First Residential Mortgage
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for First Residential Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First Residential Mortgage 9721 Ormsby Station Rd. Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 40,099 |
| Total Mortgage Loan Application Amount | $6,971,582,000 |
| Average Mortgage Loan Application Amount | $160,851 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $78,703 |
| Highest Applicant Income | $1,950,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Furnas County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Garfield County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Harlan County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Howard County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Jefferson County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Kearney County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 54,000 |
| Kimball County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Logan County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
| Merrick County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 29,000 |
| Nuckolls County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 19,000 |
| Perkins County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Phelps County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Polk County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Richardson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Seward County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Sheridan County Nebraska | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Valley County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Wayne County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Clark County Nevada | 1 | $ 242,000 | $ 242,000 | $ 53,000 |
| Hudson County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Passaic County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Salem County New Jersey | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Alleghany County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Avery County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Bertie County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Caswell County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Chowan County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 37,000 |
| Greene County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Hertford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Northampton County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 75,000 |
| Scotland County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 66,000 |
| Warren County North Carolina | 1 | $ 532,000 | $ 532,000 | $ 100,000 |
| Washington County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 27,000 |
| Watauga County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 117,000 |
| Wilkes County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Yancey County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Champaign County Ohio | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Coshocton County Ohio | 1 | $ 98,000 | $ 98,000 | $ 160,000 |
| Fayette County Ohio | 1 | $ 136,000 | $ 136,000 | $ 71,000 |
| Hardin County Ohio | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Highland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Holmes County Ohio | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Logan County Ohio | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Meigs County Ohio | 1 | $ 130,000 | $ 130,000 | $ 24,000 |
| Sandusky County Ohio | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Alfalfa County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Beckham County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 60,000 |
| Blaine County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 360,000 |
| Bryan County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Cherokee County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Cotton County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 82,000 |
| Grady County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Harmon County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Jackson County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Johnston County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Kay County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Mayes County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| McCurtain County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 81,000 |
| McIntosh County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 71,000 |
| Okmulgee County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
| Osage County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 95,000 |
| Pawnee County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Pontotoc County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Sequoyah County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 72,000 |
| Tillman County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Harney County Oregon | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Jefferson County Oregon | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Lake County Oregon | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Malheur County Oregon | 1 | $ 76,000 | $ 76,000 | $ 85,000 |
| Morrow County Oregon | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Cameron County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Ponce County Puerto Rico | 1 | $ 135,000 | $ 135,000 | $ 192,000 |
| Bamberg County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 59,000 |
| Fairfield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Hampton County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 700,000 |
| Lee County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Lawrence County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Benton County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 121,000 |
| Crockett County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 16,000 |
| DeKalb County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Giles County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 165,000 |
| Grundy County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 900,000 |
| Hardin County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Hawkins County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 88,000 |
| Henry County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| Meigs County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Morgan County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Overton County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Pickett County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 274,000 |
| Scott County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Unicoi County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Warren County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Coryell County Texas | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| El Paso County Texas | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Fort Bend County Texas | 1 | $ 216,000 | $ 216,000 | $ 100,000 |
| Harris County Texas | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Tarrant County Texas | 1 | $ 500,000 | $ 500,000 | $ 200,000 |
| Davis County Utah | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Uintah County Utah | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Weber County Utah | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Appomattox County Virginia | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Bristol County Virginia | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Charles City County Virginia | 1 | $ 210,000 | $ 210,000 | $ 50,000 |
| Dickenson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Emporia County Virginia | 1 | $ 142,000 | $ 142,000 | $ 55,000 |
| Floyd County Virginia | 1 | $ 150,000 | $ 150,000 | $ 130,000 |
| Mathews County Virginia | 1 | $ 472,000 | $ 472,000 | $ 99,000 |
| Prince Edward County Virginia | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Richmond County Virginia | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Russell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Surry County Virginia | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Sussex County Virginia | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
| Ferry County Washington | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Klickitat County Washington | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| Hancock County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Jackson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Marion County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Monroe County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 21,000 |
| Buffalo County Wisconsin | 1 | $ 189,000 | $ 189,000 | $ 98,000 |
| Burnett County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Calumet County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Door County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Florence County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 50,000 |
| Forest County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| Green County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Lafayette County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Vernon County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Vilas County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Waushara County Wisconsin | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Fremont County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Niobrara County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Teton County Wyoming | 1 | $ 514,000 | $ 514,000 | $ 146,000 |
| Washakie County Wyoming | 1 | $ 103,000 | $ 103,000 | $ 1,213,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Residential Mortgage in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,890 | $6,295,322,000 | $161,708 | $950,000 | $76,500 | $1,950,000 |
| Home Purchase | 3,214 | $500,157,000 | $158,800 | $693,000 | $80,022 | $1,920,000 |
| Home Improvement | 995 | $176,103,000 | $162,071 | $1,100,000 | $79,809 | $1,233,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,158 | $4,449,931,000 | $160,652 | $1,100,000 | $71,869 | $1,920,000 |
| Not Provided | 9,544 | $1,701,666,000 | $172,347 | $900,000 | $87,500 | $1,950,000 |
| Black or African American | 2,171 | $333,905,000 | $160,538 | $830,000 | $79,153 | $1,200,000 |
| Hispanic | 1,335 | $278,482,000 | $159,750 | $690,000 | $82,350 | $1,200,000 |
| Asian | 585 | $147,210,000 | $196,026 | $743,000 | $78,894 | $684,000 |
| American Indian or Alaskan Native | 214 | $38,922,000 | $158,657 | $920,000 | $73,742 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 92 | $21,466,000 | $171,190 | $630,000 | $67,333 | $660,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 40,099 | $6,971,582,000 | $162,937 | $1,100,000 | $77,708 | $1,950,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 17,602 | $3,074,183,000 | $165,195 | $1,100,000 | $76,086 | $1,920,000 |
| File Closed For Incompleteness | 12,859 | $2,318,932,000 | $175,456 | $900,000 | $88,260 | $1,950,000 |
| Loan Originated | 7,682 | $1,259,273,000 | $152,674 | $775,000 | $66,976 | $780,000 |
| Application Withdrawn By Applicant | 1,956 | $319,194,000 | $163,317 | $650,000 | $75,756 | $1,920,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.