Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Centennial Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 5,014 |
| Total Mortgage Loan Application Amount | $840,051,000 |
| Average Mortgage Loan Application Amount | $131,333 |
| Highest Mortgage Loan Application Amount | $16,750,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $3,195,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 508 | $ 86,650,000 | $ 170,000 | $ 73,000 |
| Craighead County Arkansas | 437 | $ 66,210,000 | $ 151,000 | $ 72,000 |
| Pope County Arkansas | 410 | $ 42,662,000 | $ 104,000 | $ 66,000 |
| Pulaski County Arkansas | 376 | $ 102,953,000 | $ 273,000 | $ 92,000 |
| Benton County Arkansas | 350 | $ 53,568,000 | $ 153,000 | $ 76,000 |
| Washington County Arkansas | 235 | $ 40,314,000 | $ 171,000 | $ 89,000 |
| Bay County Florida | 185 | $ 35,970,000 | $ 194,000 | $ 107,000 |
| Lonoke County Arkansas | 158 | $ 21,093,000 | $ 133,000 | $ 77,000 |
| Leon County Florida | 158 | $ 30,645,000 | $ 193,000 | $ 98,000 |
| Gulf County Florida | 149 | $ 28,117,000 | $ 188,000 | $ 137,000 |
| Greene County Arkansas | 148 | $ 18,943,000 | $ 127,000 | $ 84,000 |
| White County Arkansas | 139 | $ 15,816,000 | $ 113,000 | $ 75,000 |
| Yell County Arkansas | 133 | $ 11,447,000 | $ 86,000 | $ 61,000 |
| Monroe County Florida | 129 | $ 49,185,000 | $ 381,000 | $ 176,000 |
| Baldwin County Alabama | 104 | $ 33,248,000 | $ 319,000 | $ 199,000 |
| Sebastian County Arkansas | 89 | $ 9,888,000 | $ 111,000 | $ 68,000 |
| Crawford County Arkansas | 80 | $ 8,571,000 | $ 107,000 | $ 71,000 |
| Saline County Arkansas | 79 | $ 15,122,000 | $ 191,000 | $ 72,000 |
| Johnson County Arkansas | 78 | $ 7,364,000 | $ 94,000 | $ 75,000 |
| Wakulla County Florida | 71 | $ 7,159,000 | $ 100,000 | $ 64,000 |
| Independence County Arkansas | 70 | $ 7,576,000 | $ 108,000 | $ 65,000 |
| Baxter County Arkansas | 69 | $ 9,619,000 | $ 139,000 | $ 82,000 |
| Sharp County Arkansas | 67 | $ 5,738,000 | $ 85,000 | $ 50,000 |
| Cleburne County Arkansas | 61 | $ 9,681,000 | $ 158,000 | $ 123,000 |
| Franklin County Florida | 57 | $ 9,717,000 | $ 170,000 | $ 96,000 |
| Walton County Florida | 54 | $ 24,572,000 | $ 455,000 | $ 207,000 |
| Stone County Arkansas | 51 | $ 5,187,000 | $ 101,000 | $ 65,000 |
| Poinsett County Arkansas | 38 | $ 3,084,000 | $ 81,000 | $ 51,000 |
| Conway County Arkansas | 30 | $ 2,489,000 | $ 82,000 | $ 137,000 |
| Fulton County Arkansas | 30 | $ 2,978,000 | $ 99,000 | $ 80,000 |
| Clay County Arkansas | 28 | $ 1,556,000 | $ 55,000 | $ 44,000 |
| Garland County Arkansas | 22 | $ 3,948,000 | $ 179,000 | $ 162,000 |
| Santa Rosa County Florida | 21 | $ 4,380,000 | $ 208,000 | $ 123,000 |
| Calhoun County Florida | 19 | $ 1,947,000 | $ 102,000 | $ 67,000 |
| Escambia County Florida | 19 | $ 4,712,000 | $ 248,000 | $ 145,000 |
| Orange County Florida | 17 | $ 5,137,000 | $ 302,000 | $ 99,000 |
| Okaloosa County Florida | 15 | $ 3,597,000 | $ 239,000 | $ 135,000 |
| Lawrence County Arkansas | 14 | $ 814,000 | $ 58,000 | $ 46,000 |
| Mississippi County Arkansas | 14 | $ 1,118,000 | $ 79,000 | $ 57,000 |
| Delaware County Oklahoma | 14 | $ 833,000 | $ 59,000 | $ 59,000 |
| Adair County Oklahoma | 13 | $ 911,000 | $ 70,000 | $ 41,000 |
| Van Buren County Arkansas | 12 | $ 1,400,000 | $ 116,000 | $ 182,000 |
| Randolph County Arkansas | 11 | $ 1,414,000 | $ 128,000 | $ 55,000 |
| Franklin County Arkansas | 10 | $ 1,122,000 | $ 112,000 | $ 90,000 |
| Jefferson County Arkansas | 10 | $ 985,000 | $ 98,000 | $ 84,000 |
| Logan County Arkansas | 10 | $ 903,000 | $ 90,000 | $ 42,000 |
| Lake County Florida | 10 | $ 1,629,000 | $ 162,000 | $ 66,000 |
| Le Flore County Oklahoma | 10 | $ 851,000 | $ 85,000 | $ 56,000 |
| Sequoyah County Oklahoma | 10 | $ 1,049,000 | $ 104,000 | $ 61,000 |
| Hillsborough County Florida | 9 | $ 1,827,000 | $ 203,000 | $ 133,000 |
| Dallas County Arkansas | 8 | $ 777,000 | $ 97,000 | $ 44,000 |
| Perry County Arkansas | 8 | $ 624,000 | $ 78,000 | $ 70,000 |
| Gadsden County Florida | 8 | $ 909,000 | $ 113,000 | $ 51,000 |
| Liberty County Florida | 8 | $ 447,000 | $ 55,000 | $ 62,000 |
| Pasco County Florida | 8 | $ 1,340,000 | $ 167,000 | $ 82,000 |
| Jackson County Arkansas | 7 | $ 1,069,000 | $ 152,000 | $ 86,000 |
| Charlotte County Florida | 6 | $ 853,000 | $ 142,000 | $ 112,000 |
| Miami-Dade County Florida | 6 | $ 1,487,000 | $ 247,000 | $ 125,000 |
| Izard County Arkansas | 5 | $ 419,000 | $ 83,000 | $ 63,000 |
| Madison County Arkansas | 5 | $ 556,000 | $ 111,000 | $ 43,000 |
| Marion County Arkansas | 5 | $ 662,000 | $ 132,000 | $ 296,000 |
| Prairie County Arkansas | 5 | $ 221,000 | $ 44,000 | $ 62,000 |
| Scott County Arkansas | 5 | $ 443,000 | $ 88,000 | $ 28,000 |
| Collier County Florida | 5 | $ 1,424,000 | $ 284,000 | $ 93,000 |
| Shelby County Tennessee | 5 | $ 654,000 | $ 130,000 | $ 57,000 |
| Cleveland County Arkansas | 4 | $ 19,000 | $ 4,000 | $ 57,000 |
| St. Francis County Arkansas | 4 | $ 171,000 | $ 42,000 | $ 128,000 |
| Pinellas County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 80,000 |
| Volusia County Florida | 4 | $ 402,000 | $ 100,000 | $ 157,000 |
| Crittenden County Arkansas | 3 | $ 1,275,000 | $ 425,000 | $ 69,000 |
| Cross County Arkansas | 3 | $ 300,000 | $ 100,000 | $ 59,000 |
| Brevard County Florida | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Jefferson County Florida | 3 | $ 634,000 | $ 211,000 | $ 77,000 |
| Seminole County Florida | 3 | $ 511,000 | $ 170,000 | $ 75,000 |
| Washington County Florida | 3 | $ 238,000 | $ 79,000 | $ 38,000 |
| Grady County Georgia | 3 | $ 318,000 | $ 106,000 | $ 39,000 |
| Tarrant County Texas | 3 | $ 991,000 | $ 330,000 | $ 173,000 |
| Arkansas County Arkansas | 2 | $ 349,000 | $ 174,000 | $ 182,000 |
| Searcy County Arkansas | 2 | $ 77,000 | $ 38,000 | $ 47,000 |
| Woodruff County Arkansas | 2 | $ 196,000 | $ 98,000 | $ 74,000 |
| Palm Beach County Florida | 2 | $ 711,000 | $ 355,000 | $ 203,000 |
| Sarasota County Florida | 2 | $ 282,000 | $ 141,000 | $ 103,000 |
| Ozark County Missouri | 2 | $ 2,758,000 | $ 1,379,000 | $ 0 |
| Choctaw County Alabama | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Lee County Alabama | 1 | $ 152,000 | $ 152,000 | $ 240,000 |
| Mobile County Alabama | 1 | $ 403,000 | $ 403,000 | $ 410,000 |
| Tallapoosa County Alabama | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Kenai Peninsula County Alaska | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Desha County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Monroe County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Union County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 83,000 |
| Pitkin County Colorado | 1 | $ 4,505,000 | $ 4,505,000 | $ 0 |
| Lee County Florida | 1 | $ 87,000 | $ 87,000 | $ 59,000 |
| Levy County Florida | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Marion County Florida | 1 | $ 293,000 | $ 293,000 | $ 325,000 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 107,000 |
| Baldwin County Georgia | 1 | $ 196,000 | $ 196,000 | $ 107,000 |
| Decatur County Georgia | 1 | $ 132,000 | $ 132,000 | $ 40,000 |
| Gwinnett County Georgia | 1 | $ 114,000 | $ 114,000 | $ 96,000 |
| Sumter County Georgia | 1 | $ 184,000 | $ 184,000 | $ 301,000 |
| Union County Georgia | 1 | $ 81,000 | $ 81,000 | $ 90,000 |
| Calcasieu County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| East Baton Rouge County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Lafayette County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 84,000 |
| Rankin County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 68,000 |
| Dunklin County Missouri | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| Greene County Missouri | 1 | $ 238,000 | $ 238,000 | $ 137,000 |
| Oregon County Missouri | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
| Stoddard County Missouri | 1 | $ 14,000 | $ 14,000 | $ 40,000 |
| Iredell County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Canadian County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 205,000 |
| Cherokee County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 155,000 |
| Pontotoc County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Seminole County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 323,000 |
| Denton County Texas | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Harris County Texas | 1 | $ 667,000 | $ 667,000 | $ 259,000 |
| Taylor County Texas | 1 | $ 118,000 | $ 118,000 | $ 71,000 |
| Williamson County Texas | 1 | $ 319,000 | $ 319,000 | $ 187,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,802 | $493,493,000 | $176,000 | $16,750,000 | $88,000 | $3,195,000 |
| Refinancing | 1,896 | $332,853,000 | $175,000 | $10,200,000 | $89,000 | $1,320,000 |
| Home Improvement | 316 | $13,705,000 | $43,000 | $860,000 | $73,000 | $1,073,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,178 | $626,937,000 | $150,000 | $10,200,000 | $95,000 | $3,195,000 |
| Not applicable | 340 | $140,549,000 | $413,000 | $16,750,000 | $0 | $0 |
| Hispanic | 169 | $20,049,000 | $118,000 | $504,000 | $64,000 | $534,000 |
| Not Provided | 127 | $21,854,000 | $172,000 | $1,180,000 | $108,000 | $1,525,000 |
| Black or African American | 107 | $12,374,000 | $115,000 | $462,000 | $87,000 | $2,476,000 |
| Asian | 51 | $12,640,000 | $247,000 | $4,100,000 | $110,000 | $964,000 |
| American Indian or Alaskan Native | 37 | $4,615,000 | $124,000 | $575,000 | $66,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,033,000 | $206,000 | $410,000 | $69,000 | $107,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,953 | $696,939,000 | $176,000 | $16,750,000 | $97,000 | $3,195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 448 | $48,746,000 | $108,000 | $282,000 | $38,000 | $98,000 |
| FHA-insured (Federal Housing Administration) | 410 | $55,701,000 | $135,000 | $545,000 | $58,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 203 | $38,665,000 | $190,000 | $888,000 | $75,000 | $690,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,834 | $661,096,000 | $172,000 | $16,750,000 | $90,000 | $3,195,000 |
| Application Withdrawn By Applicant | 620 | $103,625,000 | $167,000 | $2,000,000 | $95,000 | $1,514,000 |
| Application Denied By Financial Institution | 491 | $64,302,000 | $130,000 | $3,189,000 | $62,000 | $511,000 |
| Application Approved But Not Accepted | 61 | $10,284,000 | $168,000 | $3,880,000 | $64,000 | $380,000 |
| File Closed For Incompleteness | 8 | $744,000 | $93,000 | $134,000 | $49,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.