Fortress Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Fortress Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fortress Bank 9000 N. Knoxville Avenue Peoria, IL 61615 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,576 |
| Total Mortgage Loan Application Amount | $303,930,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $121,500 |
| Highest Applicant Income | $4,599,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Fortress Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fortress Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Fortress Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fortress Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fortress Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fortress Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 245 | $ 49,655,000 | $ 202,000 | $ 111,000 |
| Peoria County Illinois | 239 | $ 37,905,000 | $ 158,000 | $ 117,000 |
| Tazewell County Illinois | 193 | $ 28,935,000 | $ 149,000 | $ 84,000 |
| Scott County Iowa | 120 | $ 25,640,000 | $ 213,000 | $ 115,000 |
| Hancock County Illinois | 114 | $ 11,720,000 | $ 102,000 | $ 78,000 |
| Dallas County Iowa | 101 | $ 26,665,000 | $ 264,000 | $ 128,000 |
| McDonough County Illinois | 44 | $ 4,250,000 | $ 96,000 | $ 79,000 |
| Warren County Iowa | 33 | $ 9,235,000 | $ 279,000 | $ 111,000 |
| Rock Island County Illinois | 29 | $ 5,095,000 | $ 175,000 | $ 117,000 |
| DuPage County Illinois | 25 | $ 7,585,000 | $ 303,000 | $ 264,000 |
| Kane County Illinois | 22 | $ 5,530,000 | $ 251,000 | $ 350,000 |
| Warren County Illinois | 22 | $ 2,280,000 | $ 103,000 | $ 139,000 |
| Woodford County Illinois | 22 | $ 4,290,000 | $ 195,000 | $ 117,000 |
| Cook County Illinois | 18 | $ 5,540,000 | $ 307,000 | $ 188,000 |
| Pinellas County Florida | 12 | $ 2,300,000 | $ 191,000 | $ 114,000 |
| Lee County Iowa | 12 | $ 1,440,000 | $ 120,000 | $ 69,000 |
| Knox County Illinois | 11 | $ 1,645,000 | $ 149,000 | $ 89,000 |
| Marion County Iowa | 11 | $ 2,665,000 | $ 242,000 | $ 178,000 |
| Jasper County Iowa | 9 | $ 1,345,000 | $ 149,000 | $ 68,000 |
| Burlington County New Jersey | 9 | $ 2,415,000 | $ 268,000 | $ 185,000 |
| Will County Illinois | 8 | $ 1,610,000 | $ 201,000 | $ 98,000 |
| Madison County Iowa | 8 | $ 1,790,000 | $ 223,000 | $ 93,000 |
| Lee County Florida | 7 | $ 1,725,000 | $ 246,000 | $ 233,000 |
| Mason County Illinois | 7 | $ 705,000 | $ 100,000 | $ 67,000 |
| McLean County Illinois | 7 | $ 1,035,000 | $ 147,000 | $ 142,000 |
| Boone County Iowa | 7 | $ 1,005,000 | $ 143,000 | $ 64,000 |
| Maricopa County Arizona | 6 | $ 1,660,000 | $ 276,000 | $ 1,073,000 |
| Des Moines County Iowa | 6 | $ 1,250,000 | $ 208,000 | $ 134,000 |
| Muscatine County Iowa | 6 | $ 1,040,000 | $ 173,000 | $ 74,000 |
| Fulton County Illinois | 5 | $ 705,000 | $ 141,000 | $ 94,000 |
| Lake County Illinois | 5 | $ 2,015,000 | $ 403,000 | $ 393,000 |
| LaSalle County Illinois | 5 | $ 1,675,000 | $ 335,000 | $ 99,000 |
| Guthrie County Iowa | 5 | $ 1,485,000 | $ 297,000 | $ 119,000 |
| Story County Iowa | 5 | $ 1,135,000 | $ 227,000 | $ 72,000 |
| Collier County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 151,000 |
| Adams County Illinois | 4 | $ 370,000 | $ 92,000 | $ 44,000 |
| Champaign County Illinois | 4 | $ 390,000 | $ 97,000 | $ 68,000 |
| McHenry County Illinois | 4 | $ 990,000 | $ 247,000 | $ 108,000 |
| Johnson County Iowa | 4 | $ 760,000 | $ 190,000 | $ 107,000 |
| Mahaska County Iowa | 4 | $ 400,000 | $ 100,000 | $ 36,000 |
| Sarpy County Nebraska | 4 | $ 1,150,000 | $ 287,000 | $ 163,000 |
| Milwaukee County Wisconsin | 4 | $ 870,000 | $ 217,000 | $ 112,000 |
| Fulton County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 212,000 |
| Henry County Illinois | 3 | $ 635,000 | $ 211,000 | $ 75,000 |
| Stark County Illinois | 3 | $ 395,000 | $ 131,000 | $ 64,000 |
| Adair County Iowa | 3 | $ 385,000 | $ 128,000 | $ 63,000 |
| Bremer County Iowa | 3 | $ 795,000 | $ 265,000 | $ 136,000 |
| Clinton County Iowa | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Dickinson County Iowa | 3 | $ 1,085,000 | $ 361,000 | $ 126,000 |
| Poweshiek County Iowa | 3 | $ 665,000 | $ 221,000 | $ 99,000 |
| Bristol County Massachusetts | 3 | $ 965,000 | $ 321,000 | $ 188,000 |
| Middlesex County Massachusetts | 3 | $ 605,000 | $ 201,000 | $ 100,000 |
| Camden County Missouri | 3 | $ 925,000 | $ 308,000 | $ 205,000 |
| St. Louis County Missouri | 3 | $ 945,000 | $ 315,000 | $ 218,000 |
| Douglas County Nebraska | 3 | $ 895,000 | $ 298,000 | $ 139,000 |
| Providence County Rhode Island | 3 | $ 1,165,000 | $ 388,000 | $ 138,000 |
| San Diego County California | 2 | $ 890,000 | $ 445,000 | $ 182,000 |
| El Paso County Colorado | 2 | $ 1,060,000 | $ 530,000 | $ 524,000 |
| Charlotte County Florida | 2 | $ 460,000 | $ 230,000 | $ 175,000 |
| Flagler County Florida | 2 | $ 740,000 | $ 370,000 | $ 447,000 |
| Hillsborough County Florida | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Sumter County Florida | 2 | $ 640,000 | $ 320,000 | $ 182,000 |
| DeKalb County Illinois | 2 | $ 510,000 | $ 255,000 | $ 226,000 |
| Henderson County Illinois | 2 | $ 170,000 | $ 85,000 | $ 121,000 |
| Logan County Illinois | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Marshall County Illinois | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Whiteside County Illinois | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Allen County Indiana | 2 | $ 590,000 | $ 295,000 | $ 117,000 |
| Elkhart County Indiana | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| Hamilton County Indiana | 2 | $ 550,000 | $ 275,000 | $ 149,000 |
| Lake County Indiana | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Marion County Indiana | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Cedar County Iowa | 2 | $ 240,000 | $ 120,000 | $ 133,000 |
| Cerro Gordo County Iowa | 2 | $ 330,000 | $ 165,000 | $ 201,000 |
| Leavenworth County Kansas | 2 | $ 210,000 | $ 105,000 | $ 96,000 |
| Norfolk County Massachusetts | 2 | $ 950,000 | $ 475,000 | $ 202,000 |
| Van Buren County Michigan | 2 | $ 1,270,000 | $ 635,000 | $ 712,000 |
| Dakota County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 108,000 |
| Hennepin County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Clark County Missouri | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Franklin County Ohio | 2 | $ 510,000 | $ 255,000 | $ 92,000 |
| Greenville County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Brookings County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| Denton County Texas | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Hays County Texas | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 269,000 |
| Pinal County Arizona | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Alameda County California | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Merced County California | 1 | $ 235,000 | $ 235,000 | $ 205,000 |
| Grand County Colorado | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Park County Colorado | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Fairfield County Connecticut | 1 | $ 515,000 | $ 515,000 | $ 1,020,000 |
| Escambia County Florida | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 204,000 |
| Greene County Georgia | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Bureau County Illinois | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Iroquois County Illinois | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Jo Daviess County Illinois | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Kendall County Illinois | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Mercer County Illinois | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Appanoose County Iowa | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Butler County Iowa | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Clarke County Iowa | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Dubuque County Iowa | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Grundy County Iowa | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Jefferson County Iowa | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Jones County Iowa | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Linn County Iowa | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Mills County Iowa | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Sioux County Iowa | 1 | $ 235,000 | $ 235,000 | $ 114,000 |
| Worth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Wyandotte County Kansas | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Boone County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| East Baton Rouge County Louisiana | 1 | $ 505,000 | $ 505,000 | $ 365,000 |
| Orleans County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 191,000 |
| Barnstable County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Worcester County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 264,000 |
| Alpena County Michigan | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Wayne County Michigan | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Carver County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 238,000 |
| Wright County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 129,000 |
| Lamar County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Clay County Missouri | 1 | $ 305,000 | $ 305,000 | $ 223,000 |
| St. Charles County Missouri | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Buffalo County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Washington County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Clark County Nevada | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Atlantic County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 209,000 |
| Camden County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Mercer County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 178,000 |
| Iredell County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 115,000 |
| McDowell County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Mecklenburg County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 291,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 288,000 |
| Hamilton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Chester County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Northampton County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Charleston County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Dallas County Texas | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Harris County Texas | 1 | $ 435,000 | $ 435,000 | $ 70,000 |
| Virginia Beach County Virginia | 1 | $ 355,000 | $ 355,000 | $ 204,000 |
| Kitsap County Washington | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Brown County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 277,000 |
| Chippewa County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Door County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 232,000 |
| Waushara County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Fortress Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 703 | $140,375,000 | $199,000 | $1,325,000 | $136,000 | $4,599,000 |
| Home Purchase | 600 | $110,110,000 | $183,000 | $2,705,000 | $99,000 | $944,000 |
| Cash-out Refinancing | 269 | $51,935,000 | $193,000 | $565,000 | $132,000 | $889,000 |
| Home Improvement | 4 | $1,510,000 | $377,000 | $1,285,000 | $119,000 | $130,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,315 | $240,865,000 | $183,000 | $565,000 | $118,000 | $4,599,000 |
| Not Provided | 128 | $29,430,000 | $229,000 | $755,000 | $143,000 | $1,020,000 |
| Hispanic | 32 | $5,620,000 | $175,000 | $545,000 | $114,000 | $426,000 |
| Asian | 29 | $7,055,000 | $243,000 | $435,000 | $142,000 | $485,000 |
| Not applicable | 26 | $11,330,000 | $435,000 | $2,705,000 | $708,000 | $708,000 |
| Black or African American | 24 | $4,210,000 | $175,000 | $565,000 | $96,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,414 | $279,670,000 | $197,000 | $2,705,000 | $128,000 | $4,599,000 |
| FHA-insured (Federal Housing Administration) | 87 | $11,375,000 | $130,000 | $315,000 | $57,000 | $160,000 |
| VA-guaranteed (Veterans Administration) | 43 | $9,095,000 | $211,000 | $565,000 | $81,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $3,790,000 | $118,000 | $235,000 | $54,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,419 | $277,535,000 | $195,000 | $2,705,000 | $120,000 | $1,362,000 |
| Application Withdrawn By Applicant | 103 | $19,065,000 | $185,000 | $645,000 | $159,000 | $4,599,000 |
| Application Denied By Financial Institution | 43 | $5,045,000 | $117,000 | $495,000 | $62,000 | $237,000 |
| Application Approved But Not Accepted | 11 | $2,285,000 | $207,000 | $505,000 | $126,000 | $254,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,533 | $298,885,000 | $194,000 | $2,705,000 | $123,000 | $4,599,000 |
| Credit History | 23 | $2,445,000 | $106,000 | $495,000 | $63,000 | $234,000 |
| Debt-To-Income Ratio | 10 | $1,460,000 | $146,000 | $405,000 | $70,000 | $237,000 |
| Collateral | 5 | $595,000 | $119,000 | $285,000 | $60,000 | $101,000 |
| Employment History | 4 | $470,000 | $117,000 | $315,000 | $42,000 | $79,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fortress Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fortress Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.