Centennial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Centennial Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Bank Po Box 966 Conway, AR 72033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,816 |
| Total Mortgage Loan Application Amount | $976,731,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $49,000,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $6,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Centennial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Centennial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Faulkner County Arkansas | 457 | $ 69,042,000 | $ 151,000 | $ 86,000 |
| Pulaski County Arkansas | 262 | $ 75,385,000 | $ 287,000 | $ 84,000 |
| Leon County Florida | 196 | $ 41,687,000 | $ 212,000 | $ 105,000 |
| Pope County Arkansas | 180 | $ 21,151,000 | $ 117,000 | $ 61,000 |
| Bay County Florida | 180 | $ 38,044,000 | $ 211,000 | $ 141,000 |
| Gulf County Florida | 165 | $ 32,036,000 | $ 194,000 | $ 144,000 |
| Benton County Arkansas | 157 | $ 23,945,000 | $ 152,000 | $ 73,000 |
| Craighead County Arkansas | 157 | $ 26,501,000 | $ 168,000 | $ 82,000 |
| Washington County Arkansas | 137 | $ 21,674,000 | $ 158,000 | $ 86,000 |
| Lonoke County Arkansas | 132 | $ 17,703,000 | $ 134,000 | $ 62,000 |
| Monroe County Florida | 90 | $ 34,972,000 | $ 388,000 | $ 215,000 |
| Walton County Florida | 88 | $ 45,295,000 | $ 514,000 | $ 301,000 |
| White County Arkansas | 86 | $ 11,059,000 | $ 128,000 | $ 68,000 |
| Escambia County Florida | 77 | $ 20,750,000 | $ 269,000 | $ 168,000 |
| Okaloosa County Florida | 77 | $ 20,365,000 | $ 264,000 | $ 120,000 |
| Greene County Arkansas | 73 | $ 7,912,000 | $ 108,000 | $ 69,000 |
| Baldwin County Alabama | 63 | $ 15,374,000 | $ 244,000 | $ 109,000 |
| Saline County Arkansas | 63 | $ 13,224,000 | $ 209,000 | $ 91,000 |
| Sebastian County Arkansas | 57 | $ 13,469,000 | $ 236,000 | $ 90,000 |
| Franklin County Florida | 56 | $ 10,197,000 | $ 182,000 | $ 119,000 |
| Charlotte County Florida | 47 | $ 24,444,000 | $ 520,000 | $ 198,000 |
| Collier County Florida | 47 | $ 36,813,000 | $ 783,000 | $ 263,000 |
| Broward County Florida | 44 | $ 21,382,000 | $ 485,000 | $ 264,000 |
| Independence County Arkansas | 43 | $ 5,493,000 | $ 127,000 | $ 82,000 |
| Hillsborough County Florida | 43 | $ 28,303,000 | $ 658,000 | $ 84,000 |
| Santa Rosa County Florida | 42 | $ 11,861,000 | $ 282,000 | $ 129,000 |
| Yell County Arkansas | 41 | $ 3,497,000 | $ 85,000 | $ 63,000 |
| Conway County Arkansas | 33 | $ 3,041,000 | $ 92,000 | $ 85,000 |
| Orange County Florida | 33 | $ 61,461,000 | $ 1,862,000 | $ 137,000 |
| Pasco County Florida | 33 | $ 9,831,000 | $ 297,000 | $ 155,000 |
| Crawford County Arkansas | 31 | $ 3,753,000 | $ 121,000 | $ 74,000 |
| Baxter County Arkansas | 30 | $ 3,396,000 | $ 113,000 | $ 84,000 |
| Wakulla County Florida | 30 | $ 3,651,000 | $ 121,000 | $ 72,000 |
| Stone County Arkansas | 28 | $ 3,098,000 | $ 110,000 | $ 83,000 |
| Cleburne County Arkansas | 27 | $ 3,604,000 | $ 133,000 | $ 97,000 |
| Lee County Florida | 27 | $ 9,364,000 | $ 346,000 | $ 289,000 |
| Johnson County Arkansas | 24 | $ 1,676,000 | $ 69,000 | $ 47,000 |
| Osceola County Florida | 24 | $ 5,555,000 | $ 231,000 | $ 402,000 |
| Polk County Florida | 23 | $ 5,860,000 | $ 254,000 | $ 70,000 |
| Sharp County Arkansas | 22 | $ 1,373,000 | $ 62,000 | $ 54,000 |
| Calhoun County Florida | 20 | $ 2,120,000 | $ 106,000 | $ 59,000 |
| Hernando County Florida | 19 | $ 3,029,000 | $ 159,000 | $ 58,000 |
| Gadsden County Florida | 16 | $ 2,244,000 | $ 140,000 | $ 65,000 |
| Miami-Dade County Florida | 15 | $ 4,620,000 | $ 308,000 | $ 147,000 |
| Perry County Arkansas | 14 | $ 1,325,000 | $ 94,000 | $ 66,000 |
| Van Buren County Arkansas | 14 | $ 3,187,000 | $ 227,000 | $ 96,000 |
| Clay County Arkansas | 13 | $ 639,000 | $ 49,000 | $ 48,000 |
| Sarasota County Florida | 13 | $ 6,135,000 | $ 471,000 | $ 183,000 |
| Poinsett County Arkansas | 12 | $ 861,000 | $ 71,000 | $ 43,000 |
| Pinellas County Florida | 12 | $ 15,091,000 | $ 1,257,000 | $ 165,000 |
| Jefferson County Arkansas | 10 | $ 867,000 | $ 86,000 | $ 65,000 |
| Fulton County Arkansas | 9 | $ 961,000 | $ 106,000 | $ 51,000 |
| Lawrence County Arkansas | 9 | $ 540,000 | $ 60,000 | $ 43,000 |
| Mississippi County Arkansas | 9 | $ 2,418,000 | $ 268,000 | $ 52,000 |
| Lake County Florida | 9 | $ 2,121,000 | $ 235,000 | $ 75,000 |
| Liberty County Florida | 9 | $ 838,000 | $ 93,000 | $ 61,000 |
| Oklahoma County Oklahoma | 9 | $ 598,000 | $ 66,000 | $ 15,000 |
| Garland County Arkansas | 8 | $ 1,910,000 | $ 238,000 | $ 163,000 |
| Franklin County Arkansas | 7 | $ 982,000 | $ 140,000 | $ 71,000 |
| Logan County Arkansas | 6 | $ 620,000 | $ 103,000 | $ 49,000 |
| Manatee County Florida | 6 | $ 5,291,000 | $ 881,000 | $ 135,000 |
| Volusia County Florida | 6 | $ 1,121,000 | $ 186,000 | $ 82,000 |
| Mobile County Alabama | 5 | $ 700,000 | $ 140,000 | $ 91,000 |
| Cross County Arkansas | 5 | $ 781,000 | $ 156,000 | $ 75,000 |
| Grant County Arkansas | 5 | $ 662,000 | $ 132,000 | $ 64,000 |
| Izard County Arkansas | 5 | $ 495,000 | $ 99,000 | $ 50,000 |
| Delaware County Oklahoma | 5 | $ 344,000 | $ 68,000 | $ 73,000 |
| Dallas County Arkansas | 4 | $ 183,000 | $ 45,000 | $ 40,000 |
| Prairie County Arkansas | 4 | $ 317,000 | $ 79,000 | $ 139,000 |
| Randolph County Arkansas | 4 | $ 478,000 | $ 119,000 | $ 72,000 |
| Jefferson County Florida | 4 | $ 509,000 | $ 127,000 | $ 73,000 |
| Palm Beach County Florida | 4 | $ 1,427,000 | $ 356,000 | $ 174,000 |
| Houston County Alabama | 3 | $ 341,000 | $ 113,000 | $ 117,000 |
| Hot Spring County Arkansas | 3 | $ 558,000 | $ 186,000 | $ 24,000 |
| Jackson County Arkansas | 3 | $ 261,000 | $ 87,000 | $ 14,000 |
| Brevard County Florida | 3 | $ 178,000 | $ 59,000 | $ 64,000 |
| Marion County Florida | 3 | $ 1,122,000 | $ 374,000 | $ 120,000 |
| Seminole County Florida | 3 | $ 764,000 | $ 254,000 | $ 106,000 |
| Washington County Florida | 3 | $ 965,000 | $ 321,000 | $ 229,000 |
| Arkansas County Arkansas | 2 | $ 78,000 | $ 39,000 | $ 31,000 |
| Crittenden County Arkansas | 2 | $ 127,000 | $ 63,000 | $ 33,000 |
| Howard County Arkansas | 2 | $ 242,000 | $ 121,000 | $ 62,000 |
| Madison County Arkansas | 2 | $ 122,000 | $ 61,000 | $ 48,000 |
| Monroe County Arkansas | 2 | $ 182,000 | $ 91,000 | $ 53,000 |
| Searcy County Arkansas | 2 | $ 141,000 | $ 70,000 | $ 125,000 |
| St. Francis County Arkansas | 2 | $ 223,000 | $ 111,000 | $ 124,000 |
| Alachua County Florida | 2 | $ 537,000 | $ 268,000 | $ 134,000 |
| Citrus County Florida | 2 | $ 279,000 | $ 139,000 | $ 106,000 |
| Hardee County Florida | 2 | $ 707,000 | $ 353,000 | $ 320,000 |
| Jackson County Florida | 2 | $ 133,000 | $ 66,000 | $ 32,000 |
| St. Johns County Florida | 2 | $ 834,000 | $ 417,000 | $ 164,000 |
| Decatur County Georgia | 2 | $ 288,000 | $ 144,000 | $ 163,000 |
| Grady County Georgia | 2 | $ 266,000 | $ 133,000 | $ 46,000 |
| Caddo County Louisiana | 2 | $ 5,625,000 | $ 2,812,000 | $ 0 |
| Bolivar County Mississippi | 2 | $ 369,000 | $ 184,000 | $ 68,000 |
| Copiah County Mississippi | 2 | $ 268,000 | $ 134,000 | $ 64,000 |
| DeSoto County Mississippi | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Lafayette County Mississippi | 2 | $ 302,000 | $ 151,000 | $ 202,000 |
| Adair County Oklahoma | 2 | $ 123,000 | $ 61,000 | $ 47,000 |
| Le Flore County Oklahoma | 2 | $ 248,000 | $ 124,000 | $ 268,000 |
| Shelby County Tennessee | 2 | $ 26,250,000 | $ 13,125,000 | $ 680,000 |
| Cherokee County Alabama | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Jefferson County Alabama | 1 | $ 324,000 | $ 324,000 | $ 187,000 |
| Kenai Peninsula County Alaska | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Boone County Arkansas | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Calhoun County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| Carroll County Arkansas | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Marion County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Ouachita County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 108,000 |
| Fairfield County Connecticut | 1 | $ 280,000 | $ 280,000 | $ 112,000 |
| Duval County Florida | 1 | $ 3,655,000 | $ 3,655,000 | $ 0 |
| Madison County Florida | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| St. Lucie County Florida | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Sumter County Florida | 1 | $ 2,250,000 | $ 2,250,000 | $ 0 |
| Taylor County Florida | 1 | $ 230,000 | $ 230,000 | $ 107,000 |
| Clarke County Georgia | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Clay County Georgia | 1 | $ 156,000 | $ 156,000 | $ 128,000 |
| Cobb County Georgia | 1 | $ 262,000 | $ 262,000 | $ 96,000 |
| Gilmer County Georgia | 1 | $ 154,000 | $ 154,000 | $ 178,000 |
| Lowndes County Georgia | 1 | $ 258,000 | $ 258,000 | $ 131,000 |
| Walton County Georgia | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| Douglas County Kansas | 1 | $ 41,000,000 | $ 41,000,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 73,000 |
| Harford County Maryland | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Jasper County Missouri | 1 | $ 2,240,000 | $ 2,240,000 | $ 0 |
| Taney County Missouri | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Wayne County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Craig County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Cambria County Pennsylvania | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 194,000 | $ 194,000 | $ 16,000 |
| Hardeman County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| Collin County Texas | 1 | $ 184,000 | $ 184,000 | $ 107,000 |
| Dallas County Texas | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Travis County Texas | 1 | $ 259,000 | $ 259,000 | $ 103,000 |
| Loudoun County Virginia | 1 | $ 621,000 | $ 621,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Centennial Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,909 | $788,716,000 | $271,000 | $49,000,000 | $111,000 | $6,864,000 |
| Refinancing | 679 | $167,891,000 | $247,000 | $24,250,000 | $111,000 | $1,857,000 |
| Home Improvement | 228 | $20,124,000 | $88,000 | $2,000,000 | $84,000 | $1,382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,930 | $589,281,000 | $201,000 | $6,300,000 | $124,000 | $6,864,000 |
| Not applicable | 419 | $308,250,000 | $735,000 | $49,000,000 | $0 | $0 |
| Hispanic | 147 | $27,590,000 | $187,000 | $1,821,000 | $138,000 | $6,177,000 |
| Black or African American | 119 | $16,402,000 | $137,000 | $1,010,000 | $73,000 | $458,000 |
| Not Provided | 113 | $19,326,000 | $171,000 | $725,000 | $138,000 | $3,000,000 |
| Asian | 56 | $11,486,000 | $205,000 | $856,000 | $105,000 | $500,000 |
| American Indian or Alaskan Native | 20 | $2,306,000 | $115,000 | $422,000 | $69,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,090,000 | $174,000 | $342,000 | $62,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,870 | $834,592,000 | $290,000 | $49,000,000 | $125,000 | $6,864,000 |
| FHA-insured (Federal Housing Administration) | 522 | $75,985,000 | $145,000 | $529,000 | $60,000 | $345,000 |
| VA-guaranteed (Veterans Administration) | 217 | $44,155,000 | $203,000 | $547,000 | $82,000 | $1,162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 207 | $21,999,000 | $106,000 | $227,000 | $41,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,793 | $749,620,000 | $268,000 | $49,000,000 | $105,000 | $6,177,000 |
| Application Withdrawn By Applicant | 500 | $118,784,000 | $237,000 | $5,000,000 | $153,000 | $6,864,000 |
| Application Denied By Financial Institution | 422 | $83,401,000 | $197,000 | $6,300,000 | $83,000 | $1,360,000 |
| Application Approved But Not Accepted | 101 | $24,926,000 | $246,000 | $4,350,000 | $128,000 | $721,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.