Firstline Residential
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Firstline Residential 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstline Residential 17310 Redhill Avenue, Suite 250 Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 319 |
| Total Mortgage Loan Application Amount | $114,692,000 |
| Average Mortgage Loan Application Amount | $411,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $154,333 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Firstline Residential. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstline Residential's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Firstline Residential's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstline Residential serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstline Residential, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstline Residential's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 82 | $ 36,382,000 | $ 443,000 | $ 174,000 |
| San Diego County California | 28 | $ 9,814,000 | $ 350,000 | $ 142,000 |
| Riverside County California | 16 | $ 5,461,000 | $ 341,000 | $ 115,000 |
| Orange County California | 13 | $ 6,555,000 | $ 504,000 | $ 171,000 |
| San Bernardino County California | 13 | $ 5,080,000 | $ 390,000 | $ 143,000 |
| Broward County Florida | 12 | $ 2,987,000 | $ 248,000 | $ 147,000 |
| Miami-Dade County Florida | 11 | $ 3,103,000 | $ 282,000 | $ 114,000 |
| Lee County Florida | 9 | $ 1,920,000 | $ 213,000 | $ 80,000 |
| Contra Costa County California | 8 | $ 3,118,000 | $ 389,000 | $ 243,000 |
| Alameda County California | 7 | $ 2,586,000 | $ 369,000 | $ 139,000 |
| Kern County California | 6 | $ 1,450,000 | $ 241,000 | $ 84,000 |
| Sacramento County California | 6 | $ 1,583,000 | $ 263,000 | $ 85,000 |
| Maui County Hawaii | 6 | $ 3,337,000 | $ 556,000 | $ 155,000 |
| Fresno County California | 5 | $ 1,145,000 | $ 229,000 | $ 77,000 |
| Merced County California | 5 | $ 1,277,000 | $ 255,000 | $ 81,000 |
| El Paso County Colorado | 4 | $ 724,000 | $ 181,000 | $ 89,000 |
| Orange County Florida | 4 | $ 868,000 | $ 217,000 | $ 67,000 |
| Honolulu County Hawaii | 4 | $ 2,156,000 | $ 539,000 | $ 109,000 |
| King County Washington | 4 | $ 1,494,000 | $ 373,000 | $ 103,000 |
| Monterey County California | 3 | $ 2,257,000 | $ 752,000 | $ 212,000 |
| San Joaquin County California | 3 | $ 1,272,000 | $ 424,000 | $ 129,000 |
| Solano County California | 3 | $ 1,010,000 | $ 336,000 | $ 164,000 |
| Denver County Colorado | 3 | $ 638,000 | $ 212,000 | $ 169,000 |
| Collier County Florida | 3 | $ 978,000 | $ 326,000 | $ 93,000 |
| Pinellas County Florida | 3 | $ 696,000 | $ 232,000 | $ 129,000 |
| Salt Lake County Utah | 3 | $ 794,000 | $ 264,000 | $ 55,000 |
| Clark County Washington | 3 | $ 998,000 | $ 332,000 | $ 154,000 |
| Maricopa County Arizona | 2 | $ 239,000 | $ 119,000 | $ 0 |
| San Francisco County California | 2 | $ 556,000 | $ 278,000 | $ 100,000 |
| San Luis Obispo County California | 2 | $ 535,000 | $ 267,000 | $ 63,000 |
| Santa Clara County California | 2 | $ 884,000 | $ 442,000 | $ 181,000 |
| Hartford County Connecticut | 2 | $ 301,000 | $ 150,000 | $ 36,000 |
| Osceola County Florida | 2 | $ 398,000 | $ 199,000 | $ 64,000 |
| Palm Beach County Florida | 2 | $ 373,000 | $ 186,000 | $ 81,000 |
| St. Lucie County Florida | 2 | $ 386,000 | $ 193,000 | $ 83,000 |
| Clark County Nevada | 2 | $ 2,344,000 | $ 1,172,000 | $ 423,000 |
| Cache County Utah | 2 | $ 508,000 | $ 254,000 | $ 150,000 |
| Utah County Utah | 2 | $ 466,000 | $ 233,000 | $ 57,000 |
| San Mateo County California | 1 | $ 693,000 | $ 693,000 | $ 148,000 |
| Stanislaus County California | 1 | $ 391,000 | $ 391,000 | $ 84,000 |
| Tulare County California | 1 | $ 228,000 | $ 228,000 | $ 74,000 |
| Tuolumne County California | 1 | $ 394,000 | $ 394,000 | $ 75,000 |
| Adams County Colorado | 1 | $ 174,000 | $ 174,000 | $ 348,000 |
| Jefferson County Colorado | 1 | $ 411,000 | $ 411,000 | $ 117,000 |
| Pueblo County Colorado | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| New Haven County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 38,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Duval County Florida | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Jackson County Florida | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Lake County Florida | 1 | $ 131,000 | $ 131,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 261,000 | $ 261,000 | $ 78,000 |
| Seminole County Florida | 1 | $ 186,000 | $ 186,000 | $ 66,000 |
| Kauai County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 124,000 |
| Ada County Idaho | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 298,000 | $ 298,000 | $ 99,000 |
| Nash County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Lane County Oregon | 1 | $ 240,000 | $ 240,000 | $ 58,000 |
| Linn County Oregon | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Multnomah County Oregon | 1 | $ 242,000 | $ 242,000 | $ 42,000 |
| Davis County Utah | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
| Weber County Utah | 1 | $ 167,000 | $ 167,000 | $ 115,000 |
| Franklin County Washington | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Kitsap County Washington | 1 | $ 291,000 | $ 291,000 | $ 94,000 |
| Lewis County Washington | 1 | $ 207,000 | $ 207,000 | $ 80,000 |
| Pierce County Washington | 1 | $ 975,000 | $ 975,000 | $ 299,000 |
| Snohomish County Washington | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Yakima County Washington | 1 | $ 171,000 | $ 171,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Firstline Residential in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 195 | $69,097,000 | $354,000 | $2,083,000 | $126,000 | $760,000 |
| Home Purchase | 119 | $43,003,000 | $361,000 | $3,500,000 | $151,000 | $1,080,000 |
| Home Improvement | 5 | $2,592,000 | $518,000 | $590,000 | $186,000 | $319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 126 | $48,692,000 | $386,000 | $3,500,000 | $157,000 | $1,080,000 |
| Hispanic | 117 | $38,409,000 | $328,000 | $675,000 | $118,000 | $720,000 |
| Black or African American | 34 | $11,730,000 | $345,000 | $1,488,000 | $146,000 | $718,000 |
| Asian | 24 | $10,040,000 | $418,000 | $693,000 | $136,000 | $319,000 |
| Not Provided | 14 | $4,410,000 | $315,000 | $584,000 | $86,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,411,000 | $352,000 | $569,000 | $130,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 319 | $114,692,000 | $359,000 | $3,500,000 | $136,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 167 | $68,033,000 | $407,000 | $3,500,000 | $152,000 | $1,080,000 |
| Application Denied By Financial Institution | 88 | $28,435,000 | $323,000 | $975,000 | $120,000 | $720,000 |
| Loan Originated | 64 | $18,224,000 | $284,000 | $932,000 | $117,000 | $330,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $7,003,000 | $304,000 | $596,000 | $81,000 | $146,000 |
| Credit History | 20 | $6,754,000 | $337,000 | $600,000 | $104,000 | $262,000 |
| Unverifiable Information | 14 | $4,428,000 | $316,000 | $693,000 | $121,000 | $187,000 |
| Collateral | 11 | $4,117,000 | $374,000 | $975,000 | $212,000 | $720,000 |
| Other | 10 | $3,303,000 | $330,000 | $617,000 | $167,000 | $396,000 |
| Employment History | 6 | $1,693,000 | $282,000 | $417,000 | $92,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,137,000 | $284,000 | $462,000 | $83,000 | $184,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstline Residential's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstline Residential's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.