Legence Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Legence Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Legence Bank P.O. Box 569 Eldorado, IL 62930 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 436 |
| Total Mortgage Loan Application Amount | $71,810,000 |
| Average Mortgage Loan Application Amount | $136,750 |
| Highest Mortgage Loan Application Amount | $585,000 |
| Average Applicant Income | $120,000 |
| Highest Applicant Income | $1,900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Williamson County Illinois | 75 | $ 12,475,000 | $ 166,000 | $ 113,000 |
| Vanderburgh County Indiana | 57 | $ 9,105,000 | $ 159,000 | $ 100,000 |
| Saline County Illinois | 56 | $ 7,380,000 | $ 131,000 | $ 95,000 |
| Jefferson County Illinois | 28 | $ 4,450,000 | $ 158,000 | $ 97,000 |
| Warrick County Indiana | 25 | $ 6,145,000 | $ 245,000 | $ 150,000 |
| Franklin County Illinois | 18 | $ 1,690,000 | $ 93,000 | $ 72,000 |
| Johnson County Illinois | 15 | $ 1,735,000 | $ 115,000 | $ 128,000 |
| Gallatin County Illinois | 12 | $ 1,040,000 | $ 86,000 | $ 74,000 |
| Jackson County Illinois | 12 | $ 1,800,000 | $ 150,000 | $ 119,000 |
| Hardin County Illinois | 10 | $ 1,090,000 | $ 109,000 | $ 86,000 |
| Cook County Illinois | 7 | $ 1,715,000 | $ 245,000 | $ 257,000 |
| Union County Illinois | 6 | $ 930,000 | $ 155,000 | $ 109,000 |
| Hamilton County Indiana | 6 | $ 1,380,000 | $ 230,000 | $ 140,000 |
| Marion County Indiana | 6 | $ 740,000 | $ 123,000 | $ 146,000 |
| Clinton County Illinois | 5 | $ 975,000 | $ 195,000 | $ 110,000 |
| Madison County Illinois | 5 | $ 1,055,000 | $ 211,000 | $ 143,000 |
| Massac County Illinois | 5 | $ 425,000 | $ 85,000 | $ 64,000 |
| Gibson County Indiana | 5 | $ 695,000 | $ 139,000 | $ 83,000 |
| Spencer County Indiana | 4 | $ 660,000 | $ 165,000 | $ 71,000 |
| St. Clair County Illinois | 3 | $ 535,000 | $ 178,000 | $ 138,000 |
| White County Illinois | 3 | $ 495,000 | $ 165,000 | $ 107,000 |
| Hendricks County Indiana | 3 | $ 395,000 | $ 131,000 | $ 92,000 |
| Posey County Indiana | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Henderson County Kentucky | 3 | $ 475,000 | $ 158,000 | $ 93,000 |
| Jefferson County Kentucky | 3 | $ 1,005,000 | $ 335,000 | $ 151,000 |
| Marion County Illinois | 2 | $ 320,000 | $ 160,000 | $ 199,000 |
| Pope County Illinois | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| Pulaski County Illinois | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Perry County Indiana | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Lyon County Kentucky | 2 | $ 600,000 | $ 300,000 | $ 613,000 |
| Trigg County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Union County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 76,000 |
| St. Charles County Missouri | 2 | $ 690,000 | $ 345,000 | $ 661,000 |
| St. Louis City County Missouri | 2 | $ 690,000 | $ 345,000 | $ 498,000 |
| Montezuma County Colorado | 1 | $ 515,000 | $ 515,000 | $ 600,000 |
| DuPage County Illinois | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Fulton County Illinois | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Hamilton County Illinois | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Macon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| McHenry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Perry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Sangamon County Illinois | 1 | $ 445,000 | $ 445,000 | $ 856,000 |
| Tazewell County Illinois | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Wayne County Illinois | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Will County Illinois | 1 | $ 135,000 | $ 135,000 | $ 1,900,000 |
| Bartholomew County Indiana | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Boone County Indiana | 1 | $ 475,000 | $ 475,000 | $ 268,000 |
| Brown County Indiana | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Clark County Indiana | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Fountain County Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hancock County Indiana | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Johnson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 230,000 |
| Lake County Indiana | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Monroe County Indiana | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Morgan County Indiana | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Pike County Indiana | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Porter County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Crawford County Kansas | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Daviess County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Fayette County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Jessamine County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| McCracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Todd County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Warren County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Ascension County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Livingston County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 224,000 |
| Sevier County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 480,000 |
| Williamson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Jefferson County Texas | 1 | $ 385,000 | $ 385,000 | $ 351,000 |
| Williamson County Texas | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| King County Washington | 1 | $ 365,000 | $ 365,000 | $ 193,000 |
| Vilas County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 397,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Legence Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 260 | $43,670,000 | $167,000 | $515,000 | $130,000 | $1,900,000 |
| Home Purchase | 115 | $18,695,000 | $162,000 | $585,000 | $116,000 | $1,171,000 |
| Cash-out Refinancing | 59 | $9,325,000 | $158,000 | $515,000 | $99,000 | $331,000 |
| Home Improvement | 2 | $120,000 | $60,000 | $65,000 | $135,000 | $180,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 397 | $64,685,000 | $162,000 | $585,000 | $120,000 | $1,900,000 |
| Not Provided | 17 | $2,475,000 | $145,000 | $275,000 | $89,000 | $208,000 |
| Asian | 11 | $2,735,000 | $248,000 | $445,000 | $282,000 | $856,000 |
| Black or African American | 5 | $655,000 | $131,000 | $185,000 | $66,000 | $123,000 |
| Hispanic | 1 | $65,000 | $65,000 | $65,000 | $116,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 433 | $71,505,000 | $165,000 | $585,000 | $123,000 | $1,900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $305,000 | $101,000 | $155,000 | $105,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 343 | $57,525,000 | $167,000 | $585,000 | $126,000 | $1,171,000 |
| Application Withdrawn By Applicant | 40 | $6,080,000 | $152,000 | $345,000 | $134,000 | $1,900,000 |
| Application Approved But Not Accepted | 28 | $4,910,000 | $175,000 | $425,000 | $99,000 | $218,000 |
| Application Denied By Financial Institution | 25 | $3,295,000 | $131,000 | $295,000 | $86,000 | $292,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 436 | $71,810,000 | $164,000 | $585,000 | $122,000 | $1,900,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.