000 $4,979,000
Native Hawaiian or Other Pacific Islander 12 $7,589,000 $632,000 $2,000,000 $255,000 $990,000
American Indian or Alaskan Native 12 $4,774,000 $397,000 $875,000 $261,000 $1,286,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,133 $10,784,989,000 $1,180,000 $57,500,000 $506,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,034 $8,826,627,000 $1,254,000 $57,500,000 $521,000 $9,999,000
Application Withdrawn By Applicant 819 $1,118,278,000 $1,365,000 $25,000,000 $726,000 $9,999,000
Loan Purchased By The Institution 746 $152,358,000 $204,000 $4,000,000 $48,000 $82,000
File Closed For Incompleteness 234 $289,093,000 $1,235,000 $8,000,000 $630,000 $9,999,000
Application Denied By Financial Institution 185 $219,601,000 $1,187,000 $11,000,000 $590,000 $9,999,000
Application Approved But Not Accepted 115 $179,032,000 $1,556,000 $14,270,000 $622,000 $5,881,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Republic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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