First United Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
First United Bank And Trust Company 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First United Bank And Trust Company Po Box 130 Durant, OK 74702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,887 |
| Total Mortgage Loan Application Amount | $828,158,000 |
| Average Mortgage Loan Application Amount | $106,333 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with First United Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First United Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down First United Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First United Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by First United Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First United Bank And Trust Company's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 889 | $ 109,635,000 | $ 123,000 | $ 61,000 |
| Tulsa County Oklahoma | 542 | $ 84,174,000 | $ 155,000 | $ 81,000 |
| Denton County Texas | 448 | $ 90,295,000 | $ 201,000 | $ 123,000 |
| Bryan County Oklahoma | 433 | $ 39,439,000 | $ 91,000 | $ 92,000 |
| Cleveland County Oklahoma | 382 | $ 52,195,000 | $ 136,000 | $ 71,000 |
| Pottawatomie County Oklahoma | 347 | $ 35,083,000 | $ 101,000 | $ 60,000 |
| Collin County Texas | 289 | $ 60,943,000 | $ 210,000 | $ 123,000 |
| Pontotoc County Oklahoma | 200 | $ 23,243,000 | $ 116,000 | $ 74,000 |
| Rogers County Oklahoma | 192 | $ 28,776,000 | $ 149,000 | $ 66,000 |
| Tarrant County Texas | 177 | $ 33,760,000 | $ 190,000 | $ 115,000 |
| Dallas County Texas | 170 | $ 31,867,000 | $ 187,000 | $ 93,000 |
| Grayson County Texas | 131 | $ 19,615,000 | $ 149,000 | $ 83,000 |
| Creek County Oklahoma | 130 | $ 15,888,000 | $ 122,000 | $ 67,000 |
| Canadian County Oklahoma | 128 | $ 18,098,000 | $ 141,000 | $ 58,000 |
| Garvin County Oklahoma | 128 | $ 12,785,000 | $ 99,000 | $ 71,000 |
| Seminole County Oklahoma | 90 | $ 7,197,000 | $ 79,000 | $ 60,000 |
| Muskogee County Oklahoma | 79 | $ 11,426,000 | $ 144,000 | $ 82,000 |
| Hughes County Oklahoma | 75 | $ 4,762,000 | $ 63,000 | $ 54,000 |
| Carter County Oklahoma | 67 | $ 8,939,000 | $ 133,000 | $ 62,000 |
| Wagoner County Oklahoma | 67 | $ 10,933,000 | $ 163,000 | $ 66,000 |
| McClain County Oklahoma | 56 | $ 6,954,000 | $ 124,000 | $ 63,000 |
| Mayes County Oklahoma | 55 | $ 7,073,000 | $ 128,000 | $ 51,000 |
| Lincoln County Oklahoma | 44 | $ 4,521,000 | $ 102,000 | $ 64,000 |
| Marshall County Oklahoma | 43 | $ 5,579,000 | $ 129,000 | $ 80,000 |
| Delaware County Oklahoma | 38 | $ 6,542,000 | $ 172,000 | $ 90,000 |
| Washington County Oklahoma | 32 | $ 2,653,000 | $ 82,000 | $ 45,000 |
| Johnston County Oklahoma | 31 | $ 2,780,000 | $ 89,000 | $ 75,000 |
| Harris County Texas | 30 | $ 6,237,000 | $ 207,000 | $ 143,000 |
| Choctaw County Oklahoma | 29 | $ 1,805,000 | $ 62,000 | $ 65,000 |
| Osage County Oklahoma | 29 | $ 3,778,000 | $ 130,000 | $ 80,000 |
| Grady County Oklahoma | 26 | $ 3,860,000 | $ 148,000 | $ 80,000 |
| Pittsburg County Oklahoma | 24 | $ 4,100,000 | $ 170,000 | $ 87,000 |
| Murray County Oklahoma | 23 | $ 2,762,000 | $ 120,000 | $ 64,000 |
| Payne County Oklahoma | 22 | $ 4,553,000 | $ 206,000 | $ 120,000 |
| Johnson County Texas | 21 | $ 2,670,000 | $ 127,000 | $ 111,000 |
| Rockwall County Texas | 21 | $ 3,376,000 | $ 160,000 | $ 80,000 |
| Logan County Oklahoma | 20 | $ 3,592,000 | $ 179,000 | $ 72,000 |
| Cherokee County Oklahoma | 18 | $ 3,154,000 | $ 175,000 | $ 136,000 |
| Atoka County Oklahoma | 17 | $ 1,746,000 | $ 102,000 | $ 67,000 |
| Bexar County Texas | 17 | $ 3,393,000 | $ 199,000 | $ 133,000 |
| Fort Bend County Texas | 17 | $ 2,863,000 | $ 168,000 | $ 119,000 |
| Navarro County Texas | 17 | $ 1,176,000 | $ 69,000 | $ 50,000 |
| McIntosh County Oklahoma | 13 | $ 2,107,000 | $ 162,000 | $ 63,000 |
| Pushmataha County Oklahoma | 13 | $ 1,200,000 | $ 92,000 | $ 58,000 |
| Love County Oklahoma | 11 | $ 1,262,000 | $ 114,000 | $ 63,000 |
| Cooke County Texas | 10 | $ 1,880,000 | $ 188,000 | $ 84,000 |
| Ellis County Texas | 10 | $ 1,595,000 | $ 159,000 | $ 76,000 |
| Travis County Texas | 10 | $ 2,502,000 | $ 250,000 | $ 122,000 |
| Kaufman County Texas | 9 | $ 1,529,000 | $ 169,000 | $ 123,000 |
| Kay County Oklahoma | 8 | $ 819,000 | $ 102,000 | $ 52,000 |
| McCurtain County Oklahoma | 8 | $ 721,000 | $ 90,000 | $ 114,000 |
| Parker County Texas | 8 | $ 1,416,000 | $ 177,000 | $ 126,000 |
| St. Mary County Louisiana | 7 | $ 781,000 | $ 111,000 | $ 52,000 |
| Comanche County Oklahoma | 7 | $ 836,000 | $ 119,000 | $ 96,000 |
| Okmulgee County Oklahoma | 7 | $ 734,000 | $ 104,000 | $ 56,000 |
| Fannin County Texas | 7 | $ 817,000 | $ 116,000 | $ 55,000 |
| Wise County Texas | 7 | $ 1,344,000 | $ 192,000 | $ 92,000 |
| Kingfisher County Oklahoma | 6 | $ 692,000 | $ 115,000 | $ 60,000 |
| Nowata County Oklahoma | 6 | $ 524,000 | $ 87,000 | $ 44,000 |
| Lamar County Texas | 6 | $ 484,000 | $ 80,000 | $ 64,000 |
| Blaine County Oklahoma | 5 | $ 594,000 | $ 118,000 | $ 68,000 |
| Garfield County Oklahoma | 5 | $ 842,000 | $ 168,000 | $ 133,000 |
| Okfuskee County Oklahoma | 5 | $ 441,000 | $ 88,000 | $ 46,000 |
| Stephens County Oklahoma | 5 | $ 516,000 | $ 103,000 | $ 67,000 |
| Caddo County Oklahoma | 4 | $ 386,000 | $ 96,000 | $ 81,000 |
| Craig County Oklahoma | 4 | $ 622,000 | $ 155,000 | $ 108,000 |
| Custer County Oklahoma | 4 | $ 545,000 | $ 136,000 | $ 59,000 |
| Sequoyah County Oklahoma | 4 | $ 531,000 | $ 132,000 | $ 90,000 |
| Henderson County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 167,000 |
| Williamson County Texas | 4 | $ 575,000 | $ 143,000 | $ 85,000 |
| Sedgwick County Kansas | 3 | $ 604,000 | $ 201,000 | $ 201,000 |
| Coal County Oklahoma | 3 | $ 375,000 | $ 125,000 | $ 93,000 |
| Jackson County Oklahoma | 3 | $ 381,000 | $ 127,000 | $ 76,000 |
| Latimer County Oklahoma | 3 | $ 421,000 | $ 140,000 | $ 52,000 |
| Le Flore County Oklahoma | 3 | $ 296,000 | $ 98,000 | $ 101,000 |
| Pawnee County Oklahoma | 3 | $ 342,000 | $ 114,000 | $ 92,000 |
| Woodward County Oklahoma | 3 | $ 640,000 | $ 213,000 | $ 91,000 |
| Bell County Texas | 3 | $ 343,000 | $ 114,000 | $ 131,000 |
| Brazoria County Texas | 3 | $ 667,000 | $ 222,000 | $ 160,000 |
| Montgomery County Texas | 3 | $ 583,000 | $ 194,000 | $ 120,000 |
| Clark County Nevada | 2 | $ 360,000 | $ 180,000 | $ 230,000 |
| Beaver County Oklahoma | 2 | $ 266,000 | $ 133,000 | $ 110,000 |
| Beckham County Oklahoma | 2 | $ 536,000 | $ 268,000 | $ 129,000 |
| Dewey County Oklahoma | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| Haskell County Oklahoma | 2 | $ 191,000 | $ 95,000 | $ 52,000 |
| Ottawa County Oklahoma | 2 | $ 165,000 | $ 82,000 | $ 35,000 |
| Texas County Oklahoma | 2 | $ 262,000 | $ 131,000 | $ 48,000 |
| Cameron County Texas | 2 | $ 438,000 | $ 219,000 | $ 98,000 |
| Cass County Texas | 2 | $ 135,000 | $ 67,000 | $ 49,000 |
| Erath County Texas | 2 | $ 369,000 | $ 184,000 | $ 93,000 |
| Hill County Texas | 2 | $ 175,000 | $ 87,000 | $ 53,000 |
| Hunt County Texas | 2 | $ 237,000 | $ 118,000 | $ 166,000 |
| Maverick County Texas | 2 | $ 180,000 | $ 90,000 | $ 29,000 |
| Nueces County Texas | 2 | $ 532,000 | $ 266,000 | $ 329,000 |
| Palo Pinto County Texas | 2 | $ 1,134,000 | $ 567,000 | $ 471,000 |
| Maricopa County Arizona | 1 | $ 78,000 | $ 78,000 | $ 59,000 |
| Benton County Arkansas | 1 | $ 257,000 | $ 257,000 | $ 130,000 |
| Jefferson County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Gunnison County Colorado | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Palm Beach County Florida | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Polk County Florida | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
| Bonner County Idaho | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Saline County Kansas | 1 | $ 149,000 | $ 149,000 | $ 79,000 |
| Jackson County Missouri | 1 | $ 252,000 | $ 252,000 | $ 120,000 |
| Jefferson County Missouri | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| St. Louis County Missouri | 1 | $ 252,000 | $ 252,000 | $ 51,000 |
| Dona Ana County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 340,000 |
| Sandoval County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Santa Fe County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Cotton County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 42,000 |
| Jefferson County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 89,000 |
| Indiana County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 121,000 |
| Brazos County Texas | 1 | $ 186,000 | $ 186,000 | $ 80,000 |
| Caldwell County Texas | 1 | $ 292,000 | $ 292,000 | $ 156,000 |
| Comal County Texas | 1 | $ 150,000 | $ 150,000 | $ 262,000 |
| El Paso County Texas | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Galveston County Texas | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| Gregg County Texas | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Hays County Texas | 1 | $ 182,000 | $ 182,000 | $ 91,000 |
| Jefferson County Texas | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Live Oak County Texas | 1 | $ 301,000 | $ 301,000 | $ 154,000 |
| Llano County Texas | 1 | $ 173,000 | $ 173,000 | $ 135,000 |
| Lubbock County Texas | 1 | $ 62,000 | $ 62,000 | $ 118,000 |
| McLennan County Texas | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Midland County Texas | 1 | $ 156,000 | $ 156,000 | $ 68,000 |
| Milam County Texas | 1 | $ 206,000 | $ 206,000 | $ 127,000 |
| Somervell County Texas | 1 | $ 80,000 | $ 80,000 | $ 5,387,000 |
| Tom Green County Texas | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Wood County Texas | 1 | $ 123,000 | $ 123,000 | $ 77,000 |
| King County Washington | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for First United Bank And Trust Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,170 | $403,915,000 | $127,000 | $3,300,000 | $69,000 | $9,999,000 |
| Refinancing | 2,513 | $418,868,000 | $166,000 | $1,500,000 | $100,000 | $5,387,000 |
| Home Improvement | 204 | $5,375,000 | $26,000 | $434,000 | $59,000 | $429,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,563 | $652,989,000 | $143,000 | $1,300,000 | $87,000 | $9,999,000 |
| Hispanic | 412 | $46,379,000 | $112,000 | $1,586,000 | $55,000 | $480,000 |
| American Indian or Alaskan Native | 304 | $36,063,000 | $118,000 | $890,000 | $69,000 | $1,800,000 |
| Black or African American | 262 | $34,599,000 | $132,000 | $417,000 | $63,000 | $411,000 |
| Asian | 155 | $27,568,000 | $177,000 | $745,000 | $96,000 | $350,000 |
| Not Provided | 106 | $14,787,000 | $139,000 | $1,347,000 | $87,000 | $600,000 |
| Not applicable | 70 | $13,146,000 | $187,000 | $3,300,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,627,000 | $175,000 | $417,000 | $116,000 | $358,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,309 | $504,326,000 | $152,000 | $3,300,000 | $104,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,904 | $238,048,000 | $125,000 | $303,000 | $55,000 | $599,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 371 | $38,792,000 | $104,000 | $245,000 | $41,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 303 | $46,992,000 | $155,000 | $610,000 | $64,000 | $290,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,120 | $571,523,000 | $138,000 | $3,300,000 | $80,000 | $5,387,000 |
| Application Withdrawn By Applicant | 895 | $140,500,000 | $156,000 | $1,586,000 | $104,000 | $9,999,000 |
| Application Denied By Financial Institution | 525 | $64,929,000 | $123,000 | $1,017,000 | $59,000 | $941,000 |
| Application Approved But Not Accepted | 339 | $50,821,000 | $149,000 | $1,347,000 | $84,000 | $660,000 |
| Loan Purchased By The Institution | 8 | $385,000 | $48,000 | $72,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First United Bank And Trust Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First United Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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