First State Bank Nebraska
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First State Bank Nebraska 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Nebraska 2701 Grainger Parkway Lincoln, NE 68516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 706 |
| Total Mortgage Loan Application Amount | $98,369,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $2,009,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $2,460,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First State Bank Nebraska. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Nebraska's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First State Bank Nebraska's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Nebraska serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Nebraska, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Nebraska's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 200 | $ 30,456,000 | $ 152,000 | $ 92,000 |
| Saline County Nebraska | 59 | $ 4,472,000 | $ 75,000 | $ 61,000 |
| Buffalo County Nebraska | 58 | $ 9,708,000 | $ 167,000 | $ 85,000 |
| Douglas County Nebraska | 49 | $ 7,763,000 | $ 158,000 | $ 89,000 |
| Gage County Nebraska | 48 | $ 4,884,000 | $ 101,000 | $ 68,000 |
| Dodge County Nebraska | 45 | $ 6,357,000 | $ 141,000 | $ 90,000 |
| Saunders County Nebraska | 28 | $ 2,984,000 | $ 106,000 | $ 54,000 |
| Platte County Nebraska | 23 | $ 3,381,000 | $ 147,000 | $ 83,000 |
| Madison County Nebraska | 22 | $ 2,678,000 | $ 121,000 | $ 81,000 |
| Yankton County South Dakota | 18 | $ 2,589,000 | $ 143,000 | $ 77,000 |
| Hall County Nebraska | 17 | $ 2,393,000 | $ 140,000 | $ 69,000 |
| Cass County Nebraska | 10 | $ 1,205,000 | $ 120,000 | $ 127,000 |
| Hamilton County Nebraska | 9 | $ 1,290,000 | $ 143,000 | $ 80,000 |
| Adams County Nebraska | 8 | $ 1,229,000 | $ 153,000 | $ 66,000 |
| Seward County Nebraska | 8 | $ 789,000 | $ 98,000 | $ 39,000 |
| Sarpy County Nebraska | 7 | $ 1,497,000 | $ 213,000 | $ 101,000 |
| Washington County Nebraska | 6 | $ 1,104,000 | $ 184,000 | $ 77,000 |
| Davison County South Dakota | 6 | $ 1,005,000 | $ 167,000 | $ 96,000 |
| Clay County Nebraska | 5 | $ 607,000 | $ 121,000 | $ 103,000 |
| Otoe County Nebraska | 5 | $ 845,000 | $ 169,000 | $ 59,000 |
| York County Nebraska | 5 | $ 515,000 | $ 103,000 | $ 93,000 |
| Merrick County Nebraska | 4 | $ 483,000 | $ 120,000 | $ 72,000 |
| Stanton County Nebraska | 4 | $ 336,000 | $ 84,000 | $ 52,000 |
| Valley County Nebraska | 4 | $ 436,000 | $ 109,000 | $ 132,000 |
| Fillmore County Nebraska | 3 | $ 337,000 | $ 112,000 | $ 82,000 |
| Jefferson County Nebraska | 3 | $ 114,000 | $ 38,000 | $ 49,000 |
| Pierce County Nebraska | 3 | $ 498,000 | $ 166,000 | $ 74,000 |
| Hutchinson County South Dakota | 3 | $ 405,000 | $ 135,000 | $ 86,000 |
| Boyd County Nebraska | 2 | $ 161,000 | $ 80,000 | $ 302,000 |
| Cedar County Nebraska | 2 | $ 202,000 | $ 101,000 | $ 40,000 |
| Cheyenne County Nebraska | 2 | $ 375,000 | $ 187,000 | $ 76,000 |
| Knox County Nebraska | 2 | $ 381,000 | $ 190,000 | $ 118,000 |
| Polk County Nebraska | 2 | $ 208,000 | $ 104,000 | $ 89,000 |
| Beadle County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Ventura County California | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Adams County Colorado | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Denver County Colorado | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Douglas County Colorado | 1 | $ 236,000 | $ 236,000 | $ 87,000 |
| Pitkin County Colorado | 1 | $ 2,009,000 | $ 2,009,000 | $ 2,460,000 |
| Cook County Illinois | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Pottawattamie County Iowa | 1 | $ 120,000 | $ 120,000 | $ 448,000 |
| Johnson County Kansas | 1 | $ 417,000 | $ 417,000 | $ 291,000 |
| Marshall County Kansas | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Camden County Missouri | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Clay County Missouri | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| Boone County Nebraska | 1 | $ 190,000 | $ 190,000 | $ 442,000 |
| Burt County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Butler County Nebraska | 1 | $ 187,000 | $ 187,000 | $ 90,000 |
| Cuming County Nebraska | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Dawes County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Dawson County Nebraska | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Howard County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
| Johnson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Kearney County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 215,000 |
| Lincoln County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Nance County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Phelps County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 115,000 |
| Red Willow County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Wayne County Nebraska | 1 | $ 76,000 | $ 76,000 | $ 21,000 |
| Webster County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Hillsborough County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Berkeley County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| Aurora County South Dakota | 1 | $ 80,000 | $ 80,000 | $ 93,000 |
| Charles Mix County South Dakota | 1 | $ 111,000 | $ 111,000 | $ 104,000 |
| Hanson County South Dakota | 1 | $ 103,000 | $ 103,000 | $ 118,000 |
| Jerauld County South Dakota | 1 | $ 168,000 | $ 168,000 | $ 64,000 |
| Lawrence County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Minnehaha County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for First State Bank Nebraska in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 383 | $53,792,000 | $140,000 | $2,009,000 | $95,000 | $2,460,000 |
| Home Purchase | 284 | $42,228,000 | $148,000 | $588,000 | $80,000 | $628,000 |
| Home Improvement | 39 | $2,349,000 | $60,000 | $245,000 | $66,000 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 648 | $91,291,000 | $140,000 | $2,009,000 | $92,000 | $2,460,000 |
| Not applicable | 31 | $3,588,000 | $115,000 | $455,000 | $0 | $0 |
| Not Provided | 16 | $2,301,000 | $143,000 | $300,000 | $80,000 | $313,000 |
| Hispanic | 7 | $592,000 | $84,000 | $148,000 | $51,000 | $76,000 |
| Asian | 2 | $158,000 | $79,000 | $86,000 | $56,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $164,000 | $164,000 | $164,000 | $96,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $148,000 | $148,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 706 | $98,369,000 | $139,000 | $2,009,000 | $87,000 | $2,460,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 398 | $63,160,000 | $158,000 | $417,000 | $93,000 | $550,000 |
| Loan Originated | 221 | $22,647,000 | $102,000 | $2,009,000 | $75,000 | $2,460,000 |
| Application Denied By Financial Institution | 40 | $5,057,000 | $126,000 | $417,000 | $84,000 | $364,000 |
| Application Withdrawn By Applicant | 37 | $5,821,000 | $157,000 | $417,000 | $100,000 | $723,000 |
| File Closed For Incompleteness | 5 | $723,000 | $144,000 | $200,000 | $84,000 | $164,000 |
| Application Approved But Not Accepted | 5 | $961,000 | $192,000 | $380,000 | $130,000 | $363,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Nebraska's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Nebraska's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.