First Southern Bank.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First Southern Bank. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Southern Bank. 300 Tower Square Plaza Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 789 |
| Total Mortgage Loan Application Amount | $62,845,000 |
| Average Mortgage Loan Application Amount | $91,800 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $78,200 |
| Highest Applicant Income | $1,134,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First Southern Bank.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Southern Bank.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First Southern Bank.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Southern Bank. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Southern Bank., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Southern Bank.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 140 | $ 17,410,000 | $ 124,000 | $ 119,000 |
| Jackson County Illinois | 101 | $ 11,115,000 | $ 110,000 | $ 115,000 |
| Franklin County Illinois | 24 | $ 2,760,000 | $ 115,000 | $ 75,000 |
| Will County Illinois | 20 | $ 950,000 | $ 47,000 | $ 76,000 |
| Greene County Missouri | 15 | $ 815,000 | $ 54,000 | $ 59,000 |
| Kankakee County Illinois | 14 | $ 570,000 | $ 40,000 | $ 64,000 |
| Union County Illinois | 12 | $ 1,630,000 | $ 135,000 | $ 91,000 |
| Cape Girardeau County Missouri | 10 | $ 570,000 | $ 57,000 | $ 148,000 |
| Champaign County Illinois | 9 | $ 805,000 | $ 89,000 | $ 73,000 |
| Madison County Indiana | 8 | $ 170,000 | $ 21,000 | $ 41,000 |
| McLean County Illinois | 7 | $ 265,000 | $ 37,000 | $ 55,000 |
| St. Clair County Illinois | 7 | $ 305,000 | $ 43,000 | $ 55,000 |
| Jefferson County Missouri | 7 | $ 355,000 | $ 50,000 | $ 59,000 |
| St. Charles County Missouri | 7 | $ 245,000 | $ 35,000 | $ 49,000 |
| Cook County Illinois | 6 | $ 210,000 | $ 35,000 | $ 96,000 |
| Elkhart County Indiana | 6 | $ 220,000 | $ 36,000 | $ 48,000 |
| Muscatine County Iowa | 6 | $ 230,000 | $ 38,000 | $ 72,000 |
| Polk County Iowa | 6 | $ 250,000 | $ 41,000 | $ 64,000 |
| Cass County Missouri | 6 | $ 280,000 | $ 46,000 | $ 61,000 |
| Eau Claire County Wisconsin | 6 | $ 300,000 | $ 50,000 | $ 41,000 |
| Pottawattamie County Iowa | 5 | $ 145,000 | $ 29,000 | $ 75,000 |
| Pike County Kentucky | 5 | $ 255,000 | $ 51,000 | $ 43,000 |
| Boone County Missouri | 5 | $ 275,000 | $ 55,000 | $ 40,000 |
| Ralls County Missouri | 5 | $ 335,000 | $ 67,000 | $ 59,000 |
| Taney County Missouri | 5 | $ 445,000 | $ 89,000 | $ 72,000 |
| Texas County Missouri | 5 | $ 315,000 | $ 63,000 | $ 49,000 |
| Alexander County Illinois | 4 | $ 270,000 | $ 67,000 | $ 57,000 |
| Saline County Illinois | 4 | $ 260,000 | $ 65,000 | $ 67,000 |
| Dearborn County Indiana | 4 | $ 260,000 | $ 65,000 | $ 56,000 |
| Johnson County Indiana | 4 | $ 80,000 | $ 20,000 | $ 58,000 |
| Morgan County Indiana | 4 | $ 180,000 | $ 45,000 | $ 45,000 |
| Black Hawk County Iowa | 4 | $ 130,000 | $ 32,000 | $ 37,000 |
| Jackson County Iowa | 4 | $ 360,000 | $ 90,000 | $ 58,000 |
| Johnson County Kentucky | 4 | $ 570,000 | $ 142,000 | $ 87,000 |
| Wayne County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 41,000 |
| Barry County Missouri | 4 | $ 260,000 | $ 65,000 | $ 50,000 |
| Camden County Missouri | 4 | $ 100,000 | $ 25,000 | $ 34,000 |
| Perry County Missouri | 4 | $ 210,000 | $ 52,000 | $ 35,000 |
| Pulaski County Missouri | 4 | $ 330,000 | $ 82,000 | $ 84,000 |
| Shannon County Missouri | 4 | $ 260,000 | $ 65,000 | $ 89,000 |
| Johnson County Illinois | 3 | $ 205,000 | $ 68,000 | $ 63,000 |
| Pope County Illinois | 3 | $ 375,000 | $ 125,000 | $ 41,000 |
| Vanderburgh County Indiana | 3 | $ 95,000 | $ 31,000 | $ 59,000 |
| Dubuque County Iowa | 3 | $ 135,000 | $ 45,000 | $ 57,000 |
| Linn County Iowa | 3 | $ 165,000 | $ 55,000 | $ 43,000 |
| Daviess County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 60,000 |
| Floyd County Kentucky | 3 | $ 185,000 | $ 61,000 | $ 32,000 |
| Madison County Kentucky | 3 | $ 195,000 | $ 65,000 | $ 77,000 |
| Muhlenberg County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 77,000 |
| Jackson County Missouri | 3 | $ 95,000 | $ 31,000 | $ 66,000 |
| Laclede County Missouri | 3 | $ 185,000 | $ 61,000 | $ 55,000 |
| Lawrence County Missouri | 3 | $ 275,000 | $ 91,000 | $ 101,000 |
| Lincoln County Missouri | 3 | $ 185,000 | $ 61,000 | $ 42,000 |
| McDonald County Missouri | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| Ozark County Missouri | 3 | $ 205,000 | $ 68,000 | $ 101,000 |
| Polk County Missouri | 3 | $ 205,000 | $ 68,000 | $ 72,000 |
| Stone County Missouri | 3 | $ 255,000 | $ 85,000 | $ 70,000 |
| Webster County Missouri | 3 | $ 235,000 | $ 78,000 | $ 66,000 |
| Polk County Wisconsin | 3 | $ 195,000 | $ 65,000 | $ 59,000 |
| Hamilton County Illinois | 2 | $ 90,000 | $ 45,000 | $ 78,000 |
| Jefferson County Illinois | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Kane County Illinois | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| McHenry County Illinois | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Morgan County Illinois | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Sangamon County Illinois | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Marion County Indiana | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Noble County Indiana | 2 | $ 110,000 | $ 55,000 | $ 67,000 |
| Porter County Indiana | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| Allamakee County Iowa | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Benton County Iowa | 2 | $ 80,000 | $ 40,000 | $ 32,000 |
| Bremer County Iowa | 2 | $ 110,000 | $ 55,000 | $ 72,000 |
| Dallas County Iowa | 2 | $ 150,000 | $ 75,000 | $ 65,000 |
| Mahaska County Iowa | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Adair County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Breathitt County Kentucky | 2 | $ 80,000 | $ 40,000 | $ 50,000 |
| Bullitt County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Butler County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Carroll County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 144,000 |
| Grayson County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Harlan County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Henderson County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Jackson County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Laurel County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 87,000 |
| Lincoln County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| McCracken County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Rockcastle County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Whitley County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Benton County Missouri | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Butler County Missouri | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Christian County Missouri | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Clark County Missouri | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| DeKalb County Missouri | 2 | $ 210,000 | $ 105,000 | $ 104,000 |
| Dent County Missouri | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Franklin County Missouri | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| Henry County Missouri | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Howard County Missouri | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Howell County Missouri | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| Jasper County Missouri | 2 | $ 70,000 | $ 35,000 | $ 82,000 |
| Johnson County Missouri | 2 | $ 110,000 | $ 55,000 | $ 51,000 |
| Maries County Missouri | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Marion County Missouri | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Newton County Missouri | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Wayne County Missouri | 2 | $ 140,000 | $ 70,000 | $ 125,000 |
| Lehigh County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Buffalo County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 95,000 |
| Garfield County Colorado | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Adams County Illinois | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Christian County Illinois | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Effingham County Illinois | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Jersey County Illinois | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Macoupin County Illinois | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Madison County Illinois | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Pulaski County Illinois | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Stephenson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Woodford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Bartholomew County Indiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Carroll County Indiana | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Clark County Indiana | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Clinton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Floyd County Indiana | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Gibson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Jennings County Indiana | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Marshall County Indiana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Pulaski County Indiana | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| White County Indiana | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Clarke County Iowa | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Delaware County Iowa | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Dickinson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Jefferson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Jones County Iowa | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Mills County Iowa | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Story County Iowa | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Taylor County Iowa | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Wapello County Iowa | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Warren County Iowa | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Barren County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Clay County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Clinton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Edmonson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Estill County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Hancock County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Hart County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Knott County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Knox County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 119,000 |
| Lawrence County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Letcher County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Magoffin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Marion County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Martin County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Metcalfe County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Montgomery County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Owsley County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Perry County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Powell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Russell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Taylor County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Anne Arundel County Maryland | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Oakland County Michigan | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Buchanan County Missouri | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Callaway County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Carroll County Missouri | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Clay County Missouri | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Cole County Missouri | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Hickory County Missouri | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Iron County Missouri | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Livingston County Missouri | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Montgomery County Missouri | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Morgan County Missouri | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| New Madrid County Missouri | 1 | $ 45,000 | $ 45,000 | $ 121,000 |
| Oregon County Missouri | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Osage County Missouri | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Pike County Missouri | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Ray County Missouri | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Ripley County Missouri | 1 | $ 65,000 | $ 65,000 | $ 1,134,000 |
| Saline County Missouri | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Scott County Missouri | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| St. Clair County Missouri | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Stoddard County Missouri | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Sullivan County Missouri | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Washington County Missouri | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Wright County Missouri | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Bradford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Bucks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Clark County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Columbia County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Fond du Lac County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Jefferson County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Kenosha County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Outagamie County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| St. Croix County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Waupaca County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for First Southern Bank. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 658 | $47,430,000 | $72,000 | $485,000 | $79,000 | $1,134,000 |
| Refinancing | 82 | $10,040,000 | $122,000 | $825,000 | $92,000 | $523,000 |
| Cash-out Refinancing | 27 | $3,975,000 | $147,000 | $405,000 | $90,000 | $350,000 |
| Home Improvement | 18 | $1,190,000 | $66,000 | $325,000 | $87,000 | $174,000 |
| Other Purpose | 4 | $210,000 | $52,000 | $75,000 | $43,000 | $80,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 694 | $55,390,000 | $79,000 | $495,000 | $80,000 | $1,134,000 |
| Not Provided | 35 | $2,215,000 | $63,000 | $165,000 | $79,000 | $621,000 |
| Not applicable | 25 | $3,075,000 | $123,000 | $825,000 | $0 | $0 |
| Black or African American | 16 | $970,000 | $60,000 | $205,000 | $73,000 | $177,000 |
| Hispanic | 8 | $400,000 | $50,000 | $115,000 | $59,000 | $118,000 |
| American Indian or Alaskan Native | 6 | $440,000 | $73,000 | $125,000 | $168,000 | $521,000 |
| Asian | 1 | $55,000 | $55,000 | $55,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $28,000 | $28,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 789 | $62,845,000 | $79,000 | $825,000 | $80,000 | $1,134,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 415 | $35,565,000 | $85,000 | $825,000 | $93,000 | $1,134,000 |
| Application Approved But Not Accepted | 324 | $22,450,000 | $69,000 | $455,000 | $67,000 | $427,000 |
| Application Denied By Financial Institution | 50 | $4,830,000 | $96,000 | $485,000 | $68,000 | $278,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 789 | $62,845,000 | $79,000 | $825,000 | $80,000 | $1,134,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Southern Bank.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Southern Bank.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.