Fortress Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Fortress Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fortress Bank 9000 N. Knoxville Avenue Peoria, IL 61615 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 850 |
| Total Mortgage Loan Application Amount | $171,940,000 |
| Average Mortgage Loan Application Amount | $180,750 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $109,250 |
| Highest Applicant Income | $1,368,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Fortress Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fortress Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Fortress Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fortress Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fortress Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fortress Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 239 | $ 52,485,000 | $ 219,000 | $ 99,000 |
| Peoria County Illinois | 111 | $ 18,645,000 | $ 167,000 | $ 111,000 |
| Tazewell County Illinois | 87 | $ 11,305,000 | $ 129,000 | $ 80,000 |
| Dallas County Iowa | 48 | $ 13,630,000 | $ 283,000 | $ 119,000 |
| Scott County Iowa | 47 | $ 8,235,000 | $ 175,000 | $ 130,000 |
| Hancock County Illinois | 36 | $ 3,860,000 | $ 107,000 | $ 75,000 |
| Warren County Iowa | 30 | $ 8,200,000 | $ 273,000 | $ 150,000 |
| McDonough County Illinois | 26 | $ 2,390,000 | $ 91,000 | $ 67,000 |
| DuPage County Illinois | 16 | $ 7,450,000 | $ 465,000 | $ 177,000 |
| Rock Island County Illinois | 9 | $ 2,455,000 | $ 272,000 | $ 75,000 |
| Jasper County Iowa | 9 | $ 1,625,000 | $ 180,000 | $ 76,000 |
| Cook County Illinois | 8 | $ 1,760,000 | $ 220,000 | $ 217,000 |
| Madison County Iowa | 7 | $ 1,885,000 | $ 269,000 | $ 111,000 |
| Fulton County Illinois | 6 | $ 730,000 | $ 121,000 | $ 77,000 |
| Story County Iowa | 6 | $ 1,090,000 | $ 181,000 | $ 91,000 |
| Knox County Illinois | 5 | $ 625,000 | $ 125,000 | $ 91,000 |
| Warren County Illinois | 5 | $ 475,000 | $ 95,000 | $ 76,000 |
| Woodford County Illinois | 5 | $ 785,000 | $ 157,000 | $ 108,000 |
| Adair County Iowa | 5 | $ 915,000 | $ 183,000 | $ 65,000 |
| Lee County Iowa | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| Lee County Florida | 4 | $ 1,490,000 | $ 372,000 | $ 208,000 |
| Will County Illinois | 4 | $ 850,000 | $ 212,000 | $ 0 |
| Greene County Iowa | 4 | $ 500,000 | $ 125,000 | $ 102,000 |
| Guthrie County Iowa | 4 | $ 920,000 | $ 230,000 | $ 189,000 |
| Henry County Illinois | 3 | $ 375,000 | $ 125,000 | $ 34,000 |
| Sangamon County Illinois | 3 | $ 285,000 | $ 95,000 | $ 173,000 |
| Marion County Indiana | 3 | $ 385,000 | $ 128,000 | $ 389,000 |
| Clinton County Iowa | 3 | $ 635,000 | $ 211,000 | $ 142,000 |
| Johnson County Iowa | 3 | $ 545,000 | $ 181,000 | $ 86,000 |
| Lucas County Iowa | 3 | $ 385,000 | $ 128,000 | $ 77,000 |
| Mahaska County Iowa | 3 | $ 375,000 | $ 125,000 | $ 210,000 |
| Marion County Iowa | 3 | $ 595,000 | $ 198,000 | $ 73,000 |
| Wapello County Iowa | 3 | $ 795,000 | $ 265,000 | $ 75,000 |
| San Diego County California | 2 | $ 1,780,000 | $ 890,000 | $ 0 |
| Champaign County Illinois | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Henderson County Illinois | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Kendall County Illinois | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Lake County Illinois | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Logan County Illinois | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Mason County Illinois | 2 | $ 280,000 | $ 140,000 | $ 92,000 |
| Lake County Indiana | 2 | $ 470,000 | $ 235,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Boone County Iowa | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Bremer County Iowa | 2 | $ 280,000 | $ 140,000 | $ 72,000 |
| Clarke County Iowa | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Des Moines County Iowa | 2 | $ 230,000 | $ 115,000 | $ 144,000 |
| Linn County Iowa | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Marshall County Iowa | 2 | $ 310,000 | $ 155,000 | $ 44,000 |
| Poweshiek County Iowa | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Webster County Iowa | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| St. Louis County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 138,000 |
| Camden County Missouri | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Williamson County Tennessee | 2 | $ 1,360,000 | $ 680,000 | $ 0 |
| Tarrant County Texas | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Douglas County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Coconino County Arizona | 1 | $ 525,000 | $ 525,000 | $ 348,000 |
| Maricopa County Arizona | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Custer County Colorado | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Fremont County Colorado | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Jefferson County Colorado | 1 | $ 755,000 | $ 755,000 | $ 315,000 |
| Collier County Florida | 1 | $ 785,000 | $ 785,000 | $ 1,368,000 |
| Pinellas County Florida | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| St. Johns County Florida | 1 | $ 455,000 | $ 455,000 | $ 305,000 |
| Walton County Florida | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 1,005,000 | $ 1,005,000 | $ 665,000 |
| Kane County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Macon County Illinois | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| McLean County Illinois | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Schuyler County Illinois | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Allen County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Benton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Black Hawk County Iowa | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Carroll County Iowa | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Cedar County Iowa | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Hamilton County Iowa | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Harrison County Iowa | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Jefferson County Iowa | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Muscatine County Iowa | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Ringgold County Iowa | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Union County Iowa | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Van Buren County Iowa | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Wright County Iowa | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Harper County Kansas | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Van Buren County Michigan | 1 | $ 305,000 | $ 305,000 | $ 600,000 |
| Dakota County Minnesota | 1 | $ 535,000 | $ 535,000 | $ 116,000 |
| Washington County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Adair County Missouri | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Cedar County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Harrison County Missouri | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Jefferson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Mercer County Missouri | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| St. Charles County Missouri | 1 | $ 475,000 | $ 475,000 | $ 243,000 |
| St. Louis County Missouri | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Clark County Nevada | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Camden County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 340,000 |
| Gloucester County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 327,000 |
| Guilford County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Wake County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 625,000 |
| Burleigh County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Morrow County Ohio | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Knox County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 392,000 |
| Roane County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Fortress Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 729 | $149,275,000 | $204,000 | $1,685,000 | $106,000 | $1,368,000 |
| Refinancing | 88 | $17,910,000 | $203,000 | $1,765,000 | $121,000 | $600,000 |
| Cash-out Refinancing | 30 | $4,230,000 | $141,000 | $375,000 | $122,000 | $600,000 |
| Home Improvement | 3 | $525,000 | $175,000 | $345,000 | $88,000 | $96,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 606 | $112,380,000 | $185,000 | $1,115,000 | $106,000 | $1,368,000 |
| Not applicable | 71 | $25,645,000 | $361,000 | $1,765,000 | $0 | $0 |
| Black or African American | 61 | $12,915,000 | $211,000 | $835,000 | $100,000 | $389,000 |
| Not Provided | 49 | $9,065,000 | $185,000 | $685,000 | $123,000 | $600,000 |
| Hispanic | 42 | $6,760,000 | $160,000 | $305,000 | $102,000 | $356,000 |
| Asian | 9 | $2,925,000 | $325,000 | $1,005,000 | $245,000 | $665,000 |
| American Indian or Alaskan Native | 5 | $795,000 | $159,000 | $215,000 | $75,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $132,135,000 | $203,000 | $1,765,000 | $118,000 | $1,368,000 |
| FHA-insured (Federal Housing Administration) | 148 | $28,670,000 | $193,000 | $465,000 | $79,000 | $263,000 |
| VA-guaranteed (Veterans Administration) | 41 | $9,205,000 | $224,000 | $405,000 | $83,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,930,000 | $160,000 | $255,000 | $70,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 690 | $136,010,000 | $197,000 | $1,765,000 | $108,000 | $1,368,000 |
| Application Withdrawn By Applicant | 90 | $16,500,000 | $183,000 | $605,000 | $111,000 | $625,000 |
| Loan Purchased By The Institution | 35 | $14,075,000 | $402,000 | $1,685,000 | $0 | $0 |
| Application Denied By Financial Institution | 23 | $3,265,000 | $141,000 | $325,000 | $73,000 | $157,000 |
| Application Approved But Not Accepted | 12 | $2,090,000 | $174,000 | $305,000 | $131,000 | $328,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 827 | $168,675,000 | $203,000 | $1,765,000 | $109,000 | $1,368,000 |
| Debt-To-Income Ratio | 8 | $1,430,000 | $178,000 | $295,000 | $72,000 | $144,000 |
| Credit History | 6 | $600,000 | $100,000 | $155,000 | $93,000 | $157,000 |
| Collateral | 3 | $155,000 | $51,000 | $85,000 | $43,000 | $50,000 |
| Other | 2 | $410,000 | $205,000 | $225,000 | $71,000 | $94,000 |
| Employment History | 2 | $130,000 | $65,000 | $75,000 | $47,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $325,000 | $325,000 | $325,000 | $118,000 | $118,000 |
| Unverifiable Information | 1 | $215,000 | $215,000 | $215,000 | $79,000 | $79,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fortress Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fortress Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.