First Horizon Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
First Horizon Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Horizon Bank 165 Madison Ave 5Th Floor Memphis, TN 38101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,223 |
| Total Mortgage Loan Application Amount | $844,661,000 |
| Average Mortgage Loan Application Amount | $236,666 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $151,000 |
| Highest Applicant Income | $6,360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First Horizon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Horizon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First Horizon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Horizon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Horizon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Horizon Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 402 | $ 133,433,000 | $ 331,000 | $ 171,000 |
| Shelby County Tennessee | 326 | $ 67,699,000 | $ 207,000 | $ 145,000 |
| Hamilton County Tennessee | 276 | $ 69,788,000 | $ 252,000 | $ 175,000 |
| Williamson County Tennessee | 273 | $ 112,574,000 | $ 412,000 | $ 215,000 |
| Knox County Tennessee | 242 | $ 68,936,000 | $ 284,000 | $ 168,000 |
| Washington County Tennessee | 168 | $ 36,767,000 | $ 218,000 | $ 139,000 |
| Sullivan County Tennessee | 133 | $ 30,901,000 | $ 232,000 | $ 165,000 |
| Rutherford County Tennessee | 110 | $ 17,385,000 | $ 158,000 | $ 88,000 |
| Blount County Tennessee | 101 | $ 16,951,000 | $ 167,000 | $ 94,000 |
| Wilson County Tennessee | 77 | $ 14,232,000 | $ 184,000 | $ 99,000 |
| Greene County Tennessee | 71 | $ 8,588,000 | $ 120,000 | $ 70,000 |
| Sumner County Tennessee | 63 | $ 12,912,000 | $ 204,000 | $ 118,000 |
| Maury County Tennessee | 49 | $ 5,717,000 | $ 116,000 | $ 62,000 |
| Putnam County Tennessee | 49 | $ 7,501,000 | $ 153,000 | $ 103,000 |
| Sevier County Tennessee | 45 | $ 8,159,000 | $ 181,000 | $ 82,000 |
| Wake County North Carolina | 43 | $ 17,805,000 | $ 414,000 | $ 168,000 |
| DeSoto County Mississippi | 42 | $ 5,151,000 | $ 122,000 | $ 66,000 |
| Bradley County Tennessee | 32 | $ 5,392,000 | $ 168,000 | $ 90,000 |
| Hamblen County Tennessee | 29 | $ 4,685,000 | $ 161,000 | $ 114,000 |
| Forsyth County North Carolina | 28 | $ 11,761,000 | $ 420,000 | $ 272,000 |
| Madison County Tennessee | 27 | $ 6,369,000 | $ 235,000 | $ 206,000 |
| Jefferson County Tennessee | 26 | $ 6,227,000 | $ 239,000 | $ 126,000 |
| Fayette County Tennessee | 24 | $ 5,535,000 | $ 230,000 | $ 129,000 |
| Roane County Tennessee | 24 | $ 3,497,000 | $ 145,000 | $ 76,000 |
| Unicoi County Tennessee | 23 | $ 1,972,000 | $ 85,000 | $ 57,000 |
| Carter County Tennessee | 20 | $ 2,287,000 | $ 114,000 | $ 87,000 |
| Lawrence County Tennessee | 20 | $ 1,500,000 | $ 75,000 | $ 63,000 |
| Walker County Georgia | 17 | $ 1,949,000 | $ 114,000 | $ 72,000 |
| Catoosa County Georgia | 16 | $ 3,334,000 | $ 208,000 | $ 89,000 |
| White County Tennessee | 13 | $ 1,183,000 | $ 91,000 | $ 48,000 |
| Charleston County South Carolina | 12 | $ 7,699,000 | $ 641,000 | $ 199,000 |
| Tipton County Tennessee | 12 | $ 1,053,000 | $ 87,000 | $ 61,000 |
| Tate County Mississippi | 11 | $ 1,312,000 | $ 119,000 | $ 82,000 |
| Cheatham County Tennessee | 11 | $ 2,837,000 | $ 257,000 | $ 324,000 |
| Hawkins County Tennessee | 11 | $ 2,180,000 | $ 198,000 | $ 147,000 |
| Henrico County Virginia | 11 | $ 3,742,000 | $ 340,000 | $ 221,000 |
| Humphreys County Tennessee | 10 | $ 701,000 | $ 70,000 | $ 56,000 |
| Cocke County Tennessee | 9 | $ 700,000 | $ 77,000 | $ 57,000 |
| Marshall County Tennessee | 9 | $ 887,000 | $ 98,000 | $ 77,000 |
| Loudon County Tennessee | 8 | $ 3,908,000 | $ 488,000 | $ 236,000 |
| Washington County Virginia | 8 | $ 1,447,000 | $ 180,000 | $ 120,000 |
| Whitfield County Georgia | 7 | $ 2,004,000 | $ 286,000 | $ 242,000 |
| Mecklenburg County North Carolina | 7 | $ 3,782,000 | $ 540,000 | $ 338,000 |
| Bedford County Tennessee | 7 | $ 2,519,000 | $ 359,000 | $ 104,000 |
| DeKalb County Tennessee | 7 | $ 852,000 | $ 121,000 | $ 110,000 |
| Walton County Florida | 6 | $ 6,379,000 | $ 1,063,000 | $ 927,000 |
| Sequatchie County Tennessee | 6 | $ 914,000 | $ 152,000 | $ 86,000 |
| Fulton County Georgia | 5 | $ 4,492,000 | $ 898,000 | $ 358,000 |
| Panola County Mississippi | 5 | $ 1,187,000 | $ 237,000 | $ 201,000 |
| Franklin County Tennessee | 5 | $ 1,476,000 | $ 295,000 | $ 450,000 |
| Grainger County Tennessee | 5 | $ 439,000 | $ 87,000 | $ 45,000 |
| Montgomery County Tennessee | 5 | $ 1,741,000 | $ 348,000 | $ 128,000 |
| Richmond City County Virginia | 5 | $ 2,494,000 | $ 498,000 | $ 235,000 |
| Cleburne County Arkansas | 4 | $ 1,297,000 | $ 324,000 | $ 504,000 |
| Dade County Georgia | 4 | $ 1,384,000 | $ 346,000 | $ 652,000 |
| DeKalb County Georgia | 4 | $ 2,429,000 | $ 607,000 | $ 298,000 |
| Lafayette County Mississippi | 4 | $ 1,129,000 | $ 282,000 | $ 162,000 |
| Marshall County Mississippi | 4 | $ 368,000 | $ 92,000 | $ 47,000 |
| New York County New York | 4 | $ 3,985,000 | $ 996,000 | $ 1,316,000 |
| Brunswick County North Carolina | 4 | $ 1,134,000 | $ 283,000 | $ 347,000 |
| Durham County North Carolina | 4 | $ 1,725,000 | $ 431,000 | $ 81,000 |
| Guilford County North Carolina | 4 | $ 1,749,000 | $ 437,000 | $ 171,000 |
| Anderson County Tennessee | 4 | $ 507,000 | $ 126,000 | $ 38,000 |
| Coffee County Tennessee | 4 | $ 870,000 | $ 217,000 | $ 82,000 |
| Dickson County Tennessee | 4 | $ 620,000 | $ 155,000 | $ 69,000 |
| Jackson County Tennessee | 4 | $ 636,000 | $ 159,000 | $ 76,000 |
| Meigs County Tennessee | 4 | $ 855,000 | $ 213,000 | $ 104,000 |
| Overton County Tennessee | 4 | $ 400,000 | $ 100,000 | $ 78,000 |
| Robertson County Tennessee | 4 | $ 324,000 | $ 81,000 | $ 60,000 |
| Chesterfield County Virginia | 4 | $ 807,000 | $ 201,000 | $ 184,000 |
| Los Angeles County California | 3 | $ 10,645,000 | $ 3,548,000 | $ 2,260,000 |
| Escambia County Florida | 3 | $ 1,012,000 | $ 337,000 | $ 412,000 |
| Pinellas County Florida | 3 | $ 908,000 | $ 302,000 | $ 479,000 |
| St. Johns County Florida | 3 | $ 1,567,000 | $ 522,000 | $ 274,000 |
| Johnston County North Carolina | 3 | $ 791,000 | $ 263,000 | $ 78,000 |
| Pitt County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 14,000 |
| Watauga County North Carolina | 3 | $ 903,000 | $ 301,000 | $ 384,000 |
| Beaufort County South Carolina | 3 | $ 1,244,000 | $ 414,000 | $ 106,000 |
| Greenville County South Carolina | 3 | $ 1,673,000 | $ 557,000 | $ 324,000 |
| Cannon County Tennessee | 3 | $ 253,000 | $ 84,000 | $ 81,000 |
| Giles County Tennessee | 3 | $ 701,000 | $ 233,000 | $ 186,000 |
| Hickman County Tennessee | 3 | $ 351,000 | $ 117,000 | $ 99,000 |
| Marion County Tennessee | 3 | $ 512,000 | $ 170,000 | $ 206,000 |
| Smith County Tennessee | 3 | $ 302,000 | $ 100,000 | $ 36,000 |
| Harris County Texas | 3 | $ 1,851,000 | $ 617,000 | $ 425,000 |
| Bristol County Virginia | 3 | $ 336,000 | $ 112,000 | $ 45,000 |
| Loudoun County Virginia | 3 | $ 1,506,000 | $ 502,000 | $ 162,000 |
| Madison County Alabama | 2 | $ 3,100,000 | $ 1,550,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 673,000 | $ 336,000 | $ 177,000 |
| Washington County Arkansas | 2 | $ 619,000 | $ 309,000 | $ 959,000 |
| El Paso County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 425,000 |
| Bay County Florida | 2 | $ 1,056,000 | $ 528,000 | $ 480,000 |
| Cobb County Georgia | 2 | $ 1,088,000 | $ 544,000 | $ 365,000 |
| Fannin County Georgia | 2 | $ 179,000 | $ 89,000 | $ 329,000 |
| Fayette County Georgia | 2 | $ 461,000 | $ 230,000 | $ 48,000 |
| Glynn County Georgia | 2 | $ 1,074,000 | $ 537,000 | $ 265,000 |
| Gwinnett County Georgia | 2 | $ 614,000 | $ 307,000 | $ 80,000 |
| Carter County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| Jefferson County Kentucky | 2 | $ 604,000 | $ 302,000 | $ 208,000 |
| Warren County Kentucky | 2 | $ 1,870,000 | $ 935,000 | $ 622,000 |
| Tishomingo County Mississippi | 2 | $ 242,000 | $ 121,000 | $ 243,000 |
| Avery County North Carolina | 2 | $ 2,339,000 | $ 1,169,000 | $ 761,000 |
| Catawba County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 96,000 |
| Davie County North Carolina | 2 | $ 804,000 | $ 402,000 | $ 188,000 |
| Harnett County North Carolina | 2 | $ 1,540,000 | $ 770,000 | $ 28,000 |
| Berkeley County South Carolina | 2 | $ 3,143,000 | $ 1,571,000 | $ 860,000 |
| Chester County Tennessee | 2 | $ 139,000 | $ 69,000 | $ 33,000 |
| Gibson County Tennessee | 2 | $ 124,000 | $ 62,000 | $ 39,000 |
| Hardin County Tennessee | 2 | $ 571,000 | $ 285,000 | $ 688,000 |
| Johnson County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 146,000 |
| Lewis County Tennessee | 2 | $ 848,000 | $ 424,000 | $ 585,000 |
| Macon County Tennessee | 2 | $ 334,000 | $ 167,000 | $ 62,000 |
| McMinn County Tennessee | 2 | $ 249,000 | $ 124,000 | $ 59,000 |
| Morgan County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 34,000 |
| Rhea County Tennessee | 2 | $ 461,000 | $ 230,000 | $ 152,000 |
| Union County Tennessee | 2 | $ 451,000 | $ 225,000 | $ 396,000 |
| Montgomery County Texas | 2 | $ 549,000 | $ 274,000 | $ 166,000 |
| Alexandria County Virginia | 2 | $ 381,000 | $ 190,000 | $ 115,000 |
| Fauquier County Virginia | 2 | $ 305,000 | $ 152,000 | $ 99,000 |
| Baldwin County Alabama | 1 | $ 331,000 | $ 331,000 | $ 120,000 |
| DeKalb County Alabama | 1 | $ 244,000 | $ 244,000 | $ 122,000 |
| Jackson County Alabama | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Jefferson County Alabama | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Lauderdale County Alabama | 1 | $ 251,000 | $ 251,000 | $ 116,000 |
| Morgan County Alabama | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Tallapoosa County Alabama | 1 | $ 272,000 | $ 272,000 | $ 269,000 |
| Tuscaloosa County Alabama | 1 | $ 81,000 | $ 81,000 | $ 278,000 |
| Craighead County Arkansas | 1 | $ 1,000,000 | $ 1,000,000 | $ 334,000 |
| Crittenden County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Garland County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 390,000 |
| Orange County California | 1 | $ 952,000 | $ 952,000 | $ 371,000 |
| San Diego County California | 1 | $ 2,504,000 | $ 2,504,000 | $ 1,723,000 |
| Ventura County California | 1 | $ 82,000 | $ 82,000 | $ 69,000 |
| Denver County Colorado | 1 | $ 1,999,000 | $ 1,999,000 | $ 777,000 |
| Sussex County Delaware | 1 | $ 241,000 | $ 241,000 | $ 225,000 |
| Broward County Florida | 1 | $ 870,000 | $ 870,000 | $ 371,000 |
| Collier County Florida | 1 | $ 640,000 | $ 640,000 | $ 350,000 |
| Duval County Florida | 1 | $ 580,000 | $ 580,000 | $ 165,000 |
| Gulf County Florida | 1 | $ 585,000 | $ 585,000 | $ 370,000 |
| Lake County Florida | 1 | $ 150,000 | $ 150,000 | $ 163,000 |
| Lee County Florida | 1 | $ 580,000 | $ 580,000 | $ 833,000 |
| Palm Beach County Florida | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Polk County Florida | 1 | $ 294,000 | $ 294,000 | $ 1,019,000 |
| Carroll County Georgia | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Jackson County Georgia | 1 | $ 168,000 | $ 168,000 | $ 124,000 |
| Murray County Georgia | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Towns County Georgia | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Hendricks County Indiana | 1 | $ 167,000 | $ 167,000 | $ 98,000 |
| Fayette County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 99,000 |
| Harlan County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 400,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Jefferson County Louisiana | 1 | $ 684,000 | $ 684,000 | $ 541,000 |
| St. Tammany County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 200,000 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 713,000 |
| Barnstable County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 280,000 |
| Hinds County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Lawrence County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Oktibbeha County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 217,000 |
| St. Louis County Missouri | 1 | $ 142,000 | $ 142,000 | $ 28,000 |
| Monmouth County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 146,000 |
| Steuben County New York | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| Bertie County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Buncombe County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 361,000 |
| Cabarrus County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 80,000 |
| Carteret County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 121,000 |
| Chatham County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Craven County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 120,000 |
| Cumberland County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Davidson County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Haywood County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 307,000 |
| Henderson County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Montgomery County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 839,000 |
| Nash County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 257,000 |
| New Hanover County North Carolina | 1 | $ 541,000 | $ 541,000 | $ 321,000 |
| Stokes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Yadkin County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 320,000 |
| Allegheny County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 400,000 |
| Bucks County Pennsylvania | 1 | $ 923,000 | $ 923,000 | $ 600,000 |
| Dauphin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Aiken County South Carolina | 1 | $ 830,000 | $ 830,000 | $ 281,000 |
| Colleton County South Carolina | 1 | $ 349,000 | $ 349,000 | $ 403,000 |
| Spartanburg County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 154,000 |
| Benton County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Bledsoe County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| Cumberland County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 51,000 |
| Decatur County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Dyer County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 64,000 |
| Grundy County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Hardeman County Tennessee | 1 | $ 452,000 | $ 452,000 | $ 580,000 |
| Henry County Tennessee | 1 | $ 306,000 | $ 306,000 | $ 173,000 |
| McNairy County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 60,000 |
| Monroe County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 119,000 |
| Scott County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Van Buren County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Uintah County Utah | 1 | $ 39,000 | $ 39,000 | $ 88,000 |
| Albemarle County Virginia | 1 | $ 323,000 | $ 323,000 | $ 104,000 |
| Caroline County Virginia | 1 | $ 150,000 | $ 150,000 | $ 364,000 |
| Charlottesville County Virginia | 1 | $ 312,000 | $ 312,000 | $ 48,000 |
| Colonial Heights County Virginia | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Culpeper County Virginia | 1 | $ 337,000 | $ 337,000 | $ 61,000 |
| Fairfax County Virginia | 1 | $ 414,000 | $ 414,000 | $ 150,000 |
| Goochland County Virginia | 1 | $ 750,000 | $ 750,000 | $ 331,000 |
| Hanover County Virginia | 1 | $ 172,000 | $ 172,000 | $ 46,000 |
| Lynchburg County Virginia | 1 | $ 247,000 | $ 247,000 | $ 141,000 |
| Roanoke County Virginia | 1 | $ 475,000 | $ 475,000 | $ 669,000 |
| Tazewell County Virginia | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
| Virginia Beach County Virginia | 1 | $ 880,000 | $ 880,000 | $ 887,000 |
| Monongalia County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for First Horizon Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,704 | $350,332,000 | $205,000 | $3,480,000 | $125,000 | $3,500,000 |
| Home Purchase | 1,262 | $457,514,000 | $362,000 | $9,000,000 | $213,000 | $6,360,000 |
| Home Improvement | 257 | $36,815,000 | $143,000 | $2,000,000 | $115,000 | $1,971,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,141 | $490,568,000 | $229,000 | $2,550,000 | $144,000 | $3,500,000 |
| Not Provided | 704 | $268,630,000 | $381,000 | $9,000,000 | $230,000 | $6,360,000 |
| Black or African American | 165 | $25,252,000 | $153,000 | $1,200,000 | $85,000 | $600,000 |
| Asian | 92 | $31,166,000 | $338,000 | $3,480,000 | $214,000 | $1,127,000 |
| Hispanic | 63 | $12,018,000 | $190,000 | $905,000 | $110,000 | $748,000 |
| Not applicable | 40 | $14,301,000 | $357,000 | $1,550,000 | $1,000 | $50,000 |
| American Indian or Alaskan Native | 12 | $1,234,000 | $102,000 | $191,000 | $52,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,492,000 | $248,000 | $482,000 | $252,000 | $574,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,192 | $839,975,000 | $263,000 | $9,000,000 | $160,000 | $6,360,000 |
| FHA-insured (Federal Housing Administration) | 22 | $3,122,000 | $141,000 | $383,000 | $40,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,564,000 | $173,000 | $315,000 | $48,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,926 | $578,965,000 | $300,000 | $9,000,000 | $190,000 | $6,360,000 |
| Application Denied By Financial Institution | 833 | $145,303,000 | $174,000 | $3,480,000 | $86,000 | $980,000 |
| Application Withdrawn By Applicant | 374 | $105,287,000 | $281,000 | $2,097,000 | $185,000 | $3,500,000 |
| Loan Purchased By The Institution | 76 | $11,905,000 | $156,000 | $446,000 | $49,000 | $214,000 |
| Application Approved But Not Accepted | 14 | $3,201,000 | $228,000 | $610,000 | $148,000 | $491,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 265 | $49,547,000 | $186,000 | $2,378,000 | $98,000 | $720,000 |
| Credit History | 264 | $37,003,000 | $140,000 | $3,480,000 | $73,000 | $824,000 |
| Debt-To-Income Ratio | 189 | $33,428,000 | $176,000 | $1,773,000 | $51,000 | $271,000 |
| Collateral | 104 | $23,449,000 | $225,000 | $1,165,000 | $138,000 | $899,000 |
| Employment History | 7 | $1,223,000 | $174,000 | $371,000 | $241,000 | $980,000 |
| Unverifiable Information | 3 | $413,000 | $137,000 | $233,000 | $63,000 | $79,000 |
| Credit Application Incomplete | 1 | $240,000 | $240,000 | $240,000 | $196,000 | $196,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Horizon Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Horizon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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