First Security Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
First Security Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Security Bank Po Box 938 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,747 |
| Total Mortgage Loan Application Amount | $435,601,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $29,410,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $2,536,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with First Security Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Security Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down First Security Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Security Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Security Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Security Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 415 | $ 65,293,000 | $ 157,000 | $ 81,000 |
| Pulaski County Arkansas | 353 | $ 86,172,000 | $ 244,000 | $ 86,000 |
| White County Arkansas | 334 | $ 40,003,000 | $ 119,000 | $ 72,000 |
| Saline County Arkansas | 242 | $ 38,512,000 | $ 159,000 | $ 83,000 |
| Benton County Arkansas | 189 | $ 36,051,000 | $ 190,000 | $ 119,000 |
| Washington County Arkansas | 187 | $ 32,538,000 | $ 174,000 | $ 108,000 |
| Craighead County Arkansas | 186 | $ 31,867,000 | $ 171,000 | $ 83,000 |
| Baxter County Arkansas | 169 | $ 19,091,000 | $ 112,000 | $ 60,000 |
| Johnson County Arkansas | 155 | $ 16,423,000 | $ 105,000 | $ 54,000 |
| Garland County Arkansas | 96 | $ 15,017,000 | $ 156,000 | $ 60,000 |
| Lonoke County Arkansas | 72 | $ 9,464,000 | $ 131,000 | $ 67,000 |
| Cleburne County Arkansas | 47 | $ 6,276,000 | $ 133,000 | $ 78,000 |
| Pope County Arkansas | 45 | $ 4,782,000 | $ 106,000 | $ 55,000 |
| Van Buren County Arkansas | 32 | $ 3,259,000 | $ 101,000 | $ 57,000 |
| Marion County Arkansas | 29 | $ 3,657,000 | $ 126,000 | $ 61,000 |
| Stone County Arkansas | 29 | $ 2,653,000 | $ 91,000 | $ 76,000 |
| Greene County Arkansas | 28 | $ 3,801,000 | $ 135,000 | $ 64,000 |
| Conway County Arkansas | 14 | $ 1,559,000 | $ 111,000 | $ 49,000 |
| Woodruff County Arkansas | 11 | $ 2,050,000 | $ 186,000 | $ 45,000 |
| Yell County Arkansas | 11 | $ 1,203,000 | $ 109,000 | $ 50,000 |
| Poinsett County Arkansas | 10 | $ 1,089,000 | $ 108,000 | $ 48,000 |
| Jefferson County Arkansas | 9 | $ 852,000 | $ 94,000 | $ 37,000 |
| Franklin County Arkansas | 8 | $ 558,000 | $ 69,000 | $ 45,000 |
| Logan County Arkansas | 7 | $ 614,000 | $ 87,000 | $ 48,000 |
| Hot Spring County Arkansas | 6 | $ 536,000 | $ 89,000 | $ 63,000 |
| Independence County Arkansas | 6 | $ 716,000 | $ 119,000 | $ 75,000 |
| Perry County Arkansas | 6 | $ 894,000 | $ 149,000 | $ 186,000 |
| Fulton County Arkansas | 5 | $ 547,000 | $ 109,000 | $ 82,000 |
| Mississippi County Arkansas | 4 | $ 495,000 | $ 123,000 | $ 57,000 |
| Randolph County Arkansas | 4 | $ 547,000 | $ 136,000 | $ 64,000 |
| Sebastian County Arkansas | 4 | $ 412,000 | $ 103,000 | $ 57,000 |
| Sharp County Arkansas | 4 | $ 266,000 | $ 66,000 | $ 57,000 |
| Clay County Arkansas | 3 | $ 293,000 | $ 97,000 | $ 51,000 |
| Newton County Arkansas | 3 | $ 539,000 | $ 179,000 | $ 48,000 |
| Prairie County Arkansas | 3 | $ 320,000 | $ 106,000 | $ 153,000 |
| Boone County Arkansas | 2 | $ 178,000 | $ 89,000 | $ 19,000 |
| Clark County Arkansas | 2 | $ 155,000 | $ 77,000 | $ 68,000 |
| Crawford County Arkansas | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Madison County Arkansas | 2 | $ 155,000 | $ 77,000 | $ 44,000 |
| Searcy County Arkansas | 2 | $ 797,000 | $ 398,000 | $ 37,000 |
| Arkansas County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Calhoun County Arkansas | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Grant County Arkansas | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Izard County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Lee County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Polk County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Marion County Indiana | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Stone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Taney County Missouri | 1 | $ 65,000 | $ 65,000 | $ 270,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for First Security Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,916 | $321,785,000 | $167,000 | $29,410,000 | $75,000 | $1,201,000 |
| Refinancing | 639 | $99,943,000 | $156,000 | $3,000,000 | $101,000 | $2,536,000 |
| Home Improvement | 192 | $13,873,000 | $72,000 | $3,500,000 | $52,000 | $653,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,123 | $308,626,000 | $145,000 | $1,350,000 | $91,000 | $2,536,000 |
| Not applicable | 262 | $83,987,000 | $320,000 | $29,410,000 | $0 | $0 |
| Black or African American | 193 | $18,263,000 | $94,000 | $544,000 | $53,000 | $398,000 |
| Not Provided | 82 | $13,204,000 | $161,000 | $417,000 | $104,000 | $1,191,000 |
| Hispanic | 56 | $5,813,000 | $103,000 | $558,000 | $51,000 | $386,000 |
| Asian | 26 | $5,062,000 | $194,000 | $1,071,000 | $86,000 | $569,000 |
| American Indian or Alaskan Native | 4 | $438,000 | $109,000 | $155,000 | $63,000 | $106,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $208,000 | $208,000 | $208,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,972 | $334,871,000 | $169,000 | $29,410,000 | $89,000 | $2,536,000 |
| FHA-insured (Federal Housing Administration) | 436 | $57,467,000 | $131,000 | $276,000 | $57,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 229 | $24,962,000 | $109,000 | $303,000 | $40,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 110 | $18,301,000 | $166,000 | $1,350,000 | $68,000 | $477,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $356,784,000 | $166,000 | $29,410,000 | $81,000 | $2,536,000 |
| Application Denied By Financial Institution | 271 | $30,338,000 | $111,000 | $3,000,000 | $49,000 | $463,000 |
| Application Withdrawn By Applicant | 241 | $35,692,000 | $148,000 | $880,000 | $83,000 | $1,066,000 |
| Application Approved But Not Accepted | 66 | $8,526,000 | $129,000 | $417,000 | $111,000 | $1,191,000 |
| File Closed For Incompleteness | 22 | $4,261,000 | $193,000 | $758,000 | $138,000 | $569,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $120,000 | $120,000 | $120,000 | $34,000 | $34,000 |
| Other | 1 | $183,000 | $183,000 | $183,000 | $31,000 | $31,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Security Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Security Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.