First Southern Bank.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
First Southern Bank. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Southern Bank. 300 Tower Square Plaza Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 661 |
| Total Mortgage Loan Application Amount | $59,495,000 |
| Average Mortgage Loan Application Amount | $75,600 |
| Highest Mortgage Loan Application Amount | $7,405,000 |
| Average Applicant Income | $87,600 |
| Highest Applicant Income | $926,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with First Southern Bank.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Southern Bank.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down First Southern Bank.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Southern Bank. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Southern Bank., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Southern Bank.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 134 | $ 17,410,000 | $ 129,000 | $ 93,000 |
| Jackson County Illinois | 76 | $ 8,260,000 | $ 108,000 | $ 124,000 |
| Franklin County Illinois | 14 | $ 1,190,000 | $ 85,000 | $ 79,000 |
| Saline County Illinois | 14 | $ 860,000 | $ 61,000 | $ 105,000 |
| Kankakee County Illinois | 12 | $ 730,000 | $ 60,000 | $ 74,000 |
| Johnson County Illinois | 10 | $ 970,000 | $ 97,000 | $ 148,000 |
| Union County Illinois | 10 | $ 1,010,000 | $ 101,000 | $ 82,000 |
| Greene County Missouri | 10 | $ 500,000 | $ 50,000 | $ 59,000 |
| Muhlenberg County Kentucky | 9 | $ 465,000 | $ 51,000 | $ 40,000 |
| Madison County Indiana | 8 | $ 190,000 | $ 23,000 | $ 34,000 |
| McLean County Illinois | 6 | $ 210,000 | $ 35,000 | $ 55,000 |
| St. Clair County Illinois | 6 | $ 320,000 | $ 53,000 | $ 60,000 |
| Will County Illinois | 6 | $ 530,000 | $ 88,000 | $ 77,000 |
| Pottawattamie County Iowa | 6 | $ 280,000 | $ 46,000 | $ 51,000 |
| Cass County Missouri | 6 | $ 250,000 | $ 41,000 | $ 66,000 |
| LaSalle County Illinois | 5 | $ 235,000 | $ 47,000 | $ 53,000 |
| Johnson County Missouri | 5 | $ 305,000 | $ 61,000 | $ 105,000 |
| Scott County Missouri | 5 | $ 195,000 | $ 39,000 | $ 36,000 |
| St. Charles County Missouri | 5 | $ 125,000 | $ 25,000 | $ 44,000 |
| Cook County Illinois | 4 | $ 130,000 | $ 32,000 | $ 76,000 |
| Madison County Illinois | 4 | $ 230,000 | $ 57,000 | $ 61,000 |
| Polk County Iowa | 4 | $ 210,000 | $ 52,000 | $ 77,000 |
| Harlan County Kentucky | 4 | $ 160,000 | $ 40,000 | $ 49,000 |
| Audrain County Missouri | 4 | $ 300,000 | $ 75,000 | $ 73,000 |
| Bollinger County Missouri | 4 | $ 240,000 | $ 60,000 | $ 52,000 |
| Cape Girardeau County Missouri | 4 | $ 190,000 | $ 47,000 | $ 45,000 |
| Texas County Missouri | 4 | $ 240,000 | $ 60,000 | $ 80,000 |
| Eau Claire County Wisconsin | 4 | $ 150,000 | $ 37,000 | $ 48,000 |
| St. Croix County Wisconsin | 4 | $ 120,000 | $ 30,000 | $ 29,000 |
| Alexander County Illinois | 3 | $ 145,000 | $ 48,000 | $ 57,000 |
| Champaign County Illinois | 3 | $ 195,000 | $ 65,000 | $ 50,000 |
| DeKalb County Illinois | 3 | $ 125,000 | $ 41,000 | $ 58,000 |
| Hamilton County Illinois | 3 | $ 65,000 | $ 21,000 | $ 63,000 |
| Jefferson County Illinois | 3 | $ 395,000 | $ 131,000 | $ 73,000 |
| Marion County Illinois | 3 | $ 255,000 | $ 85,000 | $ 60,000 |
| Elkhart County Indiana | 3 | $ 115,000 | $ 38,000 | $ 72,000 |
| Butler County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Barry County Missouri | 3 | $ 365,000 | $ 121,000 | $ 107,000 |
| Caldwell County Missouri | 3 | $ 355,000 | $ 118,000 | $ 116,000 |
| Iron County Missouri | 3 | $ 85,000 | $ 28,000 | $ 40,000 |
| Lincoln County Missouri | 3 | $ 125,000 | $ 41,000 | $ 72,000 |
| Newton County Missouri | 3 | $ 175,000 | $ 58,000 | $ 43,000 |
| Ozark County Missouri | 3 | $ 265,000 | $ 88,000 | $ 63,000 |
| Stoddard County Missouri | 3 | $ 215,000 | $ 71,000 | $ 57,000 |
| DuPage County Illinois | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Gallatin County Illinois | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Stephenson County Illinois | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| Winnebago County Illinois | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Floyd County Indiana | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Jackson County Indiana | 2 | $ 70,000 | $ 35,000 | $ 55,000 |
| Morgan County Indiana | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Black Hawk County Iowa | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| Muscatine County Iowa | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Scott County Iowa | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Warren County Iowa | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Bell County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 119,000 |
| Casey County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Clinton County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 30,000 |
| Graves County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Hopkins County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Knott County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Leslie County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| McCreary County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 37,000 |
| McLean County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Montgomery County Kentucky | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Pike County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Buchanan County Missouri | 2 | $ 110,000 | $ 55,000 | $ 99,000 |
| Camden County Missouri | 2 | $ 170,000 | $ 85,000 | $ 106,000 |
| Clay County Missouri | 2 | $ 100,000 | $ 50,000 | $ 43,000 |
| Crawford County Missouri | 2 | $ 110,000 | $ 55,000 | $ 41,000 |
| Laclede County Missouri | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Maries County Missouri | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| McDonald County Missouri | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Mississippi County Missouri | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| St. Francois County Missouri | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Fond du Lac County Wisconsin | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| Kenosha County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 51,000 |
| La Crosse County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 91,000 |
| Racine County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Carroll County Illinois | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Clay County Illinois | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Edgar County Illinois | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Effingham County Illinois | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Fayette County Illinois | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Jersey County Illinois | 1 | $ 7,405,000 | $ 7,405,000 | $ 0 |
| Kane County Illinois | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Lake County Illinois | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Macoupin County Illinois | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Morgan County Illinois | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Perry County Illinois | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Randolph County Illinois | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Washington County Illinois | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| White County Illinois | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Dearborn County Indiana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| DeKalb County Indiana | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Gibson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Greene County Indiana | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Hamilton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Jefferson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Marshall County Indiana | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Posey County Indiana | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Vanderburgh County Indiana | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Boone County Iowa | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Cerro Gordo County Iowa | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Clinton County Iowa | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Jackson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Johnson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Lee County Iowa | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Linn County Iowa | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Louisa County Iowa | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Madison County Iowa | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Monroe County Iowa | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Plymouth County Iowa | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Wapello County Iowa | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Finney County Kansas | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Riley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 288,000 |
| Allen County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Barren County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Calloway County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Christian County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Clay County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Daviess County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Edmonson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Grayson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Greenup County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Hancock County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Johnson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Larue County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Laurel County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Logan County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Marshall County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Morgan County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Nelson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Ohio County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Perry County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Powell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Pulaski County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Rockcastle County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Wayne County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Whitley County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Wolfe County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Barton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Callaway County Missouri | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Christian County Missouri | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Dallas County Missouri | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Dent County Missouri | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Hickory County Missouri | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Howell County Missouri | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Jasper County Missouri | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Jefferson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Lawrence County Missouri | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Marion County Missouri | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Monroe County Missouri | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Montgomery County Missouri | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Morgan County Missouri | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| New Madrid County Missouri | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Oregon County Missouri | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Ralls County Missouri | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Randolph County Missouri | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Ray County Missouri | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Reynolds County Missouri | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Shannon County Missouri | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Taney County Missouri | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Vernon County Missouri | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Washington County Missouri | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Wayne County Missouri | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Webster County Missouri | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Wright County Missouri | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 535,000 |
| Brown County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Dodge County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Door County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Dunn County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Jackson County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Sawyer County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Vernon County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Walworth County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Winnebago County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for First Southern Bank. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 550 | $48,080,000 | $87,000 | $7,405,000 | $72,000 | $926,000 |
| Refinancing | 72 | $8,920,000 | $123,000 | $895,000 | $101,000 | $531,000 |
| Cash-out Refinancing | 17 | $1,755,000 | $103,000 | $185,000 | $66,000 | $128,000 |
| Home Improvement | 16 | $560,000 | $35,000 | $85,000 | $138,000 | $650,000 |
| Other Purpose | 6 | $180,000 | $30,000 | $45,000 | $61,000 | $117,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 573 | $42,185,000 | $73,000 | $405,000 | $73,000 | $650,000 |
| Not Provided | 34 | $2,730,000 | $80,000 | $525,000 | $68,000 | $461,000 |
| Not applicable | 30 | $12,640,000 | $421,000 | $7,405,000 | $53,000 | $53,000 |
| Black or African American | 10 | $770,000 | $77,000 | $265,000 | $115,000 | $288,000 |
| Hispanic | 8 | $680,000 | $85,000 | $255,000 | $150,000 | $475,000 |
| Asian | 4 | $420,000 | $105,000 | $235,000 | $282,000 | $926,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $68,000 | $68,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 661 | $59,495,000 | $90,000 | $7,405,000 | $76,000 | $926,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 347 | $37,955,000 | $109,000 | $7,405,000 | $87,000 | $926,000 |
| Application Approved But Not Accepted | 262 | $17,410,000 | $66,000 | $295,000 | $65,000 | $650,000 |
| Application Denied By Financial Institution | 52 | $4,130,000 | $79,000 | $265,000 | $59,000 | $149,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 661 | $59,495,000 | $90,000 | $7,405,000 | $76,000 | $926,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Southern Bank.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Southern Bank.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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