Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Firstbank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,685 |
| Total Mortgage Loan Application Amount | $171,862,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $1,845,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henderson County Tennessee | 202 | $ 15,677,000 | $ 77,000 | $ 60,000 |
| Carroll County Tennessee | 189 | $ 9,851,000 | $ 52,000 | $ 55,000 |
| Henry County Tennessee | 180 | $ 14,440,000 | $ 80,000 | $ 87,000 |
| Shelby County Tennessee | 118 | $ 10,623,000 | $ 90,000 | $ 125,000 |
| Benton County Tennessee | 112 | $ 8,348,000 | $ 74,000 | $ 76,000 |
| Madison County Tennessee | 110 | $ 14,053,000 | $ 127,000 | $ 79,000 |
| Rutherford County Tennessee | 102 | $ 12,042,000 | $ 118,000 | $ 154,000 |
| Humphreys County Tennessee | 70 | $ 5,075,000 | $ 72,000 | $ 68,000 |
| Hamilton County Tennessee | 61 | $ 9,110,000 | $ 149,000 | $ 68,000 |
| Williamson County Tennessee | 59 | $ 10,711,000 | $ 181,000 | $ 97,000 |
| Decatur County Tennessee | 52 | $ 3,503,000 | $ 67,000 | $ 58,000 |
| Dickson County Tennessee | 42 | $ 5,128,000 | $ 122,000 | $ 82,000 |
| Cumberland County Tennessee | 40 | $ 3,563,000 | $ 89,000 | $ 54,000 |
| Perry County Tennessee | 36 | $ 2,051,000 | $ 56,000 | $ 54,000 |
| Cannon County Tennessee | 31 | $ 1,984,000 | $ 64,000 | $ 55,000 |
| Marion County Tennessee | 27 | $ 3,540,000 | $ 131,000 | $ 62,000 |
| Davidson County Tennessee | 26 | $ 6,719,000 | $ 258,000 | $ 134,000 |
| Rhea County Tennessee | 22 | $ 1,759,000 | $ 79,000 | $ 54,000 |
| DeKalb County Tennessee | 15 | $ 1,060,000 | $ 70,000 | $ 81,000 |
| Bradley County Tennessee | 14 | $ 2,930,000 | $ 209,000 | $ 411,000 |
| Bedford County Tennessee | 13 | $ 877,000 | $ 67,000 | $ 84,000 |
| Lincoln County Tennessee | 13 | $ 720,000 | $ 55,000 | $ 64,000 |
| Weakley County Tennessee | 12 | $ 747,000 | $ 62,000 | $ 64,000 |
| Hickman County Tennessee | 11 | $ 949,000 | $ 86,000 | $ 57,000 |
| Gibson County Tennessee | 9 | $ 1,118,000 | $ 124,000 | $ 101,000 |
| Wilson County Tennessee | 9 | $ 1,847,000 | $ 205,000 | $ 97,000 |
| Catoosa County Georgia | 7 | $ 691,000 | $ 98,000 | $ 53,000 |
| Fayette County Tennessee | 5 | $ 1,640,000 | $ 328,000 | $ 105,000 |
| Montgomery County Tennessee | 5 | $ 433,000 | $ 86,000 | $ 63,000 |
| Jackson County Alabama | 4 | $ 406,000 | $ 101,000 | $ 48,000 |
| Cheatham County Tennessee | 4 | $ 299,000 | $ 74,000 | $ 35,000 |
| Chester County Tennessee | 4 | $ 422,000 | $ 105,000 | $ 64,000 |
| Hardin County Tennessee | 4 | $ 313,000 | $ 78,000 | $ 84,000 |
| Knox County Tennessee | 4 | $ 9,545,000 | $ 2,386,000 | $ 67,000 |
| Coffee County Tennessee | 3 | $ 179,000 | $ 59,000 | $ 44,000 |
| Houston County Tennessee | 3 | $ 72,000 | $ 24,000 | $ 36,000 |
| Okaloosa County Florida | 2 | $ 896,000 | $ 448,000 | $ 0 |
| Walton County Florida | 2 | $ 308,000 | $ 154,000 | $ 261,000 |
| Calloway County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 34,000 |
| Graves County Kentucky | 2 | $ 272,000 | $ 136,000 | $ 71,000 |
| Marshall County Mississippi | 2 | $ 262,000 | $ 131,000 | $ 147,000 |
| Anderson County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 243,000 |
| Bledsoe County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Crockett County Tennessee | 2 | $ 222,000 | $ 111,000 | $ 90,000 |
| Hardeman County Tennessee | 2 | $ 37,000 | $ 18,000 | $ 33,000 |
| Maury County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 100,000 |
| McNairy County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 66,000 |
| Putnam County Tennessee | 2 | $ 148,000 | $ 74,000 | $ 73,000 |
| Sequatchie County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 57,000 |
| Stewart County Tennessee | 2 | $ 49,000 | $ 24,000 | $ 56,000 |
| Sumner County Tennessee | 2 | $ 827,000 | $ 413,000 | $ 186,000 |
| Warren County Tennessee | 2 | $ 109,000 | $ 54,000 | $ 32,000 |
| Jefferson County Alabama | 1 | $ 196,000 | $ 196,000 | $ 360,000 |
| Lauderdale County Alabama | 1 | $ 78,000 | $ 78,000 | $ 53,000 |
| Madison County Alabama | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Morgan County Alabama | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| Tuscaloosa County Alabama | 1 | $ 92,000 | $ 92,000 | $ 120,000 |
| Pima County Arizona | 1 | $ 70,000 | $ 70,000 | $ 115,000 |
| Crittenden County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Bay County Florida | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Lee County Florida | 1 | $ 178,000 | $ 178,000 | $ 196,000 |
| Dade County Georgia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Walker County Georgia | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Garrard County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 196,000 |
| McCracken County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Alcorn County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 153,000 |
| Benton County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| DeSoto County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Tate County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 180,000 |
| Tishomingo County Mississippi | 1 | $ 257,000 | $ 257,000 | $ 225,000 |
| Cape Girardeau County Missouri | 1 | $ 56,000 | $ 56,000 | $ 96,000 |
| Buncombe County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 35,000 |
| Delaware County Ohio | 1 | $ 300,000 | $ 300,000 | $ 105,000 |
| Clay County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Franklin County Tennessee | 1 | $ 427,000 | $ 427,000 | $ 133,000 |
| Grainger County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 59,000 |
| Lauderdale County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Lewis County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Loudon County Tennessee | 1 | $ 356,000 | $ 356,000 | $ 107,000 |
| McMinn County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Meigs County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Monroe County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Pickett County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Robertson County Tennessee | 1 | $ 201,000 | $ 201,000 | $ 89,000 |
| Sevier County Tennessee | 1 | $ 446,000 | $ 446,000 | $ 477,000 |
| Washington County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 242,000 |
| Milwaukee County Wisconsin | 1 | $ 48,000 | $ 48,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 792 | $85,498,000 | $107,000 | $2,000,000 | $87,000 | $1,000,000 |
| Home Purchase | 626 | $78,551,000 | $125,000 | $9,000,000 | $89,000 | $1,845,000 |
| Home Improvement | 267 | $7,813,000 | $29,000 | $417,000 | $60,000 | $1,023,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,535 | $146,093,000 | $95,000 | $1,120,000 | $85,000 | $1,845,000 |
| Black or African American | 64 | $4,764,000 | $74,000 | $410,000 | $111,000 | $571,000 |
| Not applicable | 54 | $18,996,000 | $351,000 | $9,000,000 | $0 | $0 |
| Hispanic | 18 | $924,000 | $51,000 | $147,000 | $71,000 | $245,000 |
| Asian | 6 | $550,000 | $91,000 | $178,000 | $127,000 | $264,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $277,000 | $55,000 | $81,000 | $58,000 | $76,000 |
| Not Provided | 2 | $93,000 | $46,000 | $88,000 | $25,000 | $36,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,659 | $168,491,000 | $101,000 | $9,000,000 | $84,000 | $1,845,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,616,000 | $124,000 | $246,000 | $55,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $434,000 | $144,000 | $148,000 | $54,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 2 | $321,000 | $160,000 | $212,000 | $66,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,519 | $152,372,000 | $100,000 | $9,000,000 | $85,000 | $1,845,000 |
| Application Denied By Financial Institution | 100 | $11,063,000 | $110,000 | $2,000,000 | $65,000 | $675,000 |
| Application Withdrawn By Applicant | 66 | $8,427,000 | $127,000 | $875,000 | $78,000 | $258,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $1,714,000 | $39,000 | $140,000 | $30,000 | $120,000 |
| Debt-To-Income Ratio | 27 | $5,411,000 | $200,000 | $2,000,000 | $101,000 | $675,000 |
| Collateral | 12 | $1,937,000 | $161,000 | $415,000 | $96,000 | $360,000 |
| Unverifiable Information | 6 | $522,000 | $87,000 | $143,000 | $72,000 | $176,000 |
| Employment History | 6 | $624,000 | $104,000 | $217,000 | $36,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $810,000 | $162,000 | $289,000 | $101,000 | $243,000 |
| Credit Application Incomplete | 1 | $45,000 | $45,000 | $45,000 | $117,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.