First Residential Mortgage
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Residential Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Residential Mortgage 570 Sylvan Avenue Englewood Cliffs, NJ 07632 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,828 |
| Total Mortgage Loan Application Amount | $521,753,000 |
| Average Mortgage Loan Application Amount | $274,000 |
| Highest Mortgage Loan Application Amount | $754,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $1,859,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hudson County New Jersey | 259 | $ 86,630,000 | $ 334,000 | $ 89,000 |
| Passaic County New Jersey | 199 | $ 63,701,000 | $ 320,000 | $ 90,000 |
| Essex County New Jersey | 148 | $ 45,911,000 | $ 310,000 | $ 78,000 |
| Bergen County New Jersey | 131 | $ 46,106,000 | $ 351,000 | $ 97,000 |
| Miami-Dade County Florida | 109 | $ 23,904,000 | $ 219,000 | $ 108,000 |
| Broward County Florida | 100 | $ 19,107,000 | $ 191,000 | $ 76,000 |
| Union County New Jersey | 88 | $ 28,714,000 | $ 326,000 | $ 87,000 |
| Orange County Florida | 55 | $ 10,588,000 | $ 192,000 | $ 84,000 |
| Queens County New York | 54 | $ 23,696,000 | $ 438,000 | $ 117,000 |
| Middlesex County New Jersey | 48 | $ 13,504,000 | $ 281,000 | $ 69,000 |
| Bronx County New York | 46 | $ 19,651,000 | $ 427,000 | $ 103,000 |
| Atlantic County New Jersey | 39 | $ 8,515,000 | $ 218,000 | $ 35,000 |
| Osceola County Florida | 35 | $ 6,524,000 | $ 186,000 | $ 75,000 |
| Morris County New Jersey | 33 | $ 10,425,000 | $ 315,000 | $ 83,000 |
| Prince George's County Maryland | 31 | $ 8,588,000 | $ 277,000 | $ 76,000 |
| Kings County New York | 31 | $ 14,258,000 | $ 459,000 | $ 112,000 |
| Montgomery County Maryland | 25 | $ 7,001,000 | $ 280,000 | $ 73,000 |
| Nassau County New York | 22 | $ 8,409,000 | $ 382,000 | $ 111,000 |
| Suffolk County New York | 21 | $ 6,759,000 | $ 321,000 | $ 91,000 |
| Monroe County Pennsylvania | 19 | $ 3,459,000 | $ 182,000 | $ 108,000 |
| Harris County Texas | 19 | $ 2,179,000 | $ 114,000 | $ 78,000 |
| Palm Beach County Florida | 15 | $ 2,954,000 | $ 196,000 | $ 96,000 |
| Monmouth County New Jersey | 12 | $ 3,569,000 | $ 297,000 | $ 90,000 |
| Somerset County New Jersey | 12 | $ 3,156,000 | $ 263,000 | $ 70,000 |
| Luzerne County Pennsylvania | 9 | $ 1,154,000 | $ 128,000 | $ 48,000 |
| Baltimore City County Maryland | 8 | $ 1,143,000 | $ 142,000 | $ 55,000 |
| Fairfax County Virginia | 8 | $ 2,283,000 | $ 285,000 | $ 94,000 |
| Prince William County Virginia | 8 | $ 1,355,000 | $ 169,000 | $ 52,000 |
| Ocean County New Jersey | 7 | $ 1,540,000 | $ 220,000 | $ 63,000 |
| Sussex County New Jersey | 7 | $ 1,698,000 | $ 242,000 | $ 69,000 |
| Orange County New York | 7 | $ 1,678,000 | $ 239,000 | $ 58,000 |
| Westchester County New York | 7 | $ 2,460,000 | $ 351,000 | $ 96,000 |
| Loudoun County Virginia | 7 | $ 1,626,000 | $ 232,000 | $ 77,000 |
| Polk County Florida | 6 | $ 646,000 | $ 107,000 | $ 41,000 |
| Camden County New Jersey | 6 | $ 1,354,000 | $ 225,000 | $ 82,000 |
| St. Lucie County Florida | 5 | $ 913,000 | $ 182,000 | $ 55,000 |
| Burlington County New Jersey | 5 | $ 923,000 | $ 184,000 | $ 48,000 |
| Albany County New York | 5 | $ 796,000 | $ 159,000 | $ 62,000 |
| Northampton County Pennsylvania | 5 | $ 855,000 | $ 171,000 | $ 51,000 |
| Fort Bend County Texas | 5 | $ 1,495,000 | $ 299,000 | $ 105,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,065,000 | $ 266,000 | $ 66,000 |
| Seminole County Florida | 4 | $ 969,000 | $ 242,000 | $ 72,000 |
| Charles County Maryland | 4 | $ 1,075,000 | $ 268,000 | $ 63,000 |
| Frederick County Maryland | 4 | $ 1,012,000 | $ 253,000 | $ 74,000 |
| Mercer County New Jersey | 4 | $ 759,000 | $ 189,000 | $ 57,000 |
| Warren County New Jersey | 4 | $ 1,274,000 | $ 318,000 | $ 81,000 |
| Broome County New York | 4 | $ 456,000 | $ 114,000 | $ 40,000 |
| Fulton County New York | 4 | $ 510,000 | $ 127,000 | $ 48,000 |
| Rensselaer County New York | 4 | $ 518,000 | $ 129,000 | $ 61,000 |
| Rockland County New York | 4 | $ 1,601,000 | $ 400,000 | $ 102,000 |
| Schenectady County New York | 4 | $ 671,000 | $ 167,000 | $ 96,000 |
| Mecklenburg County North Carolina | 4 | $ 461,000 | $ 115,000 | $ 58,000 |
| Lehigh County Pennsylvania | 4 | $ 678,000 | $ 169,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 4 | $ 441,000 | $ 110,000 | $ 47,000 |
| Pike County Pennsylvania | 4 | $ 734,000 | $ 183,000 | $ 86,000 |
| Bexar County Texas | 4 | $ 372,000 | $ 93,000 | $ 45,000 |
| Fairfield County Connecticut | 3 | $ 874,000 | $ 291,000 | $ 110,000 |
| Lake County Florida | 3 | $ 518,000 | $ 172,000 | $ 56,000 |
| Lee County Florida | 3 | $ 525,000 | $ 175,000 | $ 57,000 |
| Anne Arundel County Maryland | 3 | $ 715,000 | $ 238,000 | $ 53,000 |
| Baltimore County Maryland | 3 | $ 596,000 | $ 198,000 | $ 58,000 |
| Dutchess County New York | 3 | $ 1,070,000 | $ 356,000 | $ 111,000 |
| Allegheny County Pennsylvania | 3 | $ 238,000 | $ 79,000 | $ 39,000 |
| Berks County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 56,000 |
| Dauphin County Pennsylvania | 3 | $ 591,000 | $ 197,000 | $ 54,000 |
| Collier County Florida | 2 | $ 457,000 | $ 228,000 | $ 64,000 |
| Hillsborough County Florida | 2 | $ 285,000 | $ 142,000 | $ 18,000 |
| Volusia County Florida | 2 | $ 283,000 | $ 141,000 | $ 42,000 |
| St. Mary's County Maryland | 2 | $ 542,000 | $ 271,000 | $ 88,000 |
| Richmond County New York | 2 | $ 757,000 | $ 378,000 | $ 139,000 |
| Schoharie County New York | 2 | $ 305,000 | $ 152,000 | $ 75,000 |
| Warren County New York | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Union County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Beaver County Pennsylvania | 2 | $ 543,000 | $ 271,000 | $ 102,000 |
| Greenville County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 40,000 |
| Brazoria County Texas | 2 | $ 374,000 | $ 187,000 | $ 189,000 |
| Galveston County Texas | 2 | $ 223,000 | $ 111,000 | $ 38,000 |
| Arlington County Virginia | 2 | $ 927,000 | $ 463,000 | $ 184,000 |
| Frederick County Virginia | 2 | $ 382,000 | $ 191,000 | $ 54,000 |
| Hampton County Virginia | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| Manassas Park County Virginia | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Virginia Beach County Virginia | 2 | $ 462,000 | $ 231,000 | $ 31,000 |
| New London County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Brevard County Florida | 1 | $ 167,000 | $ 167,000 | $ 44,000 |
| Duval County Florida | 1 | $ 189,000 | $ 189,000 | $ 53,000 |
| Hernando County Florida | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Indian River County Florida | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Pasco County Florida | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Washington County Maryland | 1 | $ 354,000 | $ 354,000 | $ 106,000 |
| Cape May County New Jersey | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Cumberland County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Salem County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 78,000 |
| Clinton County New York | 1 | $ 163,000 | $ 163,000 | $ 78,000 |
| Montgomery County New York | 1 | $ 166,000 | $ 166,000 | $ 84,000 |
| Onondaga County New York | 1 | $ 282,000 | $ 282,000 | $ 99,000 |
| Saratoga County New York | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Tioga County New York | 1 | $ 101,000 | $ 101,000 | $ 61,000 |
| Anson County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 81,000 |
| Iredell County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 94,000 |
| New Hanover County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 80,000 |
| Onslow County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 88,000 |
| Orange County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 75,000 |
| Randolph County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Carbon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Cumberland County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Lancaster County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Susquehanna County Pennsylvania | 1 | $ 467,000 | $ 467,000 | $ 74,000 |
| Washington County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Wyoming County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 28,000 |
| York County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| Abbeville County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Austin County Texas | 1 | $ 181,000 | $ 181,000 | $ 90,000 |
| Cameron County Texas | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Hidalgo County Texas | 1 | $ 226,000 | $ 226,000 | $ 93,000 |
| Montgomery County Texas | 1 | $ 148,000 | $ 148,000 | $ 46,000 |
| Tarrant County Texas | 1 | $ 242,000 | $ 242,000 | $ 111,000 |
| Chesterfield County Virginia | 1 | $ 251,000 | $ 251,000 | $ 58,000 |
| Franklin County Virginia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Newport News County Virginia | 1 | $ 194,000 | $ 194,000 | $ 58,000 |
| Norfolk County Virginia | 1 | $ 174,000 | $ 174,000 | $ 112,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Residential Mortgage in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,051 | $278,617,000 | $265,000 | $754,000 | $90,000 | $1,859,000 |
| Refinancing | 771 | $241,671,000 | $313,000 | $720,000 | $78,000 | $463,000 |
| Home Improvement | 6 | $1,465,000 | $244,000 | $470,000 | $100,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,233 | $354,718,000 | $287,000 | $754,000 | $82,000 | $579,000 |
| Black or African American | 261 | $76,351,000 | $292,000 | $665,000 | $84,000 | $395,000 |
| White | 254 | $63,315,000 | $249,000 | $626,000 | $97,000 | $1,859,000 |
| Asian | 63 | $22,299,000 | $353,000 | $684,000 | $98,000 | $261,000 |
| Not Provided | 9 | $2,754,000 | $306,000 | $563,000 | $96,000 | $141,000 |
| American Indian or Alaskan Native | 5 | $1,469,000 | $293,000 | $524,000 | $86,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $847,000 | $282,000 | $369,000 | $66,000 | $86,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,372 | $401,557,000 | $292,000 | $754,000 | $79,000 | $326,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 455 | $119,981,000 | $263,000 | $720,000 | $103,000 | $1,859,000 |
| VA-guaranteed (Veterans Administration) | 1 | $215,000 | $215,000 | $215,000 | $72,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 935 | $266,919,000 | $285,000 | $754,000 | $81,000 | $579,000 |
| Application Denied By Financial Institution | 486 | $140,918,000 | $289,000 | $684,000 | $87,000 | $463,000 |
| Application Withdrawn By Applicant | 384 | $107,316,000 | $279,000 | $720,000 | $94,000 | $1,859,000 |
| Application Approved But Not Accepted | 13 | $3,140,000 | $241,000 | $421,000 | $75,000 | $210,000 |
| File Closed For Incompleteness | 10 | $3,460,000 | $346,000 | $553,000 | $81,000 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 149 | $43,857,000 | $294,000 | $532,000 | $92,000 | $463,000 |
| Other | 114 | $32,932,000 | $288,000 | $626,000 | $89,000 | $232,000 |
| Debt-To-Income Ratio | 81 | $25,333,000 | $312,000 | $641,000 | $66,000 | $159,000 |
| Credit History | 48 | $11,501,000 | $239,000 | $480,000 | $78,000 | $175,000 |
| Collateral | 43 | $10,680,000 | $248,000 | $649,000 | $88,000 | $407,000 |
| Unverifiable Information | 23 | $7,107,000 | $309,000 | $525,000 | $106,000 | $250,000 |
| Employment History | 13 | $3,604,000 | $277,000 | $528,000 | $80,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $3,355,000 | $372,000 | $621,000 | $128,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.