First State Bank Of St. Charles, Missouri
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank Of St. Charles, Missouri.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,790 |
| Total Mortgage Loan Application Amount | $665,401,000 |
| Average Mortgage Loan Application Amount | $160,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $1,574,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Charles County Missouri | 868 | $ 140,329,000 | $ 161,000 | $ 75,000 |
| St. Louis County Missouri | 740 | $ 135,265,000 | $ 182,000 | $ 91,000 |
| Johnson County Kansas | 454 | $ 100,178,000 | $ 220,000 | $ 109,000 |
| Camden County Missouri | 282 | $ 50,322,000 | $ 178,000 | $ 133,000 |
| Jackson County Missouri | 225 | $ 40,822,000 | $ 181,000 | $ 99,000 |
| Jefferson County Missouri | 187 | $ 30,409,000 | $ 162,000 | $ 75,000 |
| Franklin County Missouri | 99 | $ 14,248,000 | $ 143,000 | $ 75,000 |
| St. Louis City County Missouri | 99 | $ 14,398,000 | $ 145,000 | $ 79,000 |
| Lincoln County Missouri | 70 | $ 9,429,000 | $ 134,000 | $ 54,000 |
| Miller County Missouri | 54 | $ 8,102,000 | $ 150,000 | $ 108,000 |
| St. Francois County Missouri | 53 | $ 6,142,000 | $ 115,000 | $ 58,000 |
| Cole County Missouri | 50 | $ 6,420,000 | $ 128,000 | $ 65,000 |
| Cass County Missouri | 47 | $ 9,736,000 | $ 207,000 | $ 101,000 |
| Clay County Missouri | 39 | $ 6,930,000 | $ 177,000 | $ 89,000 |
| Warren County Missouri | 39 | $ 6,166,000 | $ 158,000 | $ 68,000 |
| Ste. Genevieve County Missouri | 36 | $ 5,599,000 | $ 155,000 | $ 75,000 |
| Platte County Missouri | 35 | $ 6,568,000 | $ 187,000 | $ 90,000 |
| Boone County Missouri | 33 | $ 5,926,000 | $ 179,000 | $ 96,000 |
| Leavenworth County Kansas | 25 | $ 4,550,000 | $ 182,000 | $ 85,000 |
| Wyandotte County Kansas | 25 | $ 3,833,000 | $ 153,000 | $ 62,000 |
| Morgan County Missouri | 25 | $ 4,066,000 | $ 162,000 | $ 96,000 |
| Cape Girardeau County Missouri | 21 | $ 3,926,000 | $ 186,000 | $ 108,000 |
| Miami County Kansas | 12 | $ 2,530,000 | $ 210,000 | $ 75,000 |
| Callaway County Missouri | 12 | $ 1,472,000 | $ 122,000 | $ 75,000 |
| Madison County Illinois | 11 | $ 2,440,000 | $ 221,000 | $ 126,000 |
| St. Clair County Illinois | 11 | $ 1,415,000 | $ 128,000 | $ 105,000 |
| Pettis County Missouri | 10 | $ 1,045,000 | $ 104,000 | $ 50,000 |
| Osage County Missouri | 9 | $ 1,390,000 | $ 154,000 | $ 76,000 |
| Washington County Missouri | 9 | $ 912,000 | $ 101,000 | $ 49,000 |
| Monroe County Illinois | 8 | $ 1,304,000 | $ 163,000 | $ 108,000 |
| Pike County Missouri | 6 | $ 864,000 | $ 144,000 | $ 116,000 |
| Stone County Missouri | 6 | $ 909,000 | $ 151,000 | $ 89,000 |
| Maricopa County Arizona | 5 | $ 1,122,000 | $ 224,000 | $ 112,000 |
| Christian County Missouri | 5 | $ 829,000 | $ 165,000 | $ 74,000 |
| Greene County Missouri | 5 | $ 649,000 | $ 129,000 | $ 87,000 |
| Pulaski County Missouri | 5 | $ 821,000 | $ 164,000 | $ 65,000 |
| Scott County Missouri | 5 | $ 819,000 | $ 163,000 | $ 117,000 |
| Platte County Nebraska | 5 | $ 922,000 | $ 184,000 | $ 184,000 |
| Fulton County Georgia | 4 | $ 897,000 | $ 224,000 | $ 117,000 |
| Caldwell County Missouri | 4 | $ 618,000 | $ 154,000 | $ 73,000 |
| Crawford County Missouri | 4 | $ 840,000 | $ 210,000 | $ 79,000 |
| Gasconade County Missouri | 4 | $ 642,000 | $ 160,000 | $ 82,000 |
| Maries County Missouri | 4 | $ 882,000 | $ 220,000 | $ 64,000 |
| Ray County Missouri | 4 | $ 526,000 | $ 131,000 | $ 47,000 |
| Lee County Florida | 3 | $ 580,000 | $ 193,000 | $ 668,000 |
| Douglas County Kansas | 3 | $ 661,000 | $ 220,000 | $ 114,000 |
| Jefferson County Kansas | 3 | $ 446,000 | $ 148,000 | $ 92,000 |
| Buchanan County Missouri | 3 | $ 425,000 | $ 141,000 | $ 95,000 |
| Henry County Missouri | 3 | $ 606,000 | $ 202,000 | $ 411,000 |
| Johnson County Missouri | 3 | $ 450,000 | $ 150,000 | $ 112,000 |
| Lafayette County Missouri | 3 | $ 517,000 | $ 172,000 | $ 78,000 |
| Phelps County Missouri | 3 | $ 384,000 | $ 128,000 | $ 66,000 |
| Horry County South Carolina | 3 | $ 320,000 | $ 106,000 | $ 102,000 |
| Minnehaha County South Dakota | 3 | $ 1,239,000 | $ 413,000 | $ 744,000 |
| Lubbock County Texas | 3 | $ 321,000 | $ 107,000 | $ 89,000 |
| Tarrant County Texas | 3 | $ 641,000 | $ 213,000 | $ 101,000 |
| San Bernardino County California | 2 | $ 575,000 | $ 287,000 | $ 114,000 |
| Larimer County Colorado | 2 | $ 596,000 | $ 298,000 | $ 110,000 |
| Montgomery County Illinois | 2 | $ 423,000 | $ 211,000 | $ 144,000 |
| Sangamon County Illinois | 2 | $ 128,000 | $ 64,000 | $ 150,000 |
| Dickinson County Iowa | 2 | $ 1,045,000 | $ 522,000 | $ 949,000 |
| Shawnee County Kansas | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Barry County Missouri | 2 | $ 327,000 | $ 163,000 | $ 167,000 |
| Iron County Missouri | 2 | $ 115,000 | $ 57,000 | $ 24,000 |
| Jasper County Missouri | 2 | $ 278,000 | $ 139,000 | $ 71,000 |
| Marion County Missouri | 2 | $ 456,000 | $ 228,000 | $ 131,000 |
| Moniteau County Missouri | 2 | $ 219,000 | $ 109,000 | $ 73,000 |
| Perry County Missouri | 2 | $ 500,000 | $ 250,000 | $ 100,000 |
| Lincoln County South Dakota | 2 | $ 1,086,000 | $ 543,000 | $ 639,000 |
| Harris County Texas | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Morgan County Alabama | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
| Carroll County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 125,000 |
| Pulaski County Arkansas | 1 | $ 595,000 | $ 595,000 | $ 193,000 |
| Los Angeles County California | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Sonoma County California | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Ventura County California | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Boulder County Colorado | 1 | $ 120,000 | $ 120,000 | $ 187,000 |
| Broomfield County Colorado | 1 | $ 257,000 | $ 257,000 | $ 130,000 |
| Denver County Colorado | 1 | $ 113,000 | $ 113,000 | $ 92,000 |
| Douglas County Colorado | 1 | $ 307,000 | $ 307,000 | $ 73,000 |
| Mesa County Colorado | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Pueblo County Colorado | 1 | $ 219,000 | $ 219,000 | $ 172,000 |
| Alachua County Florida | 1 | $ 230,000 | $ 230,000 | $ 267,000 |
| Brevard County Florida | 1 | $ 296,000 | $ 296,000 | $ 194,000 |
| Broward County Florida | 1 | $ 265,000 | $ 265,000 | $ 240,000 |
| Flagler County Florida | 1 | $ 110,000 | $ 110,000 | $ 161,000 |
| Walton County Florida | 1 | $ 131,000 | $ 131,000 | $ 48,000 |
| Forsyth County Georgia | 1 | $ 321,000 | $ 321,000 | $ 203,000 |
| Cook County Illinois | 1 | $ 260,000 | $ 260,000 | $ 113,000 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Lake County Illinois | 1 | $ 162,000 | $ 162,000 | $ 97,000 |
| Macoupin County Illinois | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Morgan County Illinois | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| White County Illinois | 1 | $ 181,000 | $ 181,000 | $ 118,000 |
| Will County Illinois | 1 | $ 417,000 | $ 417,000 | $ 246,000 |
| Porter County Indiana | 1 | $ 183,000 | $ 183,000 | $ 93,000 |
| Crawford County Kansas | 1 | $ 57,000 | $ 57,000 | $ 136,000 |
| Dickinson County Kansas | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Franklin County Kansas | 1 | $ 233,000 | $ 233,000 | $ 62,000 |
| Harvey County Kansas | 1 | $ 204,000 | $ 204,000 | $ 146,000 |
| Linn County Kansas | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Sedgwick County Kansas | 1 | $ 96,000 | $ 96,000 | $ 200,000 |
| East Baton Rouge County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 368,000 | $ 368,000 | $ 108,000 |
| Montgomery County Maryland | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| Prince George's County Maryland | 1 | $ 323,000 | $ 323,000 | $ 128,000 |
| Washtenaw County Michigan | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Wayne County Michigan | 1 | $ 157,000 | $ 157,000 | $ 166,000 |
| Adair County Missouri | 1 | $ 170,000 | $ 170,000 | $ 53,000 |
| Barton County Missouri | 1 | $ 94,000 | $ 94,000 | $ 165,000 |
| Bates County Missouri | 1 | $ 99,000 | $ 99,000 | $ 59,000 |
| Clinton County Missouri | 1 | $ 220,000 | $ 220,000 | $ 74,000 |
| Dade County Missouri | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| Dallas County Missouri | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Daviess County Missouri | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Knox County Missouri | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Madison County Missouri | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
| Scotland County Missouri | 1 | $ 202,000 | $ 202,000 | $ 390,000 |
| Shannon County Missouri | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Texas County Missouri | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Webster County Missouri | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Flathead County Montana | 1 | $ 142,000 | $ 142,000 | $ 230,000 |
| Douglas County Nebraska | 1 | $ 97,000 | $ 97,000 | $ 134,000 |
| Sarpy County Nebraska | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Saunders County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Erie County New York | 1 | $ 249,000 | $ 249,000 | $ 90,000 |
| Cass County North Dakota | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Cuyahoga County Ohio | 1 | $ 392,000 | $ 392,000 | $ 191,000 |
| Oklahoma County Oklahoma | 1 | $ 279,000 | $ 279,000 | $ 100,000 |
| Westmoreland County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 112,000 |
| Beaufort County South Carolina | 1 | $ 408,000 | $ 408,000 | $ 307,000 |
| Hamblen County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Denton County Texas | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Fort Bend County Texas | 1 | $ 117,000 | $ 117,000 | $ 89,000 |
| Somervell County Texas | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Arlington County Virginia | 1 | $ 236,000 | $ 236,000 | $ 61,000 |
| Fairfax County Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Frederick County Virginia | 1 | $ 382,000 | $ 382,000 | $ 245,000 |
| Virginia Beach County Virginia | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| King County Washington | 1 | $ 374,000 | $ 374,000 | $ 232,000 |
| Waukesha County Wisconsin | 1 | $ 270,000 | $ 270,000 | $ 96,000 |
| Teton County Wyoming | 1 | $ 1,002,000 | $ 1,002,000 | $ 253,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,412 | $452,880,000 | $187,000 | $1,500,000 | $96,000 | $1,207,000 |
| Home Purchase | 1,362 | $210,289,000 | $154,000 | $1,094,000 | $86,000 | $1,574,000 |
| Home Improvement | 16 | $2,232,000 | $139,000 | $350,000 | $123,000 | $433,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,405 | $605,368,000 | $177,000 | $1,500,000 | $95,000 | $1,574,000 |
| Black or African American | 144 | $20,794,000 | $144,000 | $1,399,000 | $60,000 | $300,000 |
| Not applicable | 77 | $6,834,000 | $88,000 | $248,000 | $0 | $0 |
| Not Provided | 55 | $10,848,000 | $197,000 | $408,000 | $98,000 | $229,000 |
| Asian | 53 | $12,496,000 | $235,000 | $1,094,000 | $128,000 | $415,000 |
| Hispanic | 48 | $7,855,000 | $163,000 | $675,000 | $94,000 | $678,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $962,000 | $160,000 | $270,000 | $96,000 | $215,000 |
| American Indian or Alaskan Native | 2 | $244,000 | $122,000 | $125,000 | $41,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,801 | $517,362,000 | $184,000 | $1,500,000 | $106,000 | $1,574,000 |
| FHA-insured (Federal Housing Administration) | 772 | $111,975,000 | $145,000 | $417,000 | $54,000 | $1,236,000 |
| VA-guaranteed (Veterans Administration) | 136 | $26,832,000 | $197,000 | $674,000 | $56,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $9,232,000 | $113,000 | $280,000 | $44,000 | $134,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,933 | $521,303,000 | $177,000 | $1,425,000 | $93,000 | $1,574,000 |
| Application Denied By Financial Institution | 413 | $68,075,000 | $164,000 | $1,500,000 | $81,000 | $822,000 |
| Application Withdrawn By Applicant | 370 | $64,358,000 | $173,000 | $788,000 | $102,000 | $1,236,000 |
| File Closed For Incompleteness | 59 | $9,583,000 | $162,000 | $412,000 | $84,000 | $284,000 |
| Application Approved But Not Accepted | 15 | $2,082,000 | $138,000 | $417,000 | $51,000 | $167,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $128,000 | $128,000 | $128,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 1 | $176,000 | $176,000 | $176,000 | $52,000 | $52,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.