First United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First United Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank 5802 4Th Street Dimmitt, TX 79416 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 790 |
| Total Mortgage Loan Application Amount | $187,820,000 |
| Average Mortgage Loan Application Amount | $378,800 |
| Highest Mortgage Loan Application Amount | $3,155,000 |
| Average Applicant Income | $233,400 |
| Highest Applicant Income | $4,801,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 262 | $ 54,010,000 | $ 206,000 | $ 162,000 |
| Randall County Texas | 212 | $ 54,200,000 | $ 255,000 | $ 125,000 |
| Potter County Texas | 54 | $ 16,460,000 | $ 304,000 | $ 160,000 |
| Wichita County Texas | 43 | $ 7,695,000 | $ 178,000 | $ 141,000 |
| Gaines County Texas | 39 | $ 8,215,000 | $ 210,000 | $ 139,000 |
| Lamb County Texas | 19 | $ 2,465,000 | $ 129,000 | $ 74,000 |
| Tarrant County Texas | 11 | $ 1,855,000 | $ 168,000 | $ 340,000 |
| Archer County Texas | 9 | $ 3,145,000 | $ 349,000 | $ 200,000 |
| Haskell County Texas | 9 | $ 925,000 | $ 102,000 | $ 52,000 |
| Castro County Texas | 8 | $ 1,290,000 | $ 161,000 | $ 313,000 |
| Harris County Texas | 8 | $ 2,630,000 | $ 328,000 | $ 285,000 |
| Hockley County Texas | 8 | $ 1,240,000 | $ 155,000 | $ 106,000 |
| Dawson County Texas | 7 | $ 955,000 | $ 136,000 | $ 70,000 |
| Denton County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 500,000 |
| Lynn County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 81,000 |
| Lincoln County New Mexico | 4 | $ 1,230,000 | $ 307,000 | $ 145,000 |
| Taylor County Texas | 4 | $ 820,000 | $ 205,000 | $ 117,000 |
| Bailey County Texas | 3 | $ 455,000 | $ 151,000 | $ 127,000 |
| Carson County Texas | 3 | $ 465,000 | $ 155,000 | $ 118,000 |
| Dallas County Texas | 3 | $ 395,000 | $ 131,000 | $ 204,000 |
| Deaf Smith County Texas | 3 | $ 675,000 | $ 225,000 | $ 78,000 |
| Hale County Texas | 3 | $ 775,000 | $ 258,000 | $ 79,000 |
| Midland County Texas | 3 | $ 1,835,000 | $ 611,000 | $ 232,000 |
| Palo Pinto County Texas | 3 | $ 2,505,000 | $ 835,000 | $ 0 |
| Terry County Texas | 3 | $ 585,000 | $ 195,000 | $ 113,000 |
| Okaloosa County Florida | 2 | $ 1,490,000 | $ 745,000 | $ 737,000 |
| Colfax County New Mexico | 2 | $ 3,380,000 | $ 1,690,000 | $ 2,570,000 |
| Curry County New Mexico | 2 | $ 680,000 | $ 340,000 | $ 175,000 |
| Armstrong County Texas | 2 | $ 360,000 | $ 180,000 | $ 98,000 |
| Burnet County Texas | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| Childress County Texas | 2 | $ 460,000 | $ 230,000 | $ 115,000 |
| Collin County Texas | 2 | $ 740,000 | $ 370,000 | $ 142,000 |
| Floyd County Texas | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Hutchinson County Texas | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Parmer County Texas | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Wise County Texas | 2 | $ 800,000 | $ 400,000 | $ 215,000 |
| Yoakum County Texas | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Faulkner County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Sebastian County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 294,000 |
| La Plata County Colorado | 1 | $ 785,000 | $ 785,000 | $ 280,000 |
| District of Columbia County District Of Columbia | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Walton County Florida | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| McHenry County Illinois | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Anne Arundel County Maryland | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Bernalillo County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 96,000 |
| San Miguel County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 153,000 |
| Onslow County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 388,000 |
| Canadian County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Comanche County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Andrews County Texas | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Atascosa County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bexar County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Clay County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Crosby County Texas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Dallam County Texas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Erath County Texas | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Hopkins County Texas | 1 | $ 565,000 | $ 565,000 | $ 377,000 |
| Howard County Texas | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Johnson County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Knox County Texas | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Limestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Llano County Texas | 1 | $ 495,000 | $ 495,000 | $ 165,000 |
| Matagorda County Texas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Montgomery County Texas | 1 | $ 545,000 | $ 545,000 | $ 1,010,000 |
| Ochiltree County Texas | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Oldham County Texas | 1 | $ 165,000 | $ 165,000 | $ 340,000 |
| Stephens County Texas | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Travis County Texas | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Wilbarger County Texas | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Salt Lake County Utah | 1 | $ 445,000 | $ 445,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for First United Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 481 | $113,315,000 | $235,000 | $3,155,000 | $155,000 | $4,801,000 |
| Refinancing | 201 | $44,995,000 | $223,000 | $1,335,000 | $152,000 | $1,900,000 |
| Cash-out Refinancing | 100 | $26,050,000 | $260,000 | $605,000 | $170,000 | $1,010,000 |
| Home Improvement | 6 | $1,660,000 | $276,000 | $645,000 | $64,000 | $125,000 |
| Other Purpose | 2 | $1,800,000 | $900,000 | $1,725,000 | $626,000 | $1,089,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 564 | $138,050,000 | $244,000 | $3,155,000 | $163,000 | $4,801,000 |
| Not applicable | 90 | $20,030,000 | $222,000 | $1,755,000 | $0 | $0 |
| Hispanic | 85 | $15,025,000 | $176,000 | $415,000 | $126,000 | $381,000 |
| Not Provided | 18 | $4,750,000 | $263,000 | $1,285,000 | $134,000 | $675,000 |
| Asian | 13 | $5,575,000 | $428,000 | $1,335,000 | $187,000 | $606,000 |
| Black or African American | 10 | $2,340,000 | $234,000 | $505,000 | $137,000 | $400,000 |
| American Indian or Alaskan Native | 9 | $1,965,000 | $218,000 | $415,000 | $105,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $46,000 | $46,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 699 | $168,365,000 | $240,000 | $3,155,000 | $170,000 | $4,801,000 |
| FHA-insured (Federal Housing Administration) | 73 | $14,615,000 | $200,000 | $585,000 | $75,000 | $179,000 |
| VA-guaranteed (Veterans Administration) | 18 | $4,840,000 | $268,000 | $605,000 | $73,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 675 | $158,915,000 | $235,000 | $3,155,000 | $157,000 | $4,801,000 |
| Application Approved But Not Accepted | 66 | $15,950,000 | $241,000 | $925,000 | $164,000 | $1,900,000 |
| Application Denied By Financial Institution | 31 | $8,335,000 | $268,000 | $815,000 | $128,000 | $735,000 |
| Application Withdrawn By Applicant | 13 | $3,355,000 | $258,000 | $1,725,000 | $202,000 | $1,089,000 |
| File Closed For Incompleteness | 5 | $1,265,000 | $253,000 | $535,000 | $107,000 | $144,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 759 | $179,485,000 | $236,000 | $3,155,000 | $158,000 | $4,801,000 |
| Debt-To-Income Ratio | 14 | $4,910,000 | $350,000 | $815,000 | $163,000 | $735,000 |
| Collateral | 5 | $595,000 | $119,000 | $175,000 | $120,000 | $238,000 |
| Credit History | 5 | $775,000 | $155,000 | $345,000 | $70,000 | $139,000 |
| Unverifiable Information | 4 | $1,360,000 | $340,000 | $685,000 | $145,000 | $192,000 |
| Other | 1 | $365,000 | $365,000 | $365,000 | $107,000 | $107,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $78,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.