First Southern Bank.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Southern Bank. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Southern Bank. 300 Tower Square Plaza Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 778 |
| Total Mortgage Loan Application Amount | $65,183,000 |
| Average Mortgage Loan Application Amount | $103,333 |
| Highest Mortgage Loan Application Amount | $2,014,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $2,507,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Southern Bank.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Southern Bank.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Southern Bank.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Southern Bank. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Southern Bank., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Southern Bank.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 178 | $ 20,969,000 | $ 117,000 | $ 86,000 |
| Jackson County Illinois | 124 | $ 18,702,000 | $ 150,000 | $ 186,000 |
| Franklin County Illinois | 22 | $ 1,612,000 | $ 73,000 | $ 61,000 |
| Linn County Iowa | 12 | $ 460,000 | $ 38,000 | $ 52,000 |
| Saline County Illinois | 11 | $ 724,000 | $ 65,000 | $ 92,000 |
| St. Clair County Illinois | 10 | $ 348,000 | $ 34,000 | $ 63,000 |
| Champaign County Illinois | 9 | $ 277,000 | $ 30,000 | $ 46,000 |
| Boone County Illinois | 8 | $ 387,000 | $ 48,000 | $ 54,000 |
| Polk County Iowa | 8 | $ 257,000 | $ 32,000 | $ 45,000 |
| Story County Iowa | 8 | $ 288,000 | $ 36,000 | $ 62,000 |
| Perry County Illinois | 7 | $ 683,000 | $ 97,000 | $ 64,000 |
| Union County Illinois | 7 | $ 628,000 | $ 89,000 | $ 84,000 |
| Cape Girardeau County Missouri | 7 | $ 319,000 | $ 45,000 | $ 52,000 |
| Jefferson County Missouri | 7 | $ 298,000 | $ 42,000 | $ 46,000 |
| Johnson County Illinois | 6 | $ 518,000 | $ 86,000 | $ 238,000 |
| Boone County Missouri | 6 | $ 343,000 | $ 57,000 | $ 50,000 |
| Greene County Missouri | 6 | $ 254,000 | $ 42,000 | $ 52,000 |
| Kankakee County Illinois | 5 | $ 208,000 | $ 41,000 | $ 60,000 |
| Warrick County Indiana | 5 | $ 149,000 | $ 29,000 | $ 33,000 |
| McCreary County Kentucky | 5 | $ 146,000 | $ 29,000 | $ 29,000 |
| St. Francois County Missouri | 5 | $ 288,000 | $ 57,000 | $ 68,000 |
| Cook County Illinois | 4 | $ 184,000 | $ 46,000 | $ 61,000 |
| Hamilton County Illinois | 4 | $ 255,000 | $ 63,000 | $ 55,000 |
| Marshall County Indiana | 4 | $ 236,000 | $ 59,000 | $ 51,000 |
| Cedar County Iowa | 4 | $ 206,000 | $ 51,000 | $ 68,000 |
| New Madrid County Missouri | 4 | $ 169,000 | $ 42,000 | $ 43,000 |
| St. Charles County Missouri | 4 | $ 181,000 | $ 45,000 | $ 60,000 |
| Clinton County Illinois | 3 | $ 132,000 | $ 44,000 | $ 79,000 |
| Madison County Illinois | 3 | $ 164,000 | $ 54,000 | $ 61,000 |
| McLean County Illinois | 3 | $ 143,000 | $ 47,000 | $ 39,000 |
| Sangamon County Illinois | 3 | $ 1,112,000 | $ 370,000 | $ 32,000 |
| Jackson County Iowa | 3 | $ 118,000 | $ 39,000 | $ 56,000 |
| Johnson County Iowa | 3 | $ 176,000 | $ 58,000 | $ 51,000 |
| Benton County Missouri | 3 | $ 201,000 | $ 67,000 | $ 63,000 |
| Jasper County Missouri | 3 | $ 104,000 | $ 34,000 | $ 45,000 |
| Lincoln County Missouri | 3 | $ 146,000 | $ 48,000 | $ 27,000 |
| Moniteau County Missouri | 3 | $ 144,000 | $ 48,000 | $ 42,000 |
| Morgan County Missouri | 3 | $ 191,000 | $ 63,000 | $ 38,000 |
| Texas County Missouri | 3 | $ 162,000 | $ 54,000 | $ 51,000 |
| Warren County Missouri | 3 | $ 169,000 | $ 56,000 | $ 58,000 |
| Chippewa County Wisconsin | 3 | $ 48,000 | $ 16,000 | $ 35,000 |
| Dunn County Wisconsin | 3 | $ 114,000 | $ 38,000 | $ 30,000 |
| Racine County Wisconsin | 3 | $ 128,000 | $ 42,000 | $ 49,000 |
| Hardin County Illinois | 2 | $ 110,000 | $ 55,000 | $ 25,000 |
| Jersey County Illinois | 2 | $ 72,000 | $ 36,000 | $ 36,000 |
| McDonough County Illinois | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Pike County Illinois | 2 | $ 103,000 | $ 51,000 | $ 82,000 |
| Wayne County Illinois | 2 | $ 45,000 | $ 22,000 | $ 43,000 |
| Kosciusko County Indiana | 2 | $ 59,000 | $ 29,000 | $ 30,000 |
| Switzerland County Indiana | 2 | $ 113,000 | $ 56,000 | $ 76,000 |
| Dubuque County Iowa | 2 | $ 59,000 | $ 29,000 | $ 43,000 |
| Jones County Iowa | 2 | $ 84,000 | $ 42,000 | $ 31,000 |
| Lucas County Iowa | 2 | $ 134,000 | $ 67,000 | $ 39,000 |
| Mahaska County Iowa | 2 | $ 69,000 | $ 34,000 | $ 38,000 |
| Boone County Kentucky | 2 | $ 85,000 | $ 42,000 | $ 32,000 |
| Bullitt County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 79,000 |
| Ohio County Kentucky | 2 | $ 45,000 | $ 22,000 | $ 20,000 |
| Pike County Kentucky | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| Russell County Kentucky | 2 | $ 65,000 | $ 32,000 | $ 21,000 |
| Cass County Missouri | 2 | $ 89,000 | $ 44,000 | $ 75,000 |
| Cedar County Missouri | 2 | $ 82,000 | $ 41,000 | $ 111,000 |
| Christian County Missouri | 2 | $ 71,000 | $ 35,000 | $ 48,000 |
| Cole County Missouri | 2 | $ 103,000 | $ 51,000 | $ 62,000 |
| Henry County Missouri | 2 | $ 87,000 | $ 43,000 | $ 75,000 |
| Iron County Missouri | 2 | $ 96,000 | $ 48,000 | $ 34,000 |
| Laclede County Missouri | 2 | $ 61,000 | $ 30,000 | $ 46,000 |
| McDonald County Missouri | 2 | $ 142,000 | $ 71,000 | $ 41,000 |
| Polk County Missouri | 2 | $ 63,000 | $ 31,000 | $ 25,000 |
| Scott County Missouri | 2 | $ 155,000 | $ 77,000 | $ 56,000 |
| Ste. Genevieve County Missouri | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| Washington County Missouri | 2 | $ 168,000 | $ 84,000 | $ 64,000 |
| Eau Claire County Wisconsin | 2 | $ 45,000 | $ 22,000 | $ 48,000 |
| Green County Wisconsin | 2 | $ 108,000 | $ 54,000 | $ 61,000 |
| Kenosha County Wisconsin | 2 | $ 56,000 | $ 28,000 | $ 51,000 |
| Lafayette County Wisconsin | 2 | $ 64,000 | $ 32,000 | $ 63,000 |
| Shawano County Wisconsin | 2 | $ 73,000 | $ 36,000 | $ 42,000 |
| Washington County Wisconsin | 2 | $ 51,000 | $ 25,000 | $ 94,000 |
| Waupaca County Wisconsin | 2 | $ 40,000 | $ 20,000 | $ 37,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 796,000 |
| Walton County Florida | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Ada County Idaho | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Adams County Illinois | 1 | $ 46,000 | $ 46,000 | $ 63,000 |
| Bureau County Illinois | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| DeKalb County Illinois | 1 | $ 33,000 | $ 33,000 | $ 36,000 |
| Douglas County Illinois | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Edwards County Illinois | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Effingham County Illinois | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Fayette County Illinois | 1 | $ 69,000 | $ 69,000 | $ 72,000 |
| Gallatin County Illinois | 1 | $ 100,000 | $ 100,000 | $ 237,000 |
| Lee County Illinois | 1 | $ 31,000 | $ 31,000 | $ 28,000 |
| Logan County Illinois | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Marion County Illinois | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Morgan County Illinois | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Piatt County Illinois | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Pope County Illinois | 1 | $ 80,000 | $ 80,000 | $ 127,000 |
| Pulaski County Illinois | 1 | $ 63,000 | $ 63,000 | $ 97,000 |
| Randolph County Illinois | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| White County Illinois | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Will County Illinois | 1 | $ 64,000 | $ 64,000 | $ 81,000 |
| Winnebago County Illinois | 1 | $ 56,000 | $ 56,000 | $ 40,000 |
| Allen County Indiana | 1 | $ 19,000 | $ 19,000 | $ 32,000 |
| DeKalb County Indiana | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Gibson County Indiana | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Grant County Indiana | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Howard County Indiana | 1 | $ 26,000 | $ 26,000 | $ 44,000 |
| LaGrange County Indiana | 1 | $ 38,000 | $ 38,000 | $ 74,000 |
| Lawrence County Indiana | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Miami County Indiana | 1 | $ 16,000 | $ 16,000 | $ 66,000 |
| Monroe County Indiana | 1 | $ 26,000 | $ 26,000 | $ 24,000 |
| Morgan County Indiana | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Porter County Indiana | 1 | $ 32,000 | $ 32,000 | $ 80,000 |
| St. Joseph County Indiana | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Wabash County Indiana | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Washington County Indiana | 1 | $ 48,000 | $ 48,000 | $ 81,000 |
| Wells County Indiana | 1 | $ 28,000 | $ 28,000 | $ 26,000 |
| Allamakee County Iowa | 1 | $ 54,000 | $ 54,000 | $ 237,000 |
| Black Hawk County Iowa | 1 | $ 12,000 | $ 12,000 | $ 28,000 |
| Boone County Iowa | 1 | $ 41,000 | $ 41,000 | $ 89,000 |
| Buchanan County Iowa | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Butler County Iowa | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Clayton County Iowa | 1 | $ 49,000 | $ 49,000 | $ 43,000 |
| Madison County Iowa | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Muscatine County Iowa | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Pottawattamie County Iowa | 1 | $ 64,000 | $ 64,000 | $ 143,000 |
| Scott County Iowa | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Van Buren County Iowa | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Bell County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Breathitt County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 49,000 |
| Butler County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Calloway County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 27,000 |
| Daviess County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Floyd County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Grant County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Jackson County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Larue County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 55,000 |
| Laurel County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Leslie County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 94,000 |
| Lewis County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 79,000 |
| Lincoln County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 72,000 |
| Martin County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 32,000 |
| McLean County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Muhlenberg County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Perry County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 26,000 |
| Pulaski County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Scott County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 181,000 |
| Todd County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 54,000 |
| Barry County Missouri | 1 | $ 108,000 | $ 108,000 | $ 140,000 |
| Bollinger County Missouri | 1 | $ 32,000 | $ 32,000 | $ 109,000 |
| Buchanan County Missouri | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Callaway County Missouri | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Camden County Missouri | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| Cooper County Missouri | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Dade County Missouri | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Douglas County Missouri | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| Howard County Missouri | 1 | $ 52,000 | $ 52,000 | $ 31,000 |
| Howell County Missouri | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Jackson County Missouri | 1 | $ 19,000 | $ 19,000 | $ 44,000 |
| Johnson County Missouri | 1 | $ 38,000 | $ 38,000 | $ 15,000 |
| Lawrence County Missouri | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Lewis County Missouri | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Livingston County Missouri | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Macon County Missouri | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
| Miller County Missouri | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
| Newton County Missouri | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Oregon County Missouri | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| Pemiscot County Missouri | 1 | $ 101,000 | $ 101,000 | $ 70,000 |
| Perry County Missouri | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Pike County Missouri | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Pulaski County Missouri | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Reynolds County Missouri | 1 | $ 87,000 | $ 87,000 | $ 70,000 |
| Shannon County Missouri | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Stoddard County Missouri | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Stone County Missouri | 1 | $ 108,000 | $ 108,000 | $ 142,000 |
| Taney County Missouri | 1 | $ 29,000 | $ 29,000 | $ 102,000 |
| Wayne County Missouri | 1 | $ 106,000 | $ 106,000 | $ 98,000 |
| Webster County Missouri | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Worth County Missouri | 1 | $ 54,000 | $ 54,000 | $ 59,000 |
| Wright County Missouri | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Yellowstone County Montana | 1 | $ 41,000 | $ 41,000 | $ 25,000 |
| Stark County Ohio | 1 | $ 33,000 | $ 33,000 | $ 34,000 |
| Dauphin County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 70,000 |
| Sumner County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 43,000 |
| Brown County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Dodge County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Grant County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Marathon County Wisconsin | 1 | $ 38,000 | $ 38,000 | $ 59,000 |
| Marinette County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Marquette County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 153,000 |
| Pierce County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 54,000 |
| Richland County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Sawyer County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 47,000 |
| Taylor County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Trempealeau County Wisconsin | 1 | $ 39,000 | $ 39,000 | $ 56,000 |
| Vernon County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Waukesha County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| Winnebago County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for First Southern Bank. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 640 | $46,045,000 | $71,000 | $1,762,000 | $76,000 | $2,507,000 |
| Refinancing | 107 | $16,484,000 | $154,000 | $2,014,000 | $135,000 | $2,507,000 |
| Home Improvement | 31 | $2,654,000 | $85,000 | $240,000 | $119,000 | $686,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 692 | $52,392,000 | $75,000 | $1,787,000 | $88,000 | $2,507,000 |
| Not applicable | 39 | $9,096,000 | $233,000 | $2,014,000 | $0 | $0 |
| Hispanic | 20 | $1,585,000 | $79,000 | $399,000 | $113,000 | $710,000 |
| Asian | 10 | $1,067,000 | $106,000 | $260,000 | $226,000 | $794,000 |
| Not Provided | 7 | $359,000 | $51,000 | $80,000 | $65,000 | $127,000 |
| Black or African American | 6 | $566,000 | $94,000 | $120,000 | $85,000 | $167,000 |
| American Indian or Alaskan Native | 3 | $92,000 | $30,000 | $47,000 | $50,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $26,000 | $26,000 | $26,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 778 | $65,183,000 | $83,000 | $2,014,000 | $86,000 | $2,507,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 484 | $48,258,000 | $99,000 | $2,014,000 | $99,000 | $2,507,000 |
| Application Approved But Not Accepted | 212 | $11,441,000 | $53,000 | $330,000 | $66,000 | $823,000 |
| Application Denied By Financial Institution | 81 | $5,464,000 | $67,000 | $332,000 | $56,000 | $173,000 |
| Application Withdrawn By Applicant | 1 | $20,000 | $20,000 | $20,000 | $19,000 | $19,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Southern Bank.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Southern Bank.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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