First State Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First State Bank 221 Harrison St Union City, TN 38261 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,187 |
| Total Mortgage Loan Application Amount | $292,142,000 |
| Average Mortgage Loan Application Amount | $111,333 |
| Highest Mortgage Loan Application Amount | $860,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $1,477,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Weakley County Tennessee | 278 | $ 25,439,000 | $ 91,000 | $ 54,000 |
| Madison County Tennessee | 196 | $ 28,769,000 | $ 146,000 | $ 87,000 |
| Davidson County Tennessee | 157 | $ 27,350,000 | $ 174,000 | $ 84,000 |
| Sumner County Tennessee | 157 | $ 27,078,000 | $ 172,000 | $ 75,000 |
| Gibson County Tennessee | 154 | $ 14,875,000 | $ 96,000 | $ 55,000 |
| Obion County Tennessee | 154 | $ 12,859,000 | $ 83,000 | $ 59,000 |
| Dyer County Tennessee | 127 | $ 14,809,000 | $ 116,000 | $ 53,000 |
| Tipton County Tennessee | 111 | $ 16,630,000 | $ 149,000 | $ 59,000 |
| Henderson County Tennessee | 104 | $ 10,012,000 | $ 96,000 | $ 45,000 |
| Shelby County Tennessee | 93 | $ 12,879,000 | $ 138,000 | $ 93,000 |
| Chester County Tennessee | 85 | $ 9,747,000 | $ 114,000 | $ 53,000 |
| Knox County Tennessee | 64 | $ 11,813,000 | $ 184,000 | $ 74,000 |
| Cheatham County Tennessee | 58 | $ 9,690,000 | $ 167,000 | $ 55,000 |
| Williamson County Tennessee | 56 | $ 15,223,000 | $ 271,000 | $ 101,000 |
| Robertson County Tennessee | 43 | $ 7,417,000 | $ 172,000 | $ 62,000 |
| Dickson County Tennessee | 39 | $ 5,494,000 | $ 140,000 | $ 43,000 |
| DeSoto County Mississippi | 33 | $ 4,704,000 | $ 142,000 | $ 57,000 |
| Haywood County Tennessee | 32 | $ 3,268,000 | $ 102,000 | $ 49,000 |
| Crockett County Tennessee | 22 | $ 2,246,000 | $ 102,000 | $ 66,000 |
| Rutherford County Tennessee | 22 | $ 3,482,000 | $ 158,000 | $ 58,000 |
| Wilson County Tennessee | 19 | $ 4,136,000 | $ 217,000 | $ 88,000 |
| Decatur County Tennessee | 15 | $ 1,663,000 | $ 110,000 | $ 73,000 |
| Hardin County Tennessee | 14 | $ 1,493,000 | $ 106,000 | $ 51,000 |
| Lauderdale County Tennessee | 12 | $ 1,173,000 | $ 97,000 | $ 67,000 |
| Carroll County Tennessee | 11 | $ 1,256,000 | $ 114,000 | $ 64,000 |
| Henry County Tennessee | 11 | $ 1,281,000 | $ 116,000 | $ 64,000 |
| Hickman County Tennessee | 11 | $ 1,234,000 | $ 112,000 | $ 39,000 |
| Fayette County Tennessee | 10 | $ 1,955,000 | $ 195,000 | $ 76,000 |
| Lake County Tennessee | 10 | $ 794,000 | $ 79,000 | $ 64,000 |
| McNairy County Tennessee | 9 | $ 910,000 | $ 101,000 | $ 39,000 |
| Hickman County Kentucky | 6 | $ 256,000 | $ 42,000 | $ 58,000 |
| Anderson County Tennessee | 5 | $ 501,000 | $ 100,000 | $ 54,000 |
| Hardeman County Tennessee | 5 | $ 593,000 | $ 118,000 | $ 75,000 |
| Humphreys County Tennessee | 5 | $ 463,000 | $ 92,000 | $ 36,000 |
| Fulton County Kentucky | 4 | $ 204,000 | $ 51,000 | $ 43,000 |
| Maury County Tennessee | 4 | $ 670,000 | $ 167,000 | $ 57,000 |
| Blount County Tennessee | 3 | $ 680,000 | $ 226,000 | $ 70,000 |
| Sevier County Tennessee | 3 | $ 913,000 | $ 304,000 | $ 111,000 |
| Cleburne County Arkansas | 2 | $ 679,000 | $ 339,000 | $ 316,000 |
| Mississippi County Arkansas | 2 | $ 417,000 | $ 208,000 | $ 141,000 |
| Graves County Kentucky | 2 | $ 71,000 | $ 35,000 | $ 36,000 |
| Warren County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Marshall County Mississippi | 2 | $ 282,000 | $ 141,000 | $ 87,000 |
| Tishomingo County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Pemiscot County Missouri | 2 | $ 247,000 | $ 123,000 | $ 34,000 |
| Campbell County Tennessee | 2 | $ 147,000 | $ 73,000 | $ 42,000 |
| Macon County Tennessee | 2 | $ 288,000 | $ 144,000 | $ 110,000 |
| Montgomery County Tennessee | 2 | $ 577,000 | $ 288,000 | $ 99,000 |
| Perry County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 96,000 |
| Flagler County Florida | 1 | $ 270,000 | $ 270,000 | $ 338,000 |
| Marion County Florida | 1 | $ 28,000 | $ 28,000 | $ 142,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 1,477,000 |
| Cobb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 110,000 |
| Kankakee County Illinois | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Calloway County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Marshall County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 317,000 |
| Trigg County Kentucky | 1 | $ 243,000 | $ 243,000 | $ 34,000 |
| Alcorn County Mississippi | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| St. Charles County Missouri | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Bergen County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 554,000 |
| Coffee County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Cumberland County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| DeKalb County Tennessee | 1 | $ 363,000 | $ 363,000 | $ 905,000 |
| Grainger County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Jefferson County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 63,000 |
| Lewis County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Marshall County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 101,000 |
| Putnam County Tennessee | 1 | $ 407,000 | $ 407,000 | $ 225,000 |
| Smith County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 108,000 |
| Union County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 35,000 |
| Nueces County Texas | 1 | $ 138,000 | $ 138,000 | $ 98,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First State Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,087 | $163,694,000 | $150,000 | $860,000 | $74,000 | $1,477,000 |
| Home Purchase | 1,030 | $123,959,000 | $120,000 | $774,000 | $60,000 | $905,000 |
| Home Improvement | 70 | $4,489,000 | $64,000 | $439,000 | $71,000 | $357,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,939 | $262,789,000 | $135,000 | $860,000 | $70,000 | $1,477,000 |
| Black or African American | 114 | $12,409,000 | $108,000 | $344,000 | $56,000 | $279,000 |
| Not Provided | 67 | $8,020,000 | $119,000 | $690,000 | $42,000 | $462,000 |
| Not applicable | 27 | $3,761,000 | $139,000 | $832,000 | $0 | $0 |
| Asian | 18 | $2,783,000 | $154,000 | $417,000 | $72,000 | $215,000 |
| Hispanic | 17 | $1,615,000 | $95,000 | $270,000 | $58,000 | $338,000 |
| American Indian or Alaskan Native | 3 | $363,000 | $121,000 | $200,000 | $116,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $402,000 | $201,000 | $276,000 | $37,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,211 | $168,004,000 | $138,000 | $860,000 | $84,000 | $1,477,000 |
| FHA-insured (Federal Housing Administration) | 582 | $80,409,000 | $138,000 | $398,000 | $51,000 | $489,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 315 | $31,886,000 | $101,000 | $224,000 | $37,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 79 | $11,843,000 | $149,000 | $317,000 | $50,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,775 | $240,207,000 | $135,000 | $860,000 | $70,000 | $1,477,000 |
| Application Denied By Financial Institution | 264 | $30,989,000 | $117,000 | $690,000 | $45,000 | $226,000 |
| Application Withdrawn By Applicant | 144 | $20,272,000 | $140,000 | $774,000 | $70,000 | $900,000 |
| File Closed For Incompleteness | 2 | $395,000 | $197,000 | $300,000 | $43,000 | $63,000 |
| Application Approved But Not Accepted | 2 | $279,000 | $139,000 | $161,000 | $39,000 | $47,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.