Firstbank Southwest
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Firstbank Southwest 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank Southwest 2401 S. Georgia Amarillo, TX 79109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 477 |
| Total Mortgage Loan Application Amount | $118,225,000 |
| Average Mortgage Loan Application Amount | $143,500 |
| Highest Mortgage Loan Application Amount | $16,875,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $696,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Firstbank Southwest. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank Southwest's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Firstbank Southwest's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank Southwest serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank Southwest, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank Southwest's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Randall County Texas | 134 | $ 28,100,000 | $ 209,000 | $ 113,000 |
| Potter County Texas | 118 | $ 19,580,000 | $ 165,000 | $ 111,000 |
| Gray County Texas | 56 | $ 7,150,000 | $ 127,000 | $ 89,000 |
| Deaf Smith County Texas | 52 | $ 5,640,000 | $ 108,000 | $ 72,000 |
| Ochiltree County Texas | 16 | $ 1,170,000 | $ 73,000 | $ 92,000 |
| Parmer County Texas | 15 | $ 1,675,000 | $ 111,000 | $ 75,000 |
| Bexar County Texas | 11 | $ 5,255,000 | $ 477,000 | $ 233,000 |
| Carson County Texas | 8 | $ 1,120,000 | $ 140,000 | $ 78,000 |
| Tarrant County Texas | 6 | $ 2,740,000 | $ 456,000 | $ 196,000 |
| Donley County Texas | 5 | $ 325,000 | $ 65,000 | $ 107,000 |
| Hutchinson County Texas | 5 | $ 715,000 | $ 143,000 | $ 55,000 |
| Lipscomb County Texas | 5 | $ 675,000 | $ 135,000 | $ 79,000 |
| Moore County Texas | 5 | $ 925,000 | $ 185,000 | $ 94,000 |
| Castro County Texas | 3 | $ 245,000 | $ 81,000 | $ 73,000 |
| Hunt County Texas | 3 | $ 505,000 | $ 168,000 | $ 0 |
| Travis County Texas | 3 | $ 4,425,000 | $ 1,475,000 | $ 257,000 |
| Bee County Texas | 2 | $ 2,260,000 | $ 1,130,000 | $ 0 |
| Dallas County Texas | 2 | $ 1,020,000 | $ 510,000 | $ 243,000 |
| Lubbock County Texas | 2 | $ 460,000 | $ 230,000 | $ 183,000 |
| Roberts County Texas | 2 | $ 410,000 | $ 205,000 | $ 119,000 |
| Lafayette County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Roosevelt County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Beaver County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Armstrong County Texas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Bell County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Collingsworth County Texas | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Denton County Texas | 1 | $ 325,000 | $ 325,000 | $ 199,000 |
| Ellis County Texas | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Erath County Texas | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Galveston County Texas | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Grayson County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hamilton County Texas | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Hansford County Texas | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Hockley County Texas | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Hood County Texas | 1 | $ 65,000 | $ 65,000 | $ 319,000 |
| Kendall County Texas | 1 | $ 10,135,000 | $ 10,135,000 | $ 0 |
| Knox County Texas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Lamb County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| San Patricio County Texas | 1 | $ 16,875,000 | $ 16,875,000 | $ 0 |
| Smith County Texas | 1 | $ 225,000 | $ 225,000 | $ 146,000 |
| Somervell County Texas | 1 | $ 665,000 | $ 665,000 | $ 351,000 |
| Williamson County Texas | 1 | $ 865,000 | $ 865,000 | $ 337,000 |
Mortgage Loan Application Detail Totals for Firstbank Southwest in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 304 | $94,540,000 | $310,000 | $16,875,000 | $105,000 | $696,000 |
| Refinancing | 88 | $15,890,000 | $180,000 | $2,285,000 | $110,000 | $442,000 |
| Home Improvement | 53 | $4,185,000 | $78,000 | $505,000 | $109,000 | $354,000 |
| Other Purpose | 19 | $1,555,000 | $81,000 | $305,000 | $85,000 | $229,000 |
| Cash-out Refinancing | 12 | $2,010,000 | $167,000 | $325,000 | $75,000 | $162,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $59,000 | $59,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 206 | $39,240,000 | $190,000 | $865,000 | $111,000 | $387,000 |
| Not applicable | 112 | $55,970,000 | $499,000 | $16,875,000 | $0 | $0 |
| Hispanic | 109 | $13,455,000 | $123,000 | $725,000 | $81,000 | $696,000 |
| Not Provided | 33 | $6,585,000 | $199,000 | $925,000 | $148,000 | $442,000 |
| Asian | 12 | $2,200,000 | $183,000 | $495,000 | $89,000 | $233,000 |
| American Indian or Alaskan Native | 3 | $415,000 | $138,000 | $255,000 | $83,000 | $122,000 |
| Black or African American | 2 | $360,000 | $180,000 | $235,000 | $58,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 430 | $109,780,000 | $255,000 | $16,875,000 | $109,000 | $696,000 |
| FHA-insured (Federal Housing Administration) | 33 | $5,535,000 | $167,000 | $415,000 | $70,000 | $142,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,240,000 | $224,000 | $495,000 | $87,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $670,000 | $167,000 | $235,000 | $64,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 376 | $101,920,000 | $271,000 | $16,875,000 | $112,000 | $696,000 |
| Application Approved But Not Accepted | 53 | $11,145,000 | $210,000 | $925,000 | $108,000 | $442,000 |
| Application Denied By Financial Institution | 47 | $4,955,000 | $105,000 | $325,000 | $56,000 | $166,000 |
| Loan Purchased By The Institution | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 430 | $113,270,000 | $263,000 | $16,875,000 | $111,000 | $696,000 |
| Credit History | 21 | $1,615,000 | $76,000 | $175,000 | $59,000 | $112,000 |
| Debt-To-Income Ratio | 16 | $1,680,000 | $105,000 | $255,000 | $40,000 | $98,000 |
| Collateral | 6 | $1,010,000 | $168,000 | $325,000 | $69,000 | $132,000 |
| Other | 2 | $420,000 | $210,000 | $275,000 | $110,000 | $166,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Employment History | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank Southwest's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank Southwest's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.