First United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First United Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank 5802 4Th Street Dimmitt, TX 79416 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 863 |
| Total Mortgage Loan Application Amount | $198,845,000 |
| Average Mortgage Loan Application Amount | $223,400 |
| Highest Mortgage Loan Application Amount | $5,305,000 |
| Average Applicant Income | $165,600 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 285 | $ 63,255,000 | $ 221,000 | $ 123,000 |
| Randall County Texas | 266 | $ 69,730,000 | $ 262,000 | $ 203,000 |
| Potter County Texas | 70 | $ 18,680,000 | $ 266,000 | $ 180,000 |
| Wichita County Texas | 46 | $ 7,880,000 | $ 171,000 | $ 139,000 |
| Gaines County Texas | 32 | $ 5,410,000 | $ 169,000 | $ 94,000 |
| Lamb County Texas | 16 | $ 1,770,000 | $ 110,000 | $ 104,000 |
| Castro County Texas | 10 | $ 1,770,000 | $ 177,000 | $ 98,000 |
| Collin County Texas | 9 | $ 2,625,000 | $ 291,000 | $ 201,000 |
| Dawson County Texas | 7 | $ 765,000 | $ 109,000 | $ 71,000 |
| Hockley County Texas | 6 | $ 790,000 | $ 131,000 | $ 113,000 |
| Midland County Texas | 6 | $ 1,920,000 | $ 320,000 | $ 180,000 |
| Archer County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 247,000 |
| Lincoln County New Mexico | 4 | $ 1,050,000 | $ 262,000 | $ 206,000 |
| Hale County Texas | 4 | $ 550,000 | $ 137,000 | $ 57,000 |
| Tarrant County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 189,000 |
| Terry County Texas | 4 | $ 370,000 | $ 92,000 | $ 42,000 |
| Taos County New Mexico | 3 | $ 1,095,000 | $ 365,000 | $ 380,000 |
| Dallas County Texas | 3 | $ 585,000 | $ 195,000 | $ 295,000 |
| Denton County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 353,000 |
| Harris County Texas | 3 | $ 975,000 | $ 325,000 | $ 160,000 |
| Howard County Texas | 3 | $ 665,000 | $ 221,000 | $ 129,000 |
| Jones County Texas | 3 | $ 335,000 | $ 111,000 | $ 57,000 |
| Lynn County Texas | 3 | $ 445,000 | $ 148,000 | $ 112,000 |
| Parmer County Texas | 3 | $ 985,000 | $ 328,000 | $ 163,000 |
| Yoakum County Texas | 3 | $ 905,000 | $ 301,000 | $ 151,000 |
| Faulkner County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 198,000 |
| Buffalo County Nebraska | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Colfax County New Mexico | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| Tulsa County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 236,000 |
| Armstrong County Texas | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Bexar County Texas | 2 | $ 540,000 | $ 270,000 | $ 111,000 |
| Collingsworth County Texas | 2 | $ 190,000 | $ 95,000 | $ 83,000 |
| Crosby County Texas | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Gray County Texas | 2 | $ 420,000 | $ 210,000 | $ 119,000 |
| Haskell County Texas | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Rockwall County Texas | 2 | $ 370,000 | $ 185,000 | $ 170,000 |
| Taylor County Texas | 2 | $ 260,000 | $ 130,000 | $ 480,000 |
| Jefferson County Alabama | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Madison County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| San Diego County California | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Pinellas County Florida | 1 | $ 515,000 | $ 515,000 | $ 534,000 |
| St. Johns County Florida | 1 | $ 215,000 | $ 215,000 | $ 225,000 |
| Prince George's County Maryland | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Lancaster County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Quay County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 683,000 |
| Adair County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Aransas County Texas | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Bailey County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Baylor County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Clay County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Deaf Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Dickens County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Eastland County Texas | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Ector County Texas | 1 | $ 245,000 | $ 245,000 | $ 197,000 |
| Ellis County Texas | 1 | $ 275,000 | $ 275,000 | $ 229,000 |
| Hartley County Texas | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Jack County Texas | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Lampasas County Texas | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Matagorda County Texas | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Moore County Texas | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Navarro County Texas | 1 | $ 75,000 | $ 75,000 | $ 797,000 |
| Nueces County Texas | 1 | $ 505,000 | $ 505,000 | $ 26,000 |
| Palo Pinto County Texas | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Sherman County Texas | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Throckmorton County Texas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for First United Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 470 | $97,610,000 | $207,000 | $1,715,000 | $142,000 | $2,398,000 |
| Refinancing | 296 | $76,690,000 | $259,000 | $5,305,000 | $155,000 | $1,215,000 |
| Cash-out Refinancing | 87 | $22,885,000 | $263,000 | $715,000 | $261,000 | $9,600,000 |
| Home Improvement | 7 | $865,000 | $123,000 | $305,000 | $95,000 | $170,000 |
| Other Purpose | 3 | $795,000 | $265,000 | $355,000 | $175,000 | $311,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 685 | $160,395,000 | $234,000 | $1,215,000 | $168,000 | $9,600,000 |
| Hispanic | 85 | $15,335,000 | $180,000 | $435,000 | $91,000 | $290,000 |
| Not applicable | 71 | $17,545,000 | $247,000 | $5,305,000 | $0 | $0 |
| Asian | 10 | $2,830,000 | $283,000 | $505,000 | $247,000 | $960,000 |
| Black or African American | 8 | $1,680,000 | $210,000 | $305,000 | $140,000 | $176,000 |
| Not Provided | 2 | $520,000 | $260,000 | $275,000 | $77,000 | $120,000 |
| American Indian or Alaskan Native | 2 | $540,000 | $270,000 | $315,000 | $135,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 740 | $175,310,000 | $236,000 | $5,305,000 | $175,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 97 | $17,345,000 | $178,000 | $325,000 | $74,000 | $159,000 |
| VA-guaranteed (Veterans Administration) | 19 | $4,945,000 | $260,000 | $605,000 | $94,000 | $303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,245,000 | $177,000 | $325,000 | $61,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 745 | $167,415,000 | $224,000 | $5,305,000 | $143,000 | $2,398,000 |
| Application Approved But Not Accepted | 60 | $15,360,000 | $256,000 | $835,000 | $165,000 | $960,000 |
| Application Denied By Financial Institution | 28 | $5,910,000 | $211,000 | $705,000 | $431,000 | $9,600,000 |
| Application Withdrawn By Applicant | 18 | $7,040,000 | $391,000 | $945,000 | $324,000 | $951,000 |
| File Closed For Incompleteness | 12 | $3,120,000 | $260,000 | $1,215,000 | $177,000 | $669,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 835 | $192,935,000 | $231,000 | $5,305,000 | $149,000 | $2,398,000 |
| Debt-To-Income Ratio | 10 | $2,430,000 | $243,000 | $415,000 | $66,000 | $104,000 |
| Credit History | 7 | $1,545,000 | $220,000 | $705,000 | $1,479,000 | $9,600,000 |
| Employment History | 4 | $530,000 | $132,000 | $165,000 | $79,000 | $173,000 |
| Other | 4 | $1,000,000 | $250,000 | $455,000 | $113,000 | $192,000 |
| Collateral | 3 | $405,000 | $135,000 | $225,000 | $92,000 | $138,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.