Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Firstbank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,955 |
| Total Mortgage Loan Application Amount | $148,250,000 |
| Average Mortgage Loan Application Amount | $125,611 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $70,055 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henderson County Tennessee | 260 | $ 15,267,000 | $ 58,000 | $ 42,000 |
| Shelby County Tennessee | 241 | $ 19,891,000 | $ 82,000 | $ 89,000 |
| Carroll County Tennessee | 236 | $ 9,378,000 | $ 39,000 | $ 44,000 |
| Madison County Tennessee | 169 | $ 14,419,000 | $ 85,000 | $ 60,000 |
| Henry County Tennessee | 149 | $ 7,445,000 | $ 49,000 | $ 42,000 |
| Rutherford County Tennessee | 144 | $ 13,828,000 | $ 96,000 | $ 83,000 |
| Benton County Tennessee | 108 | $ 5,296,000 | $ 49,000 | $ 49,000 |
| Humphreys County Tennessee | 88 | $ 4,852,000 | $ 55,000 | $ 51,000 |
| Hamilton County Tennessee | 79 | $ 9,003,000 | $ 113,000 | $ 64,000 |
| Williamson County Tennessee | 77 | $ 9,953,000 | $ 129,000 | $ 109,000 |
| Perry County Tennessee | 71 | $ 2,337,000 | $ 32,000 | $ 42,000 |
| Dickson County Tennessee | 66 | $ 7,607,000 | $ 115,000 | $ 56,000 |
| Decatur County Tennessee | 42 | $ 1,881,000 | $ 44,000 | $ 62,000 |
| Davidson County Tennessee | 37 | $ 4,422,000 | $ 119,000 | $ 54,000 |
| Gibson County Tennessee | 22 | $ 1,420,000 | $ 64,000 | $ 66,000 |
| Marion County Tennessee | 19 | $ 2,225,000 | $ 117,000 | $ 38,000 |
| Hickman County Tennessee | 16 | $ 1,264,000 | $ 79,000 | $ 59,000 |
| Weakley County Tennessee | 14 | $ 356,000 | $ 25,000 | $ 63,000 |
| Catoosa County Georgia | 10 | $ 1,354,000 | $ 135,000 | $ 65,000 |
| Knox County Tennessee | 9 | $ 2,275,000 | $ 252,000 | $ 104,000 |
| Dade County Georgia | 7 | $ 786,000 | $ 112,000 | $ 48,000 |
| Chester County Tennessee | 7 | $ 420,000 | $ 60,000 | $ 38,000 |
| Bradley County Tennessee | 5 | $ 443,000 | $ 88,000 | $ 50,000 |
| Hardin County Tennessee | 5 | $ 639,000 | $ 127,000 | $ 82,000 |
| Wilson County Tennessee | 5 | $ 1,775,000 | $ 355,000 | $ 147,000 |
| Bedford County Tennessee | 4 | $ 490,000 | $ 122,000 | $ 30,000 |
| Cheatham County Tennessee | 4 | $ 384,000 | $ 96,000 | $ 90,000 |
| Houston County Tennessee | 4 | $ 220,000 | $ 55,000 | $ 38,000 |
| Barren County Kentucky | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Robertson County Tennessee | 3 | $ 276,000 | $ 92,000 | $ 65,000 |
| Sumner County Tennessee | 3 | $ 769,000 | $ 256,000 | $ 0 |
| Poinsett County Arkansas | 2 | $ 172,000 | $ 86,000 | $ 118,000 |
| Walker County Georgia | 2 | $ 213,000 | $ 106,000 | $ 47,000 |
| Calloway County Kentucky | 2 | $ 179,000 | $ 89,000 | $ 72,000 |
| Cannon County Tennessee | 2 | $ 77,000 | $ 38,000 | $ 131,000 |
| Crockett County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| DeKalb County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 110,000 |
| Fayette County Tennessee | 2 | $ 654,000 | $ 327,000 | $ 153,000 |
| Jefferson County Tennessee | 2 | $ 508,000 | $ 254,000 | $ 1,595,000 |
| Meigs County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 115,000 |
| Sevier County Tennessee | 2 | $ 636,000 | $ 318,000 | $ 652,000 |
| DeKalb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Jackson County Alabama | 1 | $ 227,000 | $ 227,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 115,000 | $ 115,000 | $ 183,000 |
| White County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Bay County Florida | 1 | $ 624,000 | $ 624,000 | $ 428,000 |
| Charlotte County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Carroll County Georgia | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Jackson County Indiana | 1 | $ 101,000 | $ 101,000 | $ 72,000 |
| Jefferson County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 93,000 |
| Simpson County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| DeSoto County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 39,000 |
| Burke County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Franklin County Ohio | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Logan County Ohio | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Anderson County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Franklin County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 200,000 |
| Hardeman County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Haywood County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Lauderdale County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Lawrence County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Lewis County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Montgomery County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Rhea County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Sullivan County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Warren County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 130,000 |
| Harris County Texas | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| Patrick County Virginia | 1 | $ 74,000 | $ 74,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 963 | $85,135,000 | $142,111 | $915,000 | $84,000 | $3,000,000 |
| Refinancing | 692 | $56,494,000 | $139,200 | $819,000 | $66,000 | $662,000 |
| Home Improvement | 300 | $6,621,000 | $71,500 | $440,000 | $43,750 | $787,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,722 | $130,181,000 | $135,000 | $886,000 | $80,750 | $3,000,000 |
| Black or African American | 117 | $6,262,000 | $53,000 | $304,000 | $50,000 | $291,000 |
| Not applicable | 76 | $8,323,000 | $78,500 | $915,000 | $2,000 | $188,000 |
| Hispanic | 15 | $803,000 | $53,000 | $135,000 | $66,000 | $234,000 |
| Asian | 11 | $1,771,000 | $161,000 | $772,000 | $73,000 | $108,000 |
| Not Provided | 9 | $592,000 | $65,000 | $155,000 | $33,000 | $58,000 |
| American Indian or Alaskan Native | 3 | $129,000 | $43,000 | $98,000 | $34,000 | $53,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $189,000 | $94,000 | $168,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,951 | $147,654,000 | $133,000 | $915,000 | $78,750 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 3 | $547,000 | $182,000 | $238,000 | $53,000 | $74,000 |
| FHA-insured (Federal Housing Administration) | 1 | $49,000 | $49,000 | $49,000 | $125,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,782 | $133,760,000 | $139,200 | $915,000 | $88,700 | $3,000,000 |
| Application Denied By Financial Institution | 117 | $7,156,000 | $92,000 | $819,000 | $55,400 | $360,000 |
| Application Withdrawn By Applicant | 44 | $5,625,000 | $176,000 | $528,000 | $61,000 | $662,000 |
| Application Approved But Not Accepted | 12 | $1,709,000 | $142,000 | $443,000 | $80,000 | $242,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.