First Solution Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First Solution Lending, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Solution Lending, Inc. 11332 86Th Avenue North Maple Grove, MN 55369 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 1,622 |
| Total Mortgage Loan Application Amount | $258,929,000 |
| Average Mortgage Loan Application Amount | $161,000 |
| Highest Mortgage Loan Application Amount | $784,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,509,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First Solution Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Solution Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First Solution Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Solution Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Solution Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Solution Lending, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 261 | $ 46,343,000 | $ 177,000 | $ 76,000 |
| Wayne County Michigan | 159 | $ 14,058,000 | $ 88,000 | $ 59,000 |
| Maricopa County Arizona | 143 | $ 27,111,000 | $ 189,000 | $ 69,000 |
| Orange County Florida | 126 | $ 21,630,000 | $ 171,000 | $ 64,000 |
| Ramsey County Minnesota | 85 | $ 14,167,000 | $ 166,000 | $ 75,000 |
| Anoka County Minnesota | 80 | $ 12,866,000 | $ 160,000 | $ 64,000 |
| Dakota County Minnesota | 78 | $ 14,480,000 | $ 185,000 | $ 79,000 |
| Washington County Minnesota | 40 | $ 8,116,000 | $ 202,000 | $ 76,000 |
| Oakland County Michigan | 39 | $ 6,747,000 | $ 173,000 | $ 99,000 |
| Osceola County Florida | 37 | $ 6,729,000 | $ 181,000 | $ 68,000 |
| Genesee County Michigan | 32 | $ 4,257,000 | $ 133,000 | $ 64,000 |
| Macomb County Michigan | 30 | $ 4,799,000 | $ 159,000 | $ 58,000 |
| Wright County Minnesota | 28 | $ 5,119,000 | $ 182,000 | $ 69,000 |
| Lee County Florida | 22 | $ 3,528,000 | $ 160,000 | $ 64,000 |
| Broward County Florida | 19 | $ 3,162,000 | $ 166,000 | $ 79,000 |
| Scott County Minnesota | 18 | $ 3,438,000 | $ 191,000 | $ 81,000 |
| Sherburne County Minnesota | 18 | $ 3,479,000 | $ 193,000 | $ 67,000 |
| Seminole County Florida | 15 | $ 2,896,000 | $ 193,000 | $ 63,000 |
| Polk County Florida | 13 | $ 2,042,000 | $ 157,000 | $ 56,000 |
| Isanti County Minnesota | 12 | $ 2,376,000 | $ 198,000 | $ 102,000 |
| Pima County Arizona | 11 | $ 1,692,000 | $ 153,000 | $ 67,000 |
| Lake County Florida | 11 | $ 1,736,000 | $ 157,000 | $ 73,000 |
| Stearns County Minnesota | 11 | $ 1,592,000 | $ 144,000 | $ 48,000 |
| Pinal County Arizona | 10 | $ 1,709,000 | $ 170,000 | $ 69,000 |
| Volusia County Florida | 10 | $ 1,375,000 | $ 137,000 | $ 43,000 |
| St. Louis County Minnesota | 10 | $ 826,000 | $ 82,000 | $ 59,000 |
| Collier County Florida | 9 | $ 2,329,000 | $ 258,000 | $ 91,000 |
| Carver County Minnesota | 9 | $ 1,687,000 | $ 187,000 | $ 86,000 |
| Chisago County Minnesota | 9 | $ 1,955,000 | $ 217,000 | $ 91,000 |
| Miami-Dade County Florida | 8 | $ 1,392,000 | $ 174,000 | $ 61,000 |
| Cass County North Dakota | 8 | $ 618,000 | $ 77,000 | $ 46,000 |
| Washtenaw County Michigan | 7 | $ 1,795,000 | $ 256,000 | $ 86,000 |
| Saginaw County Michigan | 6 | $ 497,000 | $ 82,000 | $ 43,000 |
| Benton County Minnesota | 6 | $ 900,000 | $ 150,000 | $ 68,000 |
| Clay County Minnesota | 6 | $ 582,000 | $ 97,000 | $ 64,000 |
| Mille Lacs County Minnesota | 6 | $ 979,000 | $ 163,000 | $ 82,000 |
| Brevard County Florida | 5 | $ 537,000 | $ 107,000 | $ 37,000 |
| Blue Earth County Minnesota | 5 | $ 648,000 | $ 129,000 | $ 54,000 |
| McLeod County Minnesota | 5 | $ 391,000 | $ 78,000 | $ 42,000 |
| Meeker County Minnesota | 5 | $ 440,000 | $ 88,000 | $ 41,000 |
| Milwaukee County Wisconsin | 5 | $ 637,000 | $ 127,000 | $ 51,000 |
| Polk County Wisconsin | 5 | $ 793,000 | $ 158,000 | $ 57,000 |
| Hillsborough County Florida | 4 | $ 829,000 | $ 207,000 | $ 63,000 |
| Pinellas County Florida | 4 | $ 470,000 | $ 117,000 | $ 62,000 |
| St. Clair County Michigan | 4 | $ 700,000 | $ 175,000 | $ 53,000 |
| Crow Wing County Minnesota | 4 | $ 615,000 | $ 153,000 | $ 83,000 |
| Freeborn County Minnesota | 4 | $ 406,000 | $ 101,000 | $ 27,000 |
| Goodhue County Minnesota | 4 | $ 451,000 | $ 112,000 | $ 58,000 |
| Kanabec County Minnesota | 4 | $ 687,000 | $ 171,000 | $ 60,000 |
| Mower County Minnesota | 4 | $ 322,000 | $ 80,000 | $ 31,000 |
| Winona County Minnesota | 4 | $ 223,000 | $ 55,000 | $ 41,000 |
| Traill County North Dakota | 4 | $ 254,000 | $ 63,000 | $ 33,000 |
| St. Croix County Wisconsin | 4 | $ 445,000 | $ 111,000 | $ 53,000 |
| Cochise County Arizona | 3 | $ 451,000 | $ 150,000 | $ 83,000 |
| Mohave County Arizona | 3 | $ 491,000 | $ 163,000 | $ 79,000 |
| Palm Beach County Florida | 3 | $ 538,000 | $ 179,000 | $ 60,000 |
| St. Lucie County Florida | 3 | $ 514,000 | $ 171,000 | $ 56,000 |
| Lapeer County Michigan | 3 | $ 286,000 | $ 95,000 | $ 50,000 |
| Livingston County Michigan | 3 | $ 464,000 | $ 154,000 | $ 56,000 |
| Carlton County Minnesota | 3 | $ 479,000 | $ 159,000 | $ 51,000 |
| Dodge County Minnesota | 3 | $ 387,000 | $ 129,000 | $ 53,000 |
| Lyon County Minnesota | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Morrison County Minnesota | 3 | $ 436,000 | $ 145,000 | $ 59,000 |
| Fond du Lac County Wisconsin | 3 | $ 329,000 | $ 109,000 | $ 178,000 |
| Waukesha County Wisconsin | 3 | $ 512,000 | $ 170,000 | $ 80,000 |
| Riverside County California | 2 | $ 455,000 | $ 227,000 | $ 142,000 |
| Duval County Florida | 2 | $ 377,000 | $ 188,000 | $ 77,000 |
| Manatee County Florida | 2 | $ 281,000 | $ 140,000 | $ 34,000 |
| Marion County Florida | 2 | $ 339,000 | $ 169,000 | $ 50,000 |
| Pasco County Florida | 2 | $ 321,000 | $ 160,000 | $ 63,000 |
| Ingham County Michigan | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Tuscola County Michigan | 2 | $ 249,000 | $ 124,000 | $ 48,000 |
| Becker County Minnesota | 2 | $ 322,000 | $ 161,000 | $ 59,000 |
| Big Stone County Minnesota | 2 | $ 74,000 | $ 37,000 | $ 45,000 |
| Le Sueur County Minnesota | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
| Olmsted County Minnesota | 2 | $ 245,000 | $ 122,000 | $ 42,000 |
| Otter Tail County Minnesota | 2 | $ 212,000 | $ 106,000 | $ 42,000 |
| Pine County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Renville County Minnesota | 2 | $ 156,000 | $ 78,000 | $ 37,000 |
| Rice County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 74,000 |
| Steele County Minnesota | 2 | $ 223,000 | $ 111,000 | $ 48,000 |
| Swift County Minnesota | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
| Watonwan County Minnesota | 2 | $ 177,000 | $ 88,000 | $ 51,000 |
| Brookings County South Dakota | 2 | $ 134,000 | $ 67,000 | $ 35,000 |
| Douglas County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 50,000 |
| Dunn County Wisconsin | 2 | $ 234,000 | $ 117,000 | $ 59,000 |
| Winnebago County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 75,000 |
| Matanuska-Susitna County Alaska | 1 | $ 252,000 | $ 252,000 | $ 96,000 |
| Coconino County Arizona | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
| Yavapai County Arizona | 1 | $ 586,000 | $ 586,000 | $ 229,000 |
| Yuma County Arizona | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Placer County California | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Phillips County Colorado | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| Citrus County Florida | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Escambia County Florida | 1 | $ 149,000 | $ 149,000 | $ 86,000 |
| Gilchrist County Florida | 1 | $ 158,000 | $ 158,000 | $ 67,000 |
| Hendry County Florida | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Hernando County Florida | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Highlands County Florida | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 242,000 | $ 242,000 | $ 78,000 |
| St. Johns County Florida | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Sumter County Florida | 1 | $ 167,000 | $ 167,000 | $ 92,000 |
| Canyon County Idaho | 1 | $ 108,000 | $ 108,000 | $ 36,000 |
| Clinton County Iowa | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Floyd County Iowa | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
| Alcona County Michigan | 1 | $ 138,000 | $ 138,000 | $ 76,000 |
| Alpena County Michigan | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Calhoun County Michigan | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Gratiot County Michigan | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Ionia County Michigan | 1 | $ 162,000 | $ 162,000 | $ 43,000 |
| Jackson County Michigan | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Kalkaska County Michigan | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Monroe County Michigan | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Muskegon County Michigan | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Roscommon County Michigan | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Shiawassee County Michigan | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Brown County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Cass County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 56,000 |
| Chippewa County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| Cottonwood County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Faribault County Minnesota | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Houston County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Itasca County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Jackson County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Kandiyohi County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 69,000 |
| Norman County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Polk County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Wadena County Minnesota | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Waseca County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 28,000 |
| Grand Forks County North Dakota | 1 | $ 88,000 | $ 88,000 | $ 53,000 |
| Pembina County North Dakota | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Walsh County North Dakota | 1 | $ 83,000 | $ 83,000 | $ 18,000 |
| Codington County South Dakota | 1 | $ 137,000 | $ 137,000 | $ 41,000 |
| Davison County South Dakota | 1 | $ 58,000 | $ 58,000 | $ 16,000 |
| Grant County South Dakota | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Minnehaha County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 25,000 |
| Fairfax County Virginia | 1 | $ 472,000 | $ 472,000 | $ 91,000 |
| Gloucester County Virginia | 1 | $ 188,000 | $ 188,000 | $ 72,000 |
| New Kent County Virginia | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Prince William County Virginia | 1 | $ 304,000 | $ 304,000 | $ 108,000 |
| Adams County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Burnett County Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Chippewa County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
| Eau Claire County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Iron County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Kenosha County Wisconsin | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Outagamie County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Richland County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Waupaca County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for First Solution Lending, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 943 | $143,429,000 | $152,000 | $778,000 | $67,000 | $1,158,000 |
| Refinancing | 679 | $115,500,000 | $170,000 | $784,000 | $69,000 | $1,509,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 615 | $102,557,000 | $166,000 | $784,000 | $73,000 | $1,158,000 |
| Black or African American | 388 | $56,103,000 | $144,000 | $778,000 | $62,000 | $1,509,000 |
| Hispanic | 336 | $54,366,000 | $161,000 | $507,000 | $65,000 | $684,000 |
| Not Provided | 199 | $30,727,000 | $154,000 | $586,000 | $66,000 | $300,000 |
| Asian | 73 | $13,401,000 | $183,000 | $600,000 | $78,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,487,000 | $185,000 | $347,000 | $93,000 | $216,000 |
| American Indian or Alaskan Native | 3 | $288,000 | $96,000 | $112,000 | $58,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,622 | $258,929,000 | $159,000 | $784,000 | $68,000 | $1,509,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 609 | $107,296,000 | $176,000 | $784,000 | $72,000 | $1,509,000 |
| Application Withdrawn By Applicant | 546 | $88,923,000 | $162,000 | $712,000 | $68,000 | $1,158,000 |
| Loan Originated | 467 | $62,710,000 | $134,000 | $600,000 | $63,000 | $252,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 232 | $43,464,000 | $187,000 | $784,000 | $85,000 | $1,509,000 |
| Collateral | 116 | $18,099,000 | $156,000 | $591,000 | $72,000 | $684,000 |
| Credit History | 104 | $17,074,000 | $164,000 | $540,000 | $61,000 | $263,000 |
| Debt-To-Income Ratio | 78 | $13,005,000 | $166,000 | $527,000 | $50,000 | $170,000 |
| Unverifiable Information | 47 | $10,048,000 | $213,000 | $548,000 | $71,000 | $249,000 |
| Employment History | 24 | $4,273,000 | $178,000 | $396,000 | $61,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $290,000 | $290,000 | $290,000 | $100,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Solution Lending, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Solution Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.