Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Centennial Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,508 |
| Total Mortgage Loan Application Amount | $221,504,000 |
| Average Mortgage Loan Application Amount | $115,000 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,226,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 463 | $ 63,301,000 | $ 136,000 | $ 78,000 |
| Pulaski County Arkansas | 342 | $ 52,405,000 | $ 153,000 | $ 101,000 |
| Lonoke County Arkansas | 154 | $ 19,227,000 | $ 124,000 | $ 65,000 |
| Monroe County Florida | 90 | $ 26,886,000 | $ 298,000 | $ 158,000 |
| White County Arkansas | 75 | $ 7,733,000 | $ 103,000 | $ 95,000 |
| Cleburne County Arkansas | 40 | $ 4,329,000 | $ 108,000 | $ 97,000 |
| Stone County Arkansas | 36 | $ 3,279,000 | $ 91,000 | $ 69,000 |
| Franklin County Florida | 35 | $ 3,643,000 | $ 104,000 | $ 76,000 |
| Gulf County Florida | 27 | $ 4,531,000 | $ 167,000 | $ 104,000 |
| Bay County Florida | 25 | $ 4,593,000 | $ 183,000 | $ 131,000 |
| Wakulla County Florida | 25 | $ 2,187,000 | $ 87,000 | $ 121,000 |
| Saline County Arkansas | 22 | $ 2,968,000 | $ 134,000 | $ 93,000 |
| Conway County Arkansas | 16 | $ 1,788,000 | $ 111,000 | $ 56,000 |
| Garland County Arkansas | 16 | $ 3,651,000 | $ 228,000 | $ 243,000 |
| Leon County Florida | 15 | $ 2,040,000 | $ 136,000 | $ 81,000 |
| Perry County Arkansas | 12 | $ 1,520,000 | $ 126,000 | $ 72,000 |
| Calhoun County Florida | 9 | $ 662,000 | $ 73,000 | $ 89,000 |
| Dallas County Arkansas | 8 | $ 496,000 | $ 62,000 | $ 70,000 |
| Grant County Arkansas | 6 | $ 482,000 | $ 80,000 | $ 66,000 |
| Pope County Arkansas | 6 | $ 813,000 | $ 135,000 | $ 46,000 |
| Liberty County Florida | 6 | $ 224,000 | $ 37,000 | $ 50,000 |
| Cleveland County Arkansas | 5 | $ 464,000 | $ 92,000 | $ 46,000 |
| Izard County Arkansas | 5 | $ 504,000 | $ 100,000 | $ 93,000 |
| Jefferson County Arkansas | 5 | $ 323,000 | $ 64,000 | $ 55,000 |
| Searcy County Arkansas | 4 | $ 222,000 | $ 55,000 | $ 87,000 |
| Walton County Florida | 4 | $ 4,267,000 | $ 1,066,000 | $ 127,000 |
| Shelby County Tennessee | 4 | $ 696,000 | $ 174,000 | $ 90,000 |
| Van Buren County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 115,000 |
| Gadsden County Florida | 3 | $ 218,000 | $ 72,000 | $ 78,000 |
| Orange County Florida | 3 | $ 846,000 | $ 282,000 | $ 116,000 |
| Mobile County Alabama | 2 | $ 253,000 | $ 126,000 | $ 74,000 |
| Boone County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Independence County Arkansas | 2 | $ 115,000 | $ 57,000 | $ 69,000 |
| Johnson County Arkansas | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Washington County Arkansas | 2 | $ 236,000 | $ 118,000 | $ 42,000 |
| Yell County Arkansas | 2 | $ 256,000 | $ 128,000 | $ 67,000 |
| Charlotte County Florida | 2 | $ 82,000 | $ 41,000 | $ 55,000 |
| Collier County Florida | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Seminole County Florida | 2 | $ 287,000 | $ 143,000 | $ 108,000 |
| Baldwin County Alabama | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Arkansas County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 60,000 |
| Benton County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Bradley County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Craighead County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 90,000 |
| Desha County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Citrus County Florida | 1 | $ 50,000 | $ 50,000 | $ 115,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 205,000 |
| Escambia County Florida | 1 | $ 304,000 | $ 304,000 | $ 277,000 |
| Hillsborough County Florida | 1 | $ 312,000 | $ 312,000 | $ 268,000 |
| Jefferson County Florida | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Lake County Florida | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Lee County Florida | 1 | $ 154,000 | $ 154,000 | $ 64,000 |
| Miami-Dade County Florida | 1 | $ 338,000 | $ 338,000 | $ 147,000 |
| Santa Rosa County Florida | 1 | $ 1,020,000 | $ 1,020,000 | $ 530,000 |
| St. Lucie County Florida | 1 | $ 113,000 | $ 113,000 | $ 80,000 |
| Bulloch County Georgia | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Calcasieu County Louisiana | 1 | $ 161,000 | $ 161,000 | $ 64,000 |
| Franklin County Missouri | 1 | $ 114,000 | $ 114,000 | $ 128,000 |
| Taney County Missouri | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Bowie County Texas | 1 | $ 152,000 | $ 152,000 | $ 250,000 |
| Collin County Texas | 1 | $ 198,000 | $ 198,000 | $ 100,000 |
| Potter County Texas | 1 | $ 80,000 | $ 80,000 | $ 122,000 |
| Travis County Texas | 1 | $ 130,000 | $ 130,000 | $ 152,000 |
| Williamson County Texas | 1 | $ 293,000 | $ 293,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 734 | $107,328,000 | $146,000 | $2,800,000 | $85,000 | $805,000 |
| Refinancing | 668 | $110,502,000 | $165,000 | $1,132,000 | $103,000 | $1,226,000 |
| Home Improvement | 106 | $3,674,000 | $34,000 | $417,000 | $75,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,246 | $185,074,000 | $148,000 | $1,132,000 | $102,000 | $1,226,000 |
| Not applicable | 134 | $19,716,000 | $147,000 | $2,800,000 | $0 | $61,000 |
| Black or African American | 51 | $4,127,000 | $80,000 | $176,000 | $58,000 | $400,000 |
| Not Provided | 38 | $5,956,000 | $156,000 | $417,000 | $133,000 | $1,080,000 |
| Hispanic | 27 | $4,685,000 | $173,000 | $400,000 | $89,000 | $317,000 |
| Asian | 11 | $1,832,000 | $166,000 | $331,000 | $94,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $114,000 | $114,000 | $114,000 | $128,000 | $128,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,243 | $184,196,000 | $148,000 | $2,800,000 | $100,000 | $1,226,000 |
| FHA-insured (Federal Housing Administration) | 159 | $22,160,000 | $139,000 | $321,000 | $63,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $8,106,000 | $120,000 | $243,000 | $41,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 39 | $7,042,000 | $180,000 | $662,000 | $58,000 | $467,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,095 | $164,795,000 | $150,000 | $2,800,000 | $94,000 | $1,226,000 |
| Application Denied By Financial Institution | 207 | $23,149,000 | $111,000 | $1,115,000 | $75,000 | $720,000 |
| Application Withdrawn By Applicant | 202 | $33,327,000 | $164,000 | $1,132,000 | $103,000 | $1,080,000 |
| File Closed For Incompleteness | 3 | $197,000 | $65,000 | $90,000 | $43,000 | $54,000 |
| Application Approved But Not Accepted | 1 | $36,000 | $36,000 | $36,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 106 | $9,455,000 | $89,000 | $1,115,000 | $61,000 | $720,000 |
| Debt-To-Income Ratio | 43 | $6,113,000 | $142,000 | $417,000 | $62,000 | $220,000 |
| Other | 26 | $3,740,000 | $143,000 | $1,020,000 | $140,000 | $720,000 |
| Collateral | 23 | $2,973,000 | $129,000 | $417,000 | $98,000 | $372,000 |
| Unverifiable Information | 3 | $273,000 | $91,000 | $140,000 | $51,000 | $75,000 |
| Credit Application Incomplete | 2 | $273,000 | $136,000 | $173,000 | $79,000 | $104,000 |
| Employment History | 2 | $166,000 | $83,000 | $114,000 | $26,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $156,000 | $78,000 | $98,000 | $48,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.